Ensure Brochure Oct 2011
Ensure Brochure Oct 2011
Ensure Brochure Oct 2011
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Pension Balancer<br />
As on September 30, <strong>2011</strong><br />
FUND OBJECTIVE<br />
To provide a balance between long-term capital appreciation<br />
and current income through investment in equity as well as<br />
fixed income instruments in appropriate proportions<br />
depending on market conditions prevalent from time to time.<br />
RISK PROFILE<br />
Expected return<br />
Risk<br />
ANNUALIZED RETURNS<br />
14.00%<br />
12.00%<br />
10.00%<br />
8.00%<br />
6.00%<br />
4.00%<br />
2.00%<br />
0.00%<br />
3 Year 5 Year Since inception<br />
Pension Balancer Benchmark<br />
DATE OF INCEPTION: May 31, 2002<br />
BENCHMARK<br />
35% BSE 100 & 65% CRISIL Composite Bond Index<br />
PERFORMANCE SUMMARY<br />
FUND SFIN NAV*** Rs.<br />
Pension Balancer Fund ULIF 005 03/05/02 PBalancer1 105 29.97<br />
Pension Balancer Fund II ULIF 015 17/05/04 PBalancer2 105 22.42<br />
NAV GROWTH<br />
34.00<br />
32.00<br />
30.00<br />
28.00<br />
26.00<br />
24.00<br />
22.00<br />
20.00<br />
18.00<br />
16.00<br />
14.00<br />
12.00<br />
10.00<br />
8.00<br />
Linked Life Funds Linked Pension Funds<br />
Pension Balancer<br />
Pension Multiplier<br />
Pension Bluechip<br />
Pension Dynamic P/E<br />
Pension Protector<br />
Pension RICH<br />
Pension Income<br />
Pension Multi Cap Balanced<br />
ASSET ALLOCATION<br />
Indicative Portfolio Allocation Max (%) Min (%)<br />
Equity & equity related securities 40 0<br />
Debt, Money Market & Cash 100 60<br />
May-02 Jul-03 Sep-04 Nov-05 Jan-07 Mar-08 May-09 Jul-10 Sep-11<br />
Pension Balancer Benchmark<br />
Pension Maximiser<br />
Pension Flexi Balanced<br />
Pension Money Market<br />
Pension Multi Cap Growth<br />
PORTFOLIO<br />
Pension Preserver<br />
Pension Flexi Growth<br />
Pension Opportunity<br />
AUM (Rs. Million): 14,003.98<br />
Asset Allocation<br />
Allocation in<br />
Fund<br />
EQUITY 36.23%<br />
DEBT 60.64%<br />
OTHER CURRENT ASSET & EQUIVALENT 3.13%<br />
TOTAL 100.00%<br />
Top 5 Sectors in Equity<br />
Allocation as a<br />
% in Equity<br />
BANK 26.40%<br />
TECHNOLOGY 14.27%<br />
OIL & GAS 12.65%<br />
FINANCE 10.09%<br />
METALS & MINERALS 8.97%<br />
Top 10 Equity Stocks<br />
Allocation as a<br />
% in Equity<br />
INFOSYS TECHNOLOGIES LTD. 8.57%<br />
RELIANCE INDUSTRIES LTD. 8.35%<br />
I T C LTD. 8.23%<br />
HOUSING DEVELOPMENT FINANCE CORPN. LTD 5.23%<br />
TATA CONSULTANCY SERVICES LTD. 5.08%<br />
BHARTI AIRTEL LTD. 4.80%<br />
AXIS BANK LTD. 4.78%<br />
INDUSIND BANK LTD. 4.54%<br />
LARSEN & TOUBRO LTD. 4.35%<br />
BANK OF BARODA 4.34%<br />
Debt Asset Allocation Allocation in Fund<br />
GOVERNMENT SECURITIES/ T BILLS 12.09%<br />
CORPORATE SECURITIES 29.21%<br />
AAA AND EQUIVALENT 21.25%<br />
AA+ AND EQUIVALENT 1.85%<br />
AA EQUIVALENT AND BELOW 6.11%<br />
CORPORATE MONEY MARKET SECURITIES 2.70%<br />
COMMERCIAL PAPER (P1+ AND<br />
EQUIVALENT) 2.70%<br />
CERTIFICATE OF DEPOSIT (P1+ AND<br />
EQUIVALENT) 0.00%<br />
FIXED DEPOSITS WITH BANKS 16.63%<br />
Average Maturity of Debt Portfolio (Months) 47.46<br />
Average Maturity of Debt Benchmark (Months) 34.36<br />
Yield to Maturity of Debt Portfolio 9.62%<br />
*** Last declared NAV (30-Sep-<strong>2011</strong>)<br />
For full portfolio details please<br />
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