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Delta Dental Indiana

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<strong>Delta</strong> <strong>Dental</strong> Small Group <strong>Dental</strong> Solutions<br />

(2–9 enrolled employees)<br />

INDIANA<br />

Plan A Plan B Plan C Plan D Plan E<br />

<strong>Delta</strong> <strong>Dental</strong> PPO <strong>Delta</strong> <strong>Dental</strong> PPO <strong>Delta</strong> <strong>Dental</strong> PPO <strong>Delta</strong> <strong>Dental</strong> PPO <strong>Delta</strong> <strong>Dental</strong> PPO<br />

(Point-of-Service) (Point-of-Service) (Point-of-Service) (Point-of-Service) (Standard)<br />

Plan pays Plan pays Plan pays Plan pays Plan pays<br />

<strong>Delta</strong> <strong>Dental</strong> <strong>Delta</strong> <strong>Dental</strong> <strong>Delta</strong> <strong>Dental</strong> <strong>Delta</strong> <strong>Dental</strong> <strong>Delta</strong> <strong>Dental</strong> <strong>Delta</strong> <strong>Dental</strong> <strong>Delta</strong> <strong>Dental</strong> <strong>Delta</strong> <strong>Dental</strong><br />

PPO Premier* PPO Premier* PPO Premier* PPO Premier*<br />

Preventive & diagnostics 100% 1 80% 1 80% 1 80% 1 100% 1 80% 1 50% 50% 80%<br />

X-rays 80% 60% 80% 1 80% 1 80% 60% 50% 50% 80%<br />

Minor restorative services 80% 60% 60% 60% 80% 60% 50% 50% 60%<br />

Periodontal maintenance 80% 60% 60% 60% 80% 60% 50% 50% 60%<br />

Relines and repairs 80% 60% 60% 60% 80% 60% 50% 50% 60%<br />

Simple extractions 80% 60% 40% 40% 80% 60% 50% 50% 40%<br />

Endodontics 50% 2 50% 2 40% 40% 0% 0% 50% 2 50% 2 40%<br />

Periodontics 50% 2 50% 2 40% 40% 0% 0% 50% 2 50% 2 40%<br />

Other oral surgery 50% 2 50% 2 40% 40% 0% 0% 50% 2 50% 2 40%<br />

Other basic services 50% 2 50% 2 40% 40% 0% 0% 50% 2 50% 2 40%<br />

Major restorative services 50% 2 50% 2 40% 40% 0% 0% 50% 2 50% 2 40%<br />

Prosthodontics (dentures, bridges, implants) 50% 2 50% 2 40% 40% 0% 0% 50% 2 50% 2 40%<br />

* Providers who do not belong to either of <strong>Delta</strong> <strong>Dental</strong>’s two networks will be paid at the same copayment levels as <strong>Delta</strong> <strong>Dental</strong> Premier dentists. Payments to these providers will be based on <strong>Delta</strong> <strong>Dental</strong>’s<br />

nonparticipating dentist fee schedule and patients may be balance billed.<br />

1<br />

The deductible is waived for these services.<br />

2<br />

Indicates a 12-month waiting period. The waiting periods can be waived for employees previously enrolled in an equivalent plan for the 12 months prior to the client’s initial effective date. Proof of prior dental<br />

coverage is required with the new Client Information Form for clients who wish to have the waiting periods waived.<br />

Deductible (per person per calendar year) $75 $75 $75 $75 $75 $75 $75 $75 $75<br />

Maximum payment (per person per calendar year) $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000<br />

Exams/prophylaxes 2 per calendar year 2 per calendar year 2 per calendar year 2 per calendar year 2 per calendar year<br />

Fluoride (to age 19)/bitewing X-rays 1 per calendar year 1 per calendar year 1 per calendar year 1 per calendar year 1 per calendar year<br />

Brush biopsy/posterior composites Included Included Included Included Included<br />

Orthodontia Not available Not available Not available Not available Not available<br />

4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4


Plan rates below are for clients with effective dates between 10/1/12–9/30/13<br />

Plan A Plan B Plan C Plan D Plan E<br />

<strong>Delta</strong> <strong>Dental</strong> PPO <strong>Delta</strong> <strong>Dental</strong> PPO <strong>Delta</strong> <strong>Dental</strong> PPO <strong>Delta</strong> <strong>Dental</strong> PPO <strong>Delta</strong> <strong>Dental</strong> PPO<br />

(Point-of-Service) (Point-of-Service) (Point-of-Service) (Point-of-Service) (Standard)<br />

Standard High Risk Standard High Risk Standard High Risk Standard High Risk Standard High Risk<br />

<strong>Indiana</strong> Single $27.10 $30.09 $26.13 $29.02 $17.24 $19.16 $19.14 $21.25 $22.33 $24.81<br />

2 Party $48.79 $54.20 $47.31 $52.56 $31.09 $34.54 $34.41 $38.22 $40.40 $44.88<br />

Family $86.33 $95.88 $83.62 $92.89 $62.36 $69.27 $57.63 $64.01 $71.69 $79.63<br />

Rates shown are per month per employee and are valid for a 12-month contract.<br />

To enroll<br />

Complete the Client Information Form and<br />

return to <strong>Delta</strong> <strong>Dental</strong> along with enrollment<br />

information, proof of prior dental coverage (if<br />

applicable) and a check for the group’s first<br />

month’s premium.<br />

Submit to:<br />

<strong>Delta</strong> <strong>Dental</strong><br />

Attn: Group Administration<br />

PO Box 30416<br />

Lansing, MI 48909<br />

To download the Client Information Form,<br />

visit the Producers section of our website<br />

at www.deltadentalin.com.<br />

Questions?<br />

Call us today at (800) 382-5404 to learn<br />

more about <strong>Delta</strong> <strong>Dental</strong>’s plans.<br />

NOTE: Rates shown above are for clients with<br />

effective dates between 10/1/12–9/30/13.<br />

Participation<br />

requirements<br />

Number<br />

eligible<br />

Minimum<br />

number insured<br />

2 2<br />

3 3<br />

4 3<br />

5 4<br />

6 4<br />

7 4<br />

8 5<br />

9 5<br />

10–18 50%<br />

NOTE: Immediate family members<br />

must be enrolled together on<br />

one application and count as one<br />

eligible member.<br />

At least 75 percent of the employees<br />

must be physically located in the<br />

state where the contract is held.<br />

High-risk occupations<br />

The following industry groups require the “high-risk occupation” rate adjustment:<br />

Amusement/entertainment groups<br />

(amusement parks, casinos, movie<br />

theatres, pool halls)<br />

Auto sales and service (new and used<br />

auto sales, car washes, repair shops)<br />

Bars/taverns<br />

Construction firms/contractors<br />

Garbage operations<br />

Gas stations<br />

Health/sport/country clubs<br />

Hotels/motels<br />

Insurance agencies<br />

Janitorial services<br />

Junk/scrap/salvage yards<br />

Laundry/dry cleaning<br />

Liquor stores<br />

Movers/trucking operations<br />

Nursing homes<br />

Parking lot facilities<br />

Pawn shops/used merchandise stores<br />

Professional offices (doctors,<br />

lawyers, architects)<br />

Real estate agencies<br />

Religious organizations<br />

Restaurants<br />

Security guard services<br />

Studios (dance, theatrical<br />

groups, photography)<br />

Taxi/transportation services<br />

The following industry groups are not eligible for coverage, however they may be<br />

eligible for coverage through our individual product offerings. Contact your <strong>Delta</strong> <strong>Dental</strong><br />

sales representative for more information.<br />

1099 contractors<br />

Beauty/barber shops<br />

Leased employees<br />

Private households<br />

Seasonal work (farming and<br />

agricultural labor)<br />

6122-IN v5 Rate Sheet<br />

cc 8/12

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