Terms & Conditions apply - Alliance Bank Malaysia Berhad

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eturn the same to the Bank cut in halves, failing which the Cardmember shall be deemed to have accepted such alteration. Upon the surrender and return of the DEBIT MASTERCARD® by the Cardmember, all monies owing to the Bank by the Cardmember under the Hybrid Account shall remain due and payable and in any event the Cardmember shall immediately upon demand by the Bank (the exercise of the Bank’s right of demand shall be at the Bank’s sole and absolute discretion) settle all amounts outstanding under the Hybrid Account. 21. NOTICE 21.1 Any Statement of Account, correspondence or notice to the Cardmember may be delivered by hand or sent by facsimile or post (registered, AR-registered, ordinary or otherwise) to the Cardmember’s address last known to the Bank and such service shall be deemed effective at the time of dispatch or transmission by facsimile or three (3) Business Days after the date of posting notwithstanding that it be undelivered or returned undelivered, as the case may be. 21.2 Any failure on the part of the Cardmember to notify the Bank of any change of address resulting in delay or the return of any Statement of Account, correspondence and/or notice shall not prejudice the Bank’s right or entitlement under this Agreement. 21.3 Notwithstanding any provision herein, the Bank shall have the absolute discretion to serve any notice whatsoever on the Cardmember by any other means, including but not limited to: 21.3.1 advertisement in one daily newspaper; 21.3.2 via electronic means including but not limited to email and/or publication on a website; 21.3.3 displaying the said notice, where appropriate, in the Bank’s premises in which event such notice shall be deemed to have been served on the Cardmember on the date the advertisement appears in the newspaper or the date the said notice was first displayed in the Bank’s premises as the case may be. 22. SERVICE OF LEGAL PROCESS The Cardmember hereby agrees that the service of any writ of summons or any legal process in respect of any claim arising from or connected with this Agreement may be effected by forwarding a copy of the same to the Cardmember by way of prepaid registered post sent to the Cardmember’s address as stated in the Bank’s Account Opening Application Form or such other address notified by the Cardmember and received by the Bank from time to time and such service shall be deemed good and sufficient service thereof on the Cardmember after the expiration of seven (7) days from the date of posting thereof notwithstanding that the same may be returned undelivered. 23. CERTIFICATE OF INDEBTEDNESS
A certificate signed by the officer of the Bank as to the monies for the time being due and owing to the Bank from or by the Cardmember shall be conclusive evidence or proof against the Cardmember for all purposes whatsoever including for purposes of any legal proceedings. 24. SEVERABILITY The invalidity or unenforceability of any of the provisions herein shall not substantially nullify the underlying intent of this Agreement and the invalid or unenforceable provision shall be severable and the invalidity or unenforceability of any term or provision in this Agreement shall not affect the validity or enforceability of the other terms or provisions herein contained which shall remain in full force and effect. 25. IMPLIED TERMS Without prejudice to any clause as contained herein, this Agreement embodies the entire understanding of the parties and there are no provisions, terms, conditions or obligations, oral and written, expressed or implied, other than those contained herein. . 26. SUPERSEDING AGREEMENT Save and except for the Rules and Regulations governing the Hybrid Account which shall remain valid and binding, all other previous agreements and arrangements, if any, made between the Bank and the Cardmember, written or verbal, are hereby cancelled and superseded by this Agreement. 27. DISCLOSURE 27.1 The Cardmember hereby authorises the Bank and/or its officers to make use of, disclose, divulge or reveal at any time and without notice or liability, any information relating to the Cardmember and/or the Hybrid Account and/or the conduct thereof, the Cardmember’s particulars and affairs (financial or otherwise) in such manner and to such extent as the Bank may consider necessary or appropriate to any party including but not limited to: 27.1.1 any Authorised Merchant, any other bank or financial institution, MasterCard® International or its successors, any member institution of MasterCard® International and/or any interested party to facilitate the use of the DEBIT MASTERCARD® or the processing of any transaction effected or investigation of whatsoever nature to be made; 27.1.2 to any person for or in connection with any action or proceeding taken to recover monies due and payable by the Cardmember to the Bank under this Agreement; 27.1.3 to licensed credit reference agencies; and/or 27.1.4 the Central Credit Unit or any other central credit bureau established by Bank Negara Malaysia, any other relevant authority as may be authorised by law to obtain such information or any authority or body established by Bank Negara Malaysia or any other authority having jurisdiction over the Bank. 27.2 Clause 27.1 shall survive the termination of this Agreement.
Page 1 and 2: ALLIANCE DEBIT MASTERCARD® AGREEME
Page 3 and 4: 2.17 “Retail Transaction” shall
Page 5 and 6: Authorised Merchant or Authorised C
Page 7 and 8: debit his/her Hybrid Account for th
Page 9 and 10: 10.4 Where the Cardmember is requir
Page 11 and 12: 13.2 The notification in Clause 13.
Page 13: 17. LAW 17.1 This Agreement between
Page 17: sustain or incur in enforcing its r

Terms & Conditions apply - Alliance Bank Malaysia Berhad

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