Student-Loan-Press-Briefing-Presentation

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<strong>Student</strong> loan default & repayment for internal use only
Distribution of payment history Snapshot of Borrowers in 2014:Q4 11% 6% 29% Percent of Borrowers always current, balance decreasing always current, balance increasing current with previous blemish 20% now delinquent now in default 34% Source: New York Fed Consumer Credit Panel / Equifax 17
Page 1 and 2: Student Loan Borrowing and Repaymen
Page 3 and 4: Researching student borrowing • W
Page 5 and 6: Student loans increased as other de
Page 7 and 8: Increases among borrowers of all ag
Page 9 and 10: Significant heterogeneity in amount
Page 11 and 12: Number of active borrowers peaked i
Page 13 and 14: Larger rise in level of lower incom
Page 15: Wrapping up, part 1 • Student deb
Page 19 and 20: Defaults and default rate Thousands
Page 21 and 22: Default rate by school leaving coho
Page 23 and 24: 5-year cohort default and delinquen
Page 25 and 26: 5-yr Cohort default and delinquency
Page 27 and 28: Student loan repayment behavior Stu
Page 29 and 30: 5-year cohort repayment difficultie
Page 31 and 32: 2009 cohort repayment rates by inco
Page 33: Wrapping up • These results are f

Student-Loan-Press-Briefing-Presentation

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