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Small Business Brochure - BECU

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SMAll<br />

business<br />

<strong>BECU</strong> MEMBERS:<br />

Laurelee & Attila K.,<br />

Trouvaille Winery,<br />

Woodinville


SW-COC-1436<br />

ColorGraphics is FSC (Forest Stewardship Council)<br />

certified in all our facilities. We are proud to promote<br />

environmentally appropriate, socially beneficial, and<br />

economically viable management of our world’s forests.<br />

PO Box 97050<br />

Seattle, Washington 98124<br />

©1996 Forest Stewardship Council A.C.<br />

01/11<br />

© 2011 <strong>BECU</strong>. All Rights Reserved.<br />

206-439-5700<br />

800-233-2328<br />

www.becu.org<br />

All Washington State Residents Are Eligible To Join<br />

Federally insured by NCUA


Your success is our goal<br />

It’s Our <strong>Business</strong> to know your business. Finding a knowledgeable and<br />

understanding financial institution to conduct your banking business is key to<br />

any small business’ success. <strong>BECU</strong> is a local not-for-profit credit union with small<br />

business roots—we were founded in 1935 with 18 members and $9 in assets.<br />

Now we’re over 600,000 members strong and we are helping small businesses<br />

with the financial products and services they need to thrive.<br />

Checking Accounts<br />

<strong>BECU</strong> offers two value-driven checking<br />

accounts for small businesses. The first<br />

is Basic Checking—this is a non-interest<br />

bearing account with no monthly service<br />

charge and no minimum balance<br />

requirements. The second is our Interest<br />

Checking Account—this account earns<br />

a higher rate than you would normally<br />

find at conventional banks.<br />

Savings & Money<br />

Market Accounts<br />

We make saving easy with competitive<br />

rates and no monthly service charge<br />

on our small business savings account.<br />

If you generally maintain a higher<br />

balance in your savings account you<br />

might want to consider a <strong>BECU</strong> CD<br />

or Money Market Account and take<br />

advantage of even higher earnings<br />

with no monthly service charge.<br />

Other <strong>Small</strong> <strong>Business</strong><br />

Services<br />

We have everything that you need to<br />

manage your small business’ finances:<br />

>> <strong>Business</strong> Visa Credit Card<br />

>> <strong>Business</strong> Debit MasterCard<br />

>> Merchant Card Services<br />

>> Payroll Services<br />

>> Online Banking<br />

>> Remote Deposit<br />

>> <strong>BECU</strong> Investment Services *<br />

>> <strong>Business</strong> Retirement Plans<br />

<strong>BECU</strong> MEMBERS left to right: Sean B., Normandy; Brian M. & Leif H.; Bruce S., Seattle;<br />

Dzmitry P., Bothell; Danita H., West Seattle; Abigail C. & Michael P., Seattle


<strong>BECU</strong> <strong>Small</strong> <strong>Business</strong><br />

What are your small<br />

business needs?<br />

Whether your small business needs startup<br />

funds or some extra office space, <strong>BECU</strong> is<br />

committed to finding the right loan for your<br />

needs. We have affordable and accessible<br />

lending options to help you achieve your<br />

entrepreneurial dreams:<br />

>> A Line of Credit is a great source of<br />

funds that you can access again and<br />

again for your business opportunities<br />

We are here to help<br />

Whether you are a Sole Proprietor,<br />

Limited Liability Company or a<br />

Corporation, we have something for all<br />

business types. For current rates, additional<br />

information on small business services, or<br />

to apply for <strong>BECU</strong> membership, visit<br />

www.becu.org/smallbusiness or call us<br />

directly at 206-812-5140 or 800-233-2328.<br />

You can also stop by one of our conveniently<br />

located Neighborhood Financial Centers.<br />

>> Use a Term Loan to finance the<br />

things you need to keep your<br />

business growing—such as<br />

equipment and vehicles<br />

>> SBA Loans come with longer loan terms,<br />

flexible repayment options and lower down<br />

payments than conventional financing<br />

>> Use a Commercial Real Estate Loan<br />

to purchase or refinance your property<br />

<strong>BECU</strong> MEMBERSHIP<br />

Just by having an account, you are a member of <strong>BECU</strong><br />

and can take advantage of the credit union benefits.<br />

To learn more about <strong>BECU</strong> membership, visit www.becu.org.<br />

*<br />

Securities and Advisory Services and Insurance Products are offered through LPL Financial and its affiliates Member FINRA/<br />

SIPC. <strong>BECU</strong> and <strong>BECU</strong> Investment Services is not a registered broker/dealer and has a brokerage affiliate arrangement with<br />

LPL Financial. Investments are: Not NCUA/NCUSIF Insured • May Lose Value • Not Credit Union Guaranteed • Not<br />

Obligations of <strong>BECU</strong>. LPL Branch Office located at <strong>BECU</strong>, 12770 Gateway Drive, Tukwila, WA 98168.

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