Ruidoso NM Real Estate
Our Company's Goal Is to give honest, ethical, professional representation with unequaled Customer Service to our Buyers & Sellers & to take pride in the fact that when our job is complete, our Customers become our Friends.
Our Company's Goal Is to give honest, ethical, professional representation with unequaled Customer Service to our Buyers & Sellers & to take pride in the fact that when our job is complete, our Customers become our Friends.
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<strong>Ruidoso</strong> <strong>NM</strong> <strong>Real</strong> <strong>Estate</strong><br />
Our Company's Goal Is to give honest, ethical, professional representation with<br />
unequaled Customer Service to our Buyers & Sellers & to take pride in the fact that<br />
when our job is complete, our Customers become our Friends.<br />
1. <strong>Ruidoso</strong> Multiple Listing Service<br />
2. National Association Of <strong>Real</strong>tors®<br />
3. New Mexico <strong>Real</strong>tors®<br />
Specializing In: Representing Buyers Representing Sellers Online Web Marketing<br />
Fine Alto & <strong>Ruidoso</strong> Properties Capitan and Hondo New Mexico New Mexico Farm<br />
and Ranch Property Unique Properties Customer Service & Satisfaction Mountain<br />
Cabins Permanent & Vacation Homes <strong>Ruidoso</strong> and Alto Ranches Horse Properties<br />
Commercial Condos & Town homes Land & Lots.
New Mexico <strong>Real</strong>ty Expert<br />
Looking for horse or ranch property in and around <strong>Ruidoso</strong>, New Mexico? Interested in<br />
finding the right condominiums for sale, or one of the many gorgeous vacation homes<br />
available in the Land of Enchantment? Get the real estate expert who understands the<br />
land and the marketplace. Rhonda Burns and Destiny <strong>Real</strong> <strong>Estate</strong> & Development is<br />
your headquarters for condos, homes and once-in-a-lifetime properties in the area.<br />
Lincoln County, New Mexico has a unique and thriving real estate market, but to<br />
negotiate the lowest price and the best deals on any property sale here, you really<br />
need a seasoned broker-not a tourist.<br />
Interested in Capitan, Hondo, Alto or Carrizozo real estate? Rhonda Burns is the<br />
leading local real estate broker for the area. Don’t take a chance with a less<br />
experienced or savvy broker. Discover why Rhonda and Destiny <strong>Real</strong> <strong>Estate</strong> &<br />
Development is so popular with seasoned locals and smart out-of-towners.<br />
She has the “inside track” on the best ranches and horse property, land and even<br />
commercial properties for sale in the area. Rhonda sees what others miss. Coupled<br />
with her friendly manner and can-do attitude, it’s why she’s become the solution for so<br />
many New Mexico real estate buyers. She’s persistent, professional, and tenacious in<br />
working for her clients. You deserve no less!
Marketing Your Home<br />
Now that you have decided to sell your home and have determined the fair market<br />
price, it is time to begin thinking about the most effective way to market your home to<br />
potential buyers. Whether you intend on selling your property yourself or have<br />
contracted with a licensed real estate agent, there are many ways of increasing the<br />
exposure of your home to the buyer market.<br />
Below are some ideas that you, or your agent, can use to create greater market<br />
exposure of your home:<br />
1. Make a List of Special Features: Write down all of the fabulous and unique features<br />
of your property. What are some of the characteristics you truly love about your<br />
home? What improvements have you made to your property recently? Be as<br />
descriptive as possible. Use this list to help design flyers, and other marketing<br />
materials for your home. If you are working with a REALTOR®, provide them with<br />
this list so that they can create these flyers and advertisements for you.<br />
2. <strong>Real</strong> <strong>Estate</strong> Publications : There are many magazines and publications that feature<br />
homes currently on the market. Again, many REALTORS® frequently advertise<br />
their listings in these publications. Also, some local areas have For Sale By Owner<br />
publications in which you can promote your home if you choose not to work with<br />
an agent.<br />
3. <strong>Real</strong> <strong>Estate</strong> Flyers : Design flyers that you can distribute throughout the<br />
community. Also, place an information box in your front lawn so that passers-by<br />
can find out details about your home. Include color photos highlighting some of the<br />
unique features of your property.
Buying A Home<br />
Purchasing a home is one of the biggest decisions most people will make in their life. It<br />
involves a long-term commitment financially and emotionally, but it can also be a very<br />
exciting and rewarding experience.<br />
When buying a new home, there are a few things to consider:<br />
· What monthly payment can I afford?<br />
· What am I looking for in a home?<br />
· Should I work with a REALTOR®?<br />
· Once I find a home to purchase, what do I need to do next?<br />
· How much cash do I need at closing?<br />
· How do I obtain a mortgage loan?<br />
Beginning Your Search<br />
While visiting properties that are on the market, compare homes. Every home is<br />
unique! Even if every home you visit has all of the main criteria you are looking for,<br />
each will have different characteristics. Bring your Amenities Checklist with you to all<br />
homes that you visit. Check off which features each house has. Make notes on each<br />
home of what you like and dislike.<br />
Additional things to consider when touring homes:<br />
· Cost of upkeep and utilities<br />
· Amount of maintenance required<br />
· Cost of updating or decorating<br />
· Homeowner’s dues
Types of Loans:<br />
There are several different types of loans available when applying for a<br />
mortgage:<br />
Conventional: These loans can be broken down into two types: Fixed-Rate loans and<br />
Variable-Rate loans. A Fixed-Rate loan is generally a 15-year or 30-year loan. The<br />
interest rate of this type of loan does not change during the life of the loan; therefore,<br />
your principal and interest mortgage payment will stay the same until the loan is paid<br />
off.<br />
A Variable-Rate loan is one in which the interest rate will change over the life of the<br />
loan period. These types of loans are commonly referred to as Adjustable Rate<br />
Mortgages, or ARMs.<br />
Hybrid Loans: These loans will generally have a fixed rate for the early life of the loan,<br />
such as the first 3, 5, or 7 years, and then roll over to a variable rate loan once the<br />
fixed period ends.<br />
Government Program Loans: These loans are insured loans through either the<br />
Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). A<br />
government program loan generally requires a smaller down payment than a<br />
conventional loan. In addition, the interest rates on these loans are commonly below<br />
the current market rates. FHA loans have special programs for first-time home buyers<br />
and low-income home buyers.<br />
Bridge Loans: This type of loan is for buyers who plan to close on their new home<br />
before they can sell their current one. A bridge loan can be set up to completely pay<br />
off the old home’s mortgage, or it can be set up by adding the financial obligation of<br />
the new home to the existing amount of debt.
For more information please visit<br />
http://www.ruidoso-nm.com
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