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Terms & Conditions apply - Alliance Bank Malaysia Berhad

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10.4 Where the Cardmember is required under the provisions herein to return the<br />

DEBIT MASTERCARD® cut in halves to the <strong>Bank</strong> and the Cardmember fails to<br />

do as required, the Cardmember shall continue to be liable for all charges and<br />

transactions incurred on the DEBIT MASTERCARD®, if any, irrespective of<br />

whether the charges were incurred by the Cardmember or otherwise.<br />

10.5 The <strong>Bank</strong> is under no obligation to issue a replacement DEBIT MASTER-<br />

CARD® to the Cardmember in the event of loss, theft or mutilation of the same.<br />

Any replacement DEBIT MASTERCARD® will be subject to a replacement fee<br />

pursuant to Clause 9 above.<br />

10.6 The use of the DEBIT MASTERCARD® by the Cardmember shall be governed<br />

by the terms and conditions herein, including all requirement, directives,<br />

regulations and guidelines in relation thereto issued by the <strong>Bank</strong> and<br />

MasterCard® International and any authority having jurisdiction over the <strong>Bank</strong>,<br />

at any time and from time to time.<br />

11. SELF-SERVICE TERMINAL (SST) TRANSACTIONS<br />

11.1 The Cardmember who deposits cash at the CDM shall accept the deposit<br />

amount as printed onto the receipt generated by the CDM and the entry<br />

thereof in records of the <strong>Bank</strong> as correct. In the event of cash being jammed in<br />

the CDM or a receipt being unable to be generated by the CDM for any reason<br />

whatsoever, the deposit amount shall be deemed to have been received by<br />

the <strong>Bank</strong> upon verification by two officers of the <strong>Bank</strong> and the amount so<br />

verified shall be deemed to be the deposited amount.<br />

11.2 Cheques and other negotiable instruments deposited at the <strong>Bank</strong>’s ATM or<br />

CDM or any other Self-Service Terminal for the said purpose, shall be deemed<br />

to have been accepted for collection only upon verification by two officers of<br />

the <strong>Bank</strong> of such deposit and of the title of the Cardmember to such cheques<br />

and negotiable instruments.<br />

11.3 All Transactions arising from the use of the DEBIT MASTERCARD® that is<br />

designated for joint Hybrid Accounts shall be binding on all accountholders of<br />

the Hybrid Account, who are liable or responsible for the Transactions. In the<br />

event the mandate for a joint Hybrid Account is revoked, the DEBIT<br />

MASTERCARD® must be surrendered to the <strong>Bank</strong>.<br />

11.4 The balance in the Cardmember’s Account which is reported by the SSTs,<br />

POS Terminals, Phone <strong>Bank</strong>ing, <strong>Alliance</strong>Online or any other means shall not<br />

include any deposit into the Hybrid Account which has/have not been verified<br />

by the <strong>Bank</strong>. The unverified deposit shall not be taken into account for<br />

cheque(s) issued by the Cardmember (or in the case of a joint Hybrid Account,<br />

the accountholders of the Hybrid Account and payment or fund transfers<br />

services offered by the <strong>Bank</strong>.<br />

11.5 The balance in the Hybrid Account reported by the SSTs, POS Terminals,<br />

<strong>Alliance</strong>Online and Phone <strong>Bank</strong>ing shall not for any purpose whatsoever be<br />

taken as conclusive statement of the Hybrid Account with the <strong>Bank</strong>.<br />

11.6 The <strong>Bank</strong> shall not be held liable in the absence of willful misconduct or gross<br />

negligence on the part of the <strong>Bank</strong>, its services or agents, for any loss or

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