AMB Dividend Trust Fund (AMBDTF) - Fundsupermart.com

Interest rate risk
Fixed income securities are particularly sensitive to movements in interest rates. When interest rates rise, the
value of fixed income securities falls and vice versa, thus affecting the NAV of the Fund. Furthermore, fixed
income securities with longer maturity and lower yield coupon rates are more susceptible to interest rate
movements.
Currency risk
Currency risk is also known as foreign exchange risk. It is the risk associated with investments that are
denominated in foreign currencies. When the foreign currencies fluctuate in an unfavourable direction against the
RM, the investments will face currency losses in addition to the capital gains/losses. This may lead to a lower
NAV of the Fund.
Country risk
The foreign investments of the Fund may be affected by risks specific to the country, in which it invests. Such
risks include changes in a country’s economic fundamentals, social and political stability, currency movements
and foreign policies, etc. These may impact on the prices of listed securities in the particular country.
FEES, CHARGES & GST
This table describes the charges that you may directly and indirect incur when you purchase or repurchase units
of the fund.
Fund
Maximum
Sales
Charges 1
Manager / Distribution Channel (% of NAV per Unit)
Annual
Management
Fee (% of NAV) 2
Repurchase
Charge
Annual Trustee
Fee (% of NAV) 2
0.07% per annum on NAV of the fund
(local investment)
AMBDTF 5.5 Nil 1.50
0.07% per annum on the local & foreign
NAV of the fund (local and abroad
investment)
(subject to a minimum fee of MYR 18,000
per annum calculated on a daily basis)
The sales charge for investments under the EPF’s Members Investment Scheme shall not exceed 3% of NAV
per unit, as regulated by EPF. Kindly refer to the Manager for the eligibility status of classes of AMBDA approved
by EPF for investment.
Note :
1. The sales charge is negotiable, subject to the Manager’s discretion.
2. Annual management fee and annual trustee fee are calculated as the percentage of the NAV of the fund,
calculated on a daily basis before deducting the fees for the day.
Good and Service Tax (GST)
Effective 1 April 2015, the GST will be implemented to replace the sales tax and service tax regime at a rate of
6%. Unit Holders will be subjected to GST based on the Industry Guide on Fund Management (“Draft GST
guide”) issued by the Royal Malaysian Customs Department on 27 October 2013 on the following expenses:-
any fee based charges in relation to purchase of Units such as sales charge; and
switching and transfer charges for switching or transferring Units.
However, please note the Draft GST Guide may be revised upon implementation.
4 Updated as at September 2014