2012 Asia Regional Snapshot - Microfinance Information Exchange

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Funding Scenario 100% 80% Funding Composition Funding composition trends have not changed significantly from the previous year, but reliance on deposits is increasing and borrowings are gradually decreasing. 60% 40% 20% 0% 2006 2007 2008 2009 2010 2011 Borrowings Deposits Equity Terms (month-wise) of borrowings have decreased for EAP and increased moderately for South Asia. Interest rates of borrowings in EAP have decreased with a three-year average at 4%. South Asia, however, remains at historical averages, and its three-year average hovers around 8.3% 60 50 40 30 20 10 0 Term in Months (W.Avg) 2007 2008 2009 2010 2011 2007 2008 2009 2010 2011 East Asia and the Pacific South Asia 12% 10% 8% 6% 4% 2% 0% This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. 2007 2008 2009 2010 2011 East Asia and the Pacific 2007 2008 2009 2010 South Asia Source: MIX Market Note: 1)Borrowings/Deposits/Equity are % of total 2)Weighted Avg. rates are the interest rates paid by MFIs on their borrowings 2011 Weighted Avg. Rates 12
Why do MFIs mostly rely on domestic funding? 100% Regional Level Funding Country Level Funding 80% 60% 40% Foreign Domestic Cambodia Sri Lanka 20% 0% 2008 2009 2010 2011 2008 2009 2010 2011 EAP S.Asia South Asia’s funding originates mainly from local sources (90%), due to major countries like India, Bangladesh and Pakistan having restrictions on foreign funds. These regulations, however, have been relaxed in the last few years. With the exception of Cambodia, which is mostly dependent on foreign funding (mainly Europe), the rest of the countries are largely dependent on domestic funding as most of the local banks have to meet priority sector norms. Bangladesh Philippines Indonesia India Pakistan Nepal Foreign Domestic 0% 50% 100% Note: 1) Local funding includes both funds received from bi- and multi-lateral donors present within the country 2) All the values are % of totals 3)Country-level funding data is only for a few select countries and fiscal year 2011 Source: MIX Market This presentation is the proprietary and/or confidential information of MIX, and all rights are reserved by MIX. Any dissemination, distribution or copying of this presentation without MIX’s prior written permission is strictly prohibited. 13
Page 1 and 2: Microfinance Information Exchange 2
Page 3 and 4: Contents The Big Picture Asia Micro
Page 9 and 10: Female outreach and staff compositi
Page 11: Contents The Big Picture Asia Micro
Page 15 and 16: Return on Assets (ROA) 4% 3% 2% Reg
Page 17 and 18: PAR>30 4% 3% PAR>30 values in both
Page 19: Microfinance Information Exchange H

2012 Asia Regional Snapshot - Microfinance Information Exchange

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