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Joe Greaney, WESTBIC. - Enterprise Europe Ireland

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The EBN Network<br />

a community sharing values, goals & brands<br />

• The <strong>Europe</strong>an Network of BICs, incubators, innovation and<br />

entrepreneurship & start-up Centres >>> « Innovation-based<br />

incubators » >>> Business & Innovation Centres (BICs)<br />

• An organised Network of 200+ Business & Innovation Support<br />

Centres covering most regions of EU 27 + neighbouring as well as<br />

partnering countries<br />

• An initiative taken 25 years ago by the EC (DG Regio), public<br />

authorities, industry leaders, and Universities >>> A pioneer in<br />

PPP, a connector between knowledge and business<br />

• A dynamic cluster of clusters with 25.000+ entrepreneurs within<br />

the active portfolio >> > with Village Tronic, Exilica, Vivalis, Lipotec,<br />

Codasystem, Semiotix, Biofly, BioAzul, Kandor Graphics, Leica<br />

Geosystems, Jamendo, etc inside<br />

• A community of qualified & committed intermediaries, with St-<br />

John Innovation Centre, Cap Alpha, Innostart, Promotech, Innotek,<br />

Knowledge Dock, Solvay Entrepreneurs, Technoport, Innovatum,<br />

Berytech, Technowest, and <strong>WESTBIC</strong> inside !<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Growing Innovative Companies,<br />

creating jobs.<br />

<strong>Joe</strong> <strong>Greaney</strong><br />

EBN President, Brussels<br />

CEO of <strong>WESTBIC</strong>, Galway (<strong>Ireland</strong>)<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


The Story Line<br />

the 25 first years<br />

2000 – 2002<br />

Re-engineering<br />

of the EBN<br />

Association<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


B2territories<br />

the place-based theory, the proximity factor<br />

• Serious Gaming at Coventry (entrepreneurial) University, Dublin & Galway<br />

• Birmingham (real SMEs) Photonics Clusters<br />

• Chem2biz basf spin-off incubator in Ludwigshafen<br />

• KIS Biotherapies clustering in Nantes<br />

• Knowledge Dock regeneration in the Docklands<br />

• Creative computer graphics in Darmstadt<br />

• Cleantech platform in Lahti<br />

• Software development centre for start-ups in Cork<br />

• SatNav Galilleo applications incubated in Liège & Lux<br />

• An IT community of 100+ start ups in Barcelona<br />

• An integrated TT-Incubation-VC-cluster animation system on micro/nanoelectronics<br />

at Imec in Leuven<br />

• Creativity and design crash courses in Sunderland<br />

• Mechatronics in Haute-Savoie, Photovoltaics in Savoie,<br />

• Creative industries in Trolhattan as a response to automotive<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Where is EBN going<br />

The next 25 years<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


The Performance of the Network<br />

Key Performance Indicators -Annually<br />

Number of start-up or other enterprise projects<br />

during the year<br />

7.739<br />

Selected prior to feasibility study 20.943<br />

Number of business plans produced during the year 8.285<br />

Number of start-ups created during the year 6.297<br />

<strong>Enterprise</strong> Survival Rate 89%<br />

Number of tenants in incubator 3.893<br />

Total employment by tenants in 2008 23.242<br />

Number of jobs created in SMEs 6.376<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Bi-Lateral Frameworks<br />

EBN<br />

NBIA<br />

ANPROTEC<br />

RSA<br />

CHINA<br />

LEBANON<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


What impact<br />

Cumulative figures for the entire network<br />

175.000 Business Plans developed<br />

65.000 Start-up companies created<br />

250.000 Existing SMEs supported<br />

275.000 Jobs created<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Association of Irish BIC’s<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


<strong>WESTBIC</strong> REGION<br />

<strong>WESTBIC</strong> Office Locations<br />

Third Level Colleges/Institutes<br />

Letterkenny<br />

LYIT<br />

Kilcar<br />

Belmullet<br />

Sligo IT<br />

Sligo<br />

GMIT,<br />

Castlebar<br />

Foxford<br />

Longford<br />

Roscommon<br />

NUIG<br />

GMIT<br />

Galway<br />

AIT<br />

Athlone<br />

Tullamore<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Applied Innovation<br />

Partners<br />

Coaching<br />

Start/Growth<br />

Incubation<br />

Market<br />

Animation Project<br />

€<br />

Capital<br />

Brokering<br />

Networking<br />

Pilots<br />

Open Innovation<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu<br />

Internationalisation<br />

Clustering


1. Market Animation<br />

Cross-Border BIC<br />

• Broadcasting<br />

• Seminars<br />

• Training<br />

• Awards, etc.<br />

multimedia subcontractor<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


CEIM VII Partners<br />

Cross-Border BIC<br />

• LYIT & IT Sligo<br />

• Funded by Institutes of Technology<br />

<strong>Ireland</strong> (IOTI) Technological Sector<br />

Research multimedia Initiative subcontractor - Strand II<br />

• Eligible participants supported by<br />

<strong>Enterprise</strong> <strong>Ireland</strong>, Údarás na<br />

Gaeltachta & CEBs and managed by<br />

<strong>WESTBIC</strong><br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


CÉIM I - V (2004/2009)<br />

Cross-Border BIC<br />

• Survey of 50 companies completing the<br />

programme (45 responses)<br />

• 92 FT Jobs / 43 PT Jobs (employment of up to<br />

250 projected by 2010/2011)<br />

• 24 companies exporting<br />

multimedia subcontractor<br />

• Over €25 million in turnover projected by<br />

2010/2011<br />

• 16 engaged or preparing to engage with EI’s<br />

HPSU Unit<br />

• 84% satisfaction rating for CEIM Programme<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


2. Project Coaching<br />

• Validations<br />

Cross-Border BIC<br />

• Feasibility ready<br />

multimedia subcontractor<br />

• Investment Ready<br />

• Business Planning<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Project Validations<br />

EI/ES2 (Feasibility Ready)<br />

Business Plans Completed<br />

EI/ES3 (Investor Ready)<br />

Irish BIC Outputs 2008 - 2012<br />

2008 2009 2010 2011 2012<br />

58<br />

14<br />

77<br />

n/a<br />

111<br />

62<br />

70<br />

22<br />

102<br />

70<br />

79<br />

32<br />

116<br />

78<br />

90<br />

53<br />

118<br />

82<br />

95<br />

59<br />

BIC Assisted Start-Ups<br />

35 37 40 50 55<br />

EI-HPSUs<br />

19 21 28 36 40<br />

BIC Assisted Expansions 87 84 71 87 96<br />

Companies Under Incubation 152 116 98 116 126<br />

Incubation Space Managed 15,745m2 16,505 m 2 16,505 m 2 16,505 m 2 16,505 m 2<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


3. Incubation<br />

Cross-Border BIC<br />

• Plan, Develop and Deliver<br />

• 4 sites in BMW Region<br />

multimedia subcontractor<br />

• International Quality Standard<br />

• Private Sector Support<br />

• Internationally networked.<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Fiontarlann Incubator – Donegal<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Midlands Incubator – Roscommon<br />

Cross-Border BIC<br />

multimedia subcontractor<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


THE CUBE<br />

Flexible desk space, virtual office and hot desking options for<br />

early-stage enterprises.<br />

Desk on a monthly roll-over basis<br />

Hot desk by the hour/day + monthly packages<br />

Virtual Office – address/mail/telephone service<br />

Connected: Each desk is connected to the Centre’s ICT<br />

Network, providing in-built high speed internet access,<br />

telephony services and firewall security for users.<br />

Facilities: Users also have full access to all Galway<br />

Technology Centre services<br />

.<br />

Affordable: Competitive Licence agreements on a monthly<br />

rollover basis.<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


GTC CONCEPT<br />

Integrated range of services + facilities to create the right environment for start-ups to be<br />

commercialised and grow.<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


SOFT LANDINGS<br />

Support for start-ups aiming to internationalise<br />

(part of EBN Soft Landings initiative)<br />

Initiative includes:<br />

• hard infrastructure access: broadband, phones, desk, business address,<br />

meeting rooms etc.<br />

• tailored soft support: market research, introductions to key players, access<br />

local knowledge and financial/legal/technical expertise.<br />

Support for Corporate Clients seeking to Locate in the Region<br />

Initiative includes:<br />

• quick set-up: office/phones/broadband/meeting rooms, short stay, flexible<br />

office options.<br />

• customised ICT solutions.<br />

• examples: EA Games, SAP, Cisco, Lumension<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


PARTNERSHIP<br />

<strong>WESTBIC</strong><br />

Galway County<br />

& City <strong>Enterprise</strong><br />

Board<br />

Galway Chamber<br />

of Commerce<br />

ENTERPRISE<br />

IRELAND<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


International<br />

Quality<br />

Standard<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


4. Start & Growth Capital<br />

Cross-Border BIC<br />

• 1 st Seed Fund in <strong>Ireland</strong> – BIF (1990)<br />

• Irish BICs Seed Capital Fund (1997)<br />

multimedia subcontractor<br />

• Dublin Seed Capital Fund<br />

• Business Angels Partnership<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Summary Statistics for Irish BICs Halo Business Angel Partnership<br />

Pre- 2008 2009 2010 2011 Cumulative<br />

2008<br />

Number of Deals 10 13 17 20 25 85<br />

Angel Funding €1M €2.3M €3.1M €4.02M €4.85M €15.3M<br />

Average Angel Investment<br />

per Deal<br />

€100K €176K €182K €201K €188M €180K<br />

Other Funds €1.7M €4.4M €2.3M €3.14M €4.36M €15.9M<br />

Total Funding €2.7M €6.7M €5.4M €7.16M €10.3M €31.2M<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Applied Innovation<br />

Partners<br />

Coaching<br />

Start/Growth<br />

Incubation<br />

Market<br />

Animation Project<br />

€<br />

Capital<br />

Brokering<br />

Networking<br />

Pilots<br />

Open<br />

Innovation<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu<br />

Internationalisation<br />

Clustering


Open Innovation<br />

e.g.<br />

Initiatives<br />

Cross-Border BIC<br />

• Innovation House<br />

multimedia subcontractor<br />

• Ideas Lab<br />

• Cross Border BIC<br />

• i-Factory<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Innovators – What they need<br />

•Easily accessible<br />

•Free<br />

•Confidential<br />

expert advice


Roscommon Innovation House<br />

• New Service<br />

• Joint Provision<br />

•Roscommon Integrated Development<br />

Company<br />

•Roscommon County <strong>Enterprise</strong> Board<br />

• Operated by <strong>WESTBIC</strong>


Mayo Ideas Lab<br />

Údarás na<br />

Gaeltachta<br />

Business<br />

Innovation<br />

Community<br />

Knowledg<br />

e<br />

Ideas<br />

Lab<br />

Activities<br />

Creativit<br />

y<br />

Mayo Co.<br />

Co.<br />

Mayo VEC<br />

Entrepreneurshi<br />

p<br />

3 rd Level<br />

<strong>WESTBIC</strong><br />

FÁS<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Innovation<br />

Pipeline<br />

• Innovation Pipeline<br />

Idea<br />

Generation<br />

Evaluation<br />

Feasibility R & D<br />

Enterpris<br />

e<br />

JOBS<br />

Ideas Lab<br />

Feasibility<br />

Study Grant<br />

CEB<br />

Údarás<br />

Westbic<br />

<strong>Enterprise</strong><br />

<strong>Ireland</strong><br />

RTI<br />

Science<br />

<strong>Ireland</strong><br />

3 rd Level<br />

FAS<br />

EI<br />

CEB<br />

Údarás<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Cross-Border BIC<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Cross-Border BIC Structure<br />

Business / Private<br />

Sector<br />

CBBIC<br />

Relevant Stake-holders<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Cross-Border BIC Looking Ahead<br />

Strategic Positioning<br />

• Market the Total Region<br />

• Build Networks and Clusters<br />

• Transfer Innovation / Technology<br />

• Build “<strong>Enterprise</strong> Bridges” with Colleges /<br />

Research Institutes<br />

• Implement 3 rd Party Intermediary Programmes<br />

Progress on the Value Chain<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


iFactory and the Innovation Continuum<br />

Cross-Border BIC<br />

€$£<br />

Innovation<br />

Activity<br />

Innovation<br />

Capacity<br />

multimedia subcontractor<br />

awareness engagement strategy action plan embedding<br />

Innovation<br />

Capability<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


iFactory<br />

Cross-Border Summary<br />

BIC<br />

140 companies in two 18 month phases cross border<br />

8 days Innovation development support<br />

5 days specialist innovation coaching support<br />

6 days technical consulting support<br />

multimedia subcontractor<br />

8 days market research support<br />

iLearning – 6 seminars and 1 conference (400 participants)<br />

Phase Two commencing now!!<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


iFactory Delivery Partners<br />

Cross-Border BIC<br />

FE Sector BIC HE Sector<br />

multimedia subcontractor<br />

County<br />

<strong>Enterprise</strong><br />

Boards (CEB)<br />

NWRC NORIBIC Letterkenny IT Donegal<br />

SWRC WestBIC Sligo IT Sligo<br />

SERC<br />

SRC<br />

NRC<br />

Belfast Met<br />

BIC Associate<br />

Mentors (100+)<br />

Cavan<br />

Monaghan<br />

Leitrim<br />

Cross-Border Business Innovation Centre<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


<strong>WESTBIC</strong> – Applied Innovation Partners<br />

A talent pool across 250 similar applied<br />

innovation delivery agents over 25+ years<br />

An open innovation community – policy<br />

and delivery<br />

Close contact with SMEs and Start Ups<br />

Globally connected – locally focused.<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu


Go raibh maith agaibh<br />

EBN – <strong>Europe</strong>an BIC Network<br />

Avenue de Tervuren, 168. B – 1150 Bruxelles<br />

Phone: + 32 2 772 89 00 - Fax: +32 2 772 95 74<br />

E-mail: ebn@ebn.eu – Internet : www.ebn.eu

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