Commitments to Save - Innovations for Poverty Action

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Increased incomes via savings facilitation Input purchases financed by both credit and savings Input purchases without credit Saving for future input purchases Focus of this project Initial provision of inputs 10
Why might farmers have trouble saving? • Impatience – Value the present much more than the future • Self-control problems – Want to save for future, but often give in to temptation to spend now • Social network makes high demands for sharing of resources – Informal village insurance systems 11
Page 1 and 2: Commitments to Save: A Field Experi
Page 3 and 4: Raising Malawian agricultural produ
Page 5 and 6: Raising farm output with rural fina
Page 7 and 8: Vicious circles in input or credit
Page 9: Increased incomes via savings facil
Page 13 and 14: Why might farmers have trouble savi
Page 15 and 16: The agricultural cycle in Malawi Ra
Page 17 and 18: Key questions • What is the impac
Page 19 and 20: Related past work • Ashraf, Karla
Page 21 and 22: Two types of savings treatments 1.
Page 23 and 24: Project timing Baseline + offer of
Page 25 and 26: 40,000 35,000 30,000 25,000 20,000
Page 27 and 28: 40,000 35,000 30,000 25,000 20,000
Page 29 and 30: • Compared to control group, comm
Page 31 and 32: • As a result, weekly food expend
Page 33 and 34: • Commitment group withdraws more
Page 35 and 36: Balance revelation treatments • O
Page 37 and 38: Effect of public and private raffle
Page 39 and 40: External validity: some caveats •
Page 41 and 42: Extra slides 41
Page 43 and 44: Measuring impacts • Outcomes in O
Page 45: Regression results: outcomes Impact

Commitments to Save - Innovations for Poverty Action

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