RATE SHEET CALCULATIONS - REVISED 5-21-10
RATE SHEET CALCULATIONS - REVISED 5-21-10
RATE SHEET CALCULATIONS - REVISED 5-21-10
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Owner Occupied, Residential 1-4 Family - Up to 85% LTV on 15 Year; Up to 80% LTV on 30 Year<br />
Rate APR*<br />
Fixed 15 Year 4.15% 4.29%<br />
Fixed 30 Year 5.25% 5.33%<br />
30 Year<br />
1/1 ARM<br />
3/1 ARM<br />
5/1 ARM<br />
7/1 ARM<br />
<strong>10</strong>/1 ARM<br />
Effective<br />
First Mortgage for Georgia<br />
Adjustable Rate Mortgage<br />
Rate APR*<br />
3.35% 2.49%<br />
3.60% 2.69%<br />
3.85% 2.94%<br />
4.<strong>10</strong>% 3.23%<br />
4.35% 3.66%<br />
Rate APR*<br />
Fixed 15 Year 4.15% 4.29%<br />
Fixed 30 Year 5.25% 5.33%<br />
30 Year<br />
1/1 ARM<br />
3/1 ARM<br />
5/1 ARM<br />
7/1 ARM<br />
<strong>10</strong>/1 ARM<br />
Mortgage Rates<br />
First Mortgage for North Carolina<br />
Owner Occupied, Residential 1-4 Family - Up to 85% LTV on 15 Year; Up to 80% LTV on 30 Year<br />
Adjustable Rate Mortgage<br />
Rate APR*<br />
3.35% 2.49%<br />
3.60% 2.69%<br />
3.85% 2.94%<br />
4.<strong>10</strong>% 3.24%<br />
4.35% 3.66%<br />
June 1, 20<strong>10</strong><br />
Mortgage Loans: *APR=Annual Percentage Rate. LTV = Loan to Value. Loan subject to credit approval. All rates are subject to change. The rates and APRs shown<br />
are effective as of the date indicated at the top of the rate sheet. To qualify for 30 year fixed mortgage must have a 660 credit score. A 30 year fixed mortgage also<br />
requires monthly payment from CFCU share draft account. Loan Payment Example: A sample principal and interest payment on a $<strong>10</strong>0,000 fixed rate loan at<br />
4.50% for 15 years is $765.00. A sample principal and interest payment on a $<strong>10</strong>0,000 fixed rate loan at 5.25% for 30 years is $552.20. Adjustable Rate Loans:<br />
Adjustable rate mortgages are variable and will not exceed 2% at the adjustment period. Please call for the latest information. All fixed rate mortgages limited to<br />
$250,000<br />
www.cenfedcu.org
Owner Occupied, Residential 1-4 Family - Up to 85% LTV on 15 Year; Up to 80% LTV on 30 Year<br />
Rate APR*<br />
Fixed 15 Year 4.15% 4.29%<br />
Fixed 30 Year 5.25% 5.34%<br />
30 Year<br />
1/1 ARM<br />
3/1 ARM<br />
5/1 ARM<br />
7/1 ARM<br />
<strong>10</strong>/1 ARM<br />
Rate APR*<br />
3.35% 2.50%<br />
3.60% 2.70%<br />
3.85% 2.95%<br />
4.<strong>10</strong>% 3.24%<br />
4.35% 3.67%<br />
Mortgage Rates<br />
Effective June 1, 20<strong>10</strong><br />
First Mortgage for Texas<br />
Adjustable Rate Mortgage<br />
Mortgage Loans: *APR=Annual Percentage Rate. LTV = Loan to Value. Loan subject to credit approval. All rates are subject to change. The rates and APRs shown are<br />
effective as of the date indicated at the top of the rate sheet. To qualify for 30 year fixed mortgage must have a 660 credit score. A 30 year fixed mortgage also requires<br />
monthly payment from CFCU share draft account. Loan Payment Example: A sample principal and interest payment on a $<strong>10</strong>0,000 fixed rate loan at 4.50% for 15<br />
years is $765.00. A sample principal and interest payment on a $<strong>10</strong>0,000 fixed rate loan at 5.25% for 30 years is $552.20. Adjustable Rate Loans: Adjustable rate<br />
mortgages are variable and will not exceed 2% at the adjustment period. Please call for the latest information. All fixed rate mortgages limited to $250,000.<br />
www.cenfedcu.org
First Mortgage for Kentucky<br />
Owner Occupied, Residential 1-4 Family - Up to 85% LTV on 15 Year; Up to 80% LTV on 30 Year<br />
Rate APR*<br />
Fixed 15 Year 4.15% 4.30%<br />
Fixed 30 Year 5.25% 5.34%<br />
30 Year<br />
1/1 ARM<br />
3/1 ARM<br />
5/1 ARM<br />
7/1 ARM<br />
<strong>10</strong>/1 ARM<br />
Effective<br />
Adjustable Rate Mortgage<br />
Mortgage Rates<br />
Rate APR*<br />
3.35% 2.50%<br />
3.60% 2.70%<br />
3.85% 2.95%<br />
4.<strong>10</strong>% 3.24%<br />
4.35% 3.67%<br />
June 1, 20<strong>10</strong><br />
First Mortgage for Indiana<br />
Owner Occupied, Residential 1-4 Family - Up to 85% LTV on 15 Year; Up to 80% LTV on 30 Year<br />
Rate APR*<br />
Fixed 15 Year 4.15% 4.29%<br />
Fixed 30 Year 5.25% 5.33%<br />
30 Year<br />
1/1 ARM<br />
3/1 ARM<br />
5/1 ARM<br />
7/1 ARM<br />
<strong>10</strong>/1 ARM<br />
Adjustable Rate Mortgage<br />
Rate APR*<br />
3.35% 2.50%<br />
3.60% 2.69%<br />
3.85% 2.94%<br />
4.<strong>10</strong>% 3.24%<br />
4.35% 3.66%<br />
Mortgage Loans: *APR=Annual Percentage Rate. LTV = Loan to Value. Loan subject to credit approval. All rates are subject to change. The rates and APRs<br />
shown are effective as of the date indicated at the top of the rate sheet. To qualify for 30 year fixed mortgage must have a 660 credit score. A 30 year fixed<br />
mortgage also requires monthly payment from CFCU share draft account. Loan Payment Example: A sample principal and interest payment on a $<strong>10</strong>0,000 fixed<br />
rate loan at 4.50% for 15 years is $765.00. A sample principal and interest payment on a $<strong>10</strong>0,000 fixed rate loan at 5.25% for 30 years is $552.20. Adjustable<br />
Rate Loans: Adjustable rate mortgages are variable and will not exceed 2% at the adjustment period. Please call for the latest information. All fixed rate<br />
mortgages limited to $250,000.<br />
www.cenfedcu.org
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