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<strong>Summer</strong> <strong>2012</strong><br />

A.M. Best Rating<br />

"excellent"<br />

All American Scholars<br />

Announced<br />

Join Hands Day<br />

Faith in Action


message from the President<br />

President/CEO – J. Michael Belz<br />

Dear Member:<br />

Safe, Strong, Secure<br />

Sound business practices and a loyal<br />

membership have fueled solid financial<br />

growth for <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> during the<br />

first months of this year.<br />

In March, we met via teleconference with the<br />

analysts from A.M. Best Company, the nation’s leading insurance industry<br />

rating company. We are pleased to report that for the 29th consecutive year,<br />

we have earned an “excellent” rating. Please see page 4 for more details.<br />

Corporate Governance<br />

The desire to protect our families may be the initial reason many of us<br />

join <strong>Catholic</strong> <strong>Life</strong>, but the volunteer service opportunities, the faith-based<br />

common bond, the charitable giving and the social aspect are what makes<br />

this membership organization different from others. On August 3-4, <strong>2012</strong>,<br />

we’ll celebrate our fraternal difference and learn about our financial strength<br />

at the 93rd convention. Please see page 11 for a convention preview and page<br />

12 for brief biographies of our Director candidates.<br />

Service to Others<br />

On May 5, <strong>2012</strong>, nearly 750 individuals from 51 Branches joined together to<br />

make a difference in their churches and communities. Called “Join Hands<br />

Day,” this national day of service demonstrates what makes us different. By<br />

engaging youth and adults together in service, this day tries to break down<br />

the generational gap. Please see page 18 for project photos.<br />

Future Leaders<br />

Finally, on page 16, we present our <strong>2012</strong> All American Scholars. These 35<br />

graduating high school seniors were chosen to receive a $1,000 award to help<br />

them pay for their first year of college. We are proud of these young men and<br />

women and are glad to take part in the educational journey.<br />

In closing, we thank you for giving us the opportunity to serve you and your<br />

family. We hope that you will continue to rely on the products and services<br />

that we offer to help you protect your family and to meet your financial goals.<br />

Sincerely,<br />

J. Michael Belz<br />

President/CEO<br />

Board of Directors<br />

Thomas (Tom) Sladecek<br />

Chairman, Jarrell, Texas<br />

Gladys Haecker<br />

Vice Chairman, Schertz, Texas<br />

Michael Decker<br />

Secretary, San Angelo, Texas<br />

Sixtus Laskowski<br />

Kosciusko, Texas<br />

James Persyn<br />

San Antonio, Texas<br />

Lawrence Shimek, FIC<br />

Nada, Texas<br />

Thomas (Tom) Berger, FIC<br />

Magnolia, Texas<br />

Doris Short<br />

Arlington, Texas<br />

J. Michael Belz, LLIF<br />

President/Chief Executive Officer<br />

Spiritual Advisor<br />

Most Reverend Gustavo García-Siller<br />

San Antonio, Texas<br />

Spiritual Advisor Emeritus<br />

Most Reverend José H. Gomez<br />

Los Angeles, California<br />

Executive Officers<br />

J. Michael Belz, LLIF<br />

President/Chief Executive Officer<br />

Colleen Z. Berger, CPA<br />

Vice President/Controller<br />

R. Dennis Best, CLU, ChCF, LLIF<br />

Vice President/Director of Agencies<br />

Scott D. Brant, FLMI, ACS, AAPA, AIAA<br />

Vice President/Information<br />

Technologies<br />

Barbara A. Cheaney, CSA, FIC<br />

Vice President/Marketing-Communications<br />

Frank Gentile, AALU, FLMI, MBA<br />

Vice President/Chief Underwriter<br />

Patricia G. Gutierrez<br />

Vice President/Operations<br />

Marty M. Mabe<br />

Vice President/Corporate Secretary<br />

Thomas M. Petri, CPA<br />

Vice President/Treasurer<br />

Officers<br />

Ramiro Flores, RPA<br />

Asst Vice President, Property Manager<br />

Mildred Foerster<br />

Asst Vice President/Operations<br />

Janet Friesenhahn, FIC, CSA<br />

Asst Vice President/Asst Director of<br />

Agencies & Training<br />

Michele Littlefield<br />

Asst Vice President/Accounting Manager<br />

Tricia Michalek, FLMI, ACS, ARA<br />

Asst Vice President/Quality Assurance<br />

Johnny Salazar<br />

Asst Vice President/Systems Administrator<br />

Susan M. Skrzycki<br />

Asst Vice President/Operations<br />

Peggy von Kaufman<br />

Asst Vice President/Operations<br />

Kristy Winkler<br />

Asst Vice President/Accounting Manager<br />

Corporate Headquarters: 1635 N.E. Loop 410,<br />

San Antonio, Texas 78209 • Mailing Address: P.O.<br />

Box 659527, San Antonio, Texas 78265-9527 •<br />

Phone: (210) 828-9921 • Fax: (210) 828-4629 • Toll<br />

Free Number: 1-800-262-CLIU<br />

The <strong>Catholic</strong> <strong>Life</strong> magazine (USPS 094-120) is published<br />

quarterly by <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>, P.O. Box 659527,<br />

San Antonio, Texas 78265-9527. Periodical Postage Paid<br />

at San Antonio, Texas. POSTMASTER: Send all returns<br />

and address corrections to P.O. Box 659527<br />

San Antonio, Texas 78265.<br />

Editor: Barbara A. Cheaney<br />

Staff Assistants: Briana Frantz, Danna Morgan<br />

Designed and Produced by: Lynn Design<br />

2 | cliu.com


For <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> Members<br />

Contents<br />

Features<br />

Flag Day <strong>2012</strong> 6<br />

<strong>Catholic</strong> <strong>Life</strong> once again honored our nation’s flag with a flag<br />

raising ceremony and a poster contest.<br />

The Future of <strong>Catholic</strong> <strong>Life</strong> 16<br />

Thirty-five bright young faces received the All American Scholar Award.<br />

Join us as we salute these scholars.<br />

Service to Others 18<br />

Approximately 750 youth and adults rolled up their sleeves and<br />

worked to improve their parish and community on Join Hands<br />

Day, a special day of service sponsored by America’s Fraternal<br />

Benefit Societies and <strong>Catholic</strong> <strong>Life</strong>. We invite you to take a peek<br />

at some of the projects that were undertaken.<br />

departments<br />

In the News 4<br />

Faith in Action 10<br />

Branches in Action 23<br />

In the Kitchen 27<br />

summer 12<br />

Cover<br />

We feature the first place winning posters from our Flag Day poster contest.<br />

<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> | 3


Rating<br />

Service<br />

Affirms<br />

Excellent<br />

Status<br />

A.M. Best Company,<br />

an independent<br />

insurance industry rating agency, has<br />

reaffirmed <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>’s financial<br />

strength rating. Effective April 23, <strong>2012</strong>,<br />

A.M. Best rated <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>’s<br />

financial stability, security and management<br />

performance as A-(Excellent) with a stable<br />

outlook. This is the 29th consecutive year<br />

that <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> has earned the<br />

“Excellent” rating.<br />

The rating is based on a comprehensive<br />

quantitative evaluation of the organization's<br />

balance sheet strength, operating<br />

performance and business profile. Insurers<br />

in the excellent category are considered<br />

to have an excellent ability to meet their<br />

ongoing obligations. Moreover, a stable<br />

outlook indicates low likelihood of a rating<br />

change due to stable financial/market trends.<br />

In their financial strength rating rationale,<br />

A.M. Best states “The rating of <strong>Catholic</strong> <strong>Life</strong><br />

<strong>Insurance</strong> reflects its more than sufficient riskadjusted<br />

capitalization, good credit quality<br />

of its fixed income holdings, consistent trend<br />

of positive statutory earnings, and its active<br />

involvement in managing fraternal outreach<br />

programs and lodge activities.”<br />

“The Society is constantly looking for<br />

opportunities to expand is membership<br />

base by improving communication to its<br />

members, enhancing membership services<br />

and products, and increasing membership<br />

benefits. The communication efforts<br />

continue to positively impact sales results,<br />

as the ongoing sharing of information with<br />

members has resulted in strong brand<br />

loyalty, as evidenced by a high persistency<br />

ratio and a pattern of repeat business.”<br />

For the latest rating, access www.ambest.<br />

com.<br />

Congratulations to our <strong>2012</strong><br />

Droll Recipients!<br />

Lora Balusik of San Antonio and Deborah<br />

Greene of La Grange, Texas were selected<br />

to receive the <strong>2012</strong> Rev. Msgr. Larry J. Droll<br />

Scholarship for <strong>Catholic</strong> Laity sponsored<br />

by <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>. This renewable<br />

$2,000 scholarship is for <strong>Catholic</strong> laymen<br />

and women pursuing a graduate degree<br />

in theology or religious studies, in order Lora Balusik<br />

to serve their church in a professional<br />

capacity.<br />

Balusik is studying for her Master of Arts in<br />

Pastoral Ministry for <strong>Catholic</strong> Leadership at<br />

the Mexican American <strong>Catholic</strong> College. She<br />

currently works as Grant Coordinator for<br />

the Archdiocese of San Antonio, where she<br />

plans to continue serving after graduation. Deborah Greene<br />

Greene is studying for her Masters in<br />

Theological Studies at the University Of Dallas School Of<br />

Ministry. She is currently employed as the Coordinator of<br />

Religious Education for Sacred Heart <strong>Catholic</strong> Church in La<br />

Grange, and plans to continue serving the Diocese of Austin<br />

after graduation.<br />

The renewable $2,000 scholarship was awarded to two<br />

candidates in need of tuition assistance for additional education<br />

who serve or want to serve their parish as an Administrator,<br />

Youth Minister, Parish Coordinator or other similar role.<br />

This scholarship is geared towards those who have already<br />

obtained their bachelor’s degree and who are either enrolled<br />

or wanting to enroll into any <strong>Catholic</strong> graduate school in Texas,<br />

Arizona, Florida, Louisiana, New Mexico, Oklahoma or Mississippi.<br />

Applicants may also be enrolled in an extension program or in the<br />

<strong>Catholic</strong> University of America School of Canon Law.<br />

Promoting <strong>Catholic</strong> LIfe<br />

Agents Charlotte Grobe, Loretta Schmidt & Kent Stehling set up in the new St.<br />

Joseph's Hall in Fredericksburg for a presentation.<br />

4 | cliu.com


In Memoriam<br />

Betsy Minaldi<br />

Betsy Minaldi, a longtime officer in the Port Arthur Branch and wife of former deputy director Joe Minaldi,<br />

died April 5. She was 96 years old.<br />

She was born September 6, 1915, to Mary Tortorice Romano and Sam Romano. She was an active member<br />

of the Altar Society, and a Charter member at St. Charles Borromeo <strong>Catholic</strong> Church.<br />

A Mass of Christian Burial was offered April 10 and interment followed at Oak Bluff Memorial Park,<br />

Port Neches.<br />

Betsy was predeceased by her husband Joe, her son Randy and her daughter Roxie. She is survived by her three sons, son-in-law,<br />

nine grandchildren, and 10 great-grandchildren.<br />

RM "Rudy" Minarcik Jr.<br />

RM "Rudy" Minarcik Jr., a sales representative in the Houston area, died May 22 at the age of 84.<br />

Born in Fayetteville and a graduate of Texas A & M University, Rudy married Rose Marie Blaha October 2,<br />

1952. Rudy was an active member of St. Augustine <strong>Catholic</strong> Church, a founding member of the Men's Club<br />

of St. Augustine, lifetime member of the Knights of Columbus, SPJST, RVO, <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> and of<br />

course, a member of the Texas A&M Former Students and 12th Man Foundation. General Agent Eugene N.<br />

Smart hired Rudy as a sales representative for <strong>Catholic</strong> <strong>Life</strong> in 1992.<br />

A Mass of Christian Burial was offered May 25 at 10:30 a.m. St. Augustine <strong>Catholic</strong> Church. Burial was the following day at St.<br />

John <strong>Catholic</strong> Cemetery in Fayetteville, Texas.<br />

Besides his wife, Rudy is survived by his five children; 16 grandchildren and 6 great grandchildren.<br />

Leonard Jendrusch<br />

Leonard Jendrusch, husband of North Central San Antonio Branch Secretary-Treasurer and Agent Virginia<br />

Jendrusch, passed away June 6. He was 80 years old.<br />

A native of Cestohowa, Leonard retired from Pioneer Flour Mills after 43 years of service.<br />

He is survived by his wife Virginia; four children; and 11 grandchildren.<br />

A Mass of Christian Burial was offered June 9 at Blessed Sacrament Church in San Antonio. Burial followed<br />

at Holy Cross Mausoleum.<br />

Doris Biediger<br />

Doris Biediger, wife of the late General Agent John Biediger and grandmother of Agent Joe Biediger, passed<br />

away June 15 at the age of 89.<br />

Doris was born Sept. 6, 1922 in Jourdanton, TX to the late Robert and Marie Steinle Rihn. In addition to<br />

her parents she was also preceded in death by her husband, John C. Biediger, Jr.; son, Louis William "Louie"<br />

Biediger; step-mother, Martha Kempf Rihn and brother, Lloyd Rihn.<br />

Survivors include four sons and their wives; her daughter-in-law; 14 grandchildren; 11 great-grandchildren;<br />

her brother Msgr. Roy Rihn and her sister and brother-in-law Tessie and Lloyd Keller.<br />

The Mass of Resurrection was offered June 19, <strong>2012</strong> at Our Lady of Grace <strong>Catholic</strong> Church in La Coste. Interment followed the<br />

Mass at Our Lady of Grace <strong>Catholic</strong> Cemetery.<br />

Eternal rest grant unto them, O Lord, and let perpetual light shine upon him.<br />

May the souls of the faithful departed, through the mercy of God, rest in peace. Amen.<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 5


Fr. Martin Leopold offers Mass as part of the<br />

Flag Day celebration.<br />

O GOD OUR CREATOR<br />

From your provident hand we have received<br />

our right to life, liberty, and the pursuit<br />

of happiness. You have called us as your<br />

people and given us the right and the duty<br />

to worship you, the only true God, and your<br />

Son, Jesus Christ. Through the power and<br />

working of your Holy Spirit, you call us to<br />

live out our faith in the midst of the world,<br />

bringing the light and the saving truth of the<br />

Gospel to every corner of society.<br />

We ask you to bless us in our vigilance for<br />

the gift of religious liberty.<br />

Give us the strength of mind and heart to<br />

readily defend our freedoms when they are<br />

threatened; give us courage in making our<br />

voices heard on behalf of the rights of your<br />

Church and the freedom of conscience of all<br />

people of faith.<br />

Grant, we pray, O heavenly Father, a clear<br />

and united voice to all your sons and<br />

daughters gathered in your Church in this<br />

decisive hour in the history of our nation,<br />

so that, with every trial withstood and<br />

every danger overcome—for the sake of<br />

our children, our grandchildren, and all who<br />

come after us—this great land will always<br />

be “one nation, under God, indivisible,<br />

with liberty and justice for all.” We ask this<br />

through Christ our Lord.<br />

Amen.<br />

FLAG DAY <strong>2012</strong><br />

For the 20th consecutive year, <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong><br />

hosted its annual old fashioned flag raising ceremony to<br />

celebrate Flag Day. The event took place on Thursday, June<br />

14 in honor of the 235th anniversary of the American Flag.<br />

More than 300 people gathered to observe the flag rising<br />

and enjoy refreshments.<br />

This year’s event began with a Mass held in the brand-new<br />

outdoor pavilion, officiated by Fr. Martin Leopold, followed<br />

by the flag raising ceremony and a hot dog and ice cream<br />

social. There was a brass band playing patriotic music, free<br />

commemorative t-shirts for the attendees, a balloon artist<br />

clown, and face painters. This year’s Flag Day Poster Contest<br />

winners were invited to attend and each were given special<br />

recognition.<br />

The theme for the <strong>2012</strong> Flag Day Poster Contest was<br />

“American Heroes,” and all of the children in grades<br />

kindergarten through 5th grade were invited to create<br />

a poster featuring the hero in their lives. More than 550<br />

posters were submitted this year, and only 18 winners were<br />

selected to receive an award and monetary prize. <strong>Catholic</strong><br />

<strong>Life</strong> would like to thank all of those who entered the contest,<br />

and we encourage those who will be eligible next year to<br />

participate again.<br />

Attendees watch as the flag is raised.<br />

6 | cliu.com


Kindergarten – 1st Grade<br />

1ST PLACE<br />

Zane Ross—Deer Park, Texas<br />

2ND PLACE<br />

Dylan Montanio—San Antonio, Texas<br />

3RD PLACE<br />

Jaclyn Castro—San Antonio, Texas<br />

4TH PLACE<br />

Brianna Stewart—Cibolo, Texas<br />

5TH PLACE<br />

Karsyn Hamons—Georgetown, Texas<br />

6TH PLACE<br />

Jessica Martinez—Austin, Texas<br />

2nd – 3rd Grade<br />

1ST PLACE<br />

Karen Trichell—La Place, Louisiana<br />

2ND PLACE<br />

Alexia Hernandez—Hereford, Texas<br />

3RD PLACE<br />

Samantha Lozano—Schertz, Texas<br />

4TH PLACE<br />

Ayde Rivera—Laredo, Texas<br />

5TH PLACE<br />

Ryan Menard—New Iberia, Louisiana<br />

6TH PLACE<br />

Bryce Royall—Pasadena, Texas<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 7


FLAG DAY <strong>2012</strong><br />

4th – 5th Grade<br />

1ST PLACE<br />

Marshall Martinez—Pasadena, Texas<br />

2ND PLACE<br />

Dylan Schilhab—Schulenburg, Texas<br />

3RD PLACE<br />

Ryan Zinsmeister—San Antonio, Texas<br />

4TH PLACE<br />

Amy Jo Wick—Weimar, Texas<br />

5TH PLACE<br />

Andrew Fogleman—Schulenburg, Texas<br />

6TH PLACE<br />

Christine Wagner—Shiner, Texas<br />

Longtime Member<br />

Recognized<br />

Faustina Sharp of Castroville receives her golden<br />

certificate and gold rosary from Francis Lutz while<br />

her son Bill looks on. Mrs. Sharp resides in the Medina<br />

Valley Health and Rehabilitation Center in Castroville.<br />

She and her husband, the late Dr. Woodrow<br />

Sharp, served the Castroville community and St.<br />

Louis Church in many ways, one of them being<br />

instrumental in bringing the place in which she now<br />

resides to fruition.<br />

8 | cliu.com


Supporting <strong>Catholic</strong><br />

Student Centers<br />

<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> continued its support of<br />

<strong>Catholic</strong> student centers at local universities by<br />

awarding a grant to the H.L. Grant Student Center<br />

and St. Jude Chapel at Texas State University in<br />

San Marcos. Center Director Fr. Brian Eilers accepts<br />

the donation from <strong>Catholic</strong> <strong>Life</strong> President J. Michael<br />

Belz. Directors Gladys Haecker and James Persyn<br />

joined in the presentation to Fr. Eilers and students<br />

and staff members.<br />

Vatican Bound in 2013<br />

The San Antonio Liederkranz, an all-male choir<br />

whose purpose is to promote and perform male<br />

choral music of all kinds, with particular emphasis on<br />

German and Church music; to serve as a choir for St.<br />

Joseph's <strong>Catholic</strong> Church; and to increase awareness<br />

of German tradition and culture, has been invited to<br />

sing at the Vatican in 2013. <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong><br />

recently made a donation to help offset the costs of<br />

the trip.<br />

Liederkranz President Ed Weber accepts a check from <strong>Catholic</strong> <strong>Life</strong><br />

President J. Michael Belz. Liederkranz members Claude Mayer (far<br />

left) and Clarence Scheel (far right) are pictured along with District III<br />

Director Gladys Haecker and District IV Director James Persyn.<br />

<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> is now on Facebook!<br />

Interact with <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> in a whole new way and learn more about the latest news, events,<br />

and valuable volunteer opportunities we have to offer. If you have your own Facebook profile, simply<br />

search for “<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>” on the Facebook website and click the “Like” button located at the<br />

top of our Page and start sharing with us today!<br />

Contact Us<br />

Member Service Hotline:. .............................................(800) 262-2548<br />

San Antonio Member Service Hotline:. ................................(210) 828-5529<br />

Agent/Branch Officer Hotline: ........................................(800) 292-2548<br />

All Other Calls: .......................................................(210) 828-9921<br />

General Fax:. .........................................................(210) 828-4629<br />

Website: ............................................................. www.cliu.com<br />

General E-mail:. ...................................................... info@cliu.com<br />

Office Hours: ..................8 a.m.–5 p.m. Monday–Thursday; 8 a.m.–3 p.m. Friday<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 9


Most Reverend<br />

Gustavo García-Siller<br />

<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong><br />

Spiritual Advisor<br />

Faith<br />

in action<br />

The threat to Freedom of Religion,<br />

a real and present danger.<br />

As I have traveled throughout the Archdiocese of San Antonio in recent months, I've<br />

seen the distress <strong>Catholic</strong>s have shown over the recent challenges threatening the long<br />

standing right of religious freedom in our great land. The First Amendment of the U.S.<br />

Constitution instructs that our laws honored, protect, and respect the conscience<br />

rights of religious institutions and individuals. However, today government’s regulative<br />

and legislative intrusion poses a serious risk to “Our first, Most Cherished Freedom.”<br />

When asked, people generally share concerns over any erosion of our First Amendment<br />

rights. However, a number of people are not clear about what is truly at risk. The<br />

threats against religious liberty have been obscured by reducing the public debate into<br />

a confusing conversation over insurance and bookkeeping.<br />

I must make it clear that the health insurance mandate that has been handed down by<br />

the Department of Health and Human Services will force virtually all health care plans<br />

to cover sterilization, abortion, and contraception. The so-called exemption, that has<br />

some believing that the problem has been addressed and solved, dangerously attempts<br />

to define religious ministry in historically narrow terms. Under the government's<br />

definition, many <strong>Catholic</strong> and other religious ministries would be punished for serving<br />

people of other denominations, or no belief at all. The First Amendment allows for no<br />

such exemption and protects religious institutions from having to determine a person’s<br />

religious affiliation before it can feed, clothe, teach, or heal them.<br />

In the Vatican II document, Declaration on Religious Freedom, Dignitatis Humanae,<br />

the Church teaches us that religious freedom is a right, not simply a privilege received as<br />

an act of tolerance from a sympathetic government. “The human person has a right to<br />

religious freedom. This freedom means that all men are to be immune from coercion on<br />

the part of individuals or of social groups and of any human power, in such wise that no<br />

one is to be forced to act in a manner contrary to his own beliefs…The right to religious<br />

freedom has its foundation in the very dignity of the human person as this dignity is<br />

known through the revealed word of God and by reason itself.”<br />

Our constitution guarantees that we should not be forced to choose between faithful<br />

citizenship and being faithful to the Gospel. Today, we face more than a theoretical<br />

argument, it is a very real threat, with very real, personal consequences. Our Freedom<br />

of Religion cannot and must not be limited to Freedom of Worship. In their document,<br />

“Our First, Most Cherished Liberty,” the U.S. Bishops wrote: “Religious liberty is not<br />

only about our ability to go to Mass on Sunday or pray the Rosary at home…What is at<br />

stake is whether America will continue to have a free creative, robust civil society—or<br />

whether the state alone will determine who gets to contribute to the common good and<br />

how they get to do it.”<br />

The United States of America has a noble legacy built on its commitment to freedom<br />

as a way of life, not an abstract concept. We call on our fellow Americans of all faiths,<br />

to stand with us, united for the protection of all our earned freedoms so they will be<br />

our legacy to future generations. Freedom of religion springs from all truth that comes<br />

from God, making us a truly free. In the words of our Founding Fathers; “We hold these<br />

truths to be self evident, that all men are created equal, that they are endowed by our<br />

Creator, certain unalienable rights, that among these are <strong>Life</strong>, Liberty, and the pursuit of<br />

happiness.’ These historic words in the Declaration of Independence make it clear that<br />

our purpose, and our rights as a people come from God.<br />

10 | cliu.com


93rd<br />

Convention<br />

Preview<br />

In August, 250 <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> members will<br />

gather in San Marcos for the 93rd convention. Elected by<br />

their local Branch, the delegates will meet August 3-4,<br />

<strong>2012</strong>, at the Embassy Hotel & Conference Center.<br />

“Our biennial conventions are an important part of<br />

<strong>Catholic</strong> <strong>Life</strong>’s governing process. As a member-owned<br />

organization, <strong>Catholic</strong> <strong>Life</strong> has a representative form of<br />

government,” said President Belz. “Our delegates share<br />

members’ ideas at the convention.”<br />

Branches elect delegates based on<br />

their ability to represent the needs of<br />

their Branch at the convention. The<br />

duties of delegates include accepting<br />

minutes from the last convention,<br />

confirming committee appointments,<br />

and voting on any changes to the<br />

Bylaws of <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>.<br />

Upon their return, delegates are charged with reporting<br />

the information gathered at the convention to their local<br />

Branch.<br />

During the 93rd convention, delegates will learn of<br />

<strong>Catholic</strong> <strong>Life</strong>’s achievements since the last convention.<br />

At the same time, management will outline the goals and<br />

objectives for the organization.<br />

As a <strong>Catholic</strong> organization, an important part of the<br />

gathering will be the convention Mass. Delegates will take<br />

part in a special Mass offered for the living and deceased<br />

members of <strong>Catholic</strong> <strong>Life</strong>.<br />

Proposed Bylaw Changes<br />

Prior to each convention, a Committee is appointed to<br />

review <strong>Catholic</strong> <strong>Life</strong>’s Bylaws and determine if there are<br />

any needed changes. This year the committee consists<br />

of representatives from each of <strong>Catholic</strong> <strong>Life</strong>’s eight<br />

districts. Werner Halfmann of the Rowena Branch heads<br />

the committee that includes Josephine Moczygemba of<br />

Cestohowa, Jeanette Mooney of Zuehl, Roland De Winne<br />

of San Antonio, Eddie Stolowski of St.<br />

Hedwig, Johnny Martinka of Jarrell,<br />

Robert Grahmann, Jr. of Hallettsville,<br />

Henry Boenisch of Pasadena, Francis<br />

Rucka of Crosby, Frank Janacek of<br />

Weimar and Della Turner of Lindsay.<br />

President J. Michael Belz and current<br />

Chairman Tom Sladecek are ex-officio<br />

members of the committee.<br />

The Committee met in late January and will meet again<br />

prior to the convention. After an in-depth review of<br />

the Bylaws and a review of suggested changes, the<br />

Committee is proposing no changes.<br />

Electing Directors<br />

Delegates are also charged with electing members to the<br />

Board of Directors. At this convention, delegates from<br />

the odd numbered districts will elect four Directors to<br />

the Board. District I Director and Secretary of the Board<br />

Michael Decker and District 5 Director and Chairman of<br />

the Board Tom Sladecek, have served two terms and<br />

are not eligible for re-election. A brief profile of the<br />

candidates follows.<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 11


Tommy J.<br />

Hoelscher<br />

District 1 Director Candidate<br />

Branch: St. Lawrence Branch #146<br />

Residence: St. Lawrence, Texas<br />

Member Since: Childhood<br />

Family: Wife, Karla; children, Craig Hoelscher, Jill Phillips, Lori Machacek, Landon Hoelscher<br />

Education: Wall High School, Wall, Texas; Angelo State University, San Angelo, Texas<br />

Special License, Training & Awards: Emergency Medical Technician (EMT) certification, Fraternal<br />

<strong>Insurance</strong> Counselor (FIC), chemical applicator, 2011 <strong>Life</strong> Production Leader, Council #9641 Knight of<br />

the Year, Millionaire Club Member<br />

Occupation: Self-employed farmer<br />

Associations: National Association of Fraternal <strong>Insurance</strong> Counselors, Knights of Columbus, Farm<br />

Bureau, St. Lawrence Cotton Growers Association.<br />

<strong>Catholic</strong> <strong>Life</strong> Involvement: Sales Agent, 1996-present; St Lawrence Branch President, 2009-present;<br />

Vice President, 1996-2009; has served on Convention Compensation & Sergeant at Arms committees.<br />

Church and Community Involvement: Volunteer, EMT; Past President, St. Lawrence Parish Council;<br />

Past President, Glasscock County Junior Livestock Show Associations; Past Grand Knight, Knights of<br />

Columbus, Past President, Lion's Club and Past President, Volunteer Fire Department.<br />

Statement: “I would like to preserve the integrity and fraternalism of the company. As a sales agent for<br />

the past 17 years I feel my first hand knowledge will be an asset to the Board in addressing the needs<br />

of the policyholders in the future.”<br />

Gladys<br />

Haecker<br />

District 3 Director Candidate<br />

Branch: Selma-Converse Branch #14<br />

Residence: Schertz, Texas<br />

Member Since: 1960<br />

Family: Husband, Ralph; children, Julie, Suzanne and Michael<br />

Education: St. Gerard High School, San Antonio, Texas; Dallas Baptist University, Dallas, Texas<br />

Special License, Training & Awards: Certified Safety Professional, Occupational Health & Safety<br />

Technician, Construction Health and Safety Technician<br />

Occupation: Retired as the Associate Director Environmental Health at AT&T<br />

Associations: American Society of Safety Engineers, Professional Women of AT&T, Greater Safety<br />

Council of South Texas<br />

<strong>Catholic</strong> <strong>Life</strong> Involvement: Was elected District 3 Director in 2008, Serves as Chair of the Audit<br />

Committee, Vice Chair of the Board and is a member of the Annuity and Compensation Committees;<br />

Served as President, Vice President and Secretary-Treasurer of the Selma-Converse Branch.<br />

Church and Community Involvement: Member of Our Lady of Perpetual Help Church in Selma.<br />

Served on 29 ACTS teams; choir soloist for 39 years, OLPH Amiga, member of St. Ann’s Society,<br />

is a life member of the San Antonio Livestock Show, life member of the Bracken Fire Department<br />

Auxiliary, member of the Bexar Bowling Club and member of the New Braunfels Gemischter Chor<br />

Harmonie.<br />

Statement: “I believe in <strong>Catholic</strong> <strong>Life</strong> and what it stands for & provides for its members. My 20 years<br />

in service as a Director and Officer has given me insight to the day-to-day operations & I feel that I<br />

am prepared to continue my service in the future. I believe that I have all the qualifications to make<br />

<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> a better company and be able to provide more benefits for its members.”<br />

12 | cliu.com


Sandra (Sandy)<br />

King<br />

District 5 Candidate<br />

Branch: Hill Country Branch #65<br />

Residence: Llano, Texas<br />

Member Since: Childhood<br />

Family: William (Billy) King<br />

Children: Bradley King and wife Alison, Daughters Kelsie and Bailey;<br />

Marcy King Kassell and husband Bradley, Daughters Saydie and Madison<br />

Education: Samuels Clemens High School, Schertz, Texas; Mimi’s Classic Beauty College.<br />

Special License, Training & Awards: Texas Department of Licensing & Regulation Cosmetology<br />

License. Salon license. Requires continuing education hours to maintain license.<br />

Occupation: Cosmetologist<br />

Associations: Diocesan Council of <strong>Catholic</strong> Women Western Deanery; ACTS Retreat Community<br />

<strong>Catholic</strong> <strong>Life</strong> Involvement: President, Hill Country Branch #65, 1996-present; served on a convention<br />

committee.<br />

Church and Community Involvement: Member, Holy Trinity <strong>Catholic</strong> Church in Llano; former<br />

President of the Pastoral Council; former Ladies Altar Society President; CCD teacher for 13 years;<br />

Currently serve as a Commentator, Lector, Eucharistic Minister and Cantor/Song Leader; Member,<br />

of the ACTS Retreat Community and team; Member, the Diocesan Council of <strong>Catholic</strong> Women<br />

Western Deanery; Assist college-bound kids fill out their college applications and financial aid forms;<br />

past Secretary of Llano Junior Women’s Culture Club and past President of the Llano Band Boosters.<br />

Statement: “I hereby submit my name as Director for District 5 of <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> because<br />

I feel I have the time and desire to be an effective Director. I have been self-employed and managed<br />

my own business for 28 years. My work schedule is flexible and I am honest and dependable. I<br />

would take my responsibilities as a Director very seriously and would be honored to be a part of the<br />

<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> Board of Directors.”<br />

Thomas (Tom)<br />

Berger<br />

District 7 Director Candidate<br />

Branch: North Central Houston Branch #42<br />

Residence: Magnolia, Texas<br />

Member Since: 1996<br />

Family: Wife, Pat; children, Janice, Debra, Douglas & Amanda<br />

Education: Schulenburg High School, Schulenburg, Texas; South Texas Junior College, Houston, Texas<br />

Special License, Training & Awards: Fraternal <strong>Insurance</strong> Counselor (FIC) designation; tax preparation<br />

training.<br />

Occupation: Current District 7 Director, H & R Block tax preparer<br />

Associations: Fraternal <strong>Insurance</strong> Counselor (FIC)<br />

<strong>Catholic</strong> <strong>Life</strong> Involvement: Vice President, North Central Houston Branch #42, 2002-present; <strong>Catholic</strong><br />

<strong>Life</strong> <strong>Insurance</strong> Sales Agent, 1996-2008; member or past member of the Annuity/<strong>Insurance</strong>, Religious &<br />

Benevolent Committee, Compensation, <strong>Insurance</strong> Advisory and Investment committees.<br />

Church and Community Involvement: Member, St. Matthias Church; Eucharistic Minister.<br />

Statement: “Safe, strong and secure describes <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> and me. During my last<br />

four years as Director of District 7 my experience has continued to grow both in my personal and<br />

professional involvement with <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>. This experience will enable me to make the<br />

best decisions on behalf of <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> members to maintain and increase <strong>Catholic</strong> <strong>Life</strong><br />

<strong>Insurance</strong>’s safe, strong and secure status.”<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 13


Top Producers<br />

as March 31, <strong>2012</strong><br />

Leading Agencies<br />

1. Jimmy Tirres, LUTCF<br />

San Antonio General Agency<br />

San Antonio, Texas<br />

2. Case Hollub<br />

Hollub Agency<br />

Weimar, Texas<br />

3. Eugene N. Smart, CLU, FIC, MBA<br />

Smart & Associates<br />

Houston, Texas<br />

Leading<br />

Personal Producing<br />

General Agents<br />

Leading<br />

Representatives<br />

1. Michael Scardino, FIC<br />

Weimar, Texas<br />

2. Frank Lamulle, Jr.<br />

Slidell, Louisiana<br />

3. Royce Shimek, FIC<br />

Schulenburg, Texas<br />

1. Ronald Petersen, FIC<br />

Houston, Texas<br />

2. Geraldine Martinez, FIC<br />

Bastrop, Texas<br />

3. Elaine Labus<br />

Floresville, Texas<br />

4. Charles Kunz<br />

Kerrville, Texas<br />

5. Werner Halfmann, FIC<br />

Lowake, Texas<br />

6. Patrick Knabe<br />

Muenster, Texas<br />

7. Charlotte Grobe<br />

Fredericksburg, Texas<br />

8. Kent Stehling<br />

Fredericksburg, Texas<br />

9. Dennis Hess<br />

Muenster, Texas<br />

10. Alvin Hollas<br />

Houston, Texas<br />

11. Patrick Klozik<br />

Shiner, Texas<br />

12. Loretta Schmidt, FIC<br />

Fredericksburg, Texas<br />

14 | cliu.com


By R. Dennis Best, CLU,<br />

ChCF, LLIF, FIC, CSA<br />

Vice President/Director<br />

of Agencies<br />

Single Premium Whole <strong>Life</strong> Is<br />

An Excellent Wealth Transfer Tool.<br />

Are low interest rates hampering<br />

your estate planning strategies?<br />

Are you looking for ways to<br />

increase the nest egg that you<br />

want to leave to your heirs?<br />

There is no doubt that today’s<br />

exceptionally low interest rates<br />

are partially responsible for the<br />

increased attention to Single<br />

Premium Whole <strong>Life</strong> <strong>Insurance</strong>.<br />

<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> has offered a Single Premium Whole<br />

<strong>Life</strong> <strong>Insurance</strong> plan for many years. Like all of our life insurance<br />

plans, Single Premium Whole <strong>Life</strong> <strong>Insurance</strong> is an excellent<br />

way to secure your family’s future. But in today’s marketplace,<br />

Single Premium Whole <strong>Life</strong> <strong>Insurance</strong> has become an<br />

invaluable tool for those individuals who want to increase the<br />

value of their estate.<br />

One popular use for Single Premium Whole <strong>Life</strong> <strong>Insurance</strong> is<br />

to buy life insurance on a child. Parents or grandparents can<br />

purchase a permanent life insurance on a child for a onetime<br />

payment at a relatively low premium. For example: a healthy<br />

newborn girl can get $50,000 of whole life insurance coverage<br />

for a single premium of $2,650.00. A healthy boy age 5 can get<br />

$25,000 of whole life insurance coverage for a single premium<br />

of $1,850.00. This is a great value for a relatively small sum.<br />

Wealth transfer is another common use of the single payment<br />

option. This occurs when people have money saved (typically<br />

in bank savings plans, CD’s, etc. or in a deferred annuity) to<br />

that they intend leave to their heirs. By taking this money<br />

and purchasing a Single Premium Whole <strong>Life</strong> <strong>Insurance</strong><br />

certificate, they can substantially increase the value of their<br />

gift. For example: a healthy 62 year old man can purchase life<br />

insurance coverage of $100,000 naming his heirs as beneficiary<br />

for a single premium of $47,150.00. A healthy 72 year old<br />

woman can purchase $125,000 of life insurance coverage for<br />

a single premium of $64,550.00. Best of all, under today’s tax<br />

laws, insurance benefits are paid out on an income tax-free<br />

basis to the beneficiary.<br />

More importantly, Single Premium Whole <strong>Life</strong> <strong>Insurance</strong><br />

builds cash value and cash values can be accessed in case of<br />

an emergency.<br />

To see how Single Premium Whole <strong>Life</strong> <strong>Insurance</strong> can put your<br />

money to work for you contact your agent or the Home Office.<br />

Tired of Watching Your<br />

money Vanish in<br />

the Stock Market?<br />

Don’t kiss your hard-earned retirement dollars<br />

goodbye. Instead, roll them over to a <strong>Catholic</strong> <strong>Life</strong><br />

Annuity or IRA and watch them grow! We’re safe,<br />

strong and secure.<br />

3.50<br />

%*<br />

APY<br />

*Includes Current Yield + 1.00% First Year Additional Interest<br />

For Information Call Your Local Agent or the Home Office at:<br />

1-800-262-2548<br />

7/12<br />

*Interest rates are subject to change & vary by plan.<br />

The minimum interest rate guaranteed is 1.75%.<br />

Annuities • IRAs • 401(k) Rollovers<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 15


Congratulations<br />

to our<br />

All American<br />

Scholars<br />

Each year, <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> awards 35 scholarships worth $1,000 each to graduating high school seniors who<br />

have gone above and beyond in their civic duties and made a difference in their communities.<br />

The All American Scholar Award was designed to offset tuition costs for young <strong>Catholic</strong> <strong>Life</strong> members attending<br />

an accredited college or university in the fall semester immediately following their senior year of high school. This<br />

award recognizes those special individuals who have dedicated their valuable time and efforts to helping others while<br />

remaining devoted to their academic studies, and <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> strives to reward this high degree of selfless<br />

commitment.<br />

In <strong>2012</strong>, the following students received an All American Scholar Award:<br />

Kyndal Bippert<br />

Floresville TX<br />

Alysson Bluhm<br />

Hobson TX<br />

Heath Farrell<br />

Houston TX<br />

Kalla Gaertner<br />

Moulton TX<br />

Caleb Green<br />

San Antonio TX<br />

Hunter Haas<br />

Bellaire TX<br />

Reggie Halfmann<br />

Garden City TX<br />

Troy Halfmann<br />

San Angelo TX<br />

Karlynn Hartman<br />

Umbarger TX<br />

Sarah Hermes<br />

Victoria TX<br />

Brooke Hoelscher<br />

Temple TX<br />

Stewart Hohensee<br />

Paint Rock TX<br />

Lauren Howes<br />

Adkins TX<br />

Kaitlyn Jarzombek<br />

Falls City TX<br />

Kali Kocian<br />

Shiner TX<br />

16 | cliu.com


Eli Kresta<br />

El Campo TX<br />

Alyson Lyssy<br />

Midland TX<br />

Scott Lyssy<br />

Falls City TX<br />

Samantha Moore<br />

Cedar Creek TX<br />

Abbey Multer<br />

Rowena TX<br />

Cole Mund<br />

Needville TX<br />

Margaret O'Neil<br />

Columbus TX<br />

Brittany Palmer<br />

San Antonio TX<br />

Ashley Pesek<br />

Needville TX<br />

Dylan Reiley<br />

League City TX<br />

Kelsey Ricketson<br />

Midland TX<br />

Riley Rychetsky<br />

Robstown TX<br />

Brittney Schreiber<br />

Windthorst TX<br />

Kimberlyn Schwartz<br />

San Angelo TX<br />

Dava Smetana<br />

Eola TX<br />

Emily Thompson<br />

Houston TX<br />

Hannah Treptow<br />

Hallettsville TX<br />

Lucas Veitenheimer<br />

Windthorst TX<br />

Harlee Vieth<br />

Windthorst TX<br />

Mary Wolf<br />

Windthorst TX<br />

We would like to thank all of the students who applied this year, and commend all of the<br />

scholarship winners on their outstanding personal achievements!<br />

To apply for the 2013 All American Scholar Award, please view the criteria and application online at cliu.com or contact<br />

the Communications Department at (800) 292-2548. The deadline for the upcoming academic year is March 1, 2013.<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 17


JOIN HANDS DAY is a national day of service designed to encourage youth and adults<br />

to work together on a project that benefits the community.<br />

Sixty-six volunteers from <strong>Catholic</strong><br />

<strong>Life</strong> <strong>Insurance</strong> and the San Antonio<br />

community teamed up for the Annual<br />

Clean-Up Day at Casa de Padres<br />

Retirement Center for Priests on<br />

Saturday, May 5, <strong>2012</strong>. The event was<br />

held in celebration of JOIN HANDS<br />

DAY, a national day of service<br />

designed to bring youth and adults<br />

together working on projects that<br />

benefit the community.<br />

Fifty-one Branches and approximately<br />

750 adults and youth gave back to<br />

their local communities in a variety of<br />

projects for Join Hands Day.<br />

"Giving back to the communities<br />

through these kinds of projects is<br />

what makes <strong>Catholic</strong> <strong>Life</strong> such a<br />

special organization," said President<br />

Belz. "I'm proud of the way that our<br />

members reach out to make their<br />

local communities better places to<br />

live."<br />

The event began at 10 a.m. with a<br />

prayer, and then all of the volunteers<br />

went to work. They washed windows<br />

and sprayed screens, raked and<br />

hauled the leaves, performed weedeating,<br />

trimmed bushes and tree<br />

limbs, swept porches, and cleaned<br />

out gutters while visiting with the<br />

retired priests in residenc. Everyone<br />

was served a delicious picnic for<br />

lunch, including grilled hamburgers<br />

and hotdogs, chips, cookies, and cold<br />

drinks.<br />

Youth and adult volunteers in<br />

attendance included: Home Office<br />

employees and their families,<br />

members of the Southwest San<br />

Antonio, Pecan Valley, Northwest San<br />

Antonio, Selma-Converse, St. Hedwig<br />

and Northeast San Antonio branches<br />

of <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>, as well as<br />

youth volunteers from Rolling Hills<br />

Academy and Holy Cross.<br />

18 | cliu.com<br />

Casa de Padres<br />

<strong>Catholic</strong> <strong>Life</strong> volunteers work<br />

together to rake and bag leaves.<br />

Left to Right: Branch volunteer Janet<br />

Biediger, Northeast San Antonio<br />

Branch President Tom Stuebben, and<br />

Director Gladys Haecker.<br />

Msgr. John Wagner leads the volunteers<br />

in prayer before breaking for lunch.<br />

The cooks prepare a delicious lunch of<br />

grilled hotdogs and hamburgers for all of the<br />

volunteers to enjoy after working hard in the<br />

morning.<br />

Home Office volunteer Betty de la Garza gets<br />

help from a couple of youth volunteers to<br />

pick up a pile of leaves.<br />

Local school volunteers team up to<br />

help with the window washing.


The New Braunfels Branch partners up with the Cub Scouts<br />

to plant trees and foliage at St. Joseph's Chapel in Schertz,<br />

TX. The Branch was able to get dirt, mulch and stone donated<br />

by Brookstone Ranch, and Maldonado's Nursery gave them a<br />

large discount on the plants.<br />

Stonewall Branch volunteers give a Rosary ring with a<br />

card of the mysteries to each mother attending Mass for<br />

Mother's Day.<br />

St. Ann’s CCD student volunteers and members of the<br />

Kosciusko Branch work together to prepare gift bags for the<br />

senior citizens who attended the Senior Citizen Mass and<br />

Lunch in April.<br />

Members of<br />

the Dallas<br />

Branch<br />

teamed up<br />

with fathers<br />

and sons on<br />

a clean-up<br />

project for Mt.<br />

St. Michael’s<br />

School in<br />

Dallas.<br />

The Pleasanton Branch partners with Leming-Verdi 4-H<br />

members, who assembled 50 gift bags that were later<br />

presented to residents of the Argent Court Assisted<br />

Living Facility in Jourdanton, Texas.<br />

The CCE Edge Group and Frelsburg Branch<br />

volunteers present all mothers with a flower after<br />

each Mass that took place during Mother’s Day<br />

weekend. The flowers are a special gift for the<br />

mothers to receive from the children of the parish.<br />

The Weimar Branch partners with St. Michael’s<br />

School volunteers to help clean up after the Spring<br />

Festival at the Veteran’s Hall grounds. Branch<br />

members work together with the youth volunteers<br />

to get the job done quickly and successfully.<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 19


The Ballinger Branch, along with volunteers from the Society<br />

of Our Lady of Guadalupe and St. Mary’s Youth Group,<br />

provide refreshments to approximately 175 Christians who<br />

participated in the 3-mile walk from The Cross to St. Mary’s<br />

Church on Good Friday.<br />

The Wall Branch and local CCD students gather at St.<br />

Ambrose Parish Hall to assemble activity bags that will<br />

benefit the children in the Shannon Women & Children’s<br />

Hospital in San Angelo, Texas.<br />

San Angelo Branch volunteers spend one day cleaning the<br />

wooden fence at the Carmelite Monastery, and the second<br />

day spraying sealant on both sides of the fence. The fence<br />

is approximately 1100 feet long and 8 feet high. The Branch<br />

partnered with the Girl Scouts to complete the project.<br />

The Poth Branch is assisted by volunteers from the Knights of<br />

Columbus, Junior <strong>Catholic</strong> Daughters, altar servers and CCD<br />

students to clean up the Blessed Sacrament Cemetery.<br />

The Pep Branch is joined by<br />

volunteers from the St. Michael’s<br />

Youth Group to move church items<br />

and furniture to the parish hall while<br />

the church building is remodeled.<br />

20 | cliu.com<br />

The Victoria Branch is joined by Boy<br />

Scout Troop #364 and Inez Cub Scout<br />

Troop #101 to help organize donations<br />

to the Food Bank of Victoria. They<br />

bagged rice and beans, as well as<br />

cleaned and checked the donated food<br />

items; a monetary donation was also<br />

made to the Food Bank by the Branch.<br />

The La Coste-Devine Branch partnered with<br />

youth volunteers from the Our Lady of Grace<br />

Youth Group to plant a new oak tree next to the<br />

barbeque pits on the parish grounds. The tree is<br />

meant to create more shade for the future.


The Pilot Point Branch and St. Thomas CCD students host a food drive<br />

for the Shepherds Storehouse, a faith-based organization that ministers<br />

to needy families and indigents in the community.<br />

Lutheran and <strong>Catholic</strong> youth, Wild<br />

Ministries and Headwater 4-H youth<br />

volunteers work alongside Harper<br />

Branch Officers to collect food for the<br />

local Help Center.<br />

The Taylor Branch and volunteers from St. Mary’s Youth Club<br />

give a flower to each mother attending St. Mary’s <strong>Catholic</strong><br />

Church during Mother’s Day. They also gave flowers to<br />

parishioners who wanted them for homebound mothers.<br />

The Rowena Branch, along with the students and teachers<br />

from the 6th Grade CCD class, work together to improve<br />

the St. Joseph <strong>Catholic</strong> Cemetery. The volunteers cleaned<br />

the graves, planted new flowers, and watered the grass.<br />

Burlington-Cameron Branch Officers, St. Ann’s church<br />

members, Rosebud & Burlington CCD students lend their<br />

hands to clean and mow Mr. Paquach’s yard. They were all<br />

very proud of the results at the project’s end.<br />

On Mother’s Day, the Hallettsville Branch and Junior <strong>Catholic</strong><br />

Daughters handed out coronation flowers during the 8 o’clock<br />

Mass at Sacred Heart <strong>Catholic</strong> Church.<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 21


The North Central San Antonio Branch and youth volunteers<br />

from the Blessed Sacrament <strong>Life</strong> Teen Group work together to<br />

clean up the flower beds surrounding the Blessed Sacrament<br />

Church. They improved the look of the church grounds and<br />

planted roses and begonias.<br />

The Fredericksburg Branch and St. Mary’s youth<br />

volunteers help the “Standard Stars” Relay for <strong>Life</strong><br />

team raise money for the American Cancer Society, by<br />

collecting donations for a Garage Sale.<br />

For their Join Hands Day project, the St. Benedict Branch enlisted<br />

the help from the St. Jerome Girl Scout Troop #2531 to clean up<br />

St. Jerome <strong>Catholic</strong> Cemetery. They removed seasonal flower<br />

arrangements, as well as any flowers that were faded or dead, trimmed<br />

trees, shrubs, and grass, cleaned tombstones, hauled off trash, and<br />

placed flowers in the center of the cemetery. The volunteers enjoyed<br />

refreshments after the project was completed.<br />

The Mary Queen Friendswood Girl<br />

Scouts assemble bags of toiletry<br />

items for the Bay Area Branch to<br />

present to The Bridge, a group<br />

that helps the poor and homeless.<br />

The bags contained toothpaste,<br />

toothbrushes, shampoo, wash cloths,<br />

deodorant, soap and soap dishes.<br />

22 | cliu.com<br />

Bay Area Branch Officers Joe Dominguez,<br />

Michael Carr, and Mary Dominguez present<br />

hygiene kits for the Galveston County<br />

Women’s Resource and Crisis Center to the<br />

center’s Project Director, Samantha Coats<br />

(pictured second from the right).


Branches in Action<br />

The Pep Branch sponsors the Relay for <strong>Life</strong> event, held on May 4th<br />

in Levelland, Texas. The Branch made a donation to “The Breakfast<br />

Club” so that they may purchase items for sale at the event. All of the<br />

proceeds benefitted the American Cancer Society.<br />

The Shiner Branch makes a donation to the Boy Scouts for<br />

flags to be placed on all gravestones at the cemeteries in<br />

honor of Flag Day. The Branch assisted the scouts with this<br />

project to celebrate Join Hands Day.<br />

Officers of the Cestohowa Branch present the American<br />

Flag to members of VFW Post 8885 of Poth, Texas. The<br />

presentation kicked off Memorial Day ceremonies at the<br />

Nativity of the Blessed Virgin Mary Parish Annual Picnic,<br />

held to honor all veterans in the community.<br />

The Fredericksburg Branch purchased flags for<br />

St. Mary’s new Parish Center in celebration of<br />

Flag Day. Branch Officers took the opportunity at<br />

the annual social to present these flags to Msgr.<br />

Enda McKenna, the pastor.<br />

The Slaton Branch presents a donation to Msgr. Rendon<br />

during their annual Branch Social. The donation will be<br />

used in the “Living Stones Pathway and Plaza” to be<br />

blessed by Bishop Placido Rodriguez during the parish’s<br />

100th anniversary the last weekend of June.<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 23


Rowena Branch Officers Werner Halfmann and Stanley<br />

Schniers present First Holy Communion Books for the<br />

children who received their First Communion at St.<br />

Joseph<br />

Pleasanton Branch members were invited to bring donations<br />

of canned goods, school supplies, and other non-perishables<br />

to the annual social. The donations are given to the Christian<br />

Alliance Ministry and “Stuff the Bus” to benefit needy families<br />

in the community.<br />

Amanda and Henry LeCompte of the North Central<br />

Houston Branch present both a Texas and a U.S. Flag to<br />

Yolanda Alsup, president of PTO and Margaret Morgan,<br />

principal of St. Anne’s <strong>Catholic</strong> school.<br />

The St. Benedict Branch makes a U.S. Flag presentation<br />

to St. Gerard High School. The Student Council President,<br />

Branch President Tom Pawlik, Secretary-Treasurer Elaine<br />

Engelhardt, Dorothy Pawlik and Principal Peter Rivera are<br />

pictured.<br />

The High Hill-Schulenburg Branch presents a U.S. Flag<br />

to Father Tim Kosler, the pastor of St. Rose parish in<br />

Schulenburg. The Flag will be flown at the St. Rose<br />

Cemetery, where the Branch sponsors a flood light so that<br />

the Flag may be displayed at night.<br />

24 | cliu.com


Branches in Action<br />

On June 12, Officers of the Richmond-Rosenberg<br />

Branch presented the U.S. Flag to Mr. Juan Azya,<br />

Administrator of the SPJST Nursing Home. Mr. Azya<br />

was happy to receive the new Flag, which will replace<br />

the weathered Flag that is currently flown at the<br />

nursing home.<br />

Dave Halle, the president of the South Louisiana Branch,<br />

presents a sponsorship check to their seminarian, Mr.<br />

Michael DeBlanc, at the annual Branch Social in April.<br />

The Hereford Branch makes a donation to restore<br />

the bells in St. Anthony’s <strong>Catholic</strong> Church.<br />

The D’Hanis Branch treats the altar servers of Holy Cross<br />

Church and Immaculate Heart of Mary Mission Church to a<br />

special lunch in February. Father Stiles joined the servers,<br />

leading the prayer both before and after the meal.<br />

After morning Mass, the Officers of the<br />

Harper Branch hosted a breakfast for the<br />

St. Anthony Parish and Branch members.<br />

The breakfast consisted of donuts, coffee,<br />

orange juice, apple juice, and milk. They also<br />

presented information on the products and<br />

services offered by <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>.<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 25


Branches in Action<br />

The Windthorst Branch lends their support and<br />

sponsorship for the community Easter Egg Hunt,<br />

which was organized by the St. Mary’s Youth<br />

Group. Sixty-four children participated in the hunt.<br />

Grandparents, parents and other family members<br />

snapped photos and cheered on the children.<br />

Pecan Valley Branch President Jim Persyn and his fellow Officers<br />

present a donation to the principal of St. Margaret Mary School in<br />

San Antonio, Texas. The donation was given so that the school could<br />

apply it to any project where it would be most useful.<br />

The Temple Branch hosts a Hospitality Social for<br />

parishioners after Mass in February.<br />

The students from the St. Louis Parish receive the<br />

Eucharist for the first time, and each Communicant was<br />

presented with a rosary by Francis Lutz, representing the<br />

Castroville Branch.<br />

Agent Larry Lenzen and General Agent David Walker present a<br />

donation to Mt. St. Michael’s “Camp Jesus” on behalf of the Dallas<br />

Branch. The funds will be used to buy craft supplies, shirts & hats<br />

for the children.<br />

26 | cliu.com


Say Cheese!<br />

“Say Cheese” this summer with these four delectable recipes<br />

featuring various types of fromage. From appetizers to desserts,<br />

these recipes are all about the cheese!<br />

Cheese Cake Heaven<br />

3 (8 oz.) packages of cream cheese, softened<br />

2 cups granulated sugar<br />

1½ tsp. vanilla extract<br />

2 (8 oz.) cans refrigerated crescent roll dough<br />

½ cup melted butter or margarine<br />

1½ tsp. ground cinnamon<br />

1 cup pecans (pieces)<br />

Preheat oven to 350 degrees. In a medium<br />

bowl, beat or hand mix the softened cream<br />

cheese, 1½ cups sugar and the vanilla extract<br />

until smooth. Set aside the unused ½ cup<br />

sugar for later us.<br />

Carefully unroll one can of the refrigerated<br />

crescent dough and press into the bottom of<br />

the greased or sprayed 9 x 13 inch glass or<br />

metal pan, covering the entire pan area trying<br />

to keep the dough from separating. Press back<br />

together any separated seams.<br />

Evenly spread the entire cream cheese mixture<br />

on the dough, spreading the mixture to the<br />

edges of the pan. Cover the cream cheese<br />

mixture with the remaining unrolled sheet of<br />

dough. Press the dough to the edges of the<br />

pan so that all of the cheese cake mixture is<br />

covered. Pour the melted butter evenly over<br />

the top layer of the dough.<br />

In separate small bowl, mix the remaining ½<br />

cup of sugar with the cinnamon. Sprinkle this<br />

mixture evenly over the melted butter, then<br />

top with the pecans pieces.<br />

Bake uncovered on middle rack for<br />

approximately 45 minutes or until the dough<br />

has risen and turned a golden brown.<br />

Cool completely (this will take several hours).<br />

Cut into 1” to 2” squares. Keep refrigerated<br />

until time to serve and refrigerate any<br />

leftovers.<br />

Wayne Watson<br />

Pleasanton, Texas<br />

Cheesy Hamburger Casserole<br />

1 lb. ground beef<br />

½ cup chopped onion<br />

¼ cup chopped green pepper<br />

Salt and pepper to taste<br />

1 (10.5 oz.) can cream of chicken or<br />

mushroom soup<br />

1 cup shredded Velveeta cheese<br />

2-3 cups Tater Tots or Hashbrown<br />

potatoes<br />

Shredded Cheddar cheese<br />

Brown ground beef with onion and green<br />

pepper. Add soup and Velveeta cheese.<br />

Mix together. Stir in potatoes. Put in 2<br />

quart casserole. Sprinkle Cheddar cheese<br />

on top. Bake at 350 degrees for 30 to 40<br />

minutes.<br />

Barbara Grahmann<br />

Hallettsville, Texas<br />

Cheesy Vegetable Soup<br />

6 cups water<br />

1 pkg. (30 oz.) frozen shredded hash<br />

brown potatoes<br />

1 pkg. (16 oz.) frozen Californiablend<br />

vegetables<br />

4 tsp. chicken bouillon granules<br />

1 lb. processed cheese Velveeta, cubed<br />

2 cans (10 ¾ oz. each) condensed cream<br />

of mushroom soup, undiluted<br />

1 cup milk<br />

In a large kettle, bring water to a boil. Add<br />

hash browns, vegetables, and bouillon<br />

granules. Reduce heat, cover and simmer<br />

for 10 minutes or until vegetables are<br />

tender. Stir in the cheese, soup and milk.<br />

Cook and stir until cheese is melted.<br />

Serve immediately or cool.<br />

Yields: 14 servings.<br />

Rose Breaux<br />

Port Neches, Texas<br />

in the<br />

KITCHEN<br />

Cream Cheese &<br />

Sausage Roll<br />

1 can crescent rolls<br />

1 (8 oz.) cream cheese<br />

1 roll of Jimmy Dean’s<br />

breakfast sausage<br />

Cook sausage and add<br />

8oz of cream cheese. Stir<br />

together until cream<br />

cheese melts. Set aside and<br />

roll out crescent roll on<br />

cookie sheet. Press all the<br />

edges together and mush<br />

seams to make a larger<br />

rectangle. Pour sausage<br />

mixture into center of<br />

rectangle. Lift sides over<br />

the mixture to make a loaf.<br />

Bake at the temp and time<br />

of crescent roll.<br />

Serve.<br />

Amber Sladecek<br />

Jarrell, Texas<br />

We Need Your<br />

Favorite Recipes!<br />

Send us your favorite recipes. If we use your recipe, we’ll send<br />

you $15 and a <strong>Catholic</strong> <strong>Life</strong> apron. You may send your recipes to:<br />

In the Kitchen, c/o <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong><br />

P.O. Box 659527, San Antonio, TX 78265<br />

<strong>Catholic</strong> <strong>Life</strong> Magazine | 27


P.O. Box 659527<br />

San Antonio, TX 78265-9527<br />

Periodical<br />

Paid At<br />

San Antonio, Texas<br />

LIFE INSURANCE AGENTS<br />

New for<br />

<strong>2012</strong><br />

Wilbert Jost Lynette Vyvjala Charlotte Grobe<br />

If you or anyone you know is an experienced life insurance agent or a self motivated individual looking to make a career change or supplement<br />

income, WE WANT YOU! We’re expanding our operations and must hire new agents. As part of our <strong>2012</strong> recruitment campaign we are offering<br />

a reward of up to $1000 for new agent referrals who contract with us prior to December 31, <strong>2012</strong>, and yes, you as a member may refer yourself.<br />

<strong>Catholic</strong> <strong>Life</strong> has a diversified individual life insurance and annuity portfolio. We provide our agents unsurpassed field and home office support<br />

and benefits including:<br />

◆ Innovative, lead generating products like our “Just For Kids” product<br />

◆ Diversified life insurance and annuity product portfolio<br />

◆ A jump start with our generous Co-Op Marketing Program<br />

(Up to 50% reimbursement)<br />

◆ Unlimited Income Potential<br />

Be Affiliated With Top Agents Like These!<br />

T.J. Sbrusch<br />

◆ <strong>Life</strong>/Work Balance with the flexibility to work part-time or full-time,<br />

work from home<br />

◆ Reward and Recognition<br />

◆ Professional Development & CE Opportunities<br />

◆ Living and Fraternal Benefits<br />

For More Information, Call Dawn Fanfelle, Recruiting Director 1-800-262-2548 ext. 168<br />

*See program guidelines for details.<br />

Guidelines subject to change. 7/12

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