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Is your phone line a 5-figure<br />

liability waiting to happen?<br />

Diane Johnson writes...<br />

Business<br />

Telephone fraud is yet another reality of our connected world and may represent<br />

a major risk to your business. Fraudsters are targeting exchanges at public and<br />

private sector organisations and size does not matter! The latest figures show<br />

that the cost of this kind of fraud is costing businesses over £1bn in the UK alone.<br />

FIXED LINE FRAUD is carried out in a number of<br />

ways. Fraudsters can gain access to a phone<br />

exchange and will use it to make unlimited calls<br />

to numbers of their choosing. The fraudsters<br />

use widely available “war-dialing” software to<br />

hack into exchanges. Commonly known as Dial<br />

Through Draft (DTF) or Direct Inward System<br />

Access (DISA).<br />

The fraud involves the outward dialing to<br />

premium rate numbers.<br />

One example of this fraud involved Hambleton<br />

District Council in Yorkshire. Following a number<br />

of attempted hacks, the Fraudsters accessed<br />

the Council exchange on Christmas Day. The<br />

exchange then made multiple calls to numbers<br />

in Bosnia, Pakistan and Ethiopia resulting in a<br />

bill of £30,000. The exchange owner is<br />

contractually obliged to pay the bill and has little<br />

or no comeback due to the international nature<br />

of the fraud. The Council had to pay up.<br />

Minimise the risk<br />

Protect your telephone systems as much as you<br />

can. If fraud happens on your telephone system<br />

the cost to you could be considerable. It is the<br />

system owner’s responsibility for any calls<br />

passed through the system whether they are<br />

legitimate or fraudulent whatever time of day or<br />

night on any day of the week. Check your Terms<br />

and Conditions on Fraudulent calls.<br />

Fraudsters/Hackers usually target a<br />

telephone system out of office hours and<br />

generally at weekends when they know they<br />

have a free run from Friday night to Monday<br />

morning and they can run up your call charges<br />

during this period. Your telephone system can<br />

be lit up like a Christmas tree all weekend with<br />

calls being made and nobody is in the office to<br />

notice it.<br />

To help you prevent a situation like this<br />

happening to you, you need to be more security<br />

aware. It’s not just the office door that needs to<br />

be secure. While no telecommunications system<br />

can be made entirely free from the risk of fraud,<br />

diligent attention to system security can reduce<br />

the risk considerably. Although the guidance<br />

below may seem obvious, it is not always done.<br />

Change passwords, PINs and access<br />

codes at least four times a year for<br />

both switch (software based/remote<br />

access) and hardware-based<br />

voicemail systems and automated<br />

attendant services, especially Night<br />

Service.<br />

If someone leaves your company<br />

change their voicemail PIN. Using a<br />

PIN such as 1234 or 0000 is just<br />

like leaving the door wide open for<br />

the opportunist fraudster.<br />

Ensure your staff know how<br />

important it is to secure their PINs<br />

and passwords as above and<br />

document policies to enable that.<br />

If you are unsure of how to check the<br />

security of your telephone system,<br />

please contact your system maintainer<br />

and ask them for a security check of<br />

your system. You may be charged for<br />

this service, but think how much it<br />

may cost if you don’t!<br />

Quick mobile tip<br />

There is one clear message that comes out of<br />

the News of the World debacle and this relates<br />

to voicemail security. While mobile operators<br />

may not authenticate caller ID, changing your<br />

phone settings to require a PIN when checking<br />

your voicemail is a good idea. ■<br />

Fraudsters accessed the Council exchange and then<br />

made multiple calls to numbers in Bosnia, Pakistan and<br />

Ethiopia resulting in a bill of £30,000<br />

aftnonline.com 21

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