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AARP Medicare Supplement Application - Colorado Health Agents

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Outline of Coverage | United<strong>Health</strong>care Insurance Company<br />

Overview of Available Plans<br />

Benefit Chart of <strong>Medicare</strong> <strong>Supplement</strong> Plans Sold on or After June 1, 2010<br />

This chart shows the benefits included in each of the standard <strong>Medicare</strong> supplement plans. Every company must<br />

make Plan “A” available. Some plans may not be available in your state. <strong>Medicare</strong> <strong>Supplement</strong> Plans A, B, C, F, K, L,<br />

N are currently being offered by United<strong>Health</strong>care Insurance Company.<br />

Basic Benefits:<br />

• Hospitalization: Part A co-insurance plus coverage for 365 additional days after <strong>Medicare</strong> benefits end.<br />

• Medical Expenses: Part B co-insurance (generally 20% of <strong>Medicare</strong>-approved expenses) or co-payments for<br />

hospital outpatient services. Plans K, L, and N require insureds to pay a portion of Part B coinsurance or<br />

co-payments.<br />

• Blood: First 3 pints of blood each year.<br />

• Hospice: Part A coinsurance<br />

Plan<br />

A<br />

Basic,<br />

including<br />

100%<br />

Part B coinsurance<br />

Plan<br />

B<br />

Basic,<br />

including<br />

100%<br />

Part B coinsurance<br />

Part A<br />

deductible<br />

Plan<br />

C<br />

Basic,<br />

including<br />

100%<br />

Part B coinsurance<br />

Skilled<br />

nursing<br />

facility coinsurance<br />

Part A<br />

deductible<br />

Part B<br />

deductible<br />

Foreign<br />

travel<br />

emergency<br />

Plan<br />

D<br />

Basic,<br />

including<br />

100%<br />

Part B coinsurance<br />

Skilled<br />

nursing<br />

facility coinsurance<br />

Part A<br />

deductible<br />

Foreign<br />

travel<br />

emergency<br />

Plan<br />

F*<br />

Basic,<br />

including<br />

100%<br />

Part B coinsurance<br />

Skilled<br />

nursing<br />

facility coinsurance<br />

Part A<br />

deductible<br />

Part B<br />

deductible<br />

Part B<br />

excess<br />

(100%)<br />

Foreign<br />

travel<br />

emergency<br />

Plan<br />

G<br />

Basic,<br />

including<br />

100%<br />

Part B coinsurance<br />

Part A<br />

deductible<br />

Part B<br />

excess<br />

(100%)<br />

Foreign<br />

travel<br />

emergency<br />

*Plan F also has an option called a high deductible Plan F.<br />

This option is not currently offered by United<strong>Health</strong>care<br />

Insurance Company. This high deductible plan pays the<br />

same benefits as Plan F after you have paid a calendar<br />

year $2110 deductible. Benefits from high deductible Plan<br />

F will not begin until out-of-pocket expenses exceed<br />

$2110. Out-of-pocket expenses for this deductible are<br />

expenses that would ordinarily be paid by the policy.<br />

These expenses include the <strong>Medicare</strong> deductibles for Part<br />

A and Part B, but do not include the plan’s separate<br />

foreign travel emergency deductible.<br />

Plan<br />

K<br />

Hospitalization<br />

and<br />

preventive<br />

care paid at<br />

100%; other<br />

basic benefits<br />

paid at 50%<br />

50% Skilled<br />

nursing<br />

facility<br />

coinsurance<br />

50% Part A<br />

deductible<br />

Skilled<br />

nursing<br />

facility coinsurance<br />

Out-ofpocket<br />

limit<br />

$4800; paid<br />

at 100%<br />

after limit<br />

reached<br />

Plan<br />

L<br />

Hospitalization<br />

and<br />

preventive<br />

care paid at<br />

100%; other<br />

basic benefits<br />

paid at 75%<br />

75% Skilled<br />

nursing<br />

facility<br />

coinsurance<br />

75% Part A<br />

deductible<br />

Out-ofpocket<br />

limit<br />

$2400; paid<br />

at 100%<br />

after limit<br />

reached<br />

Plan<br />

M<br />

Basic,<br />

including<br />

100%<br />

Part B<br />

coinsurance<br />

Skilled<br />

nursing<br />

facility<br />

coinsurance<br />

50% Part A<br />

deductible<br />

Foreign<br />

travel<br />

emergency<br />

Plan<br />

N<br />

Basic,<br />

including<br />

100% Part B<br />

coinsurance,<br />

except up<br />

to $20<br />

co-payment<br />

for office visit,<br />

and up to $50<br />

copayment<br />

for ER<br />

Skilled<br />

nursing<br />

facility<br />

coinsurance<br />

Part A<br />

deductible<br />

Foreign<br />

travel<br />

emergency<br />

POV3 1/13<br />

0000001 0000013 0025 0074 UMS1129 01 L

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