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Sample Benefit Analysis

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Federal Income <strong>Analysis</strong> - Monthly<br />

(All figures shown are hypothetical and based on information provided by you. Any change to<br />

your benefit elections, salary or other information provided by you could alter these figures.)<br />

Current Income<br />

Biweekly Monthly Monthly<br />

First Month in Retirement Income<br />

Gross Salary $4,408.00 $9,583.33 $2,741.42 Gross Annuity<br />

Retirement $0.00 $0.00 $274.00 Survivor <strong>Benefit</strong><br />

TSP $692.31 $1,500.00 $0.00 Early Retirement - Age Penalty<br />

TSP Catch-up $0.00 $0.00 $0.00 Unpaid Redeposit<br />

Social Security - OASDI $0.00 $0.00 $0.00 Unpaid Deposit<br />

Tax - Federal<br />

Withholding<br />

$0.00 $.00 $.00 Tax - Fed Withholding (Estimated)<br />

Tax - State Withholding $0.00 $.00 $.00 Tax - State Withholding (Estimated)<br />

FEGLI Basic $17.55 $38.03 $265.01 FEGLI Basic<br />

FEGLI Optional $44.85 $97.18 $97.18 FEGLI Optional<br />

Health <strong>Benefit</strong> - Medical Medical - FEHB (Estimated)<br />

Health <strong>Benefit</strong> - Dental Dental (Estimated)<br />

Health <strong>Benefit</strong> - Vision Vision (Estimated)<br />

Flexible Spending<br />

Account<br />

Medicare<br />

Allotments<br />

Other - 1<br />

Other - 2<br />

Long Term Care<br />

Total Deductions $754.71 $1,635.21 $636.19 Total Reductions/Deductions (Estimated)<br />

Net Pay $3,653.29 $7,948.12<br />

$2,105.23 Net Annuity (Estimated)<br />

$0.00 Social Security / FERS Supplement (Estimated)<br />

$9,583.33 Taxable Income from Other Sources (Estimated)<br />

$12,500.0<br />

0<br />

$24,188.5<br />

6<br />

Non-Taxable Income from Other Sources (Estimated)<br />

Net Income (Estimated)<br />

Net Retirement Income Minus Net Pay Today = $16,240.44<br />

Public Sector Retirement Educators - Betty Boettcher - 800-587-7476 Page 28 of 56

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