ARIC_Mobile_Home_Gui..

NEW BUSINESS EFFECTIVE: 11/28/06 

RENEWAL BUSINESS EFFECTIVE: 11/28/06 

8655 E Via De Ventura 

Scottsdale, AZ 85258-3321 

A.M. Best Rated A-, Excellent 

MISSISSIPPI 

MOBILE HOME PROGRAMS 

UNDERWRITING RULES 

AND RATE GUIDE 

A4118R1106

HOW TO CONTACT US 

CLAIMS — (800) 245-1505 FAX: (800) 224-4170 

UNDERWRITING — Contact your General Agent 

BILLING/STATUS — Contact your General Agent 

SUPPLIES — Contact your General Agent 

BINDING 

BINDING AUTHORITY – 

Bound applications that do not meet our underwriting criteria for eligibility will 

be processed and a Notice of Cancellation will be issued to terminate 

coverage. Unbound applications that do not meet our underwriting criteria 

for eligibility will be returned to the agent with a letter of explanation. 

For coverage to begin as requested, the application must be mailed within 72 

hours of the effective date, otherwise coverage is bound at 12:01 a.m. the 

day it was received by the company or general agent. 

NATURAL CATASTROPHES – BINDING 

HURRICANES AND TROPICAL STORMS: No new policies, binders, or 

increases in coverages will be accepted in counties where a Hurricane 

Watch, Hurricane Warning, or Tropical Storm Warning has been posted by 

the National Weather Bureau. 

When a hurricane or tropical storm has diminished to a point where it is no 

longer classified by the National Hurricane Center as a hurricane or tropical 

storm, all restrictions above are lifted. 

FLOOD WARNING: No new policies, binders, or increases in coverages 

will be accepted when flooding is within five miles of the mobile home. Since 

the threat from the peril of flood usually varies greatly, and since this is an 

excluded peril in many areas, the rate chart will usually offer additional flood 

information. 

EARTHQUAKE RESTRICTIONS: When a major earthquake occurs, your 

General Agent will impose binding authority restrictions on all agents in the 

affected area: 

• Binding authority will be restricted when an earthquake reading 5.0 or 

greater on the Richter Scale occurs. 

• Binding authority will be restricted for the day of the quake and for the 3 

day period following the quake. 

• An aftershock reading 5.0 or greater on the Richter Scale will be 

considered a new earthquake, and will result in a new period of 

suspended binding authority. 

• The restrictions will apply to all counties located within 150 miles of the 

earthquake’s epicenter. 

• The same above restrictions apply to any requests to increase 

coverage limits. 

• Renewals are not affected by these restrictions. 

As a rule, if a threat exists, agents should not bind coverage until they 

have called your General Agent and verified that no binding restrictions 

are in effect. 

TIE-DOWN REQUIREMENTS 

It is recommended that all units be tied down. Recommended tie- down 

requirements are as follows unless required by state specific program: 

• All tie-downs must be designed and manufactured of a tensile strength 

(ultimate breaking strength) of 4,800 pounds. 

• All adjacent structures and additions to the home, including expandos 

and tip outs, must be tied down as well. 

• Both ends of the adjacent structures must be tied down and one 

additional tie down must be installed for each space of 20 feet between 

the two tie-downs on the end. Over-the- top-straps or vertical bars can 

be substituted on any structure where frame tie-downs cannot provide 

the property stability and protection. 

1

GENERAL RULES 

INSURANCE TO VALUE: 

Mobile Home, Adjacent Structures, and Personal Effects are to be insured to 100% of their Actual Cash Value. If the mobile home has recently been purchased, use 

the purchase price (less any finance charges) as the base value. If the purchase price is not available, the current value from a source such as the mobile home blue 

book, Boeckh Cost Guide, NADA, or local mobile home retailer can be used. Do not include the land value in the value of the home. 

Additions attached to the mobile home should be considered in the value of the mobile home. 

DEFINITIONS: 

Primary/Permanent Residence – The insured or member of the immediate family lives in the mobile home a minimum of nine months a year. The mobile home 

must be rated based on the principal occupant. 

Secondary/Seasonal Residence – A home that is not the insured’s primary residence, but one that is used on an intermittent basis by the insured or the insured’s 

immediate family for vacation, weekend, or recreational purposes. May not be rented to others. 

Rental – Unit is rented to others for monetary compensation. 

MINIMUM EARNED PREMIUM - $35.00 

MINIMUM WRITTEN PREMIUM - $100.00 

COVERAGE LIMITS: 

The maximum values to be written are shown below (anything greater must be submitted to your General Agent unbound.): 

• Mobile Home – $100,000 (Call your General Agent for the premium and submit unbound with photos if over $60,000). 

• Unattached Adjacent Structures – 60% of the mobile home value or $25,000 maximum per structure. 

• Personal Effects – as shown or 75% of the mobile home value, whichever is greater. Personal effects means household and other items usual or incidental to 

the occupancy of the mobile home. Personal Effects coverage limit cannot exceed 75% of the value of the mobile home without prior approval of the general 

agent. Requests for personal effects exceeding 75% of the mobile home value must be submitted with a completed inventory form. 

• Scheduled Personal Property – Maximum amount of $5,000 for any one item or $10,000 for all classes combined. 

• Comprehensive Personal Liability – $300,000 (Contact your General Agent for premium and acceptability requirements). 

PHOTO REQUIREMENTS: 

Photos are required on the following risks: 

• Auxiliary heating devices showing the stove or fireplace as well as inside and outside venting. Photos are required only if non-factory installed or if source of 

installation is unknown. 

• Units that have been substantially modified. 

• Unusual hazards on the premises. 

We strongly recommend that you obtain photos of all risks for your use in underwriting 

UNDERWRITING REPORTS: 

Credit and/or Clue Property reports will be run at the Underwriter’s discretion. Credit reports will be run on all applications where the insured has had a lapse in 

coverage greater than three months. 

RELOCATION: 

If the mobile home is relocated, your General Agent must be notified within 30 days and the premium and coverage adjusted if necessary. 

TERRITORY A: 

Remainder of State 

TERRITORIES 

TERRITORY B: Adams Covington Franklin Jefferson Davis 

Jones Lawrence Lincoln Wayne 

TERRITORY C: Amite Forrest Greene Lamar Marion 

Perry Pike Walthall Wilkinson 

TERRITORY D: George Harrison Pearl River (Wind excluded) 

Hancock Jackson Stone 

TERRITORY E: Alcorn Lee Pontotoc 

Prentiss Tishomingo Union 

PAYMENT OPTIONS 

If the insured desires to pay their premium on an installment basis, American Reliable will allow a 2-payment, 4-payment, or 8-payment option to be selected. For the 2-payment option, a 

50% down payment is required, plus the policy fee with the remaining balance due on Day 160. For the 4-payment option, a 25% down payment is required, plus the policy fee with the 

other payments due on Day 70, Day 160, and Day 250. For the 8-payment option, a 20% down payment is required, plus the policy fee with the other payments due on Day 44, Day 88, 

Day 132, Day 176, Day 220, Day 264, and Day 308. Each additional installment will include a $6 service charge. This charge does not apply to the down payment. 

2

MOBILE HOME UNDERWRITING GUIDELINES 

UNACCEPTABLE RISKS - DO NOT BIND, DO NOT SUBMIT 

1. Applicants that have been convicted of arson or insurance fraud. 

2. Homes with no permanently installed water, electricity and sewage utility services. 

3. Homes that have been salvaged or have existing structural damage. 

4. Homes that are vacant, under construction/major renovation or in foreclosure. 

5. Homes with kerosene heaters or heat reclaiming devices. 

6. Homes where the primary source of heat is a wood/coal/pellet burning device. 

7. Homes with polybutelene pipes. 

8. Homes or other structures used to store flammables or explosive materials. 

9. Homes located in areas that are subject to floods or mudslides. 

10. Homes with a brush clearance of less than 350 feet. 

11. Homes with more than 2 lien holders. Two lien holders are acceptable if one is a financial institution. 

12. Homes with childcare, homecare, lodging, auto repair or chemical processing conducted on the premises. 

13. Risks with unattached structures not incidental to the use of the home as a dwelling including: 

a. Unattached structures that exceed 800 square feet in floor area. 

b. Unattached structure that is a home, site built house, barn (livestock structure), or used as living quarters. 

c. Greenhouses that are made of glass. 

SUBMIT RISKS TO GENERAL AGENT – DO NOT BIND 

1. Applicants that have had 2 or more property losses in the past 3 years or any single fire, theft, liability or flood loss in the past 3 years. If yes, give date of 

loss, describe the loss and the amount paid to repair the damage. 

2. Applicants that have had a mobile home/dwelling policy cancelled or non-renewed for underwriting reasons (except age of unit) during the past 3 years. 

3. Applicants that have filed for bankruptcy in the past 3 years. 

4. Applicants that have been delinquent in mortgage payments in the past year. 

5. Applicants who are unemployed. (Retirees with guaranteed income and disabled persons with a consistent income are considered employed.) 

6. Homes that have been uninsured for more than 30 days immediately prior to the requested effective date. (Does not apply to a new purchase.) 

7. Homes titled in the name of a corporation. 

8. Homes with more than 2 unrelated owners. 

9. Homes that are built on stilts, posts or piers. Photos must be included. 

10. Homes or other structures (other than porches, decks, awnings, skirting or carports) that are not factory/contractor built or two separate homes that are joined 

together. Photos must be included. 

11. Homes equipped with a supplemental heating device that was not installed by the manufacturer or a licensed contractor. Photos and the Woodstove 

Inspection Report must be included. 

12. Homes within 1,500 feet of water (river, lake, creek or ocean) or homes located on an island or in a Special Flood Hazard Area. 

13. Homes with multiple horses, livestock or farm animals on the premises. 

14. Any premises with 10 or more acres. 

15. Homes with business or farming activities conducted on the premises. 

RISKS TO BE WRITTEN WITH NO LIABILITY COVERAGE 

1. Any premises with a swimming pool or Jacuzzi that does not have a four-foot fence with a self-latching gate or an automatic pool cover. 

2. Any premises with a trampoline or a swimming pool with a diving board or slide. 

3. Any premises with a dock, pier or boathouse. 

4. Homes with no permanently installed steps at all entrances. 

5. Homes with 3 or more steps on any exit without a handrail. 

6. Applicants who own, keep, or shelter any of the following breeds: Akitas, Anatolian Shepherds, Chows, Dobermans, Pit Bulls, Rottweilers, Wolf or Wolf 

Hybrids, any mix of these breeds, any animal with a previous bite history or any exotic (snakes, monkeys, etc.) animals. Risk can be written if NO liability 

coverage is purchased or if the Animal Liability Exclusion is attached with a maximum liability limit of $25,000. 

3

SPECIAL MOBILE HOMEOWNERS — L.O.B. 37 

TERRITORY A – Insured Age 49 & under 

ELIGIBILITY: 

Mobile home must be owner occupied as the primary or seasonal 

residence of the insured. 

DEDUCTIBLES: $500 All Other Perils 

COVERAGES INCLUDE: 

Comprehensive Unattached Adjacent Structures – 10% 

Comprehensive Personal Effects – 30% 

Comprehensive Personal Liability – $25,000 

Medical Payments – $500 

Theft Coverage and Additional Living Expense Coverage are excluded for 

seasonal residences. 

POLICY FEE: $20.00 per policy (Fully Earned) 

CREDITS: Credits apply to base premium. 

No lien on mobile home – 10% 

Mobile Home is a Multi-sectional Unit – 10% 

DEFINITIONS: 

Protected – In order to be classified as a “Protected” risk for rate determination, the 

mobile home unit must meet one of the following criteria: 

A. Mobile Home must be located within five miles from a responding Fire 

Department. 

B. Mobile Home must be located within the limits of a city, town or municipality 

with both Police and Fire Protection. 

C. Mobile Home must be located within a Mobile Home Park with at least 25 

mobile home units with fire hydrants, paved streets, and adequate lighting. 

D. Mobile Home must be located within 1,000 feet from a fire hydrant. 

Unprotected – Any Mobile Home which does not meet the Protected definition. 

EARTHQUAKE & FLOOD COVERAGES ARE NOT INCLUDED – See Optional Coverages Page. 

MOBILE HOME 

Home Age - 0 to 15 Home Age - 16 to 25 Home Age - Over 25 

VALUES Protected Unprotected Protected Unprotected Protected Unprotected 

$ 1 - $10,999 $364 $410 $410 $455 $478 $523 

11,000 - 11,999 375 422 422 469 492 539 

12,000 - 12,999 390 438 438 487 511 560 

13,000 - 13,999 401 451 451 501 526 576 

14,000 - 14,999 413 464 464 516 542 593 

15,000 - 15,999 426 480 480 533 560 613 

16,000 - 16,999 437 491 491 546 573 628 

17,000 - 17,999 452 509 509 565 593 650 

18,000 - 18,999 464 522 522 580 609 667 

19,000 - 19,999 474 534 534 593 623 682 

20,000 - 20,999 487 548 548 609 639 700 

21,000 - 21,999 500 563 563 625 656 719 

22,000 - 22,999 512 576 576 640 672 736 

23,000 - 23,999 523 589 589 654 687 752 

24,000 - 24,999 537 604 604 671 705 772 

25,000 - 25,999 549 617 617 686 720 789 

26,000 - 26,999 562 633 633 703 738 808 

27,000 - 27,999 574 646 646 718 754 826 

28,000 - 28,999 585 658 658 731 768 841 

29,000 - 29,999 600 675 675 750 788 863 

30,000 - 30,999 613 689 689 766 804 881 

31,000 - 31,999 625 703 703 781 820 898 

32,000 - 32,999 636 716 716 795 835 914 

33,000 - 33,999 650 732 732 813 854 935 

34,000 - 34,999 662 745 745 828 869 952 

35,000 - 35,999 677 761 761 846 888 973 

36,000 - 36,999 691 778 778 864 907 994 

37,000 - 37,999 706 794 794 882 926 1014 

38,000 - 38,999 718 807 807 897 942 1,032 

39,000 - 39,999 732 824 824 915 961 1,052 

40,000 - 40,999 746 840 840 933 980 1,073 

41,000 - 41,999 758 853 853 948 995 1,090 

42,000 - 42,999 772 869 869 965 1,013 1,110 

43,000 - 43,999 785 883 883 981 1,030 1,128 

44,000 - 44,999 798 898 898 998 1,048 1,148 

45,000 - 45,999 813 914 914 1,016 1,067 1,168 

46,000 - 46,999 825 928 928 1,031 1,083 1,186 

47,000 - 47,999 838 943 943 1,048 1,100 1,205 

48,000 - 48,999 853 959 959 1,066 1,119 1,226 

49,000 - 49,999 868 977 977 1,085 1,139 1,248 

50,000 - 50,999 879 989 989 1,099 1,154 1,264 

4


TERRITORY A (Continued) Insured Age 49 & under 


MOBILE HOME 

Home Age - 0 to 15 Home Age - 16 to 25 Home Age - Over 25 

VALUES Protected Unprotected Protected Unprotected Protected Unprotected 

$51,000 - $51,999 $894 $1,005 $1,005 $1,117 $1,173 $1,285 

52,000 - 52,999 907 1,021 1,021 1,134 1,191 1,304 

53,000 - 53,999 920 1,035 1,035 1,150 1,208 1,323 

54,000 - 54,999 934 1,051 1,051 1,168 1,226 1,343 

55,000 - 55,999 948 1,067 1,067 1,185 1,244 1,363 

56,000 - 56,999 960 1,080 1,080 1,200 1,260 1,380 

57,000 - 57,999 974 1,096 1,096 1,218 1,279 1,401 

58,000 - 58,999 989 1,112 1,112 1,236 1,298 1,421 

59,000 - 59,999 1,001 1,126 1,126 1,251 1,314 1,439 

60,000 - 60,999 1,012 1,139 1,139 1,265 1,328 1,455 

61,000 - 61,999 1,024 1,152 1,152 1,280 1,344 1,472 

62,000 - 62,999 1,036 1,166 1,166 1,295 1,360 1,489 

63,000 - 63,999 1,048 1,179 1,179 1,310 1,376 1,507 

64,000 - 64,999 1,059 1,192 1,192 1,324 1,390 1,523 

65,000 - 65,999 1,071 1,205 1,205 1,339 1,406 1,540 

66,000 - 66,999 1,082 1,218 1,218 1,353 1,421 1,556 

67,000 - 67,999 1,095 1,232 1,232 1,369 1,437 1,574 

68,000 - 68,999 1,106 1,245 1,245 1,383 1,452 1,590 

69,000 - 69,999 1,118 1,258 1,258 1,398 1,468 1,608 

70,000 - 70,999 1,130 1,271 1,271 1,412 1,483 1,624 

71,000 - 71,999 1,142 1,284 1,284 1,427 1,498 1,641 

72,000 - 72,999 1,154 1,298 1,298 1,442 1,514 1,658 

73,000 - 73,999 1,166 1,311 1,311 1,457 1,530 1,676 

74,000 - 74,999 1,177 1,324 1,324 1,471 1,545 1,692 

75,000 - 75,999 1,189 1,337 1,337 1,486 1,560 1,709 

76,000 - 76,999 1,200 1,350 1,350 1,500 1,575 1,725 

77,000 - 77,999 1,213 1,364 1,364 1,516 1,592 1,743 

78,000 - 78,999 1,224 1,377 1,377 1,530 1,607 1,760 

79,000 - 79,999 1,236 1,391 1,391 1,545 1,622 1,777 

80,000 - 80,999 1,247 1,403 1,403 1,559 1,637 1,793 

81,000 - 81,999 1,259 1,417 1,417 1,574 1,653 1,810 

82,000 - 82,999 1,271 1,430 1,430 1,589 1,668 1,827 

83,000 - 83,999 1,283 1,444 1,444 1,604 1,684 1,845 

84,000 - 84,999 1,294 1,456 1,456 1,618 1,699 1,861 

85,000 - 85,999 1,306 1,470 1,470 1,633 1,715 1,878 

86,000 - 86,999 1,318 1,482 1,482 1,647 1,729 1,894 

87,000 - 87,999 1,330 1,497 1,497 1,663 1,746 1,912 

88,000 - 88,999 1,342 1,509 1,509 1,677 1,761 1,929 

89,000 - 89,999 1,354 1,523 1,523 1,692 1,777 1,946 

90,000 - 90,999 1,365 1,535 1,535 1,706 1,791 1,962 

91,000 - 91,999 1,377 1,549 1,549 1,721 1,807 1,979 

92,000 - 92,999 1,389 1,562 1,562 1,736 1,823 1,996 

93,000 - 93,999 1,401 1,576 1,576 1,751 1,839 2,014 

94,000 - 94,999 1,412 1,589 1,589 1,765 1,853 2,030 

95,000 - 95,999 1,424 1,602 1,602 1,780 1,869 2,047 

96,000 - 96,999 1,435 1,615 1,615 1,794 1,884 2,063 

97,000 - 97,999 1,448 1,629 1,629 1,810 1,901 2,082 

98,000 - 98,999 1,459 1,642 1,642 1,824 1,915 2,098 

99,000 - 99,999 1,471 1,655 1,655 1,839 1,931 2,115 

100,000 - 100,999 1,482 1,668 1,668 1,853 1,946 2,131 

To increase Unattached 

Adj. Structures, per $100: 

$1.30 $1.47 $1.47 $1.63 $1.71 $1.87 

To increase Personal 

Effects, per $100: $1.21 $1.36 $1.36 $1.51 $1.59 $1.74 

5


TERRITORY A - Insured Age 50 and Over 

ELIGIBILITY: Mobile home must be owner occupied as the primary or seasonal 


DEDUCTIBLES: $500 All Perils 


Comprehensive Unattached Adjacent Structures — 10% 

Comprehensive Personal Effects — 30% 

Comprehensive Personal Liability — $25,000 

Medical Payments — $500 





No lien on mobile home - 10% 

Mobile Home is a Multi-sectional Unit - 10% 

DEFINITIONS: 

Protected - In order to be classified as a “Protected” risk for rate determination, 

the mobile home unit must meet one of the following criteria: 


Department. 

B. Mobile Home must be located within the limits of a city, town or 

municipality with both Police and Fire Protection. 




Unprotected - Any Mobile Home which does not meet the Protected definition. 


Insured Value of Mobile Home 

Home Age – 0 to 15 Home Age - 16 - 25 Home Age - Over 25 

& Adjacent Structures Protected Unprotected Protected Unprotected Protected Unprotected 

$1 - $10,999 $319 $364 $364 $410 $432 $478 

11,000 - 11,999 328 375 375 422 446 492 

12,000 - 12,999 341 390 390 438 463 511 

13,000 - 13,999 351 401 401 451 476 526 

14,000 - 14,999 361 413 413 464 490 542 

15,000 - 15,999 373 426 426 480 506 560 

16,000 - 16,999 382 437 437 491 519 573 

17,000 - 17,999 396 452 452 509 537 593 

18,000 - 18,999 406 464 464 522 551 609 

19,000 - 19,999 415 474 474 534 563 623 

20,000 - 20,999 426 487 487 548 579 639 

21,000 - 21,999 438 500 500 563 594 656 

22,000 - 22,999 448 512 512 576 608 672 

23,000 - 23,999 458 523 523 589 621 687 

24,000 - 24,999 470 537 537 604 637 705 

25,000 - 25,999 480 549 549 617 652 720 

26,000 - 26,999 492 562 562 633 668 738 

27,000 - 27,999 503 574 574 646 682 754 

28,000 - 28,999 512 585 585 658 694 768 

29,000 - 29,999 525 600 600 675 713 788 

30,000 - 30,999 536 613 613 689 728 804 

31,000 - 31,999 547 625 625 703 742 820 

32,000 - 32,999 557 636 636 716 755 835 

33,000 - 33,999 569 650 650 732 772 854 

34,000 - 34,999 580 662 662 745 787 869 

35,000 - 35,999 592 677 677 761 804 888 

36,000 - 36,999 605 691 691 778 821 907 

37,000 - 37,999 617 706 706 794 838 926 

38,000 - 38,999 628 718 718 807 852 942 

39,000 - 39,999 641 732 732 824 869 961 

40,000 - 40,999 653 746 746 840 886 980 

41,000 - 41,999 664 758 758 853 901 995 

42,000 - 42,999 676 772 772 869 917 1,013 

43,000 - 43,999 687 785 785 883 932 1,030 

44,000 - 44,999 699 798 798 898 948 1,048 

45,000 - 45,999 711 813 813 914 965 1,067 

46,000 - 46,999 722 825 825 928 979 1,083 

47,000 - 47,999 734 838 838 943 996 1,100 

48,000 - 48,999 746 853 853 959 1,013 1,119 

49,000 - 49,999 760 868 868 977 1,031 1,139 

6


TERRITORY A (Continued) - Insured Age 50 and Over 





$50,000 - $50,999 $769 $879 $879 $989 $1,044 $1,154 

51,000 - 51,999 782 894 894 1,005 1,061 1,173 

52,000 - 52,999 794 907 907 1,021 1,077 1,191 

53,000 - 53,999 805 920 920 1,035 1,093 1,208 

54,000 - 54,999 818 934 934 1,051 1,110 1,226 

55,000 - 55,999 830 948 948 1,067 1,126 1,244 

56,000 - 56,999 840 960 960 1,080 1,140 1,260 

57,000 - 57,999 853 974 974 1,096 1,157 1,279 

58,000 - 58,999 865 989 989 1,112 1,174 1,298 

59,000 - 59,999 876 1,001 1,001 1,126 1,188 1,314 

60,000 - 60,999 886 1,012 1,012 1,139 1,202 1,328 

61,000 - 61,999 896 1,024 1,024 1,152 1,216 1,344 

62,000 - 62,999 907 1,036 1,036 1,166 1,230 1,360 

63,000 - 63,999 917 1,048 1,048 1,179 1,245 1,376 

64,000 - 64,999 927 1,059 1,059 1,192 1,258 1,390 

65,000 - 65,999 937 1,071 1,071 1,205 1,272 1,406 

66,000 - 66,999 947 1,082 1,082 1,218 1,285 1,421 

67,000 - 67,999 958 1,095 1,095 1,232 1,301 1,437 

68,000 - 68,999 968 1,106 1,106 1,245 1,314 1,452 

69,000 - 69,999 979 1,118 1,118 1,258 1,328 1,468 

70,000 - 70,999 988 1,130 1,130 1,271 1,341 1,483 

71,000 - 71,999 999 1,142 1,142 1,284 1,356 1,498 

72,000 - 72,999 1,009 1,154 1,154 1,298 1,370 1,514 

73,000 - 73,999 1,020 1,166 1,166 1,311 1,384 1,530 

74,000 - 74,999 1,030 1,177 1,177 1,324 1,397 1,545 

75,000 - 75,999 1,040 1,189 1,189 1,337 1,412 1,560 

76,000 - 76,999 1,050 1,200 1,200 1,350 1,425 1,575 

77,000 - 77,999 1,061 1,213 1,213 1,364 1,440 1,592 

78,000 - 78,999 1,071 1,224 1,224 1,377 1,454 1,607 

79,000 - 79,999 1,082 1,236 1,236 1,391 1,468 1,622 

80,000 - 80,999 1,091 1,247 1,247 1,403 1,481 1,637 

81,000 - 81,999 1,102 1,259 1,259 1,417 1,495 1,653 

82,000 - 82,999 1,112 1,271 1,271 1,430 1,510 1,668 

83,000 - 83,999 1,123 1,283 1,283 1,444 1,524 1,684 

84,000 - 84,999 1,133 1,294 1,294 1,456 1,537 1,699 

85,000 - 85,999 1,143 1,306 1,306 1,470 1,551 1,715 

86,000 - 86,999 1,153 1,318 1,318 1,482 1,565 1,729 

87,000 - 87,999 1,164 1,330 1,330 1,497 1,580 1,746 

88,000 - 88,999 1,174 1,342 1,342 1,509 1,593 1,761 

89,000 - 89,999 1,184 1,354 1,354 1,523 1,607 1,777 

90,000 - 90,999 1,194 1,365 1,365 1,535 1,621 1,791 

91,000 - 91,999 1,205 1,377 1,377 1,549 1,635 1,807 

92,000 - 92,999 1,215 1,389 1,389 1,562 1,649 1,823 

93,000 - 93,999 1,226 1,401 1,401 1,576 1,663 1,839 

94,000 - 94,999 1,236 1,412 1,412 1,589 1,677 1,853 

95,000 - 95,999 1,246 1,424 1,424 1,602 1,691 1,869 

96,000 - 96,999 1,256 1,435 1,435 1,615 1,704 1,884 

97,000 - 97,999 1,267 1,448 1,448 1,629 1,720 1,901 

98,000 - 98,999 1,277 1,459 1,459 1,642 1,733 1,915 

99,000 - 99,999 1,287 1,471 1,471 1,655 1,747 1,931 

100,000 - 100,999 1,297 1,482 1,482 1,668 1,760 1,946 

To increase Unattached Adjacent 

Structures, per $100: 

$1.14 $1.30 $1.30 $1.47 $1.55 $1.80 

To increase Personal Effects, per $100: $1.06 $1.21 $1.21 $1.36 $1.43 $1.59 

7


TERRITORY B - Insured Age 49 and Under 

ELIGIBILITY: 

DEDUCTIBLES: 



$500 All Other Perils/$1,000 Named Storm 












DEFINITIONS: 

Protected - In order to be classified as a “Protected” risk for rate determination, the 



Department. 











$1 - $10,999 $382 $431 $431 $478 $502 $549 

11,000 - 11,999 394 443 443 492 517 566 

12,000 - 12,999 410 460 460 511 537 588 

13,000 - 13,999 421 474 474 526 552 605 

14,000 - 14,999 434 487 487 542 569 623 

15,000 - 15,999 447 504 504 560 588 644 

16,000 - 16,999 459 516 516 573 602 659 

17,000 - 17,999 475 534 534 593 623 683 

18,000 - 18,999 487 548 548 609 639 700 

19,000 - 19,999 498 561 561 623 654 716 

20,000 - 20,999 511 575 575 639 671 735 

21,000 - 21,999 525 591 591 656 689 755 

22,000 - 22,999 538 605 605 672 706 773 

23,000 - 23,999 549 618 618 687 721 790 

24,000 - 24,999 564 634 634 705 740 811 

25,000 - 25,999 576 648 648 720 756 828 

26,000 - 26,999 590 665 665 738 775 848 

27,000 - 27,999 603 678 678 754 792 867 

28,000 - 28,999 614 691 691 768 806 883 

29,000 - 29,999 630 709 709 788 827 906 

30,000 - 30,999 644 723 723 804 844 925 

31,000 - 31,999 656 738 738 820 861 943 

32,000 - 32,999 668 752 752 835 877 960 

33,000 - 33,999 683 769 769 854 897 982 

34,000 - 34,999 695 782 782 869 912 1,000 

35,000 - 35,999 711 799 799 888 932 1,022 

36,000 - 36,999 726 817 817 907 952 1,044 

37,000 - 37,999 741 834 834 926 972 1,065 

38,000 - 38,999 754 847 847 942 989 1,084 

39,000 - 39,999 769 865 865 961 1,009 1,105 

40,000 - 40,999 783 882 882 980 1,029 1,127 

41,000 - 41,999 796 896 896 995 1,045 1,145 

42,000 - 42,999 811 912 912 1,013 1,064 1,166 

43,000 - 43,999 824 927 927 1,030 1,082 1,184 

44,000 - 44,999 838 943 943 1,048 1,100 1,205 

45,000 - 45,999 854 960 960 1,067 1,120 1,226 

46,000 - 46,999 866 974 974 1,083 1,137 1,245 

47,000 - 47,999 880 990 990 1,100 1,155 1,265 

48,000 - 48,999 896 1,007 1,007 1,119 1,175 1,287 

49,000 - 49,999 911 1,026 1,026 1,139 1,196 1,310 

8


TERRITORY B (Continued) - Insured Age 49 and Under 





$50,000 - $50,999 $923 $1,038 $1,038 $1,154 $1,212 $1,327 

51,000 - 51,999 939 1,055 1,055 1,173 1,232 1,349 

52,000 - 52,999 952 1,072 1,072 1,191 1,251 1,369 

53,000 - 53,999 966 1,087 1,087 1,208 1,268 1,389 

54,000 - 54,999 981 1,104 1,104 1,226 1,287 1,410 

55,000 - 55,999 995 1,120 1,120 1,244 1,306 1,431 

56,000 - 56,999 1,008 1,134 1,134 1,260 1,323 1,449 

57,000 - 57,999 1,023 1,151 1,151 1,279 1,343 1,471 

58,000 - 58,999 1,038 1,168 1,168 1,298 1,363 1,492 

59,000 - 59,999 1,051 1,182 1,182 1,314 1,380 1,511 

60,000 - 60,999 1,063 1,196 1,196 1,328 1,394 1,528 

61,000 - 61,999 1,075 1,210 1,210 1,344 1,411 1,546 

62,000 - 62,999 1,088 1,224 1,224 1,360 1,428 1,563 

63,000 - 63,999 1,100 1,238 1,238 1,376 1,445 1,582 

64,000 - 64,999 1,112 1,252 1,252 1,390 1,460 1,599 

65,000 - 65,999 1,125 1,265 1,265 1,406 1,476 1,617 

66,000 - 66,999 1,136 1,279 1,279 1,421 1,492 1,634 

67,000 - 67,999 1,150 1,294 1,294 1,437 1,509 1,653 

68,000 - 68,999 1,161 1,307 1,307 1,452 1,525 1,670 

69,000 - 69,999 1,174 1,321 1,321 1,468 1,541 1,688 

70,000 - 70,999 1,187 1,335 1,335 1,483 1,557 1,705 

71,000 - 71,999 1,199 1,348 1,348 1,498 1,573 1,723 

72,000 - 72,999 1,212 1,363 1,363 1,514 1,590 1,741 

73,000 - 73,999 1,224 1,377 1,377 1,530 1,607 1,760 

74,000 - 74,999 1,236 1,390 1,390 1,545 1,622 1,777 

75,000 - 75,999 1,248 1,404 1,404 1,560 1,638 1,794 

76,000 - 76,999 1,260 1,418 1,418 1,575 1,654 1,811 

77,000 - 77,999 1,274 1,432 1,432 1,592 1,672 1,830 

78,000 - 78,999 1,285 1,446 1,446 1,607 1,687 1,848 

79,000 - 79,999 1,298 1,461 1,461 1,622 1,703 1,866 

80,000 - 80,999 1,309 1,473 1,473 1,637 1,719 1,883 

81,000 - 81,999 1,322 1,488 1,488 1,653 1,736 1,901 

82,000 - 82,999 1,335 1,502 1,502 1,668 1,751 1,918 

83,000 - 83,999 1,347 1,516 1,516 1,684 1,768 1,937 

84,000 - 84,999 1,359 1,529 1,529 1,699 1,784 1,954 

85,000 - 85,999 1,371 1,544 1,544 1,715 1,801 1,972 

86,000 - 86,999 1,384 1,556 1,556 1,729 1,815 1,989 

87,000 - 87,999 1,397 1,572 1,572 1,746 1,833 2,008 

88,000 - 88,999 1,409 1,584 1,584 1,761 1,849 2,025 

89,000 - 89,999 1,422 1,599 1,599 1,777 1,866 2,043 

90,000 - 90,999 1,433 1,612 1,612 1,791 1,881 2,060 

91,000 - 91,999 1,446 1,626 1,626 1,807 1,897 2,078 

92,000 - 92,999 1,458 1,640 1,640 1,823 1,914 2,096 

93,000 - 93,999 1,471 1,655 1,655 1,839 1,931 2,115 

94,000 - 94,999 1,483 1,668 1,668 1,853 1,946 2,132 

95,000 - 95,999 1,495 1,682 1,682 1,869 1,962 2,149 

96,000 - 96,999 1,507 1,696 1,696 1,884 1,978 2,166 

97,000 - 97,999 1,520 1,710 1,710 1,901 1,996 2,186 

98,000 - 98,999 1,532 1,724 1,724 1,915 2,011 2,203 

99,000 - 99,999 1,545 1,738 1,738 1,931 2,028 2,221 

100,000 - 100,999 1,556 1,751 1,751 1,946 2,043 2,238 


Structures, per $100: $1.37 $1.54 $1.54 $1.71 $1.80 $1.96 


9

ELIGIBILITY: 

DEDUCTIBLES: 


TERRITORY B - Insured Age 50 and Over 















DEFINITIONS: 




Department. 











$1 - $10,999 $335 $382 $382 $431 $454 $502 

11,000 - 11,999 344 394 394 443 468 517 

12,000 - 12,999 358 410 410 460 486 537 

13,000 - 13,999 369 421 421 474 500 552 

14,000 - 14,999 379 434 434 487 515 569 

15,000 - 15,999 392 447 447 504 531 588 

16,000 - 16,999 401 459 459 516 545 602 

17,000 - 17,999 416 475 475 534 564 623 

18,000 - 18,999 426 487 487 548 579 639 

19,000 - 19,999 436 498 498 561 591 654 

20,000 - 20,999 447 511 511 575 608 671 

21,000 - 21,999 460 525 525 591 624 689 

22,000 - 22,999 470 538 538 605 638 706 

23,000 - 23,999 481 549 549 618 652 721 

24,000 - 24,999 494 564 564 634 669 740 

25,000 - 25,999 504 576 576 648 685 756 

26,000 - 26,999 517 590 590 665 701 775 

27,000 - 27,999 528 603 603 678 716 792 

28,000 - 28,999 538 614 614 691 729 806 

29,000 - 29,999 551 630 630 709 749 827 

30,000 - 30,999 563 644 644 723 764 844 

31,000 - 31,999 574 656 656 738 779 861 

32,000 - 32,999 585 668 668 752 793 877 

33,000 - 33,999 597 683 683 769 811 897 

34,000 - 34,999 609 695 695 782 826 912 

35,000 - 35,999 622 711 711 799 844 932 

36,000 - 36,999 635 726 726 817 862 952 

37,000 - 37,999 648 741 741 834 880 972 

38,000 - 38,999 659 754 754 847 895 989 

39,000 - 39,999 673 769 769 865 912 1,009 

40,000 - 40,999 686 783 783 882 930 1,029 

41,000 - 41,999 697 796 796 896 946 1,045 

42,000 - 42,999 710 811 811 912 963 1,064 

43,000 - 43,999 721 824 824 927 979 1,082 

44,000 - 44,999 734 838 838 943 995 1,100 

45,000 - 45,999 747 854 854 960 1,013 1,120 

46,000 - 46,999 758 866 866 974 1,028 1,137 

47,000 - 47,999 771 880 880 990 1,046 1,155 

48,000 - 48,999 783 896 896 1,007 1,064 1,175 

49,000 - 49,999 798 911 911 1,026 1,083 1,196 

10


TERRITORY B (Continued) - Insured Age 50 and Over 





$50,000 - $50,999 $807 $923 $923 $1,038 $1,096 $1,212 

51,000 - 51,999 821 939 939 1,055 1,114 1,232 

52,000 - 52,999 834 952 952 1,072 1,131 1,251 

53,000 - 53,999 845 966 966 1,087 1,148 1,268 

54,000 - 54,999 859 981 981 1,104 1,166 1,287 

55,000 - 55,999 872 995 995 1,120 1,182 1,306 

56,000 - 56,999 882 1,008 1,008 1,134 1,197 1,323 

57,000 - 57,999 896 1,023 1,023 1,151 1,215 1,343 

58,000 - 58,999 908 1,038 1,038 1,168 1,233 1,363 

59,000 - 59,999 920 1,051 1,051 1,182 1,247 1,380 

60,000 - 60,999 930 1,063 1,063 1,196 1,262 1,394 

61,000 - 61,999 941 1,075 1,075 1,210 1,277 1,411 

62,000 - 62,999 952 1,088 1,088 1,224 1,292 1,428 

63,000 - 63,999 963 1,100 1,100 1,238 1,307 1,445 

64,000 - 64,999 973 1,112 1,112 1,252 1,321 1,460 

65,000 - 65,999 984 1,125 1,125 1,265 1,336 1,476 

66,000 - 66,999 994 1,136 1,136 1,279 1,349 1,492 

67,000 - 67,999 1,006 1,150 1,150 1,294 1,366 1,509 

68,000 - 68,999 1,016 1,161 1,161 1,307 1,380 1,525 

69,000 - 69,999 1,028 1,174 1,174 1,321 1,394 1,541 

70,000 - 70,999 1,037 1,187 1,187 1,335 1,408 1,557 

71,000 - 71,999 1,049 1,199 1,199 1,348 1,424 1,573 

72,000 - 72,999 1,059 1,212 1,212 1,363 1,439 1,590 

73,000 - 73,999 1,071 1,224 1,224 1,377 1,453 1,607 

74,000 - 74,999 1,082 1,236 1,236 1,390 1,467 1,622 

75,000 - 75,999 1,092 1,248 1,248 1,404 1,483 1,638 

76,000 - 76,999 1,103 1,260 1,260 1,418 1,496 1,654 

77,000 - 77,999 1,114 1,274 1,274 1,432 1,512 1,672 

78,000 - 78,999 1,125 1,285 1,285 1,446 1,527 1,687 

79,000 - 79,999 1,136 1,298 1,298 1,461 1,541 1,703 

80,000 - 80,999 1,146 1,309 1,309 1,473 1,555 1,719 

81,000 - 81,999 1,157 1,322 1,322 1,488 1,570 1,736 

82,000 - 82,999 1,168 1,335 1,335 1,502 1,586 1,751 

83,000 - 83,999 1,179 1,347 1,347 1,516 1,600 1,768 

84,000 - 84,999 1,190 1,359 1,359 1,529 1,614 1,784 

85,000 - 85,999 1,200 1,371 1,371 1,544 1,629 1,801 

86,000 - 86,999 1,211 1,384 1,384 1,556 1,643 1,815 

87,000 - 87,999 1,222 1,397 1,397 1,572 1,659 1,833 

88,000 - 88,999 1,233 1,409 1,409 1,584 1,673 1,849 

89,000 - 89,999 1,243 1,422 1,422 1,599 1,687 1,866 

90,000 - 90,999 1,254 1,433 1,433 1,612 1,702 1,881 

91,000 - 91,999 1,265 1,446 1,446 1,626 1,717 1,897 

92,000 - 92,999 1,276 1,458 1,458 1,640 1,731 1,914 

93,000 - 93,999 1,287 1,471 1,471 1,655 1,746 1,931 

94,000 - 94,999 1,298 1,483 1,483 1,668 1,761 1,946 

95,000 - 95,999 1,308 1,495 1,495 1,682 1,776 1,962 

96,000 - 96,999 1,319 1,507 1,507 1,696 1,789 1,978 

97,000 - 97,999 1,330 1,520 1,520 1,710 1,806 1,996 

98,000 - 98,999 1,341 1,532 1,532 1,724 1,820 2,011 

99,000 - 99,999 1,351 1,545 1,545 1,738 1,834 2,028 

100,000 - 100,999 1,362 1,556 1,556 1,751 1,848 2,043 


Structures, per $100: $1.20 $1.37 $1.37 $1.54 $1.63 $1.89 


11


TERRITORY C- Insured Age 49 and Under 

ELIGIBILITY: 

DEDUCTIBLES: 



$500 All Perils/2,000 Named Storm 












DEFINITIONS: 




Department. 











$1 - $10,999 $382 $431 $431 $478 $502 $549 

11,000 - 11,999 394 443 443 492 517 566 

12,000 - 12,999 410 460 460 511 537 588 

13,000 - 13,999 421 474 474 526 552 605 

14,000 - 14,999 434 487 487 542 569 623 

15,000 - 15,999 447 504 504 560 588 644 

16,000 - 16,999 459 516 516 573 602 659 

17,000 - 17,999 475 534 534 593 623 683 

18,000 - 18,999 487 548 548 609 639 700 

19,000 - 19,999 498 561 561 623 654 716 

20,000 - 20,999 511 575 575 639 671 735 

21,000 - 21,999 525 591 591 656 689 755 

22,000 - 22,999 538 605 605 672 706 773 

23,000 - 23,999 549 618 618 687 721 790 

24,000 - 24,999 564 634 634 705 740 811 

25,000 - 25,999 576 648 648 720 756 828 

26,000 - 26,999 590 665 665 738 775 848 

27,000 - 27,999 603 678 678 754 792 867 

28,000 - 28,999 614 691 691 768 806 883 

29,000 - 29,999 630 709 709 788 827 906 

30,000 - 30,999 644 723 723 804 844 925 

31,000 - 31,999 656 738 738 820 861 943 

32,000 - 32,999 668 752 752 835 877 960 

33,000 - 33,999 683 769 769 854 897 982 

34,000 - 34,999 695 782 782 869 912 1,000 

35,000 - 35,999 711 799 799 888 932 1,022 

36,000 - 36,999 726 817 817 907 952 1,044 

37,000 - 37,999 741 834 834 926 972 1,065 

38,000 - 38,999 754 847 847 942 989 1,084 

39,000 - 39,999 769 865 865 961 1,009 1,105 

40,000 - 40,999 783 882 882 980 1,029 1,127 

41,000 - 41,999 796 896 896 995 1,045 1,145 

42,000 - 42,999 811 912 912 1,013 1,064 1,166 

43,000 - 43,999 824 927 927 1,030 1,082 1,184 

44,000 - 44,999 838 943 943 1,048 1,100 1,205 

45,000 - 45,999 854 960 960 1,067 1,120 1,226 

46,000 - 46,999 866 974 974 1,083 1,137 1,245 

47,000 - 47,999 880 990 990 1,100 1,155 1,265 

48,000 - 48,999 896 1,007 1,007 1,119 1,175 1,287 

49,000 - 49,999 911 1,026 1,026 1,139 1,196 1,310 

12


TERRITORY C (Continued) - Insured Age 49 and Under 





$50,000 - $50,999 $923 $1,038 $1,038 $1,154 $1,212 $1,327 

51,000 - 51,999 939 1,055 1,055 1,173 1,232 1,349 

52,000 - 52,999 952 1,072 1,072 1,191 1,251 1,369 

53,000 - 53,999 966 1,087 1,087 1,208 1,268 1,389 

54,000 - 54,999 981 1,104 1,104 1,226 1,287 1,410 

55,000 - 55,999 995 1,120 1,120 1,244 1,306 1,431 

56,000 - 56,999 1,008 1,134 1,134 1,260 1,323 1,449 

57,000 - 57,999 1,023 1,151 1,151 1,279 1,343 1,471 

58,000 - 58,999 1,038 1,168 1,168 1,298 1,363 1,492 

59,000 - 59,999 1,051 1,182 1,182 1,314 1,380 1,511 

60,000 - 60,999 1,063 1,196 1,196 1,328 1,394 1,528 

61,000 - 61,999 1,075 1,210 1,210 1,344 1,411 1,546 

62,000 - 62,999 1,088 1,224 1,224 1,360 1,428 1,563 

63,000 - 63,999 1,100 1,238 1,238 1,376 1,445 1,582 

64,000 - 64,999 1,112 1,252 1,252 1,390 1,460 1,599 

65,000 - 65,999 1,125 1,265 1,265 1,406 1,476 1,617 

66,000 - 66,999 1,136 1,279 1,279 1,421 1,492 1,634 

67,000 - 67,999 1,150 1,294 1,294 1,437 1,509 1,653 

68,000 - 68,999 1,161 1,307 1,307 1,452 1,525 1,670 

69,000 - 69,999 1,174 1,321 1,321 1,468 1,541 1,688 

70,000 - 70,999 1,187 1,335 1,335 1,483 1,557 1,705 

71,000 - 71,999 1,199 1,348 1,348 1,498 1,573 1,723 

72,000 - 72,999 1,212 1,363 1,363 1,514 1,590 1,741 

73,000 - 73,999 1,224 1,377 1,377 1,530 1,607 1,760 

74,000 - 74,999 1,236 1,390 1,390 1,545 1,622 1,777 

75,000 - 75,999 1,248 1,404 1,404 1,560 1,638 1,794 

76,000 - 76,999 1,260 1,418 1,418 1,575 1,654 1,811 

77,000 - 77,999 1,274 1,432 1,432 1,592 1,672 1,830 

78,000 - 78,999 1,285 1,446 1,446 1,607 1,687 1,848 

79,000 - 79,999 1,298 1,461 1,461 1,622 1,703 1,866 

80,000 - 80,999 1,309 1,473 1,473 1,637 1,719 1,883 

81,000 - 81,999 1,322 1,488 1,488 1,653 1,736 1,901 

82,000 - 82,999 1,335 1,502 1,502 1,668 1,751 1,918 

83,000 - 83,999 1,347 1,516 1,516 1,684 1,768 1,937 

84,000 - 84,999 1,359 1,529 1,529 1,699 1,784 1,954 

85,000 - 85,999 1,371 1,544 1,544 1,715 1,801 1,972 

86,000 - 86,999 1,384 1,556 1,556 1,729 1,815 1,989 

87,000 - 87,999 1,397 1,572 1,572 1,746 1,833 2,008 

88,000 - 88,999 1,409 1,584 1,584 1,761 1,849 2,025 

89,000 - 89,999 1,422 1,599 1,599 1,777 1,866 2,043 

90,000 - 90,999 1,433 1,612 1,612 1,791 1,881 2,060 

91,000 - 91,999 1,446 1,626 1,626 1,807 1,897 2,078 

92,000 - 92,999 1,458 1,640 1,640 1,823 1,914 2,096 

93,000 - 93,999 1,471 1,655 1,655 1,839 1,931 2,115 

94,000 - 94,999 1,483 1,668 1,668 1,853 1,946 2,132 

95,000 - 95,999 1,495 1,682 1,682 1,869 1,962 2,149 

96,000 - 96,999 1,507 1,696 1,696 1,884 1,978 2,166 

97,000 - 97,999 1,520 1,710 1,710 1,901 1,996 2,186 

98,000 - 98,999 1,532 1,724 1,724 1,915 2,011 2,203 

99,000 - 99,999 1,545 1,738 1,738 1,931 2,028 2,221 

100,000 - 100,999 1,556 1,751 1,751 1,946 2,043 2,238 



$1.37 $1.54 $1.54 $1.71 $1.80 $1.96 


13


TERRITORY C- Insured Age 50 and Over 

ELIGIBILITY: 

DEDUCTIBLES: 



$500 All Perils/2,000 Named Storm 












DEFINITIONS: 




Department. 











$1 - $10,999 $335 $382 $382 $431 $454 $502 

11,000 - 11,999 344 394 394 443 468 517 

12,000 - 12,999 358 410 410 460 486 537 

13,000 - 13,999 369 421 421 474 500 552 

14,000 - 14,999 379 434 434 487 515 569 

15,000 - 15,999 392 447 447 504 531 588 

16,000 - 16,999 401 459 459 516 545 602 

17,000 - 17,999 416 475 475 534 564 623 

18,000 - 18,999 426 487 487 548 579 639 

19,000 - 19,999 436 498 498 561 591 654 

20,000 - 20,999 447 511 511 575 608 671 

21,000 - 21,999 460 525 525 591 624 689 

22,000 - 22,999 470 538 538 605 638 706 

23,000 - 23,999 481 549 549 618 652 721 

24,000 - 24,999 494 564 564 634 669 740 

25,000 - 25,999 504 576 576 648 685 756 

26,000 - 26,999 517 590 590 665 701 775 

27,000 - 27,999 528 603 603 678 716 792 

28,000 - 28,999 538 614 614 691 729 806 

29,000 - 29,999 551 630 630 709 749 827 

30,000 - 30,999 563 644 644 723 764 844 

31,000 - 31,999 574 656 656 738 779 861 

32,000 - 32,999 585 668 668 752 793 877 

33,000 - 33,999 597 683 683 769 811 897 

34,000 - 34,999 609 695 695 782 826 912 

35,000 - 35,999 622 711 711 799 844 932 

36,000 - 36,999 635 726 726 817 862 952 

37,000 - 37,999 648 741 741 834 880 972 

38,000 - 38,999 659 754 754 847 895 989 

39,000 - 39,999 673 769 769 865 912 1,009 

40,000 - 40,999 686 783 783 882 930 1,029 

41,000 - 41,999 697 796 796 896 946 1,045 

42,000 - 42,999 710 811 811 912 963 1,064 

43,000 - 43,999 721 824 824 927 979 1,082 

44,000 - 44,999 734 838 838 943 995 1,100 

45,000 - 45,999 747 854 854 960 1,013 1,120 

46,000 - 46,999 758 866 866 974 1,028 1,137 

47,000 - 47,999 771 880 880 990 1,046 1,155 

48,000 - 48,999 783 896 896 1,007 1,064 1,175 

49,000 - 49,999 798 911 911 1,026 1,083 1,196 

14


TERRITORY C (Continued) - Insured Age 50 and Over 





$50,000 - $50,999 $807 $923 $923 $1,038 $1,096 $1,212 

51,000 - 51,999 821 939 939 1,055 1,114 1,232 

52,000 - 52,999 834 952 952 1,072 1,131 1,251 

53,000 - 53,999 845 966 966 1,087 1,148 1,268 

54,000 - 54,999 859 981 981 1,104 1,166 1,287 

55,000 - 55,999 872 995 995 1,120 1,182 1,306 

56,000 - 56,999 882 1,008 1,008 1,134 1,197 1,323 

57,000 - 57,999 896 1,023 1,023 1,151 1,215 1,343 

58,000 - 58,999 908 1,038 1,038 1,168 1,233 1,363 

59,000 - 59,999 920 1,051 1,051 1,182 1,247 1,380 

60,000 - 60,999 930 1,063 1,063 1,196 1,262 1,394 

61,000 - 61,999 941 1,075 1,075 1,210 1,277 1,411 

62,000 - 62,999 952 1,088 1,088 1,224 1,292 1,428 

63,000 - 63,999 963 1,100 1,100 1,238 1,307 1,445 

64,000 - 64,999 973 1,112 1,112 1,252 1,321 1,460 

65,000 - 65,999 984 1,125 1,125 1,265 1,336 1,476 

66,000 - 66,999 994 1,136 1,136 1,279 1,349 1,492 

67,000 - 67,999 1,006 1,150 1,150 1,294 1,366 1,509 

68,000 - 68,999 1,016 1,161 1,161 1,307 1,380 1,525 

69,000 - 69,999 1,028 1,174 1,174 1,321 1,394 1,541 

70,000 - 70,999 1,037 1,187 1,187 1,335 1,408 1,557 

71,000 - 71,999 1,049 1,199 1,199 1,348 1,424 1,573 

72,000 - 72,999 1,059 1,212 1,212 1,363 1,439 1,590 

73,000 - 73,999 1,071 1,224 1,224 1,377 1,453 1,607 

74,000 - 74,999 1,082 1,236 1,236 1,390 1,467 1,622 

75,000 - 75,999 1,092 1,248 1,248 1,404 1,483 1,638 

76,000 - 76,999 1,103 1,260 1,260 1,418 1,496 1,654 

77,000 - 77,999 1,114 1,274 1,274 1,432 1,512 1,672 

78,000 - 78,999 1,125 1,285 1,285 1,446 1,527 1,687 

79,000 - 79,999 1,136 1,298 1,298 1,461 1,541 1,703 

80,000 - 80,999 1,146 1,309 1,309 1,473 1,555 1,719 

81,000 - 81,999 1,157 1,322 1,322 1,488 1,570 1,736 

82,000 - 82,999 1,168 1,335 1,335 1,502 1,586 1,751 

83,000 - 83,999 1,179 1,347 1,347 1,516 1,600 1,768 

84,000 - 84,999 1,190 1,359 1,359 1,529 1,614 1,784 

85,000 - 85,999 1,200 1,371 1,371 1,544 1,629 1,801 

86,000 - 86,999 1,211 1,384 1,384 1,556 1,643 1,815 

87,000 - 87,999 1,222 1,397 1,397 1,572 1,659 1,833 

88,000 - 88,999 1,233 1,409 1,409 1,584 1,673 1,849 

89,000 - 89,999 1,243 1,422 1,422 1,599 1,687 1,866 

90,000 - 90,999 1,254 1,433 1,433 1,612 1,702 1,881 

91,000 - 91,999 1,265 1,446 1,446 1,626 1,717 1,897 

92,000 - 92,999 1,276 1,458 1,458 1,640 1,731 1,914 

93,000 - 93,999 1,287 1,471 1,471 1,655 1,746 1,931 

94,000 - 94,999 1,298 1,483 1,483 1,668 1,761 1,946 

95,000 - 95,999 1,308 1,495 1,495 1,682 1,776 1,962 

96,000 - 96,999 1,319 1,507 1,507 1,696 1,789 1,978 

97,000 - 97,999 1,330 1,520 1,520 1,710 1,806 1,996 

98,000 - 98,999 1,341 1,532 1,532 1,724 1,820 2,011 

99,000 - 99,999 1,351 1,545 1,545 1,738 1,834 2,028 

100,000 - 100,999 1,362 1,556 1,556 1,751 1,848 2,043 


$1.20 $1.37 $1.37 $1.54 $1.63 $1.89 



15


TERRITORY D - Insured Age 49 and Under 

ELIGIBILITY: 

DEDUCTIBLES: 



$500 All Perils 









CATASTROPHE FEE: $15.00 (Fully Earned) 




DEFINITIONS: 




Department. 







WIND, EARTHQUAKE & FLOOD COVERAGES ARE NOT INCLUDED – See Optional Coverages Page. 




$1 - $10,999 $273 $308 $308 $341 $359 $392 

11,000 - 11,999 281 317 317 352 369 404 

12,000 - 12,999 293 329 329 365 383 420 

13,000 - 13,999 301 338 338 376 395 432 

14,000 - 14,999 310 348 348 387 407 445 

15,000 - 15,999 320 360 360 400 420 460 

16,000 - 16,999 328 368 368 410 430 471 

17,000 - 17,999 339 382 382 424 445 488 

18,000 - 18,999 348 392 392 435 457 500 

19,000 - 19,999 356 401 401 445 467 512 

20,000 - 20,999 365 411 411 457 479 525 

21,000 - 21,999 375 422 422 469 492 539 

22,000 - 22,999 384 432 432 480 504 552 

23,000 - 23,999 392 442 442 491 515 564 

24,000 - 24,999 403 453 453 503 529 579 

25,000 - 25,999 412 463 463 515 540 592 

26,000 - 26,999 422 475 475 527 554 606 

27,000 - 27,999 431 485 485 539 566 620 

28,000 - 28,999 439 494 494 548 576 631 

29,000 - 29,999 450 506 506 563 591 647 

30,000 - 30,999 460 517 517 575 603 661 

31,000 - 31,999 469 527 527 586 615 674 

32,000 - 32,999 477 537 537 596 626 686 

33,000 - 33,999 488 549 549 610 641 701 

34,000 - 34,999 497 559 559 621 652 714 

35,000 - 35,999 508 571 571 635 666 730 

36,000 - 36,999 518 584 584 648 680 746 

37,000 - 37,999 530 596 596 662 695 761 

38,000 - 38,999 539 605 605 673 707 774 

39,000 - 39,999 549 618 618 686 721 789 

40,000 - 40,999 560 630 630 700 735 805 

41,000 - 41,999 569 640 640 711 746 818 

42,000 - 42,999 579 652 652 724 760 833 

43,000 - 43,999 589 662 662 736 773 846 

44,000 - 44,999 599 674 674 749 786 861 

45,000 - 45,999 610 686 686 762 800 876 

46,000 - 46,999 619 696 696 773 812 890 

47,000 - 47,999 629 707 707 786 825 904 

48,000 - 48,999 640 719 719 800 839 920 

49,000 - 49,999 651 733 733 814 854 936 

16


TERRITORY D (Continued) - Insured Age 49 and Under 





$50,000 - $50,999 $659 $742 $742 $824 $866 $948 

51,000 - 51,999 671 754 754 838 880 964 

52,000 - 52,999 680 766 766 851 893 978 

53,000 - 53,999 690 776 776 863 906 992 

54,000 - 54,999 701 788 788 876 920 1,007 

55,000 - 55,999 711 800 800 889 933 1,022 

56,000 - 56,999 720 810 810 900 945 1,035 

57,000 - 57,999 731 822 822 914 959 1,051 

58,000 - 58,999 742 834 834 927 974 1,066 

59,000 - 59,999 751 845 845 938 986 1,079 

60,000 - 60,999 759 854 854 949 996 1,091 

61,000 - 61,999 768 864 864 960 1,008 1,104 

62,000 - 62,999 777 875 875 971 1,020 1,117 

63,000 - 63,999 786 884 884 983 1,032 1,130 

64,000 - 64,999 794 894 894 993 1,043 1,142 

65,000 - 65,999 803 904 904 1,004 1,055 1,155 

66,000 - 66,999 812 914 914 1,015 1,066 1,167 

67,000 - 67,999 821 924 924 1,027 1,078 1,181 

68,000 - 68,999 830 934 934 1,037 1,089 1,193 

69,000 - 69,999 839 944 944 1,049 1,101 1,206 

70,000 - 70,999 848 953 953 1,059 1,112 1,218 

71,000 - 71,999 857 963 963 1,070 1,124 1,231 

72,000 - 72,999 866 974 974 1,082 1,136 1,244 

73,000 - 73,999 875 983 983 1,093 1,148 1,257 

74,000 - 74,999 883 993 993 1,103 1,159 1,269 

75,000 - 75,999 892 1,003 1,003 1,115 1,170 1,282 

76,000 - 76,999 900 1,013 1,013 1,125 1,181 1,294 

77,000 - 77,999 910 1,023 1,023 1,137 1,194 1,307 

78,000 - 78,999 918 1,033 1,033 1,148 1,205 1,320 

79,000 - 79,999 927 1,043 1,043 1,159 1,217 1,333 

80,000 - 80,999 935 1,052 1,052 1,169 1,228 1,345 

81,000 - 81,999 944 1,063 1,063 1,181 1,240 1,358 

82,000 - 82,999 953 1,073 1,073 1,192 1,251 1,370 

83,000 - 83,999 962 1,083 1,083 1,203 1,263 1,384 

84,000 - 84,999 971 1,092 1,092 1,214 1,274 1,396 

85,000 - 85,999 980 1,103 1,103 1,225 1,286 1,409 

86,000 - 86,999 989 1,112 1,112 1,235 1,297 1,421 

87,000 - 87,999 998 1,123 1,123 1,247 1,310 1,434 

88,000 - 88,999 1,007 1,132 1,132 1,258 1,321 1,447 

89,000 - 89,999 1,016 1,142 1,142 1,269 1,333 1,460 

90,000 - 90,999 1,024 1,151 1,151 1,280 1,343 1,472 

91,000 - 91,999 1,033 1,162 1,162 1,291 1,355 1,484 

92,000 - 92,999 1,042 1,172 1,172 1,302 1,367 1,497 

93,000 - 93,999 1,051 1,182 1,182 1,313 1,379 1,511 

94,000 - 94,999 1,059 1,192 1,192 1,324 1,390 1,523 

95,000 - 95,999 1,068 1,202 1,202 1,335 1,402 1,535 

96,000 - 96,999 1,076 1,211 1,211 1,346 1,413 1,547 

97,000 - 97,999 1,086 1,222 1,222 1,358 1,426 1,562 

98,000 - 98,999 1,094 1,232 1,232 1,368 1,436 1,574 

99,000 - 99,999 1,103 1,241 1,241 1,379 1,448 1,586 

100,000 - 100,999 1,112 1,251 1,251 1,390 1,460 1,598 



$0.98 $1.10 $1.10 $1.22 $1.28 $1.40 


17


TERRITORY D - Insured Age 50 and Over 

ELIGIBILITY: 

DEDUCTIBLES: 
















DEFINITIONS: 




Department. 











$1 - $10,999 $239 $273 $273 $308 $324 $359 

11,000 - 11,999 246 281 281 317 335 369 

12,000 - 12,999 256 293 293 329 347 383 

13,000 - 13,999 263 301 301 338 357 395 

14,000 - 14,999 271 310 310 348 368 407 

15,000 - 15,999 280 320 320 360 380 420 

16,000 - 16,999 287 328 328 368 389 430 

17,000 - 17,999 297 339 339 382 403 445 

18,000 - 18,999 305 348 348 392 413 457 

19,000 - 19,999 311 356 356 401 422 467 

20,000 - 20,999 320 365 365 411 434 479 

21,000 - 21,999 329 375 375 422 446 492 

22,000 - 22,999 336 384 384 432 456 504 

23,000 - 23,999 344 392 392 442 466 515 

24,000 - 24,999 353 403 403 453 478 529 

25,000 - 25,999 360 412 412 463 489 540 

26,000 - 26,999 369 422 422 475 501 554 

27,000 - 27,999 377 431 431 485 512 566 

28,000 - 28,999 384 439 439 494 521 576 

29,000 - 29,999 394 450 450 506 535 591 

30,000 - 30,999 402 460 460 517 546 603 

31,000 - 31,999 410 469 469 527 557 615 

32,000 - 32,999 418 477 477 537 566 626 

33,000 - 33,999 427 488 488 549 579 641 

34,000 - 34,999 435 497 497 559 590 652 

35,000 - 35,999 444 508 508 571 603 666 

36,000 - 36,999 454 518 518 584 616 680 

37,000 - 37,999 463 530 530 596 629 695 

38,000 - 38,999 471 539 539 605 639 707 

39,000 - 39,999 481 549 549 618 652 721 

40,000 - 40,999 490 560 560 630 665 735 

41,000 - 41,999 498 569 569 640 676 746 

42,000 - 42,999 507 579 579 652 688 760 

43,000 - 43,999 515 589 589 662 699 773 

44,000 - 44,999 524 599 599 674 711 786 

45,000 - 45,999 533 610 610 686 724 800 

46,000 - 46,999 542 619 619 696 734 812 

47,000 - 47,999 551 629 629 707 747 825 

48,000 - 48,999 560 640 640 719 760 839 

49,000 - 49,999 570 651 651 733 773 854 

18


TERRITORY D (Continued) - Insured Age 50 and Over 





$50,000 - $50,999 $577 $659 $659 $742 $783 $866 

51,000 - 51,999 587 671 671 754 796 880 

52,000 - 52,999 596 680 680 766 808 893 

53,000 - 53,999 604 690 690 776 820 906 

54,000 - 54,999 614 701 701 788 833 920 

55,000 - 55,999 623 711 711 800 845 933 

56,000 - 56,999 630 720 720 810 855 945 

57,000 - 57,999 640 731 731 822 868 959 

58,000 - 58,999 649 742 742 834 881 974 

59,000 - 59,999 657 751 751 845 891 986 

60,000 - 60,999 665 759 759 854 902 996 

61,000 - 61,999 672 768 768 864 912 1,008 

62,000 - 62,999 680 777 777 875 923 1,020 

63,000 - 63,999 688 786 786 884 934 1,032 

64,000 - 64,999 695 794 794 894 944 1,043 

65,000 - 65,999 703 803 803 904 954 1,055 

66,000 - 66,999 710 812 812 914 964 1,066 

67,000 - 67,999 719 821 821 924 976 1,078 

68,000 - 68,999 726 830 830 934 986 1,089 

69,000 - 69,999 734 839 839 944 996 1,101 

70,000 - 70,999 741 848 848 953 1,006 1,112 

71,000 - 71,999 749 857 857 963 1,017 1,124 

72,000 - 72,999 757 866 866 974 1,028 1,136 

73,000 - 73,999 765 875 875 983 1,038 1,148 

74,000 - 74,999 773 883 883 993 1,048 1,159 

75,000 - 75,999 780 892 892 1,003 1,059 1,170 

76,000 - 76,999 788 900 900 1,013 1,069 1,181 

77,000 - 77,999 796 910 910 1,023 1,080 1,194 

78,000 - 78,999 803 918 918 1,033 1,091 1,205 

79,000 - 79,999 812 927 927 1,043 1,101 1,217 

80,000 - 80,999 818 935 935 1,052 1,111 1,228 

81,000 - 81,999 827 944 944 1,063 1,121 1,240 

82,000 - 82,999 834 953 953 1,073 1,133 1,251 

83,000 - 83,999 842 962 962 1,083 1,143 1,263 

84,000 - 84,999 850 971 971 1,092 1,153 1,274 

85,000 - 85,999 857 980 980 1,103 1,163 1,286 

86,000 - 86,999 865 989 989 1,112 1,174 1,297 

87,000 - 87,999 873 998 998 1,123 1,185 1,310 

88,000 - 88,999 881 1,007 1,007 1,132 1,195 1,321 

89,000 - 89,999 888 1,016 1,016 1,142 1,205 1,333 

90,000 - 90,999 896 1,024 1,024 1,151 1,216 1,343 

91,000 - 91,999 904 1,033 1,033 1,162 1,226 1,355 

92,000 - 92,999 911 1,042 1,042 1,172 1,237 1,367 

93,000 - 93,999 920 1,051 1,051 1,182 1,247 1,379 

94,000 - 94,999 927 1,059 1,059 1,192 1,258 1,390 

95,000 - 95,999 935 1,068 1,068 1,202 1,268 1,402 

96,000 - 96,999 942 1,076 1,076 1,211 1,278 1,413 

97,000 - 97,999 950 1,086 1,086 1,222 1,290 1,426 

98,000 - 98,999 958 1,094 1,094 1,232 1,300 1,436 

99,000 - 99,999 965 1,103 1,103 1,241 1,310 1,448 

100,000 - 100,999 973 1,112 1,112 1,251 1,320 1,460 



$0.86 $0.98 $0.98 $1.10 $1.16 $1.35 


19


TERRITORY E - Insured Age 49 and Under 

ELIGIBILITY: 

DEDUCTIBLES: 















DEFINITIONS: 




Department. 











$1 - $10,999 $400 $451 $451 $501 $526 $575 

11,000 - 11,999 413 464 464 516 541 593 

12,000 - 12,999 429 482 482 536 562 616 

13,000 - 13,999 441 496 496 551 579 634 

14,000 - 14,999 454 510 510 568 596 652 

15,000 - 15,999 469 528 528 586 616 674 

16,000 - 16,999 481 540 540 601 630 691 

17,000 - 17,999 497 560 560 622 652 715 

18,000 - 18,999 510 574 574 638 670 734 

19,000 - 19,999 521 587 587 652 685 750 

20,000 - 20,999 536 603 603 670 703 770 

21,000 - 21,999 550 619 619 688 722 791 

22,000 - 22,999 563 634 634 704 739 810 

23,000 - 23,999 575 648 648 719 756 827 

24,000 - 24,999 591 664 664 738 776 849 

25,000 - 25,999 604 679 679 755 792 868 

26,000 - 26,999 618 696 696 773 812 889 

27,000 - 27,999 631 711 711 790 829 909 

28,000 - 28,999 644 724 724 804 845 925 

29,000 - 29,999 660 743 743 825 867 949 

30,000 - 30,999 674 758 758 843 884 969 

31,000 - 31,999 688 773 773 859 902 988 

32,000 - 32,999 700 788 788 875 919 1,005 

33,000 - 33,999 715 805 805 894 939 1,029 

34,000 - 34,999 728 820 820 911 956 1,047 

35,000 - 35,999 745 837 837 931 977 1,070 

36,000 - 36,999 760 856 856 950 998 1,093 

37,000 - 37,999 777 873 873 970 1,019 1,115 

38,000 - 38,999 790 888 888 987 1,036 1,135 

39,000 - 39,999 805 906 906 1,007 1,057 1,157 

40,000 - 40,999 821 924 924 1,026 1,078 1,180 

41,000 - 41,999 834 938 938 1,043 1,095 1,199 

42,000 - 42,999 849 956 956 1,062 1,114 1,221 

43,000 - 43,999 864 971 971 1,079 1,133 1,241 

44,000 - 44,999 878 988 988 1,098 1,153 1,263 

45,000 - 45,999 894 1,005 1,005 1,118 1,174 1,285 

46,000 - 46,999 908 1,021 1,021 1,134 1,191 1,305 

47,000 - 47,999 922 1,037 1,037 1,153 1,210 1,326 

48,000 - 48,999 938 1,055 1,055 1,173 1,231 1,349 

49,000 - 49,999 955 1,075 1,075 1,194 1,253 1,373 

20


TERRITORY E (Continued) - Insured Age 49 and Under 





$50,000 - $50,999 $967 $1,088 $1,088 $1,209 $1,269 $1,390 

51,000 - 51,999 983 1,106 1,106 1,229 1,290 1,414 

52,000 - 52,999 998 1,123 1,123 1,247 1,310 1,434 

53,000 - 53,999 1,012 1,139 1,139 1,265 1,329 1,455 

54,000 - 54,999 1,027 1,156 1,156 1,285 1,349 1,477 

55,000 - 55,999 1,043 1,174 1,174 1,304 1,368 1,499 

56,000 - 56,999 1,056 1,188 1,188 1,320 1,386 1,518 

57,000 - 57,999 1,071 1,206 1,206 1,340 1,407 1,541 

58,000 - 58,999 1,088 1,223 1,223 1,360 1,428 1,563 

59,000 - 59,999 1,101 1,239 1,239 1,376 1,445 1,583 

60,000 - 60,999 1,113 1,253 1,253 1,392 1,461 1,601 

61,000 - 61,999 1,126 1,267 1,267 1,408 1,478 1,619 

62,000 - 62,999 1,140 1,283 1,283 1,425 1,496 1,638 

63,000 - 63,999 1,153 1,297 1,297 1,441 1,514 1,658 

64,000 - 64,999 1,165 1,311 1,311 1,456 1,529 1,675 

65,000 - 65,999 1,178 1,326 1,326 1,473 1,547 1,694 

66,000 - 66,999 1,190 1,340 1,340 1,488 1,563 1,712 

67,000 - 67,999 1,205 1,355 1,355 1,506 1,581 1,731 

68,000 - 68,999 1,217 1,370 1,370 1,521 1,597 1,749 

69,000 - 69,999 1,230 1,384 1,384 1,538 1,615 1,769 

70,000 - 70,999 1,243 1,398 1,398 1,553 1,631 1,786 

71,000 - 71,999 1,256 1,412 1,412 1,570 1,648 1,805 

72,000 - 72,999 1,269 1,428 1,428 1,586 1,665 1,824 

73,000 - 73,999 1,283 1,442 1,442 1,603 1,683 1,844 

74,000 - 74,999 1,295 1,456 1,456 1,618 1,700 1,861 

75,000 - 75,999 1,308 1,471 1,471 1,635 1,716 1,880 

76,000 - 76,999 1,320 1,485 1,485 1,650 1,733 1,898 

77,000 - 77,999 1,334 1,500 1,500 1,668 1,751 1,917 

78,000 - 78,999 1,346 1,515 1,515 1,683 1,768 1,936 

79,000 - 79,999 1,360 1,530 1,530 1,700 1,784 1,955 

80,000 - 80,999 1,372 1,543 1,543 1,715 1,801 1,972 

81,000 - 81,999 1,385 1,559 1,559 1,731 1,818 1,991 

82,000 - 82,999 1,398 1,573 1,573 1,748 1,835 2,010 

83,000 - 83,999 1,411 1,588 1,588 1,764 1,852 2,030 

84,000 - 84,999 1,423 1,602 1,602 1,780 1,869 2,047 

85,000 - 85,999 1,437 1,617 1,617 1,796 1,887 2,066 

86,000 - 86,999 1,450 1,630 1,630 1,812 1,902 2,083 

87,000 - 87,999 1,463 1,647 1,647 1,829 1,921 2,103 

88,000 - 88,999 1,476 1,660 1,660 1,845 1,937 2,122 

89,000 - 89,999 1,489 1,675 1,675 1,861 1,955 2,141 

90,000 - 90,999 1,502 1,689 1,689 1,877 1,970 2,158 

91,000 - 91,999 1,515 1,704 1,704 1,893 1,988 2,177 

92,000 - 92,999 1,528 1,718 1,718 1,910 2,005 2,196 

93,000 - 93,999 1,541 1,734 1,734 1,926 2,023 2,215 

94,000 - 94,999 1,553 1,748 1,748 1,942 2,038 2,233 

95,000 - 95,999 1,566 1,762 1,762 1,958 2,056 2,252 

96,000 - 96,999 1,579 1,777 1,777 1,973 2,072 2,269 

97,000 - 97,999 1,593 1,792 1,792 1,991 2,091 2,290 

98,000 - 98,999 1,605 1,806 1,806 2,006 2,107 2,308 

99,000 - 99,999 1,618 1,821 1,821 2,023 2,124 2,327 

100,000 - 100,999 1,630 1,835 1,835 2,038 2,141 2,344 



$1.43 $1.62 $1.62 $1.79 $1.88 $2.06 


21


TERRITORY E - Insured Age 50 and Over 

ELIGIBILITY: 

DEDUCTIBLES: 















DEFINITIONS: 




Department. 

B. Mobile Home must be located within the limits of a city, town or 

municipality with both Police and Fire Protection. 









$1 - $10,999 $351 $400 $400 $451 $475 $526 

11,000 - 11,999 361 413 413 464 491 541 

12,000 - 12,999 375 429 429 482 509 562 

13,000 - 13,999 386 441 441 496 524 579 

14,000 - 14,999 397 454 454 510 539 596 

15,000 - 15,999 410 469 469 528 557 616 

16,000 - 16,999 420 481 481 540 571 630 

17,000 - 17,999 436 497 497 560 591 652 

18,000 - 18,999 447 510 510 574 606 670 

19,000 - 19,999 457 521 521 587 619 685 

20,000 - 20,999 469 536 536 603 637 703 

21,000 - 21,999 482 550 550 619 653 722 

22,000 - 22,999 493 563 563 634 669 739 

23,000 - 23,999 504 575 575 648 683 756 

24,000 - 24,999 517 591 591 664 701 776 

25,000 - 25,999 528 604 604 679 717 792 

26,000 - 26,999 541 618 618 696 735 812 

27,000 - 27,999 553 631 631 711 750 829 

28,000 - 28,999 563 644 644 724 763 845 

29,000 - 29,999 578 660 660 743 784 867 

30,000 - 30,999 590 674 674 758 801 884 

31,000 - 31,999 602 688 688 773 816 902 

32,000 - 32,999 613 700 700 788 831 919 

33,000 - 33,999 626 715 715 805 849 939 

34,000 - 34,999 638 728 728 820 866 956 

35,000 - 35,999 651 745 745 837 884 977 

36,000 - 36,999 666 760 760 856 903 998 

37,000 - 37,999 679 777 777 873 922 1,019 

38,000 - 38,999 691 790 790 888 937 1,036 

39,000 - 39,999 705 805 805 906 956 1,057 

40,000 - 40,999 718 821 821 924 975 1,078 

41,000 - 41,999 730 834 834 938 991 1,095 

42,000 - 42,999 744 849 849 956 1,009 1,114 

43,000 - 43,999 756 864 864 971 1,025 1,133 

44,000 - 44,999 769 878 878 988 1,043 1,153 

45,000 - 45,999 782 894 894 1,005 1,062 1,174 

46,000 - 46,999 794 908 908 1,021 1,077 1,191 

47,000 - 47,999 807 922 922 1,037 1,096 1,210 

48,000 - 48,999 821 938 938 1,055 1,114 1,231 

49,000 - 49,999 836 955 955 1,075 1,134 1,253 

22


TERRITORY E (Continued) - Insured Age 50 and Over 





$50,000 - $50,999 $846 $967 $967 $1,088 $1,148 $1,269 

51,000 - 51,999 860 983 983 1,106 1,167 1,290 

52,000 - 52,999 873 998 998 1,123 1,185 1,310 

53,000 - 53,999 886 1,012 1,012 1,139 1,202 1,329 

54,000 - 54,999 900 1,027 1,027 1,156 1,221 1,349 

55,000 - 55,999 913 1,043 1,043 1,174 1,239 1,368 

56,000 - 56,999 924 1,056 1,056 1,188 1,254 1,386 

57,000 - 57,999 938 1,071 1,071 1,206 1,273 1,407 

58,000 - 58,999 952 1,088 1,088 1,223 1,291 1,428 

59,000 - 59,999 964 1,101 1,101 1,239 1,307 1,445 

60,000 - 60,999 975 1,113 1,113 1,253 1,322 1,461 

61,000 - 61,999 986 1,126 1,126 1,267 1,338 1,478 

62,000 - 62,999 998 1,140 1,140 1,283 1,353 1,496 

63,000 - 63,999 1,009 1,153 1,153 1,297 1,370 1,514 

64,000 - 64,999 1,020 1,165 1,165 1,311 1,384 1,529 

65,000 - 65,999 1,031 1,178 1,178 1,326 1,399 1,547 

66,000 - 66,999 1,042 1,190 1,190 1,340 1,414 1,563 

67,000 - 67,999 1,054 1,205 1,205 1,355 1,431 1,581 

68,000 - 68,999 1,065 1,217 1,217 1,370 1,445 1,597 

69,000 - 69,999 1,077 1,230 1,230 1,384 1,461 1,615 

70,000 - 70,999 1,087 1,243 1,243 1,398 1,475 1,631 

71,000 - 71,999 1,099 1,256 1,256 1,412 1,492 1,648 

72,000 - 72,999 1,110 1,269 1,269 1,428 1,507 1,665 

73,000 - 73,999 1,122 1,283 1,283 1,442 1,522 1,683 

74,000 - 74,999 1,133 1,295 1,295 1,456 1,537 1,700 

75,000 - 75,999 1,144 1,308 1,308 1,471 1,553 1,716 

76,000 - 76,999 1,155 1,320 1,320 1,485 1,568 1,733 

77,000 - 77,999 1,167 1,334 1,334 1,500 1,584 1,751 

78,000 - 78,999 1,178 1,346 1,346 1,515 1,599 1,768 

79,000 - 79,999 1,190 1,360 1,360 1,530 1,615 1,784 

80,000 - 80,999 1,200 1,372 1,372 1,543 1,629 1,801 

81,000 - 81,999 1,212 1,385 1,385 1,559 1,645 1,818 

82,000 - 82,999 1,223 1,398 1,398 1,573 1,661 1,835 

83,000 - 83,999 1,235 1,411 1,411 1,588 1,676 1,852 

84,000 - 84,999 1,246 1,423 1,423 1,602 1,691 1,869 

85,000 - 85,999 1,257 1,437 1,437 1,617 1,706 1,887 

86,000 - 86,999 1,268 1,450 1,450 1,630 1,722 1,902 

87,000 - 87,999 1,280 1,463 1,463 1,647 1,738 1,921 

88,000 - 88,999 1,291 1,476 1,476 1,660 1,752 1,937 

89,000 - 89,999 1,302 1,489 1,489 1,675 1,768 1,955 

90,000 - 90,999 1,313 1,502 1,502 1,689 1,783 1,970 

91,000 - 91,999 1,326 1,515 1,515 1,704 1,799 1,988 

92,000 - 92,999 1,337 1,528 1,528 1,718 1,814 2,005 

93,000 - 93,999 1,349 1,541 1,541 1,734 1,829 2,023 

94,000 - 94,999 1,360 1,553 1,553 1,748 1,845 2,038 

95,000 - 95,999 1,371 1,566 1,566 1,762 1,860 2,056 

96,000 - 96,999 1,382 1,579 1,579 1,777 1,874 2,072 

97,000 - 97,999 1,394 1,593 1,593 1,792 1,892 2,091 

98,000 - 98,999 1,405 1,605 1,605 1,806 1,906 2,107 

99,000 - 99,999 1,416 1,618 1,618 1,821 1,922 2,124 

100,000 - 100,999 1,427 1,630 1,630 1,835 1,936 2,141 



$1.25 $1.43 $1.43 $1.62 $1.71 $1.98 


23

SPECIAL MOBILE HOMEOWNERS - L.O.B. 37 

OPTIONAL COVERAGES 

OPTIONAL DEDUCTIBLES: 

$500 

Territory A 

Base 

Territory B 

N/A 

Territory C 

N/A 

Territory D 

Base 

Territory E 

Base 

$500/$1000 NS 

$500/$2000 NS 

N/A 

N/A 

Base 

3% 

N/A 

Base 

N/A 

N/A 

N/A 

N/A 

$1,000 

$1,000/$2000 NS 

5% 

N/A 

3% 

5% 

N/A 

2% 

5% 

N/A 

5% 

N/A 

$2,500 

$5,000 

10% 

20% 

8% 

18% 

5% 

15% 

10% 

20% 

10% 

20% 

MOBILE HOME FULL REPAIR COST: ............................................................................................................................................................................. $10.00 

Available only on mobile homes which are 1977 and newer. 

REPLACEMENT COST COVERAGE — PERSONAL EFFECTS, per $100: ...................................................................................................................... $ .20 

Minimum Premium — $25.00 

SCHEDULED PERSONAL PROPERTY, per $100 of value: ............................................................................................................................................. $ 2.50 

Minimum Premium — $25.00. $100 Deductible applies. 

Mobile Home must be in a Mobile Home Park or Protection Class 1-8. 

GOLF CART COVERAGE: ............................................................................................................................................................................................... $35.00 

30 DAY TRIP COLLISION COVERAGE: (Fully Earned) 

Single Wide 

$100 Ded. 

$ 50.00 

$250 Ded. 

$ 25.00 

Double Wide $100.00 $ 50.00 

EARTHQUAKE COVERAGE, per $1,000 of total value: .................................................................................................................................................. $ .65 

LENDER’S INTEREST PROTECTION: ............................................................................................................................................................................. $15.00 

NATURAL DISASTER PROTECTION: ............................................................................................................................................................................. $ 5.00 

(Not available unless Flood and Earthquake Coverages are added.) 

TO ADD FLOOD COVERAGE, INCREASE THE BASE PREMIUM 5% — MINIMUM $25. 

SATELLITE SYSTEM, per $100 of value: ........................................................................................................................................................................ $ 5.00 

(Maximum Coverage — $3,000) 

COMPREHENSIVE PERSONAL LIABILITY COVERAGE: 

To Delete, Credit......................................................................................................................................................................................................... $ 5.00 

$ 50,000 ................................................................................................................................................................................................................... $10.00 

$100,000 ................................................................................................................................................................................................................... $20.00 

$300,000 ................................................................................................................................................................................................................... $50.00 

TO INCREASE MEDICAL PAYMENTS TO $1,000: .......................................................................................................................................................... $ 5.00 

ADDITIONAL PREMISES LIABILITY (1-2 Family): 

Secondary Rented to Others 

$ 25,000 

$ 50,000 

$20.00 

$23.00 

$28.00 

$32.00 

Maximum of four (4) locations per policy. 

$500 Medical Payments to Others is included in the above premiums. If $1,000 is desired, increase premium by 

$5.00. Coverage amounts must equal the CPL/Medical Payments coverage limits. 

WATERCRAFT LIABILITY: 26-50 HP 51-85 HP 

$ 25,000 $ 5.00 $15.00 

$ 50,000 $10.00 $20.00 

$500 Medical Payments to Others is included in the above premiums. If $1,000 is desired, increase premium by 

$5.00. Coverage amounts must equal the CPL/Medical Payments coverage limits. 

WOODSTOVE SURCHARGE: .......................................................................................................................................................................................... $35.00 

OCCASIONAL RENTAL: (Maximum of 180 days in a 365 day period.) ............................................................................................................................. $25.00 

ENHANCEMENT COVERAGE: (General Rules.) ............................................................................................................................................................. $20.00 

(This coverage is not available on Seasonal Mobile Homes.) 

WINDSTORM COVERAGE – TERRITORY D ONLY, per $100 of total value: ................................................................................................................... $ 1.00 

Applicable only to the counties of Pearl River, Stone and George. 

(A $2,500 Named Storm Deductible applies.) 

MINIMUM PREMIUM: $100.00 per policy. 

24

SPECIAL BY-LINE PROGRAM - L.O.B. 77 

TERRITORY A – Insured Age 49 and Under 




COVERAGES INCLUDE: As selected below. 



POLICY FEE: 

$20.00 per policy (Fully Earned) 

CREDITS: Credits apply to the base as well as Other Structures and Personal 

Effects premiums. 



SURCHARGE: Seasonal Risks - $15.00 

DEFINITIONS: 




Department. 







EARTHQUAKE & FLOOD COVERAGES ARE EXCLUDED. 




$1 - $10,999 $276 $311 $311 $345 $362 $397 

11,000 - 11,999 281 316 316 351 369 404 

12,000 - 12,999 288 324 324 360 378 414 

13,000 - 13,999 296 333 333 370 389 426 

14,000 - 14,999 302 339 339 377 396 434 

15,000 - 15,999 307 346 346 384 403 442 

16,000 - 16,999 312 351 351 390 410 449 

17,000 - 17,999 323 364 364 404 424 465 

18,000 - 18,999 328 369 369 410 431 472 

19,000 - 19,999 334 375 375 417 438 480 

20,000 - 20,999 339 382 382 424 445 488 

21,000 - 21,999 348 392 392 435 457 500 

22,000 - 22,999 354 399 399 443 465 509 

23,000 - 23,999 358 403 403 448 470 515 

24,000 - 24,999 366 411 411 457 480 526 

25,000 - 25,999 373 419 419 466 489 536 

26,000 - 26,999 380 428 428 475 499 546 

27,000 - 27,999 387 436 436 484 508 557 

28,000 - 28,999 394 443 443 492 517 566 

29,000 - 29,999 400 450 450 500 525 575 

30,000 - 30,999 408 459 459 510 536 587 

31,000 - 31,999 414 466 466 518 544 596 

32,000 - 32,999 420 473 473 525 551 604 

33,000 - 33,999 428 482 482 535 562 615 

34,000 - 34,999 436 491 491 545 572 627 

35,000 - 35,999 443 499 499 554 582 637 

36,000 - 36,999 451 508 508 564 592 649 

37,000 - 37,999 459 517 517 574 603 660 

38,000 - 38,999 466 525 525 583 612 670 

39,000 - 39,999 475 535 535 594 624 683 

40,000 - 40,999 482 543 543 603 633 693 

41,000 - 41,999 490 552 552 613 644 705 

42,000 - 42,999 497 559 559 621 652 714 

43,000 - 43,999 505 568 568 631 663 726 

44,000 - 44,999 513 577 577 641 673 737 

45,000 - 45,999 521 586 586 651 684 749 

46,000 - 46,999 528 594 594 660 693 759 

47,000 - 47,999 536 603 603 670 704 771 

48,000 - 48,999 544 612 612 680 714 782 

49,000 - 49,999 551 620 620 689 723 792 

25


TERRITORY A (Continued) Insured Age 49 and Under 





$50,000 - $50,999 $559 $629 $629 $699 $734 $804 

51,000 - 51,999 567 638 638 709 744 815 

52,000 - 52,999 574 645 645 717 753 825 

53,000 - 53,999 582 655 655 728 764 837 

54,000 - 54,999 589 662 662 736 773 846 

55,000 - 55,999 598 672 672 747 784 859 

56,000 - 56,999 605 680 680 756 794 869 

57,000 - 57,999 614 691 691 768 806 883 

58,000 - 58,999 621 698 698 776 815 892 

59,000 - 59,999 630 708 708 787 826 905 

60,000 - 60,999 638 718 718 798 838 918 

61,000 - 61,999 646 726 726 807 847 928 

62,000 - 62,999 654 736 736 818 859 941 

63,000 - 63,999 662 745 745 828 869 952 

64,000 - 64,999 671 755 755 839 881 965 

65,000 - 65,999 680 765 765 850 893 978 

66,000 - 66,999 687 773 773 859 902 988 

67,000 - 67,999 696 783 783 870 914 1,001 

68,000 - 68,999 705 793 793 881 925 1,013 

69,000 - 69,999 712 801 801 890 935 1,024 

70,000 - 70,999 721 811 811 901 946 1,036 

71,000 - 71,999 729 820 820 911 957 1,048 

72,000 - 72,999 738 830 830 922 968 1,060 

73,000 - 73,999 746 840 840 933 980 1,073 

74,000 - 74,999 754 848 848 942 989 1,083 

75,000 - 75,999 762 858 858 953 1,001 1,096 

76,000 - 76,999 771 868 868 964 1,012 1,109 

77,000 - 77,999 779 877 877 974 1,023 1,120 

78,000 - 78,999 787 886 886 984 1,033 1,132 

79,000 - 79,999 795 895 895 994 1,044 1,143 

80,000 - 80,999 804 905 905 1,005 1,055 1,156 

81,000 - 81,999 813 914 914 1,016 1,067 1,168 

82,000 - 82,999 820 923 923 1,025 1,076 1,179 

83,000 - 83,999 829 932 932 1,036 1,088 1,191 

84,000 - 84,999 838 942 942 1,047 1,099 1,204 

85,000 - 85,999 846 951 951 1,057 1,110 1,216 

86,000 - 86,999 854 961 961 1,068 1,121 1,228 

87,000 - 87,999 862 969 969 1,077 1,131 1,239 

88,000 - 88,999 870 979 979 1,088 1,142 1,251 

89,000 - 89,999 879 989 989 1,099 1,154 1,264 

90,000 - 90,999 887 998 998 1,109 1,164 1,275 

91,000 - 91,999 895 1,007 1,007 1,119 1,175 1,287 

92,000 - 92,999 904 1,017 1,017 1,130 1,187 1,300 

93,000 - 93,999 912 1,026 1,026 1,140 1,197 1,311 

94,000 - 94,999 921 1,036 1,036 1,151 1,209 1,324 

95,000 - 95,999 928 1,044 1,044 1,160 1,218 1,334 

96,000 - 96,999 937 1,054 1,054 1,171 1,230 1,347 

97,000 - 97,999 946 1,064 1,064 1,182 1,241 1,359 

98,000 - 98,999 954 1,073 1,073 1,192 1,252 1,371 

99,000 - 99,999 962 1,083 1,083 1,203 1,263 1,383 

100,000 - 100,999 970 1,092 1,092 1,213 1,274 1,395 

To add Unattached Adjacent 


$2.25 $2.53 $42.53 $2.81 $2.95 $3.23 

To add Personal Effects, per $100: $2.06 $2.31 $2.31 $2.57 $2.70 $2.96 

To include Comprehensive Personal Liability: 

($500 Medical Payments Coverage is included.) 

$25,000 

$50,000 

$100,000 

$300,000 

$20.00 

$25.00 

$30.00 

$50.00 

26







POLICY FEE: 

$20.00 per policy (Fully Earned) 






TERRITORY A – Insured Age 50 and Over 



DEFINITIONS: 




Department. 










$1 - $10,999 $242 $276 $276 $311 $328 $362 

11,000 - 11,999 246 281 281 316 333 369 

12,000 - 12,999 252 288 288 324 342 378 

13,000 - 13,999 259 296 296 333 352 389 

14,000 - 14,999 264 302 302 339 358 396 

15,000 - 15,999 269 307 307 346 365 403 

16,000 - 16,999 273 312 312 351 371 410 

17,000 - 17,999 283 323 323 364 384 424 

18,000 - 18,999 287 328 328 369 390 431 

19,000 - 19,999 292 334 334 375 396 438 

20,000 - 20,999 297 339 339 382 403 445 

21,000 - 21,999 305 348 348 392 413 457 

22,000 - 22,999 310 354 354 399 421 465 

23,000 - 23,999 314 358 358 403 426 470 

24,000 - 24,999 320 366 366 411 434 480 

25,000 - 25,999 326 373 373 419 443 489 

26,000 - 26,999 333 380 380 428 451 499 

27,000 - 27,999 339 387 387 436 460 508 

28,000 - 28,999 344 394 394 443 467 517 

29,000 - 29,999 350 400 400 450 475 525 

30,000 - 30,999 357 408 408 459 485 536 

31,000 - 31,999 363 414 414 466 492 544 

32,000 - 32,999 368 420 420 473 499 551 

33,000 - 33,999 375 428 428 482 508 562 

34,000 - 34,999 382 436 436 491 518 572 

35,000 - 35,999 388 443 443 499 526 582 

36,000 - 36,999 395 451 451 508 536 592 

37,000 - 37,999 402 459 459 517 545 603 

38,000 - 38,999 408 466 466 525 554 612 

39,000 - 39,999 416 475 475 535 564 624 

40,000 - 40,999 422 482 482 543 573 633 

41,000 - 41,999 429 490 490 552 582 644 

42,000 - 42,999 435 497 497 559 590 652 

43,000 - 43,999 442 505 505 568 599 663 

44,000 - 44,999 449 513 513 577 609 673 

45,000 - 45,999 456 521 521 586 618 684 

46,000 - 46,999 462 528 528 594 627 693 

47,000 - 47,999 469 536 536 603 637 704 

48,000 - 48,999 476 544 544 612 646 714 

49,000 - 49,999 482 551 551 620 655 723 

27


TERRITORY A (Continued) – Insured Age 50 and Over 





$50,000 - $50,999 $489 $559 $559 $629 $664 $734 

51,000 - 51,999 496 567 567 638 674 744 

52,000 - 52,999 502 574 574 645 681 753 

53,000 - 53,999 510 582 582 655 692 764 

54,000 - 54,999 515 589 589 662 699 773 

55,000 - 55,999 523 598 598 672 710 784 

56,000 - 56,999 529 605 605 680 718 794 

57,000 - 57,999 538 614 614 691 730 806 

58,000 - 58,999 543 621 621 698 737 815 

59,000 - 59,999 551 630 630 708 748 826 

60,000 - 60,999 559 638 638 718 758 838 

61,000 - 61,999 565 646 646 726 767 847 

62,000 - 62,999 573 654 654 736 777 859 

63,000 - 63,999 580 662 662 745 787 869 

64,000 - 64,999 587 671 671 755 797 881 

65,000 - 65,999 595 680 680 765 808 893 

66,000 - 66,999 601 687 687 773 816 902 

67,000 - 67,999 609 696 696 783 827 914 

68,000 - 68,999 617 705 705 793 837 925 

69,000 - 69,999 623 712 712 801 846 935 

70,000 - 70,999 631 721 721 811 856 946 

71,000 - 71,999 638 729 729 820 865 957 

72,000 - 72,999 645 738 738 830 876 968 

73,000 - 73,999 653 746 746 840 886 980 

74,000 - 74,999 659 754 754 848 895 989 

75,000 - 75,999 667 762 762 858 905 1,001 

76,000 - 76,999 675 771 771 868 916 1,012 

77,000 - 77,999 682 779 779 877 925 1,023 

78,000 - 78,999 689 787 787 886 935 1,033 

79,000 - 79,999 696 795 795 895 944 1,044 

80,000 - 80,999 704 804 804 905 955 1,055 

81,000 - 81,999 711 813 813 914 965 1,067 

82,000 - 82,999 718 820 820 923 974 1,076 

83,000 - 83,999 725 829 829 932 984 1,088 

84,000 - 84,999 733 838 838 942 995 1,099 

85,000 - 85,999 740 846 846 951 1,004 1,110 

86,000 - 86,999 748 854 854 961 1,015 1,121 

87,000 - 87,999 754 862 862 969 1,023 1,131 

88,000 - 88,999 762 870 870 979 1,034 1,142 

89,000 - 89,999 769 879 879 989 1,044 1,154 

90,000 - 90,999 776 887 887 998 1,054 1,164 

91,000 - 91,999 783 895 895 1,007 1,063 1,175 

92,000 - 92,999 791 904 904 1,017 1,074 1,187 

93,000 - 93,999 798 912 912 1,026 1,083 1,197 

94,000 - 94,999 806 921 921 1,036 1,093 1,209 

95,000 - 95,999 812 928 928 1,044 1,102 1,218 

96,000 - 96,999 820 937 937 1,054 1,112 1,230 

97,000 - 97,999 827 946 946 1,064 1,123 1,241 

98,000 - 98,999 834 954 954 1,073 1,132 1,252 

99,000 - 99,999 842 962 962 1,083 1,143 1,263 

100,000 - 100,999 849 970 970 1,092 1,152 1,274 



$1.97 $2.25 $2.25 $2.53 $2.67 $2.95 




$25,000 

$50,000 

$100,000 

$300,000 

28 

$20.00 

$25.00 

$30.00 

$50.00

ELIGIBILITY: 

DEDUCTIBLES: 


TERRITORY B - Insured Age 49 and Under 














DEFINITIONS: 




Department. 










$1 - $10,999 $290 $327 $327 $362 $380 $417 

11,000 - 11,999 295 332 332 369 387 424 

12,000 - 12,999 302 340 340 378 397 435 

13,000 - 13,999 311 350 350 389 408 447 

14,000 - 14,999 317 356 356 396 416 456 

15,000 - 15,999 322 363 363 403 423 464 

16,000 - 16,999 328 369 369 410 431 471 

17,000 - 17,999 339 382 382 424 445 488 

18,000 - 18,999 344 387 387 431 453 496 

19,000 - 19,999 351 394 394 438 460 504 

20,000 - 20,999 356 401 401 445 467 512 

21,000 - 21,999 365 412 412 457 480 525 

22,000 - 22,999 372 419 419 465 488 534 

23,000 - 23,999 376 423 423 470 494 541 

24,000 - 24,999 384 432 432 480 504 552 

25,000 - 25,999 392 440 440 489 513 563 

26,000 - 26,999 399 449 449 499 524 573 

27,000 - 27,999 406 458 458 508 533 585 

28,000 - 28,999 414 465 465 517 543 594 

29,000 - 29,999 420 473 473 525 551 604 

30,000 - 30,999 428 482 482 536 563 616 

31,000 - 31,999 435 489 489 544 571 626 

32,000 - 32,999 441 497 497 551 579 634 

33,000 - 33,999 449 506 506 562 590 646 

34,000 - 34,999 458 516 516 572 601 658 

35,000 - 35,999 465 524 524 582 611 669 

36,000 - 36,999 474 533 533 592 622 681 

37,000 - 37,999 482 543 543 603 633 693 

38,000 - 38,999 489 551 551 612 643 704 

39,000 - 39,999 499 562 562 624 655 717 

40,000 - 40,999 506 570 570 633 665 728 

41,000 - 41,999 515 580 580 644 676 740 

42,000 - 42,999 522 587 587 652 685 750 

43,000 - 43,999 530 596 596 663 696 762 

44,000 - 44,999 539 606 606 673 707 774 

45,000 - 45,999 547 615 615 684 718 786 

46,000 - 46,999 554 624 624 693 728 797 

47,000 - 47,999 563 633 633 704 739 810 

48,000 - 48,999 571 643 643 714 750 821 

49,000 - 49,999 579 651 651 723 759 832 

29


TERRITORY B (Continued) - Insured Age 49 and Under 





$50,000 - $50,999 $587 $660 $660 $734 $771 $844 

51,000 - 51,999 595 670 670 744 781 856 

52,000 - 52,999 603 677 677 753 791 866 

53,000 - 53,999 611 688 688 764 802 879 

54,000 - 54,999 618 695 695 773 812 888 

55,000 - 55,999 628 706 706 784 823 902 

56,000 - 56,999 635 714 714 794 834 912 

57,000 - 57,999 645 726 726 806 846 927 

58,000 - 58,999 652 733 733 815 856 937 

59,000 - 59,999 662 743 743 826 867 950 

60,000 - 60,999 670 754 754 838 880 964 

61,000 - 61,999 678 762 762 847 889 974 

62,000 - 62,999 687 773 773 859 902 988 

63,000 - 63,999 695 782 782 869 912 1,000 

64,000 - 64,999 705 793 793 881 925 1,013 

65,000 - 65,999 714 803 803 893 938 1,027 

66,000 - 66,999 721 812 812 902 947 1,037 

67,000 - 67,999 731 822 822 914 960 1,051 

68,000 - 68,999 740 833 833 925 971 1,064 

69,000 - 69,999 748 841 841 935 982 1,075 

70,000 - 70,999 757 852 852 946 993 1,088 

71,000 - 71,999 765 861 861 957 1,005 1,100 

72,000 - 72,999 775 872 872 968 1,016 1,113 

73,000 - 73,999 783 882 882 980 1,029 1,127 

74,000 - 74,999 792 890 890 989 1,038 1,137 

75,000 - 75,999 800 901 901 1,001 1,051 1,151 

76,000 - 76,999 810 911 911 1,012 1,063 1,164 

77,000 - 77,999 818 921 921 1,023 1,074 1,176 

78,000 - 78,999 826 930 930 1,033 1,085 1,189 

79,000 - 79,999 835 940 940 1,044 1,096 1,200 

80,000 - 80,999 844 950 950 1,055 1,108 1,214 

81,000 - 81,999 854 960 960 1,067 1,120 1,226 

82,000 - 82,999 861 969 969 1,076 1,130 1,238 

83,000 - 83,999 870 979 979 1,088 1,142 1,251 

84,000 - 84,999 880 989 989 1,099 1,154 1,264 

85,000 - 85,999 888 999 999 1,110 1,166 1,277 

86,000 - 86,999 897 1,009 1,009 1,121 1,177 1,289 

87,000 - 87,999 905 1,017 1,017 1,131 1,188 1,301 

88,000 - 88,999 914 1,028 1,028 1,142 1,199 1,314 

89,000 - 89,999 923 1,038 1,038 1,154 1,212 1,327 

90,000 - 90,999 931 1,048 1,048 1,164 1,222 1,339 

91,000 - 91,999 940 1,057 1,057 1,175 1,234 1,351 

92,000 - 92,999 949 1,068 1,068 1,187 1,246 1,365 

93,000 - 93,999 958 1,077 1,077 1,197 1,257 1,377 

94,000 - 94,999 967 1,088 1,088 1,209 1,269 1,390 

95,000 - 95,999 974 1,096 1,096 1,218 1,279 1,401 

96,000 - 96,999 984 1,107 1,107 1,230 1,292 1,414 

97,000 - 97,999 993 1,117 1,117 1,241 1,303 1,427 

98,000 - 98,999 1,002 1,127 1,127 1,252 1,315 1,440 

99,000 - 99,999 1,010 1,137 1,137 1,263 1,326 1,452 

100,000 - 100,999 1,019 1,147 1,147 1,274 1,338 1,465 



$2.36 $2.66 $2.66 $2.95 $3.10 $3.39 




$25,000 

$50,000 

$100,000 

$300,000 

30 

$20.00 

$25.00 

$30.00 

$50.00


TERRITORY B- Insured Age 50 and Over 

ELIGIBILITY: 

DEDUCTIBLES: 













DEFINITIONS: 




Department. 











$1 - $10,999 $254 $290 $290 $327 $344 $380 

11,000 - 11,999 258 295 295 332 350 387 

12,000 - 12,999 265 302 302 340 359 397 

13,000 - 13,999 272 311 311 350 370 408 

14,000 - 14,999 277 317 317 356 376 416 

15,000 - 15,999 282 322 322 363 383 423 

16,000 - 16,999 287 328 328 369 390 431 

17,000 - 17,999 297 339 339 382 403 445 

18,000 - 18,999 301 344 344 387 410 453 

19,000 - 19,999 307 351 351 394 416 460 

20,000 - 20,999 312 356 356 401 423 467 

21,000 - 21,999 320 365 365 412 434 480 

22,000 - 22,999 326 372 372 419 442 488 

23,000 - 23,999 330 376 376 423 447 494 

24,000 - 24,999 336 384 384 432 456 504 

25,000 - 25,999 342 392 392 440 465 513 

26,000 - 26,999 350 399 399 449 474 524 

27,000 - 27,999 356 406 406 458 483 533 

28,000 - 28,999 361 414 414 465 490 543 

29,000 - 29,999 368 420 420 473 499 551 

30,000 - 30,999 375 428 428 482 509 563 

31,000 - 31,999 381 435 435 489 517 571 

32,000 - 32,999 386 441 441 497 524 579 

33,000 - 33,999 394 449 449 506 533 590 

34,000 - 34,999 401 458 458 516 544 601 

35,000 - 35,999 407 465 465 524 552 611 

36,000 - 36,999 415 474 474 533 563 622 

37,000 - 37,999 422 482 482 543 572 633 

38,000 - 38,999 428 489 489 551 582 643 

39,000 - 39,999 437 499 499 562 592 655 

40,000 - 40,999 443 506 506 570 602 665 

41,000 - 41,999 450 515 515 580 611 676 

42,000 - 42,999 457 522 522 587 620 685 

43,000 - 43,999 464 530 530 596 629 696 

44,000 - 44,999 471 539 539 606 639 707 

45,000 - 45,999 479 547 547 615 649 718 

46,000 - 46,999 485 554 554 624 658 728 

47,000 - 47,999 492 563 563 633 669 739 

48,000 - 48,999 500 571 571 643 678 750 

49,000 - 49,999 506 579 579 651 688 759 

31


TERRITORY B (Continued)- Insured Age 50 and Over 





$50,000 - $50,999 $513 $587 $587 $660 $697 $771 

51,000 - 51,999 521 595 595 670 708 781 

52,000 - 52,999 527 603 603 677 715 791 

53,000 - 53,999 536 611 611 688 727 802 

54,000 - 54,999 541 618 618 695 734 812 

55,000 - 55,999 549 628 628 706 746 823 

56,000 - 56,999 555 635 635 714 754 834 

57,000 - 57,999 565 645 645 726 767 846 

58,000 - 58,999 570 652 652 733 774 856 

59,000 - 59,999 579 662 662 743 785 867 

60,000 - 60,999 587 670 670 754 796 880 

61,000 - 61,999 593 678 678 762 805 889 

62,000 - 62,999 602 687 687 773 816 902 

63,000 - 63,999 609 695 695 782 826 912 

64,000 - 64,999 616 705 705 793 837 925 

65,000 - 65,999 625 714 714 803 848 938 

66,000 - 66,999 631 721 721 812 857 947 

67,000 - 67,999 639 731 731 822 868 960 

68,000 - 68,999 648 740 740 833 879 971 

69,000 - 69,999 654 748 748 841 888 982 

70,000 - 70,999 663 757 757 852 899 993 

71,000 - 71,999 670 765 765 861 908 1,005 

72,000 - 72,999 677 775 775 872 920 1,016 

73,000 - 73,999 686 783 783 882 930 1,029 

74,000 - 74,999 692 792 792 890 940 1,038 

75,000 - 75,999 700 800 800 901 950 1,051 

76,000 - 76,999 709 810 810 911 962 1,063 

77,000 - 77,999 716 818 818 921 971 1,074 

78,000 - 78,999 723 826 826 930 982 1,085 

79,000 - 79,999 731 835 835 940 991 1,096 

80,000 - 80,999 739 844 844 950 1,003 1,108 

81,000 - 81,999 747 854 854 960 1,013 1,120 

82,000 - 82,999 754 861 861 969 1,023 1,130 

83,000 - 83,999 761 870 870 979 1,033 1,142 

84,000 - 84,999 770 880 880 989 1,045 1,154 

85,000 - 85,999 777 888 888 999 1,054 1,166 

86,000 - 86,999 785 897 897 1,009 1,066 1,177 

87,000 - 87,999 792 905 905 1,017 1,074 1,188 

88,000 - 88,999 800 914 914 1,028 1,086 1,199 

89,000 - 89,999 807 923 923 1,038 1,096 1,212 

90,000 - 90,999 815 931 931 1,048 1,107 1,222 

91,000 - 91,999 822 940 940 1,057 1,116 1,234 

92,000 - 92,999 831 949 949 1,068 1,128 1,246 

93,000 - 93,999 838 958 958 1,077 1,137 1,257 

94,000 - 94,999 846 967 967 1,088 1,148 1,269 

95,000 - 95,999 853 974 974 1,096 1,157 1,279 

96,000 - 96,999 861 984 984 1,107 1,168 1,292 

97,000 - 97,999 868 993 993 1,117 1,179 1,303 

98,000 - 98,999 876 1,002 1,002 1,127 1,189 1,315 

99,000 - 99,999 884 1,010 1,010 1,137 1,200 1,326 

100,000 - 100,999 891 1,019 1,019 1,147 1,210 1,338 



$2.07 $2.36 $2.36 $2.66 $2.80 $3.10 




$25,000 

$50,000 

$100,000 

$300,000 

32 

$20.00 

$25.00 

$30.00 

$50.00


TERRITORY C - Insured Age 49 and Under 

ELIGIBILITY: 

DEDUCTIBLES: 













DEFINITIONS: 




Department. 











$1 - $10,999 $290 $327 $327 $362 $380 $417 

11,000 - 11,999 295 332 332 369 387 424 

12,000 - 12,999 302 340 340 378 397 435 

13,000 - 13,999 311 350 350 389 408 447 

14,000 - 14,999 317 356 356 396 416 456 

15,000 - 15,999 322 363 363 403 423 464 

16,000 - 16,999 328 369 369 410 431 471 

17,000 - 17,999 339 382 382 424 445 488 

18,000 - 18,999 344 387 387 431 453 496 

19,000 - 19,999 351 394 394 438 460 504 

20,000 - 20,999 356 401 401 445 467 512 

21,000 - 21,999 365 412 412 457 480 525 

22,000 - 22,999 372 419 419 465 488 534 

23,000 - 23,999 376 423 423 470 494 541 

24,000 - 24,999 384 432 432 480 504 552 

25,000 - 25,999 392 440 440 489 513 563 

26,000 - 26,999 399 449 449 499 524 573 

27,000 - 27,999 406 458 458 508 533 585 

28,000 - 28,999 414 465 465 517 543 594 

29,000 - 29,999 420 473 473 525 551 604 

30,000 - 30,999 428 482 482 536 563 616 

31,000 - 31,999 435 489 489 544 571 626 

32,000 - 32,999 441 497 497 551 579 634 

33,000 - 33,999 449 506 506 562 590 646 

34,000 - 34,999 458 516 516 572 601 658 

35,000 - 35,999 465 524 524 582 611 669 

36,000 - 36,999 474 533 533 592 622 681 

37,000 - 37,999 482 543 543 603 633 693 

38,000 - 38,999 489 551 551 612 643 704 

39,000 - 39,999 499 562 562 624 655 717 

40,000 - 40,999 506 570 570 633 665 728 

41,000 - 41,999 515 580 580 644 676 740 

42,000 - 42,999 522 587 587 652 685 750 

43,000 - 43,999 530 596 596 663 696 762 

44,000 - 44,999 539 606 606 673 707 774 

45,000 - 45,999 547 615 615 684 718 786 

46,000 - 46,999 554 624 624 693 728 797 

47,000 - 47,999 563 633 633 704 739 810 

48,000 - 48,999 571 643 643 714 750 821 

49,000 - 49,999 579 651 651 723 759 832 

33


TERRITORY C (Continued) – Insured Age 49 and Under 





$50,000 - $50,999 $587 $660 $660 $734 $771 $844 

51,000 - 51,999 595 670 670 744 781 856 

52,000 - 52,999 603 677 677 753 791 866 

53,000 - 53,999 611 688 688 764 802 879 

54,000 - 54,999 618 695 695 773 812 888 

55,000 - 55,999 628 706 706 784 823 902 

56,000 - 56,999 635 714 714 794 834 912 

57,000 - 57,999 645 726 726 806 846 927 

58,000 - 58,999 652 733 733 815 856 937 

59,000 - 59,999 662 743 743 826 867 950 

60,000 - 60,999 670 754 754 838 880 964 

61,000 - 61,999 678 762 762 847 889 974 

62,000 - 62,999 687 773 773 859 902 988 

63,000 - 63,999 695 782 782 869 912 1,000 

64,000 - 64,999 705 793 793 881 925 1,013 

65,000 - 65,999 714 803 803 893 938 1,027 

66,000 - 66,999 721 812 812 902 947 1,037 

67,000 - 67,999 731 822 822 914 960 1,051 

68,000 - 68,999 740 833 833 925 971 1,064 

69,000 - 69,999 748 841 841 935 982 1,075 

70,000 - 70,999 757 852 852 946 993 1,088 

71,000 - 71,999 765 861 861 957 1,005 1,100 

72,000 - 72,999 775 872 872 968 1,016 1,113 

73,000 - 73,999 783 882 882 980 1,029 1,127 

74,000 - 74,999 792 890 890 989 1,038 1,137 

75,000 - 75,999 800 901 901 1,001 1,051 1,151 

76,000 - 76,999 810 911 911 1,012 1,063 1,164 

77,000 - 77,999 818 921 921 1,023 1,074 1,176 

78,000 - 78,999 826 930 930 1,033 1,085 1,189 

79,000 - 79,999 835 940 940 1,044 1,096 1,200 

80,000 - 80,999 844 950 950 1,055 1,108 1,214 

81,000 - 81,999 854 960 960 1,067 1,120 1,226 

82,000 - 82,999 861 969 969 1,076 1,130 1,238 

83,000 - 83,999 870 979 979 1,088 1,142 1,251 

84,000 - 84,999 880 989 989 1,099 1,154 1,264 

85,000 - 85,999 888 999 999 1,110 1,166 1,277 

86,000 - 86,999 897 1,009 1,009 1,121 1,177 1,289 

87,000 - 87,999 905 1,017 1,017 1,131 1,188 1,301 

88,000 - 88,999 914 1,028 1,028 1,142 1,199 1,314 

89,000 - 89,999 923 1,038 1,038 1,154 1,212 1,327 

90,000 - 90,999 931 1,048 1,048 1,164 1,222 1,339 

91,000 - 91,999 940 1,057 1,057 1,175 1,234 1,351 

92,000 - 92,999 949 1,068 1,068 1,187 1,246 1,365 

93,000 - 93,999 958 1,077 1,077 1,197 1,257 1,377 

94,000 - 94,999 967 1,088 1,088 1,209 1,269 1,390 

95,000 - 95,999 974 1,096 1,096 1,218 1,279 1,401 

96,000 - 96,999 984 1,107 1,107 1,230 1,292 1,414 

97,000 - 97,999 993 1,117 1,117 1,241 1,303 1,427 

98,000 - 98,999 1,002 1,127 1,127 1,252 1,315 1,440 

99,000 - 99,999 1,010 1,137 1,137 1,263 1,326 1,452 

100,000 - 100,999 1,019 1,147 1,147 1,274 1,338 1,465 



$2.36 $2.66 $2.66 $2.95 $3.10 $3.39 




$25,000 

$50,000 

$100,000 

$300,000 

34 

$20.00 

$25.00 

$30.00 

$50.00


TERRITORY C – Insured Age 50 and Over 

ELIGIBILITY: 

DEDUCTIBLES: 













DEFINITIONS: 




Department. 











$1 - $10,999 $254 $290 $290 $327 $344 $380 

11,000 - 11,999 258 295 295 332 350 387 

12,000 - 12,999 265 302 302 340 359 397 

13,000 - 13,999 272 311 311 350 370 408 

14,000 - 14,999 277 317 317 356 376 416 

15,000 - 15,999 282 322 322 363 383 423 

16,000 - 16,999 287 328 328 369 390 431 

17,000 - 17,999 297 339 339 382 403 445 

18,000 - 18,999 301 344 344 387 410 453 

19,000 - 19,999 307 351 351 394 416 460 

20,000 - 20,999 312 356 356 401 423 467 

21,000 - 21,999 320 365 365 412 434 480 

22,000 - 22,999 326 372 372 419 442 488 

23,000 - 23,999 330 376 376 423 447 494 

24,000 - 24,999 336 384 384 432 456 504 

25,000 - 25,999 342 392 392 440 465 513 

26,000 - 26,999 350 399 399 449 474 524 

27,000 - 27,999 356 406 406 458 483 533 

28,000 - 28,999 361 414 414 465 490 543 

29,000 - 29,999 368 420 420 473 499 551 

30,000 - 30,999 375 428 428 482 509 563 

31,000 - 31,999 381 435 435 489 517 571 

32,000 - 32,999 386 441 441 497 524 579 

33,000 - 33,999 394 449 449 506 533 590 

34,000 - 34,999 401 458 458 516 544 601 

35,000 - 35,999 407 465 465 524 552 611 

36,000 - 36,999 415 474 474 533 563 622 

37,000 - 37,999 422 482 482 543 572 633 

38,000 - 38,999 428 489 489 551 582 643 

39,000 - 39,999 437 499 499 562 592 655 

40,000 - 40,999 443 506 506 570 602 665 

41,000 - 41,999 450 515 515 580 611 676 

42,000 - 42,999 457 522 522 587 620 685 

43,000 - 43,999 464 530 530 596 629 696 

44,000 - 44,999 471 539 539 606 639 707 

45,000 - 45,999 479 547 547 615 649 718 

46,000 - 46,999 485 554 554 624 658 728 

47,000 - 47,999 492 563 563 633 669 739 

48,000 - 48,999 500 571 571 643 678 750 

49,000 - 49,999 506 579 579 651 688 759 

35


TERRITORY C (Continued )- Insured Age 50 and Over 





$50,000 - $50,999 $513 $587 $587 $660 $697 $771 

51,000 - 51,999 521 595 595 670 708 781 

52,000 - 52,999 527 603 603 677 715 791 

53,000 - 53,999 536 611 611 688 727 802 

54,000 - 54,999 541 618 618 695 734 812 

55,000 - 55,999 549 628 628 706 746 823 

56,000 - 56,999 555 635 635 714 754 834 

57,000 - 57,999 565 645 645 726 767 846 

58,000 - 58,999 570 652 652 733 774 856 

59,000 - 59,999 579 662 662 743 785 867 

60,000 - 60,999 587 670 670 754 796 880 

61,000 - 61,999 593 678 678 762 805 889 

62,000 - 62,999 602 687 687 773 816 902 

63,000 - 63,999 609 695 695 782 826 912 

64,000 - 64,999 616 705 705 793 837 925 

65,000 - 65,999 625 714 714 803 848 938 

66,000 - 66,999 631 721 721 812 857 947 

67,000 - 67,999 639 731 731 822 868 960 

68,000 - 68,999 648 740 740 833 879 971 

69,000 - 69,999 654 748 748 841 888 982 

70,000 - 70,999 663 757 757 852 899 993 

71,000 - 71,999 670 765 765 861 908 1,005 

72,000 - 72,999 677 775 775 872 920 1,016 

73,000 - 73,999 686 783 783 882 930 1,029 

74,000 - 74,999 692 792 792 890 940 1,038 

75,000 - 75,999 700 800 800 901 950 1,051 

76,000 - 76,999 709 810 810 911 962 1,063 

77,000 - 77,999 716 818 818 921 971 1,074 

78,000 - 78,999 723 826 826 930 982 1,085 

79,000 - 79,999 731 835 835 940 991 1,096 

80,000 - 80,999 739 844 844 950 1,003 1,108 

81,000 - 81,999 747 854 854 960 1,013 1,120 

82,000 - 82,999 754 861 861 969 1,023 1,130 

83,000 - 83,999 761 870 870 979 1,033 1,142 

84,000 - 84,999 770 880 880 989 1,045 1,154 

85,000 - 85,999 777 888 888 999 1,054 1,166 

86,000 - 86,999 785 897 897 1,009 1,066 1,177 

87,000 - 87,999 792 905 905 1,017 1,074 1,188 

88,000 - 88,999 800 914 914 1,028 1,086 1,199 

89,000 - 89,999 807 923 923 1,038 1,096 1,212 

90,000 - 90,999 815 931 931 1,048 1,107 1,222 

91,000 - 91,999 822 940 940 1,057 1,116 1,234 

92,000 - 92,999 831 949 949 1,068 1,128 1,246 

93,000 - 93,999 838 958 958 1,077 1,137 1,257 

94,000 - 94,999 846 967 967 1,088 1,148 1,269 

95,000 - 95,999 853 974 974 1,096 1,157 1,279 

96,000 - 96,999 861 984 984 1,107 1,168 1,292 

97,000 - 97,999 868 993 993 1,117 1,179 1,303 

98,000 - 98,999 876 1,002 1,002 1,127 1,189 1,315 

99,000 - 99,999 884 1,010 1,010 1,137 1,200 1,326 

100,000 - 100,999 891 1,019 1,019 1,147 1,210 1,338 



$2.07 $2.36 $2.36 $2.66 $2.80 $3.10 




$25,000 

$50,000 

$100,000 

$300,000 

36 

$20.00 

$25.00 

$30.00 

$50.00


TERRITORY D - Insured Age 49 and Under 














DEFINITIONS: 




Department. 







WIND, EARTHQUAKE & FLOOD COVERAGES ARE EXCLUDED. 




$1 - $10,999 $207 $233 $233 $259 $272 $298 

11,000 - 11,999 211 237 237 263 277 303 

12,000 - 12,999 216 243 243 270 284 311 

13,000 - 13,999 222 250 250 278 292 320 

14,000 - 14,999 227 254 254 283 297 326 

15,000 - 15,999 230 260 260 288 302 332 

16,000 - 16,999 234 263 263 293 308 337 

17,000 - 17,999 242 273 273 303 318 349 

18,000 - 18,999 246 277 277 308 323 354 

19,000 - 19,999 251 281 281 313 329 360 

20,000 - 20,999 254 287 287 318 334 366 

21,000 - 21,999 261 294 294 326 343 375 

22,000 - 22,999 266 299 299 332 349 382 

23,000 - 23,999 269 302 302 336 353 386 

24,000 - 24,999 275 308 308 343 360 395 

25,000 - 25,999 280 314 314 350 367 402 

26,000 - 26,999 285 321 321 356 374 410 

27,000 - 27,999 290 327 327 363 381 418 

28,000 - 28,999 296 332 332 369 388 425 

29,000 - 29,999 300 338 338 375 394 431 

30,000 - 30,999 306 344 344 383 402 440 

31,000 - 31,999 311 350 350 389 408 447 

32,000 - 32,999 315 355 355 394 413 453 

33,000 - 33,999 321 362 362 401 422 461 

34,000 - 34,999 327 368 368 409 429 470 

35,000 - 35,999 332 374 374 416 437 478 

36,000 - 36,999 338 381 381 423 444 487 

37,000 - 37,999 344 388 388 431 452 495 

38,000 - 38,999 350 394 394 437 459 503 

39,000 - 39,999 356 401 401 446 468 512 

40,000 - 40,999 362 407 407 452 475 520 

41,000 - 41,999 368 414 414 460 483 529 

42,000 - 42,999 373 419 419 466 489 536 

43,000 - 43,999 379 426 426 473 497 545 

44,000 - 44,999 385 433 433 481 505 553 

45,000 - 45,999 391 440 440 488 513 562 

46,000 - 46,999 396 446 446 495 520 569 

47,000 - 47,999 402 452 452 503 528 578 

48,000 - 48,999 408 459 459 510 536 587 

49,000 - 49,999 413 465 465 517 542 594 

37


TERRITORY D (Continued) – Insured Age 49 and Under 





$50,000 - $50,999 $419 $472 $472 $524 $551 $603 

51,000 - 51,999 425 479 479 532 558 611 

52,000 - 52,999 431 484 484 538 565 619 

53,000 - 53,999 437 491 491 546 573 628 

54,000 - 54,999 442 497 497 552 580 635 

55,000 - 55,999 449 504 504 560 588 644 

56,000 - 56,999 454 510 510 567 596 652 

57,000 - 57,999 461 518 518 576 605 662 

58,000 - 58,999 466 524 524 582 611 669 

59,000 - 59,999 473 531 531 590 620 679 

60,000 - 60,999 479 539 539 599 629 689 

61,000 - 61,999 485 545 545 605 635 696 

62,000 - 62,999 491 552 552 614 644 706 

63,000 - 63,999 497 559 559 621 652 714 

64,000 - 64,999 503 566 566 629 661 724 

65,000 - 65,999 510 574 574 638 670 734 

66,000 - 66,999 515 580 580 644 677 741 

67,000 - 67,999 522 587 587 653 686 751 

68,000 - 68,999 529 595 595 661 694 760 

69,000 - 69,999 534 601 601 668 701 768 

70,000 - 70,999 541 608 608 676 710 777 

71,000 - 71,999 547 615 615 683 718 786 

72,000 - 72,999 554 623 623 692 726 795 

73,000 - 73,999 560 630 630 700 735 805 

74,000 - 74,999 566 636 636 707 742 812 

75,000 - 75,999 572 644 644 715 751 822 

76,000 - 76,999 578 651 651 723 759 832 

77,000 - 77,999 584 658 658 731 767 840 

78,000 - 78,999 590 665 665 738 775 849 

79,000 - 79,999 596 671 671 746 783 857 

80,000 - 80,999 603 679 679 754 791 867 

81,000 - 81,999 610 686 686 762 800 876 

82,000 - 82,999 615 692 692 769 807 884 

83,000 - 83,999 622 699 699 777 816 893 

84,000 - 84,999 629 707 707 785 824 903 

85,000 - 85,999 635 713 713 793 833 912 

86,000 - 86,999 641 721 721 801 841 921 

87,000 - 87,999 647 727 727 808 848 929 

88,000 - 88,999 653 734 734 816 857 938 

89,000 - 89,999 659 742 742 824 866 948 

90,000 - 90,999 665 749 749 832 873 956 

91,000 - 91,999 671 755 755 839 881 965 

92,000 - 92,999 678 763 763 848 890 975 

93,000 - 93,999 684 770 770 855 898 983 

94,000 - 94,999 691 777 777 863 907 993 

95,000 - 95,999 696 783 783 870 914 1,001 

96,000 - 96,999 703 791 791 878 923 1,010 

97,000 - 97,999 710 798 798 887 931 1,019 

98,000 - 98,999 716 805 805 894 939 1,028 

99,000 - 99,999 722 812 812 902 947 1,037 

100,000 - 100,999 728 819 819 910 956 1,046 



$1.69 $1.90 $1.90 $2.11 $2.21 $2.42 




$25,000 

$50,000 

$100,000 

$300,000 

$20.00 

$25.00 

$30.00 

$50.00 

38


TERRITORY D – Insured Age 50 and Over 














DEFINITIONS: 




Department. 











$1 - $10,999 $182 $207 $207 $233 $246 $272 

11,000 - 11,999 185 211 211 237 250 277 

12,000 - 12,999 189 216 216 243 257 284 

13,000 - 13,999 194 222 222 250 264 292 

14,000 - 14,999 198 227 227 254 269 297 

15,000 - 15,999 202 230 230 260 274 302 

16,000 - 16,999 205 234 234 263 278 308 

17,000 - 17,999 212 242 242 273 288 318 

18,000 - 18,999 215 246 246 277 293 323 

19,000 - 19,999 219 251 251 281 297 329 

20,000 - 20,999 223 254 254 287 302 334 

21,000 - 21,999 229 261 261 294 310 343 

22,000 - 22,999 233 266 266 299 316 349 

23,000 - 23,999 236 269 269 302 320 353 

24,000 - 24,999 240 275 275 308 326 360 

25,000 - 25,999 245 280 280 314 332 367 

26,000 - 26,999 250 285 285 321 338 374 

27,000 - 27,999 254 290 290 327 345 381 

28,000 - 28,999 258 296 296 332 350 388 

29,000 - 29,999 263 300 300 338 356 394 

30,000 - 30,999 268 306 306 344 364 402 

31,000 - 31,999 272 311 311 350 369 408 

32,000 - 32,999 276 315 315 355 374 413 

33,000 - 33,999 281 321 321 362 381 422 

34,000 - 34,999 287 327 327 368 389 429 

35,000 - 35,999 291 332 332 374 395 437 

36,000 - 36,999 296 338 338 381 402 444 

37,000 - 37,999 302 344 344 388 409 452 

38,000 - 38,999 306 350 350 394 416 459 

39,000 - 39,999 312 356 356 401 423 468 

40,000 - 40,999 317 362 362 407 430 475 

41,000 - 41,999 322 368 368 414 437 483 

42,000 - 42,999 326 373 373 419 443 489 

43,000 - 43,999 332 379 379 426 449 497 

44,000 - 44,999 337 385 385 433 457 505 

45,000 - 45,999 342 391 391 440 464 513 

46,000 - 46,999 347 396 396 446 470 520 

47,000 - 47,999 352 402 402 452 478 528 

48,000 - 48,999 357 408 408 459 485 536 

49,000 - 49,999 362 413 413 465 491 542 

39


TERRITORY D (Continued)- Insured Age 50 and Over 





$50,000 - $50,999 $367 $419 $419 $472 $498 $551 

51,000 - 51,999 372 425 425 479 506 558 

52,000 - 52,999 377 431 431 484 511 565 

53,000 - 53,999 383 437 437 491 519 573 

54,000 - 54,999 386 442 442 497 524 580 

55,000 - 55,999 392 449 449 504 533 588 

56,000 - 56,999 397 454 454 510 539 596 

57,000 - 57,999 404 461 461 518 548 605 

58,000 - 58,999 407 466 466 524 553 611 

59,000 - 59,999 413 473 473 531 561 620 

60,000 - 60,999 419 479 479 539 569 629 

61,000 - 61,999 424 485 485 545 575 635 

62,000 - 62,999 430 491 491 552 583 644 

63,000 - 63,999 435 497 497 559 590 652 

64,000 - 64,999 440 503 503 566 598 661 

65,000 - 65,999 446 510 510 574 606 670 

66,000 - 66,999 451 515 515 580 612 677 

67,000 - 67,999 457 522 522 587 620 686 

68,000 - 68,999 463 529 529 595 628 694 

69,000 - 69,999 467 534 534 601 635 701 

70,000 - 70,999 473 541 541 608 642 710 

71,000 - 71,999 479 547 547 615 649 718 

72,000 - 72,999 484 554 554 623 657 726 

73,000 - 73,999 490 560 560 630 665 735 

74,000 - 74,999 494 566 566 636 671 742 

75,000 - 75,999 500 572 572 644 679 751 

76,000 - 76,999 506 578 578 651 687 759 

77,000 - 77,999 512 584 584 658 694 767 

78,000 - 78,999 517 590 590 665 701 775 

79,000 - 79,999 522 596 596 671 708 783 

80,000 - 80,999 528 603 603 679 716 791 

81,000 - 81,999 533 610 610 686 724 800 

82,000 - 82,999 539 615 615 692 731 807 

83,000 - 83,999 544 622 622 699 738 816 

84,000 - 84,999 550 629 629 707 746 824 

85,000 - 85,999 555 635 635 713 753 833 

86,000 - 86,999 561 641 641 721 761 841 

87,000 - 87,999 566 647 647 727 767 848 

88,000 - 88,999 572 653 653 734 776 857 

89,000 - 89,999 577 659 659 742 783 866 

90,000 - 90,999 582 665 665 749 791 873 

91,000 - 91,999 587 671 671 755 797 881 

92,000 - 92,999 593 678 678 763 806 890 

93,000 - 93,999 599 684 684 770 812 898 

94,000 - 94,999 605 691 691 777 820 907 

95,000 - 95,999 609 696 696 783 827 914 

96,000 - 96,999 615 703 703 791 834 923 

97,000 - 97,999 620 710 710 798 842 931 

98,000 - 98,999 626 716 716 805 849 939 

99,000 - 99,999 632 722 722 812 857 947 

100,000 - 100,999 637 728 728 819 864 956 

To add attached Adjacent 


$1.48 $1.69 $1.69 $1.90 $2.00 $2.21 




$25,000 

$50,000 

$100,000 

$300,000 

40 

$20.00 

$25.00 

$30.00 

$50.00


TERRITORY E – Insured Age 49 and Under 

ELIGIBILITY: 

DEDUCTIBLES: 













DEFINITIONS: 




Department. 











$1 - $10,999 $304 $342 $342 $380 $398 $437 

11,000 - 11,999 309 348 348 386 406 444 

12,000 - 12,999 317 356 356 396 416 455 

13,000 - 13,999 326 366 366 407 428 469 

14,000 - 14,999 332 373 373 415 436 477 

15,000 - 15,999 338 381 381 422 443 486 

16,000 - 16,999 343 386 386 429 451 494 

17,000 - 17,999 355 400 400 444 466 512 

18,000 - 18,999 361 406 406 451 474 519 

19,000 - 19,999 367 413 413 459 482 528 

20,000 - 20,999 373 420 420 466 490 537 

21,000 - 21,999 383 431 431 479 503 550 

22,000 - 22,999 389 439 439 487 512 560 

23,000 - 23,999 394 443 443 493 517 567 

24,000 - 24,999 403 452 452 503 528 579 

25,000 - 25,999 410 461 461 513 538 590 

26,000 - 26,999 418 471 471 523 549 601 

27,000 - 27,999 426 480 480 532 559 613 

28,000 - 28,999 433 487 487 541 569 623 

29,000 - 29,999 440 495 495 550 578 633 

30,000 - 30,999 449 505 505 561 590 646 

31,000 - 31,999 455 513 513 570 598 656 

32,000 - 32,999 462 520 520 578 606 664 

33,000 - 33,999 471 530 530 589 618 677 

34,000 - 34,999 480 540 540 600 629 690 

35,000 - 35,999 487 549 549 609 640 701 

36,000 - 36,999 496 559 559 620 651 714 

37,000 - 37,999 505 569 569 631 663 726 

38,000 - 38,999 513 578 578 641 673 737 

39,000 - 39,999 523 589 589 653 686 751 

40,000 - 40,999 530 597 597 663 696 762 

41,000 - 41,999 539 607 607 674 708 776 

42,000 - 42,999 547 615 615 683 717 785 

43,000 - 43,999 556 625 625 694 729 799 

44,000 - 44,999 564 635 635 705 740 811 

45,000 - 45,999 573 645 645 716 752 824 

46,000 - 46,999 581 653 653 726 762 835 

47,000 - 47,999 590 663 663 737 774 848 

48,000 - 48,999 598 673 673 748 785 860 

49,000 - 49,999 606 682 682 758 795 871 

41


TERRITORY E (Continued)- Insured Age 49 and Under 





$50,000 - $50,999 $615 $692 $692 $769 $807 $884 

51,000 - 51,999 624 702 702 780 818 897 

52,000 - 52,999 631 710 710 789 828 908 

53,000 - 53,999 640 721 721 801 840 921 

54,000 - 54,999 648 728 728 810 850 931 

55,000 - 55,999 658 739 739 822 862 945 

56,000 - 56,999 666 748 748 832 873 956 

57,000 - 57,999 675 760 760 845 887 971 

58,000 - 58,999 683 768 768 854 897 981 

59,000 - 59,999 693 779 779 866 909 996 

60,000 - 60,999 702 790 790 878 922 1,010 

61,000 - 61,999 711 799 799 888 932 1,021 

62,000 - 62,999 719 810 810 900 945 1,035 

63,000 - 63,999 728 820 820 911 956 1,047 

64,000 - 64,999 738 831 831 923 969 1,062 

65,000 - 65,999 748 842 842 935 982 1,076 

66,000 - 66,999 756 850 850 945 992 1,087 

67,000 - 67,999 766 861 861 957 1,005 1,101 

68,000 - 68,999 776 872 872 969 1,018 1,114 

69,000 - 69,999 783 881 881 979 1,029 1,126 

70,000 - 70,999 793 892 892 991 1,041 1,140 

71,000 - 71,999 802 902 902 1,002 1,053 1,153 

72,000 - 72,999 812 913 913 1,014 1,065 1,166 

73,000 - 73,999 821 924 924 1,026 1,078 1,180 

74,000 - 74,999 829 933 933 1,036 1,088 1,191 

75,000 - 75,999 838 944 944 1,048 1,101 1,206 

76,000 - 76,999 848 955 955 1,060 1,113 1,220 

77,000 - 77,999 857 965 965 1,071 1,125 1,232 

78,000 - 78,999 866 975 975 1,082 1,136 1,245 

79,000 - 79,999 875 985 985 1,093 1,148 1,257 

80,000 - 80,999 884 996 996 1,106 1,161 1,272 

81,000 - 81,999 894 1,005 1,005 1,118 1,174 1,285 

82,000 - 82,999 902 1,015 1,015 1,128 1,184 1,297 

83,000 - 83,999 912 1,025 1,025 1,140 1,197 1,310 

84,000 - 84,999 922 1,036 1,036 1,152 1,209 1,324 

85,000 - 85,999 931 1,046 1,046 1,163 1,221 1,338 

86,000 - 86,999 939 1,057 1,057 1,175 1,233 1,351 

87,000 - 87,999 948 1,066 1,066 1,185 1,244 1,363 

88,000 - 88,999 957 1,077 1,077 1,197 1,256 1,376 

89,000 - 89,999 967 1,088 1,088 1,209 1,269 1,390 

90,000 - 90,999 976 1,098 1,098 1,220 1,280 1,403 

91,000 - 91,999 985 1,108 1,108 1,231 1,293 1,416 

92,000 - 92,999 994 1,119 1,119 1,243 1,306 1,430 

93,000 - 93,999 1,003 1,129 1,129 1,254 1,317 1,442 

94,000 - 94,999 1,013 1,140 1,140 1,266 1,330 1,456 

95,000 - 95,999 1,021 1,148 1,148 1,276 1,340 1,467 

96,000 - 96,999 1,031 1,159 1,159 1,288 1,353 1,482 

97,000 - 97,999 1,041 1,170 1,170 1,300 1,365 1,495 

98,000 - 98,999 1,049 1,180 1,180 1,311 1,377 1,508 

99,000 - 99,999 1,058 1,191 1,191 1,323 1,389 1,521 

100,000 - 100,999 1,067 1,201 1,201 1,334 1,401 1,535 



$2.48 $2.78 $2.78 $3.09 $3.25 $3.55 




$25,000 

$50,000 

$100,000 

$300,000 

$20.00 

$25.00 

$30.00 

$50.00 

42


TERRITORY E – Insured Age 50 and Over 

ELIGIBILITY: 

DEDUCTIBLES: 













DEFINITIONS: 




Department. 











$1 - $10,999 $266 $304 $304 $342 $361 $398 

11,000 - 11,999 271 309 309 348 366 406 

12,000 - 12,999 277 317 317 356 376 416 

13,000 - 13,999 285 326 326 366 387 428 

14,000 - 14,999 290 332 332 373 394 436 

15,000 - 15,999 296 338 338 381 402 443 

16,000 - 16,999 300 343 343 386 408 451 

17,000 - 17,999 311 355 355 400 422 466 

18,000 - 18,999 316 361 361 406 429 474 

19,000 - 19,999 321 367 367 413 436 482 

20,000 - 20,999 327 373 373 420 443 490 

21,000 - 21,999 336 383 383 431 454 503 

22,000 - 22,999 341 389 389 439 463 512 

23,000 - 23,999 345 394 394 443 469 517 

24,000 - 24,999 352 403 403 452 477 528 

25,000 - 25,999 359 410 410 461 487 538 

26,000 - 26,999 366 418 418 471 496 549 

27,000 - 27,999 373 426 426 480 506 559 

28,000 - 28,999 378 433 433 487 514 569 

29,000 - 29,999 385 440 440 495 523 578 

30,000 - 30,999 393 449 449 505 534 590 

31,000 - 31,999 399 455 455 513 541 598 

32,000 - 32,999 405 462 462 520 549 606 

33,000 - 33,999 413 471 471 530 559 618 

34,000 - 34,999 420 480 480 540 570 629 

35,000 - 35,999 427 487 487 549 579 640 

36,000 - 36,999 435 496 496 559 590 651 

37,000 - 37,999 442 505 505 569 600 663 

38,000 - 38,999 449 513 513 578 609 673 

39,000 - 39,999 458 523 523 589 620 686 

40,000 - 40,999 464 530 530 597 630 696 

41,000 - 41,999 472 539 539 607 640 708 

42,000 - 42,999 479 547 547 615 649 717 

43,000 - 43,999 486 556 556 625 659 729 

44,000 - 44,999 494 564 564 635 670 740 

45,000 - 45,999 502 573 573 645 680 752 

46,000 - 46,999 508 581 581 653 690 762 

47,000 - 47,999 516 590 590 663 701 774 

48,000 - 48,999 524 598 598 673 711 785 

49,000 - 49,999 530 606 606 682 721 795 

43


TERRITORY E (Continued)- Insured Age 50 and Over 





$50,000 - $50,999 $538 $615 $615 $692 $730 $807 

51,000 - 51,999 546 624 624 702 741 818 

52,000 - 52,999 552 631 631 710 749 828 

53,000 - 53,999 561 640 640 721 761 840 

54,000 - 54,999 567 648 648 728 769 850 

55,000 - 55,999 575 658 658 739 781 862 

56,000 - 56,999 582 666 666 748 790 873 

57,000 - 57,999 592 675 675 760 803 887 

58,000 - 58,999 597 683 683 768 811 897 

59,000 - 59,999 606 693 693 779 823 909 

60,000 - 60,999 615 702 702 790 834 922 

61,000 - 61,999 622 711 711 799 844 932 

62,000 - 62,999 630 719 719 810 855 945 

63,000 - 63,999 638 728 728 820 866 956 

64,000 - 64,999 646 738 738 831 877 969 

65,000 - 65,999 655 748 748 842 889 982 

66,000 - 66,999 661 756 756 850 898 992 

67,000 - 67,999 670 766 766 861 910 1,005 

68,000 - 68,999 679 776 776 872 921 1,018 

69,000 - 69,999 685 783 783 881 931 1,029 

70,000 - 70,999 694 793 793 892 942 1,041 

71,000 - 71,999 702 802 802 902 952 1,053 

72,000 - 72,999 710 812 812 913 964 1,065 

73,000 - 73,999 718 821 821 924 975 1,078 

74,000 - 74,999 725 829 829 933 985 1,088 

75,000 - 75,999 734 838 838 944 996 1,101 

76,000 - 76,999 743 848 848 955 1,008 1,113 

77,000 - 77,999 750 857 857 965 1,018 1,125 

78,000 - 78,999 758 866 866 975 1,029 1,136 

79,000 - 79,999 766 875 875 985 1,038 1,148 

80,000 - 80,999 774 884 884 996 1,051 1,161 

81,000 - 81,999 782 894 894 1,005 1,062 1,174 

82,000 - 82,999 790 902 902 1,015 1,071 1,184 

83,000 - 83,999 798 912 912 1,025 1,082 1,197 

84,000 - 84,999 806 922 922 1,036 1,095 1,209 

85,000 - 85,999 814 931 931 1,046 1,104 1,221 

86,000 - 86,999 823 939 939 1,057 1,117 1,233 

87,000 - 87,999 829 948 948 1,066 1,125 1,244 

88,000 - 88,999 838 957 957 1,077 1,137 1,256 

89,000 - 89,999 846 967 967 1,088 1,148 1,269 

90,000 - 90,999 854 976 976 1,098 1,159 1,280 

91,000 - 91,999 861 985 985 1,108 1,169 1,293 

92,000 - 92,999 870 994 994 1,119 1,181 1,306 

93,000 - 93,999 878 1,003 1,003 1,129 1,191 1,317 

94,000 - 94,999 887 1,013 1,013 1,140 1,202 1,330 

95,000 - 95,999 893 1,021 1,021 1,148 1,212 1,340 

96,000 - 96,999 902 1,031 1,031 1,159 1,223 1,353 

97,000 - 97,999 910 1,041 1,041 1,170 1,235 1,365 

98,000 - 98,999 917 1,049 1,049 1,180 1,245 1,377 

99,000 - 99,999 926 1,058 1,058 1,191 1,257 1,389 

100,000 - 100,999 934 1,067 1,067 1,201 1,267 1,401 



$2.17 $2.48 $2.48 $2.78 $2.94 $3.25 




$25,000 

$50,000 

$100,000 

$300,000 

$20.00 

$25.00 

$30.00 

$50.00 

44

SPECIAL-BY-LINE PROGRAM - INCREASED LIMITS & OPTIONAL COVERAGES 

DEDUCTIBLE OPTIONS: 

Territory A Territory B Territory C Territory D Territory E 

$500 Base N/A N/A Base Base 

$500/$1000 NS N/A Base N/A N/A N/A 

$500/$2000 NS N/A 3% Base N/A N/A 

$1,000 5% 3% N/A 5% 5% 

$1000/$2000 NS N/A 5% 2% N/A N/A 

$2,500 10% 8% 5% 10% 10% 

$5,000 20% 18% 15% 20% 20% 

INCREASED MEDICAL PAYMENTS TO OTHERS COVERAGE: 

$ 500 ..........................................................................................................................................................................Included 

$1,000 ............................................................................................................................................................................ $ 5.00 

MOBILE HOME FULL REPAIR COST COVERAGE: (Homes 1977 & Newer) ....................................................................... $10.00 

ENHANCEMENT COVERAGE:............................................................................................................................................. $20.00 

Limited Personal Effects categories are increased by purchasing this endorsement. Additionally, limits for the 

following coverages are increased: Additional Living Expense; Emergency Removal Service; Fire Department 

Service; Radio and Television Antenna; Trees, Shrubs, Plants, and Lawns; Tie Downs; Claim Expenses; and 

Damage to Property of Others. 

PERSONAL EFFECTS REPLACEMENT COST COVERAGE, per $100 of coverage: .......................................................... $ 0.20 

Minimum premium is $25 

SCHEDULED PERSONAL PROPERTY COVERAGE, per $100 of coverage: (Home must be Protected) ............................ $ 2.50 

$100 Deductible Applies. Minimum premium is $25 

SATELLITE SYSTEM COVERAGE, per $100 of coverage: ................................................................................................. $ 5.00 

Per $100 of coverage above the limits included in the Policy or Enhancement Coverage. A satellite receiver and 

its equipment (both inside and outside) must be identified and described on the application. Maximum coverage 

amount is 20% of the mobile home value, not to exceed $3,000. 

TRIP COLLISION COVERAGE: (Per Section - 30 Day Term - Fully earned) 

$100 Deductible - $50. per Section 

$250 Deductible - $25 per Section 

LENDER’S INTEREST PROTECTION COVERAGE: Annual Term (The home must have a Federally Funded Lienholder.) .... $15.00 

NATURAL DISASTER PROTECTION COVERAGE: Annual Term (The home must have a Federally Funded Lienholder.) .... $ 5.00 

Available only when optional Flood and Earthquake Coverages are purchased. 

EARTHQUAKE COVERAGE: Annual Term (Per $1,000 of coverage) ................................................................................... $ 0.65 

FLOOD AND RISING WATER COVERAGE: 5% of Base Premium subject to a $25 minimum premium. 

GOLF CART OVERAGE: $100 Deductible............................................................................................................................ $35.00 

WOODSTOVE SURCHARGE: .............................................................................................................................................. $35.00 

WINDSTORM COVERAGE – TERRITORY D ONLY, per $100 of total value:....................................................................... $ 1.00 



*For Other Coverage Requests, Please Contact The General Agent. 

45

RELIABLE VINTAGE PROGRAM — L.O.B. 86 

ELIGIBILITY: Mobile Home must be owner occupied as a primary or seasonal residence. 

DEDUCTIBLES: 

Territories A, D, & E: $500 All Other Perils 

Territory B: 

$500 All Other Perils, $1,000 Named Storm 

Territory C: 

$1,000 All Other Perils, $2,000 Named Storm 

SURCHARGE: Surcharge 15% for Mobile Home over 25 Model Years 


WIND EXCLUDED IN TERRITORY D. 

CATASTROPHE FEE: $15.00 Territory D. 

DEFINITIONS. 




Department. 







Named Perils Coverage 

TERRITORY A TERRITORY B TERRITORY C TERRITORY D TERRITORY E 

on Mobile Home Protected Unprotected Protected Unprotected Protected Unprotected Protected Unprotected Protected Unprotected 

$1 - $3,999 $217 $255 $228 $268 $228 $268 $163 $191 $239 $281 

4,000 - 4,999 248 292 260 307 260 307 186 219 273 321 

5,000 - 5,999 257 302 270 317 270 317 193 227 283 332 

6,000 - 6,999 290 341 305 358 305 358 218 256 319 375 

7,000 - 7,999 306 360 321 378 321 378 230 270 337 396 

8,000 - 8,999 328 386 344 405 344 405 246 290 361 425 

9,000 - 9,999 331 389 348 408 348 408 248 292 364 428 

10,000 - 10,999 340 400 357 420 357 420 255 300 374 440 

11,000 - 11,999 349 410 366 431 366 431 262 308 384 451 

12,000 - 12,999 351 413 369 434 369 434 263 310 386 454 

13,000 - 13,999 353 415 371 436 371 436 265 311 388 457 

14,000 - 14,999 361 425 379 446 379 446 271 319 397 468 

15,000 - 15,999 364 428 382 449 382 449 273 321 400 471 

16,000 - 16,999 366 430 384 452 384 452 275 323 403 473 

17,000 - 17,999 371 437 390 459 390 459 278 328 408 481 

18,000 - 17,999 375 441 394 463 394 463 281 331 413 485 

19,000 - 19,999 383 451 402 474 402 474 287 338 421 496 

20,000 - 20,999 393 462 413 485 413 485 295 347 432 508 

21,000 - 21,999 400 470 420 494 420 494 300 353 440 517 

22,000 - 22,999 408 480 428 504 428 504 306 360 449 528 

23,000 - 23,999 413 486 434 510 434 510 310 365 454 535 

24,000 - 24,999 425 500 446 525 446 525 319 375 468 550 

25,000 - 25,999 430 506 452 531 452 531 323 380 473 557 

26,000 - 26,999 438 515 460 541 460 541 329 386 482 567 

27,000 - 27,999 440 518 462 544 462 544 330 389 484 570 

28,000 - 28,999 460 541 483 568 483 568 345 406 506 595 

29,000 - 29,999 466 548 489 575 489 575 350 411 513 603 

To increase Mobile Home 

Coverage, per $1,000: 

$5.95 $7.00 $6.25 $7.35 $6.25 $7.35 $4.46 $5.25 $6.55 $7.70 

NAMED PERIL ADJACENT STRUCTURES, per $100 of Value: 


Protected Unprotected Protected Unprotected Protected Unprotected Protected Unprotected Protected Unprotected 

$1.89 $2.22 $1.98 $2.33 $1.98 $2.33 $1.42 $1.67 $2.08 $2.44 

NAMED PERIL PERSONAL EFFECTS, per $100 of Value: (Applies to Personal Effects owned by Insured) 



$1.89 $2.22 $1.98 $2.33 $1.98 $2.33 $1.42 $1.67 $2.08 $2.44 

46

RELIABLE VINTAGE PROGRAM — L.O.B. 86 






$500/$2000 NS N/A 3% Base N/A N/A 

$1,000 5% 3% N/A 5% 5% 

$1,000/$2000 NS N/A 5% 2% N/A N/A 

$2,500 10% 8% 5% 10% 10% 

$5,000 20% 18% 15% 20% 20% 

BURGLARY COVERAGE: (Primary Residence Only) ...................................................................................................................................................... $ 25.00 


LENDER’S INTEREST PROTECTION: ............................................................................................................................................................................ $ 15.00 

NATURAL DISASTER PROTECTION: ............................................................................................................................................................................ $ 5.00 



(Attach Endorsement #A4383E1095) 

COMPREHENSIVE PERSONAL LIABILITY: 

$ 25,000 .................................................................................................................................................................................................................. $ 26.00 

$ 50,000 .................................................................................................................................................................................................................. $ 32.00 

($500 Medical Payment Included) 

WOODSTOVE SURCHARGE: ........................................................................................................................................................................................ $ 35.00 




MINIMUM PREMIUM: ......................................................................................................................................................................................................$100.00 

47

ALL PURPOSE PROGRAM — L.O.B. 48 

ELIGIBILITY: 

DEDUCTIBLES: 

Rental and Commercial Mobile Homes. 

DEDUCTIBLES: 

Territories A, D, & E: $500 All Other Perils 

Territory B: $500 All Other Perils, $1,000 Named Storm 

Territory C: $500 All Other Perils, $2,000 Named Storm 

SURCHARGE: Surcharge 10% for Mobile Homes Over 25 Model Years 

PREMIUMS ARE PER MOBILE HOME. 

CATASTROPHE FEE: $15.00 TERRITORY D. 

DEFINITIONS: 




Department. 







Rates per $100 of Coverage 

Comprehensive Coverage on Mobile Home 

and Adjacent Structures: 

Named Perils Coverage on Mobile Home and 

Adjacent Structures: 



$2.81 $3.30 $2.95 $3.47 $2.95 $3.47 $2.11 $2.48 $3.09 $3.63 

$2.10 $2.47 $2.21 $2.59 $2.21 $2.59 $1.58 $1.85 $2.31 $2.72 

Named Perils Contents Coverage: $1.98 $2.33 $2.08 $2.45 $2.08 $2.45 $1.49 $1.75 $2.18 $2.56 






$500/$2000 NS N/A 3% Base N/A N/A 

$1,000 5% 3% N/A 5% 5% 

$1,000/$2000 NS N/A 5% 2% N/A N/A 

$2,500 10% 8% 5% 10% 10% 

$5,000 20% 18% 15% 20% 20% 

OWNER’S, LANDLORDS AND TENANTS LIABILITY: 

(Available only on rental mobile homes, not available on commercial mobile homes.) 

Multiply rates times number of mobile homes on policy. 

$ 25,000 ................................................................................................................................................................................................................... $30.00 

$ 50,000 ................................................................................................................................................................................................................... $40.00 

$100,000 ................................................................................................................................................................................................................... $50.00 



LENDER’S INTEREST PROTECTION: ............................................................................................................................................................................. $15.00 

NATURAL DISASTER PROTECTION: ............................................................................................................................................................................. $ 5.00 



WOODSTOVE SURCHARGE:........................................................................................................................................................................................... $35.00 




SUBMIT RISKS — DO NOT BIND: 

1. Rental risks with 10 units and/or total amount of insurance exceeds $75,000. 

2. Any single risk which exceeds $50,000 in value. 

3. Commercial or rental risks when request for contents coverage exceeds $10,000. 

4. Commercial or rental risks when request is for any Adjacent Structure, which exceeds the value of the mobile home. 

5. When 10 or more insured units/sites are at one location. 

MINIMUM PREMIUMS: $100.00 per policy 

Mobile Homes used as food vendors, carnival, or circus use are unacceptable. 

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