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VA SUBMISSION STACKING ORDER - Wintrustmortgage.net

VA SUBMISSION STACKING ORDER - Wintrustmortgage.net

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DD214 (if applicable)<br />

Notice to Veterans (Assumability/Collection Policy)<br />

Rights of <strong>VA</strong> Loan Borrowers-Important Applicant Information<br />

Counseling Checklist for Military Buyers<br />

Child Care Letter, if applicable<br />

Nearest Living Relative Statement<br />

Executed Borrower Intent to Proceed form<br />

Initial Good Faith Estimate dated within 3 days of the application date<br />

Initial Truth In Lending within 3 days of the application date<br />

GFE Addendum<br />

Borrower Cert. & Authorization (if dated after credit report, obtain verbal authorization info)<br />

Changed circumstance approval(s)<br />

Transfer of Servicing Disclosure<br />

* Interthinx SSN Verification form<br />

ARM Disclosure (if appl.)<br />

4506-T Completed and Signed<br />

Disclosure Notices<br />

Privacy Act Disclosure<br />

FACT ACT Notice<br />

Hazard – Flood Letter<br />

State Disclosures, if applicable<br />

*You are only required for verify SSN directly with the IRS when SSN discrepancies are found in file, via FraudGUARD<br />

or HUD.<br />

<strong>SUBMISSION</strong> NOTES TO UNDERWRITER<br />

Processor<br />

Income Calculation<br />

Underwriter<br />

<strong>VA</strong> Stack Order 8-10

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