Summer 2012 - Catholic Life Insurance
Summer 2012 - Catholic Life Insurance
Summer 2012 - Catholic Life Insurance
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<strong>Summer</strong> <strong>2012</strong><br />
A.M. Best Rating<br />
"excellent"<br />
All American Scholars<br />
Announced<br />
Join Hands Day<br />
Faith in Action
message from the President<br />
President/CEO – J. Michael Belz<br />
Dear Member:<br />
Safe, Strong, Secure<br />
Sound business practices and a loyal<br />
membership have fueled solid financial<br />
growth for <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> during the<br />
first months of this year.<br />
In March, we met via teleconference with the<br />
analysts from A.M. Best Company, the nation’s leading insurance industry<br />
rating company. We are pleased to report that for the 29th consecutive year,<br />
we have earned an “excellent” rating. Please see page 4 for more details.<br />
Corporate Governance<br />
The desire to protect our families may be the initial reason many of us<br />
join <strong>Catholic</strong> <strong>Life</strong>, but the volunteer service opportunities, the faith-based<br />
common bond, the charitable giving and the social aspect are what makes<br />
this membership organization different from others. On August 3-4, <strong>2012</strong>,<br />
we’ll celebrate our fraternal difference and learn about our financial strength<br />
at the 93rd convention. Please see page 11 for a convention preview and page<br />
12 for brief biographies of our Director candidates.<br />
Service to Others<br />
On May 5, <strong>2012</strong>, nearly 750 individuals from 51 Branches joined together to<br />
make a difference in their churches and communities. Called “Join Hands<br />
Day,” this national day of service demonstrates what makes us different. By<br />
engaging youth and adults together in service, this day tries to break down<br />
the generational gap. Please see page 18 for project photos.<br />
Future Leaders<br />
Finally, on page 16, we present our <strong>2012</strong> All American Scholars. These 35<br />
graduating high school seniors were chosen to receive a $1,000 award to help<br />
them pay for their first year of college. We are proud of these young men and<br />
women and are glad to take part in the educational journey.<br />
In closing, we thank you for giving us the opportunity to serve you and your<br />
family. We hope that you will continue to rely on the products and services<br />
that we offer to help you protect your family and to meet your financial goals.<br />
Sincerely,<br />
J. Michael Belz<br />
President/CEO<br />
Board of Directors<br />
Thomas (Tom) Sladecek<br />
Chairman, Jarrell, Texas<br />
Gladys Haecker<br />
Vice Chairman, Schertz, Texas<br />
Michael Decker<br />
Secretary, San Angelo, Texas<br />
Sixtus Laskowski<br />
Kosciusko, Texas<br />
James Persyn<br />
San Antonio, Texas<br />
Lawrence Shimek, FIC<br />
Nada, Texas<br />
Thomas (Tom) Berger, FIC<br />
Magnolia, Texas<br />
Doris Short<br />
Arlington, Texas<br />
J. Michael Belz, LLIF<br />
President/Chief Executive Officer<br />
Spiritual Advisor<br />
Most Reverend Gustavo García-Siller<br />
San Antonio, Texas<br />
Spiritual Advisor Emeritus<br />
Most Reverend José H. Gomez<br />
Los Angeles, California<br />
Executive Officers<br />
J. Michael Belz, LLIF<br />
President/Chief Executive Officer<br />
Colleen Z. Berger, CPA<br />
Vice President/Controller<br />
R. Dennis Best, CLU, ChCF, LLIF<br />
Vice President/Director of Agencies<br />
Scott D. Brant, FLMI, ACS, AAPA, AIAA<br />
Vice President/Information<br />
Technologies<br />
Barbara A. Cheaney, CSA, FIC<br />
Vice President/Marketing-Communications<br />
Frank Gentile, AALU, FLMI, MBA<br />
Vice President/Chief Underwriter<br />
Patricia G. Gutierrez<br />
Vice President/Operations<br />
Marty M. Mabe<br />
Vice President/Corporate Secretary<br />
Thomas M. Petri, CPA<br />
Vice President/Treasurer<br />
Officers<br />
Ramiro Flores, RPA<br />
Asst Vice President, Property Manager<br />
Mildred Foerster<br />
Asst Vice President/Operations<br />
Janet Friesenhahn, FIC, CSA<br />
Asst Vice President/Asst Director of<br />
Agencies & Training<br />
Michele Littlefield<br />
Asst Vice President/Accounting Manager<br />
Tricia Michalek, FLMI, ACS, ARA<br />
Asst Vice President/Quality Assurance<br />
Johnny Salazar<br />
Asst Vice President/Systems Administrator<br />
Susan M. Skrzycki<br />
Asst Vice President/Operations<br />
Peggy von Kaufman<br />
Asst Vice President/Operations<br />
Kristy Winkler<br />
Asst Vice President/Accounting Manager<br />
Corporate Headquarters: 1635 N.E. Loop 410,<br />
San Antonio, Texas 78209 • Mailing Address: P.O.<br />
Box 659527, San Antonio, Texas 78265-9527 •<br />
Phone: (210) 828-9921 • Fax: (210) 828-4629 • Toll<br />
Free Number: 1-800-262-CLIU<br />
The <strong>Catholic</strong> <strong>Life</strong> magazine (USPS 094-120) is published<br />
quarterly by <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>, P.O. Box 659527,<br />
San Antonio, Texas 78265-9527. Periodical Postage Paid<br />
at San Antonio, Texas. POSTMASTER: Send all returns<br />
and address corrections to P.O. Box 659527<br />
San Antonio, Texas 78265.<br />
Editor: Barbara A. Cheaney<br />
Staff Assistants: Briana Frantz, Danna Morgan<br />
Designed and Produced by: Lynn Design<br />
2 | cliu.com
For <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> Members<br />
Contents<br />
Features<br />
Flag Day <strong>2012</strong> 6<br />
<strong>Catholic</strong> <strong>Life</strong> once again honored our nation’s flag with a flag<br />
raising ceremony and a poster contest.<br />
The Future of <strong>Catholic</strong> <strong>Life</strong> 16<br />
Thirty-five bright young faces received the All American Scholar Award.<br />
Join us as we salute these scholars.<br />
Service to Others 18<br />
Approximately 750 youth and adults rolled up their sleeves and<br />
worked to improve their parish and community on Join Hands<br />
Day, a special day of service sponsored by America’s Fraternal<br />
Benefit Societies and <strong>Catholic</strong> <strong>Life</strong>. We invite you to take a peek<br />
at some of the projects that were undertaken.<br />
departments<br />
In the News 4<br />
Faith in Action 10<br />
Branches in Action 23<br />
In the Kitchen 27<br />
summer 12<br />
Cover<br />
We feature the first place winning posters from our Flag Day poster contest.<br />
<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> | 3
Rating<br />
Service<br />
Affirms<br />
Excellent<br />
Status<br />
A.M. Best Company,<br />
an independent<br />
insurance industry rating agency, has<br />
reaffirmed <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>’s financial<br />
strength rating. Effective April 23, <strong>2012</strong>,<br />
A.M. Best rated <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>’s<br />
financial stability, security and management<br />
performance as A-(Excellent) with a stable<br />
outlook. This is the 29th consecutive year<br />
that <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> has earned the<br />
“Excellent” rating.<br />
The rating is based on a comprehensive<br />
quantitative evaluation of the organization's<br />
balance sheet strength, operating<br />
performance and business profile. Insurers<br />
in the excellent category are considered<br />
to have an excellent ability to meet their<br />
ongoing obligations. Moreover, a stable<br />
outlook indicates low likelihood of a rating<br />
change due to stable financial/market trends.<br />
In their financial strength rating rationale,<br />
A.M. Best states “The rating of <strong>Catholic</strong> <strong>Life</strong><br />
<strong>Insurance</strong> reflects its more than sufficient riskadjusted<br />
capitalization, good credit quality<br />
of its fixed income holdings, consistent trend<br />
of positive statutory earnings, and its active<br />
involvement in managing fraternal outreach<br />
programs and lodge activities.”<br />
“The Society is constantly looking for<br />
opportunities to expand is membership<br />
base by improving communication to its<br />
members, enhancing membership services<br />
and products, and increasing membership<br />
benefits. The communication efforts<br />
continue to positively impact sales results,<br />
as the ongoing sharing of information with<br />
members has resulted in strong brand<br />
loyalty, as evidenced by a high persistency<br />
ratio and a pattern of repeat business.”<br />
For the latest rating, access www.ambest.<br />
com.<br />
Congratulations to our <strong>2012</strong><br />
Droll Recipients!<br />
Lora Balusik of San Antonio and Deborah<br />
Greene of La Grange, Texas were selected<br />
to receive the <strong>2012</strong> Rev. Msgr. Larry J. Droll<br />
Scholarship for <strong>Catholic</strong> Laity sponsored<br />
by <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>. This renewable<br />
$2,000 scholarship is for <strong>Catholic</strong> laymen<br />
and women pursuing a graduate degree<br />
in theology or religious studies, in order Lora Balusik<br />
to serve their church in a professional<br />
capacity.<br />
Balusik is studying for her Master of Arts in<br />
Pastoral Ministry for <strong>Catholic</strong> Leadership at<br />
the Mexican American <strong>Catholic</strong> College. She<br />
currently works as Grant Coordinator for<br />
the Archdiocese of San Antonio, where she<br />
plans to continue serving after graduation. Deborah Greene<br />
Greene is studying for her Masters in<br />
Theological Studies at the University Of Dallas School Of<br />
Ministry. She is currently employed as the Coordinator of<br />
Religious Education for Sacred Heart <strong>Catholic</strong> Church in La<br />
Grange, and plans to continue serving the Diocese of Austin<br />
after graduation.<br />
The renewable $2,000 scholarship was awarded to two<br />
candidates in need of tuition assistance for additional education<br />
who serve or want to serve their parish as an Administrator,<br />
Youth Minister, Parish Coordinator or other similar role.<br />
This scholarship is geared towards those who have already<br />
obtained their bachelor’s degree and who are either enrolled<br />
or wanting to enroll into any <strong>Catholic</strong> graduate school in Texas,<br />
Arizona, Florida, Louisiana, New Mexico, Oklahoma or Mississippi.<br />
Applicants may also be enrolled in an extension program or in the<br />
<strong>Catholic</strong> University of America School of Canon Law.<br />
Promoting <strong>Catholic</strong> LIfe<br />
Agents Charlotte Grobe, Loretta Schmidt & Kent Stehling set up in the new St.<br />
Joseph's Hall in Fredericksburg for a presentation.<br />
4 | cliu.com
In Memoriam<br />
Betsy Minaldi<br />
Betsy Minaldi, a longtime officer in the Port Arthur Branch and wife of former deputy director Joe Minaldi,<br />
died April 5. She was 96 years old.<br />
She was born September 6, 1915, to Mary Tortorice Romano and Sam Romano. She was an active member<br />
of the Altar Society, and a Charter member at St. Charles Borromeo <strong>Catholic</strong> Church.<br />
A Mass of Christian Burial was offered April 10 and interment followed at Oak Bluff Memorial Park,<br />
Port Neches.<br />
Betsy was predeceased by her husband Joe, her son Randy and her daughter Roxie. She is survived by her three sons, son-in-law,<br />
nine grandchildren, and 10 great-grandchildren.<br />
RM "Rudy" Minarcik Jr.<br />
RM "Rudy" Minarcik Jr., a sales representative in the Houston area, died May 22 at the age of 84.<br />
Born in Fayetteville and a graduate of Texas A & M University, Rudy married Rose Marie Blaha October 2,<br />
1952. Rudy was an active member of St. Augustine <strong>Catholic</strong> Church, a founding member of the Men's Club<br />
of St. Augustine, lifetime member of the Knights of Columbus, SPJST, RVO, <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> and of<br />
course, a member of the Texas A&M Former Students and 12th Man Foundation. General Agent Eugene N.<br />
Smart hired Rudy as a sales representative for <strong>Catholic</strong> <strong>Life</strong> in 1992.<br />
A Mass of Christian Burial was offered May 25 at 10:30 a.m. St. Augustine <strong>Catholic</strong> Church. Burial was the following day at St.<br />
John <strong>Catholic</strong> Cemetery in Fayetteville, Texas.<br />
Besides his wife, Rudy is survived by his five children; 16 grandchildren and 6 great grandchildren.<br />
Leonard Jendrusch<br />
Leonard Jendrusch, husband of North Central San Antonio Branch Secretary-Treasurer and Agent Virginia<br />
Jendrusch, passed away June 6. He was 80 years old.<br />
A native of Cestohowa, Leonard retired from Pioneer Flour Mills after 43 years of service.<br />
He is survived by his wife Virginia; four children; and 11 grandchildren.<br />
A Mass of Christian Burial was offered June 9 at Blessed Sacrament Church in San Antonio. Burial followed<br />
at Holy Cross Mausoleum.<br />
Doris Biediger<br />
Doris Biediger, wife of the late General Agent John Biediger and grandmother of Agent Joe Biediger, passed<br />
away June 15 at the age of 89.<br />
Doris was born Sept. 6, 1922 in Jourdanton, TX to the late Robert and Marie Steinle Rihn. In addition to<br />
her parents she was also preceded in death by her husband, John C. Biediger, Jr.; son, Louis William "Louie"<br />
Biediger; step-mother, Martha Kempf Rihn and brother, Lloyd Rihn.<br />
Survivors include four sons and their wives; her daughter-in-law; 14 grandchildren; 11 great-grandchildren;<br />
her brother Msgr. Roy Rihn and her sister and brother-in-law Tessie and Lloyd Keller.<br />
The Mass of Resurrection was offered June 19, <strong>2012</strong> at Our Lady of Grace <strong>Catholic</strong> Church in La Coste. Interment followed the<br />
Mass at Our Lady of Grace <strong>Catholic</strong> Cemetery.<br />
Eternal rest grant unto them, O Lord, and let perpetual light shine upon him.<br />
May the souls of the faithful departed, through the mercy of God, rest in peace. Amen.<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 5
Fr. Martin Leopold offers Mass as part of the<br />
Flag Day celebration.<br />
O GOD OUR CREATOR<br />
From your provident hand we have received<br />
our right to life, liberty, and the pursuit<br />
of happiness. You have called us as your<br />
people and given us the right and the duty<br />
to worship you, the only true God, and your<br />
Son, Jesus Christ. Through the power and<br />
working of your Holy Spirit, you call us to<br />
live out our faith in the midst of the world,<br />
bringing the light and the saving truth of the<br />
Gospel to every corner of society.<br />
We ask you to bless us in our vigilance for<br />
the gift of religious liberty.<br />
Give us the strength of mind and heart to<br />
readily defend our freedoms when they are<br />
threatened; give us courage in making our<br />
voices heard on behalf of the rights of your<br />
Church and the freedom of conscience of all<br />
people of faith.<br />
Grant, we pray, O heavenly Father, a clear<br />
and united voice to all your sons and<br />
daughters gathered in your Church in this<br />
decisive hour in the history of our nation,<br />
so that, with every trial withstood and<br />
every danger overcome—for the sake of<br />
our children, our grandchildren, and all who<br />
come after us—this great land will always<br />
be “one nation, under God, indivisible,<br />
with liberty and justice for all.” We ask this<br />
through Christ our Lord.<br />
Amen.<br />
FLAG DAY <strong>2012</strong><br />
For the 20th consecutive year, <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong><br />
hosted its annual old fashioned flag raising ceremony to<br />
celebrate Flag Day. The event took place on Thursday, June<br />
14 in honor of the 235th anniversary of the American Flag.<br />
More than 300 people gathered to observe the flag rising<br />
and enjoy refreshments.<br />
This year’s event began with a Mass held in the brand-new<br />
outdoor pavilion, officiated by Fr. Martin Leopold, followed<br />
by the flag raising ceremony and a hot dog and ice cream<br />
social. There was a brass band playing patriotic music, free<br />
commemorative t-shirts for the attendees, a balloon artist<br />
clown, and face painters. This year’s Flag Day Poster Contest<br />
winners were invited to attend and each were given special<br />
recognition.<br />
The theme for the <strong>2012</strong> Flag Day Poster Contest was<br />
“American Heroes,” and all of the children in grades<br />
kindergarten through 5th grade were invited to create<br />
a poster featuring the hero in their lives. More than 550<br />
posters were submitted this year, and only 18 winners were<br />
selected to receive an award and monetary prize. <strong>Catholic</strong><br />
<strong>Life</strong> would like to thank all of those who entered the contest,<br />
and we encourage those who will be eligible next year to<br />
participate again.<br />
Attendees watch as the flag is raised.<br />
6 | cliu.com
Kindergarten – 1st Grade<br />
1ST PLACE<br />
Zane Ross—Deer Park, Texas<br />
2ND PLACE<br />
Dylan Montanio—San Antonio, Texas<br />
3RD PLACE<br />
Jaclyn Castro—San Antonio, Texas<br />
4TH PLACE<br />
Brianna Stewart—Cibolo, Texas<br />
5TH PLACE<br />
Karsyn Hamons—Georgetown, Texas<br />
6TH PLACE<br />
Jessica Martinez—Austin, Texas<br />
2nd – 3rd Grade<br />
1ST PLACE<br />
Karen Trichell—La Place, Louisiana<br />
2ND PLACE<br />
Alexia Hernandez—Hereford, Texas<br />
3RD PLACE<br />
Samantha Lozano—Schertz, Texas<br />
4TH PLACE<br />
Ayde Rivera—Laredo, Texas<br />
5TH PLACE<br />
Ryan Menard—New Iberia, Louisiana<br />
6TH PLACE<br />
Bryce Royall—Pasadena, Texas<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 7
FLAG DAY <strong>2012</strong><br />
4th – 5th Grade<br />
1ST PLACE<br />
Marshall Martinez—Pasadena, Texas<br />
2ND PLACE<br />
Dylan Schilhab—Schulenburg, Texas<br />
3RD PLACE<br />
Ryan Zinsmeister—San Antonio, Texas<br />
4TH PLACE<br />
Amy Jo Wick—Weimar, Texas<br />
5TH PLACE<br />
Andrew Fogleman—Schulenburg, Texas<br />
6TH PLACE<br />
Christine Wagner—Shiner, Texas<br />
Longtime Member<br />
Recognized<br />
Faustina Sharp of Castroville receives her golden<br />
certificate and gold rosary from Francis Lutz while<br />
her son Bill looks on. Mrs. Sharp resides in the Medina<br />
Valley Health and Rehabilitation Center in Castroville.<br />
She and her husband, the late Dr. Woodrow<br />
Sharp, served the Castroville community and St.<br />
Louis Church in many ways, one of them being<br />
instrumental in bringing the place in which she now<br />
resides to fruition.<br />
8 | cliu.com
Supporting <strong>Catholic</strong><br />
Student Centers<br />
<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> continued its support of<br />
<strong>Catholic</strong> student centers at local universities by<br />
awarding a grant to the H.L. Grant Student Center<br />
and St. Jude Chapel at Texas State University in<br />
San Marcos. Center Director Fr. Brian Eilers accepts<br />
the donation from <strong>Catholic</strong> <strong>Life</strong> President J. Michael<br />
Belz. Directors Gladys Haecker and James Persyn<br />
joined in the presentation to Fr. Eilers and students<br />
and staff members.<br />
Vatican Bound in 2013<br />
The San Antonio Liederkranz, an all-male choir<br />
whose purpose is to promote and perform male<br />
choral music of all kinds, with particular emphasis on<br />
German and Church music; to serve as a choir for St.<br />
Joseph's <strong>Catholic</strong> Church; and to increase awareness<br />
of German tradition and culture, has been invited to<br />
sing at the Vatican in 2013. <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong><br />
recently made a donation to help offset the costs of<br />
the trip.<br />
Liederkranz President Ed Weber accepts a check from <strong>Catholic</strong> <strong>Life</strong><br />
President J. Michael Belz. Liederkranz members Claude Mayer (far<br />
left) and Clarence Scheel (far right) are pictured along with District III<br />
Director Gladys Haecker and District IV Director James Persyn.<br />
<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> is now on Facebook!<br />
Interact with <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> in a whole new way and learn more about the latest news, events,<br />
and valuable volunteer opportunities we have to offer. If you have your own Facebook profile, simply<br />
search for “<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>” on the Facebook website and click the “Like” button located at the<br />
top of our Page and start sharing with us today!<br />
Contact Us<br />
Member Service Hotline:. .............................................(800) 262-2548<br />
San Antonio Member Service Hotline:. ................................(210) 828-5529<br />
Agent/Branch Officer Hotline: ........................................(800) 292-2548<br />
All Other Calls: .......................................................(210) 828-9921<br />
General Fax:. .........................................................(210) 828-4629<br />
Website: ............................................................. www.cliu.com<br />
General E-mail:. ...................................................... info@cliu.com<br />
Office Hours: ..................8 a.m.–5 p.m. Monday–Thursday; 8 a.m.–3 p.m. Friday<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 9
Most Reverend<br />
Gustavo García-Siller<br />
<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong><br />
Spiritual Advisor<br />
Faith<br />
in action<br />
The threat to Freedom of Religion,<br />
a real and present danger.<br />
As I have traveled throughout the Archdiocese of San Antonio in recent months, I've<br />
seen the distress <strong>Catholic</strong>s have shown over the recent challenges threatening the long<br />
standing right of religious freedom in our great land. The First Amendment of the U.S.<br />
Constitution instructs that our laws honored, protect, and respect the conscience<br />
rights of religious institutions and individuals. However, today government’s regulative<br />
and legislative intrusion poses a serious risk to “Our first, Most Cherished Freedom.”<br />
When asked, people generally share concerns over any erosion of our First Amendment<br />
rights. However, a number of people are not clear about what is truly at risk. The<br />
threats against religious liberty have been obscured by reducing the public debate into<br />
a confusing conversation over insurance and bookkeeping.<br />
I must make it clear that the health insurance mandate that has been handed down by<br />
the Department of Health and Human Services will force virtually all health care plans<br />
to cover sterilization, abortion, and contraception. The so-called exemption, that has<br />
some believing that the problem has been addressed and solved, dangerously attempts<br />
to define religious ministry in historically narrow terms. Under the government's<br />
definition, many <strong>Catholic</strong> and other religious ministries would be punished for serving<br />
people of other denominations, or no belief at all. The First Amendment allows for no<br />
such exemption and protects religious institutions from having to determine a person’s<br />
religious affiliation before it can feed, clothe, teach, or heal them.<br />
In the Vatican II document, Declaration on Religious Freedom, Dignitatis Humanae,<br />
the Church teaches us that religious freedom is a right, not simply a privilege received as<br />
an act of tolerance from a sympathetic government. “The human person has a right to<br />
religious freedom. This freedom means that all men are to be immune from coercion on<br />
the part of individuals or of social groups and of any human power, in such wise that no<br />
one is to be forced to act in a manner contrary to his own beliefs…The right to religious<br />
freedom has its foundation in the very dignity of the human person as this dignity is<br />
known through the revealed word of God and by reason itself.”<br />
Our constitution guarantees that we should not be forced to choose between faithful<br />
citizenship and being faithful to the Gospel. Today, we face more than a theoretical<br />
argument, it is a very real threat, with very real, personal consequences. Our Freedom<br />
of Religion cannot and must not be limited to Freedom of Worship. In their document,<br />
“Our First, Most Cherished Liberty,” the U.S. Bishops wrote: “Religious liberty is not<br />
only about our ability to go to Mass on Sunday or pray the Rosary at home…What is at<br />
stake is whether America will continue to have a free creative, robust civil society—or<br />
whether the state alone will determine who gets to contribute to the common good and<br />
how they get to do it.”<br />
The United States of America has a noble legacy built on its commitment to freedom<br />
as a way of life, not an abstract concept. We call on our fellow Americans of all faiths,<br />
to stand with us, united for the protection of all our earned freedoms so they will be<br />
our legacy to future generations. Freedom of religion springs from all truth that comes<br />
from God, making us a truly free. In the words of our Founding Fathers; “We hold these<br />
truths to be self evident, that all men are created equal, that they are endowed by our<br />
Creator, certain unalienable rights, that among these are <strong>Life</strong>, Liberty, and the pursuit of<br />
happiness.’ These historic words in the Declaration of Independence make it clear that<br />
our purpose, and our rights as a people come from God.<br />
10 | cliu.com
93rd<br />
Convention<br />
Preview<br />
In August, 250 <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> members will<br />
gather in San Marcos for the 93rd convention. Elected by<br />
their local Branch, the delegates will meet August 3-4,<br />
<strong>2012</strong>, at the Embassy Hotel & Conference Center.<br />
“Our biennial conventions are an important part of<br />
<strong>Catholic</strong> <strong>Life</strong>’s governing process. As a member-owned<br />
organization, <strong>Catholic</strong> <strong>Life</strong> has a representative form of<br />
government,” said President Belz. “Our delegates share<br />
members’ ideas at the convention.”<br />
Branches elect delegates based on<br />
their ability to represent the needs of<br />
their Branch at the convention. The<br />
duties of delegates include accepting<br />
minutes from the last convention,<br />
confirming committee appointments,<br />
and voting on any changes to the<br />
Bylaws of <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>.<br />
Upon their return, delegates are charged with reporting<br />
the information gathered at the convention to their local<br />
Branch.<br />
During the 93rd convention, delegates will learn of<br />
<strong>Catholic</strong> <strong>Life</strong>’s achievements since the last convention.<br />
At the same time, management will outline the goals and<br />
objectives for the organization.<br />
As a <strong>Catholic</strong> organization, an important part of the<br />
gathering will be the convention Mass. Delegates will take<br />
part in a special Mass offered for the living and deceased<br />
members of <strong>Catholic</strong> <strong>Life</strong>.<br />
Proposed Bylaw Changes<br />
Prior to each convention, a Committee is appointed to<br />
review <strong>Catholic</strong> <strong>Life</strong>’s Bylaws and determine if there are<br />
any needed changes. This year the committee consists<br />
of representatives from each of <strong>Catholic</strong> <strong>Life</strong>’s eight<br />
districts. Werner Halfmann of the Rowena Branch heads<br />
the committee that includes Josephine Moczygemba of<br />
Cestohowa, Jeanette Mooney of Zuehl, Roland De Winne<br />
of San Antonio, Eddie Stolowski of St.<br />
Hedwig, Johnny Martinka of Jarrell,<br />
Robert Grahmann, Jr. of Hallettsville,<br />
Henry Boenisch of Pasadena, Francis<br />
Rucka of Crosby, Frank Janacek of<br />
Weimar and Della Turner of Lindsay.<br />
President J. Michael Belz and current<br />
Chairman Tom Sladecek are ex-officio<br />
members of the committee.<br />
The Committee met in late January and will meet again<br />
prior to the convention. After an in-depth review of<br />
the Bylaws and a review of suggested changes, the<br />
Committee is proposing no changes.<br />
Electing Directors<br />
Delegates are also charged with electing members to the<br />
Board of Directors. At this convention, delegates from<br />
the odd numbered districts will elect four Directors to<br />
the Board. District I Director and Secretary of the Board<br />
Michael Decker and District 5 Director and Chairman of<br />
the Board Tom Sladecek, have served two terms and<br />
are not eligible for re-election. A brief profile of the<br />
candidates follows.<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 11
Tommy J.<br />
Hoelscher<br />
District 1 Director Candidate<br />
Branch: St. Lawrence Branch #146<br />
Residence: St. Lawrence, Texas<br />
Member Since: Childhood<br />
Family: Wife, Karla; children, Craig Hoelscher, Jill Phillips, Lori Machacek, Landon Hoelscher<br />
Education: Wall High School, Wall, Texas; Angelo State University, San Angelo, Texas<br />
Special License, Training & Awards: Emergency Medical Technician (EMT) certification, Fraternal<br />
<strong>Insurance</strong> Counselor (FIC), chemical applicator, 2011 <strong>Life</strong> Production Leader, Council #9641 Knight of<br />
the Year, Millionaire Club Member<br />
Occupation: Self-employed farmer<br />
Associations: National Association of Fraternal <strong>Insurance</strong> Counselors, Knights of Columbus, Farm<br />
Bureau, St. Lawrence Cotton Growers Association.<br />
<strong>Catholic</strong> <strong>Life</strong> Involvement: Sales Agent, 1996-present; St Lawrence Branch President, 2009-present;<br />
Vice President, 1996-2009; has served on Convention Compensation & Sergeant at Arms committees.<br />
Church and Community Involvement: Volunteer, EMT; Past President, St. Lawrence Parish Council;<br />
Past President, Glasscock County Junior Livestock Show Associations; Past Grand Knight, Knights of<br />
Columbus, Past President, Lion's Club and Past President, Volunteer Fire Department.<br />
Statement: “I would like to preserve the integrity and fraternalism of the company. As a sales agent for<br />
the past 17 years I feel my first hand knowledge will be an asset to the Board in addressing the needs<br />
of the policyholders in the future.”<br />
Gladys<br />
Haecker<br />
District 3 Director Candidate<br />
Branch: Selma-Converse Branch #14<br />
Residence: Schertz, Texas<br />
Member Since: 1960<br />
Family: Husband, Ralph; children, Julie, Suzanne and Michael<br />
Education: St. Gerard High School, San Antonio, Texas; Dallas Baptist University, Dallas, Texas<br />
Special License, Training & Awards: Certified Safety Professional, Occupational Health & Safety<br />
Technician, Construction Health and Safety Technician<br />
Occupation: Retired as the Associate Director Environmental Health at AT&T<br />
Associations: American Society of Safety Engineers, Professional Women of AT&T, Greater Safety<br />
Council of South Texas<br />
<strong>Catholic</strong> <strong>Life</strong> Involvement: Was elected District 3 Director in 2008, Serves as Chair of the Audit<br />
Committee, Vice Chair of the Board and is a member of the Annuity and Compensation Committees;<br />
Served as President, Vice President and Secretary-Treasurer of the Selma-Converse Branch.<br />
Church and Community Involvement: Member of Our Lady of Perpetual Help Church in Selma.<br />
Served on 29 ACTS teams; choir soloist for 39 years, OLPH Amiga, member of St. Ann’s Society,<br />
is a life member of the San Antonio Livestock Show, life member of the Bracken Fire Department<br />
Auxiliary, member of the Bexar Bowling Club and member of the New Braunfels Gemischter Chor<br />
Harmonie.<br />
Statement: “I believe in <strong>Catholic</strong> <strong>Life</strong> and what it stands for & provides for its members. My 20 years<br />
in service as a Director and Officer has given me insight to the day-to-day operations & I feel that I<br />
am prepared to continue my service in the future. I believe that I have all the qualifications to make<br />
<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> a better company and be able to provide more benefits for its members.”<br />
12 | cliu.com
Sandra (Sandy)<br />
King<br />
District 5 Candidate<br />
Branch: Hill Country Branch #65<br />
Residence: Llano, Texas<br />
Member Since: Childhood<br />
Family: William (Billy) King<br />
Children: Bradley King and wife Alison, Daughters Kelsie and Bailey;<br />
Marcy King Kassell and husband Bradley, Daughters Saydie and Madison<br />
Education: Samuels Clemens High School, Schertz, Texas; Mimi’s Classic Beauty College.<br />
Special License, Training & Awards: Texas Department of Licensing & Regulation Cosmetology<br />
License. Salon license. Requires continuing education hours to maintain license.<br />
Occupation: Cosmetologist<br />
Associations: Diocesan Council of <strong>Catholic</strong> Women Western Deanery; ACTS Retreat Community<br />
<strong>Catholic</strong> <strong>Life</strong> Involvement: President, Hill Country Branch #65, 1996-present; served on a convention<br />
committee.<br />
Church and Community Involvement: Member, Holy Trinity <strong>Catholic</strong> Church in Llano; former<br />
President of the Pastoral Council; former Ladies Altar Society President; CCD teacher for 13 years;<br />
Currently serve as a Commentator, Lector, Eucharistic Minister and Cantor/Song Leader; Member,<br />
of the ACTS Retreat Community and team; Member, the Diocesan Council of <strong>Catholic</strong> Women<br />
Western Deanery; Assist college-bound kids fill out their college applications and financial aid forms;<br />
past Secretary of Llano Junior Women’s Culture Club and past President of the Llano Band Boosters.<br />
Statement: “I hereby submit my name as Director for District 5 of <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> because<br />
I feel I have the time and desire to be an effective Director. I have been self-employed and managed<br />
my own business for 28 years. My work schedule is flexible and I am honest and dependable. I<br />
would take my responsibilities as a Director very seriously and would be honored to be a part of the<br />
<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> Board of Directors.”<br />
Thomas (Tom)<br />
Berger<br />
District 7 Director Candidate<br />
Branch: North Central Houston Branch #42<br />
Residence: Magnolia, Texas<br />
Member Since: 1996<br />
Family: Wife, Pat; children, Janice, Debra, Douglas & Amanda<br />
Education: Schulenburg High School, Schulenburg, Texas; South Texas Junior College, Houston, Texas<br />
Special License, Training & Awards: Fraternal <strong>Insurance</strong> Counselor (FIC) designation; tax preparation<br />
training.<br />
Occupation: Current District 7 Director, H & R Block tax preparer<br />
Associations: Fraternal <strong>Insurance</strong> Counselor (FIC)<br />
<strong>Catholic</strong> <strong>Life</strong> Involvement: Vice President, North Central Houston Branch #42, 2002-present; <strong>Catholic</strong><br />
<strong>Life</strong> <strong>Insurance</strong> Sales Agent, 1996-2008; member or past member of the Annuity/<strong>Insurance</strong>, Religious &<br />
Benevolent Committee, Compensation, <strong>Insurance</strong> Advisory and Investment committees.<br />
Church and Community Involvement: Member, St. Matthias Church; Eucharistic Minister.<br />
Statement: “Safe, strong and secure describes <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> and me. During my last<br />
four years as Director of District 7 my experience has continued to grow both in my personal and<br />
professional involvement with <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>. This experience will enable me to make the<br />
best decisions on behalf of <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> members to maintain and increase <strong>Catholic</strong> <strong>Life</strong><br />
<strong>Insurance</strong>’s safe, strong and secure status.”<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 13
Top Producers<br />
as March 31, <strong>2012</strong><br />
Leading Agencies<br />
1. Jimmy Tirres, LUTCF<br />
San Antonio General Agency<br />
San Antonio, Texas<br />
2. Case Hollub<br />
Hollub Agency<br />
Weimar, Texas<br />
3. Eugene N. Smart, CLU, FIC, MBA<br />
Smart & Associates<br />
Houston, Texas<br />
Leading<br />
Personal Producing<br />
General Agents<br />
Leading<br />
Representatives<br />
1. Michael Scardino, FIC<br />
Weimar, Texas<br />
2. Frank Lamulle, Jr.<br />
Slidell, Louisiana<br />
3. Royce Shimek, FIC<br />
Schulenburg, Texas<br />
1. Ronald Petersen, FIC<br />
Houston, Texas<br />
2. Geraldine Martinez, FIC<br />
Bastrop, Texas<br />
3. Elaine Labus<br />
Floresville, Texas<br />
4. Charles Kunz<br />
Kerrville, Texas<br />
5. Werner Halfmann, FIC<br />
Lowake, Texas<br />
6. Patrick Knabe<br />
Muenster, Texas<br />
7. Charlotte Grobe<br />
Fredericksburg, Texas<br />
8. Kent Stehling<br />
Fredericksburg, Texas<br />
9. Dennis Hess<br />
Muenster, Texas<br />
10. Alvin Hollas<br />
Houston, Texas<br />
11. Patrick Klozik<br />
Shiner, Texas<br />
12. Loretta Schmidt, FIC<br />
Fredericksburg, Texas<br />
14 | cliu.com
By R. Dennis Best, CLU,<br />
ChCF, LLIF, FIC, CSA<br />
Vice President/Director<br />
of Agencies<br />
Single Premium Whole <strong>Life</strong> Is<br />
An Excellent Wealth Transfer Tool.<br />
Are low interest rates hampering<br />
your estate planning strategies?<br />
Are you looking for ways to<br />
increase the nest egg that you<br />
want to leave to your heirs?<br />
There is no doubt that today’s<br />
exceptionally low interest rates<br />
are partially responsible for the<br />
increased attention to Single<br />
Premium Whole <strong>Life</strong> <strong>Insurance</strong>.<br />
<strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> has offered a Single Premium Whole<br />
<strong>Life</strong> <strong>Insurance</strong> plan for many years. Like all of our life insurance<br />
plans, Single Premium Whole <strong>Life</strong> <strong>Insurance</strong> is an excellent<br />
way to secure your family’s future. But in today’s marketplace,<br />
Single Premium Whole <strong>Life</strong> <strong>Insurance</strong> has become an<br />
invaluable tool for those individuals who want to increase the<br />
value of their estate.<br />
One popular use for Single Premium Whole <strong>Life</strong> <strong>Insurance</strong> is<br />
to buy life insurance on a child. Parents or grandparents can<br />
purchase a permanent life insurance on a child for a onetime<br />
payment at a relatively low premium. For example: a healthy<br />
newborn girl can get $50,000 of whole life insurance coverage<br />
for a single premium of $2,650.00. A healthy boy age 5 can get<br />
$25,000 of whole life insurance coverage for a single premium<br />
of $1,850.00. This is a great value for a relatively small sum.<br />
Wealth transfer is another common use of the single payment<br />
option. This occurs when people have money saved (typically<br />
in bank savings plans, CD’s, etc. or in a deferred annuity) to<br />
that they intend leave to their heirs. By taking this money<br />
and purchasing a Single Premium Whole <strong>Life</strong> <strong>Insurance</strong><br />
certificate, they can substantially increase the value of their<br />
gift. For example: a healthy 62 year old man can purchase life<br />
insurance coverage of $100,000 naming his heirs as beneficiary<br />
for a single premium of $47,150.00. A healthy 72 year old<br />
woman can purchase $125,000 of life insurance coverage for<br />
a single premium of $64,550.00. Best of all, under today’s tax<br />
laws, insurance benefits are paid out on an income tax-free<br />
basis to the beneficiary.<br />
More importantly, Single Premium Whole <strong>Life</strong> <strong>Insurance</strong><br />
builds cash value and cash values can be accessed in case of<br />
an emergency.<br />
To see how Single Premium Whole <strong>Life</strong> <strong>Insurance</strong> can put your<br />
money to work for you contact your agent or the Home Office.<br />
Tired of Watching Your<br />
money Vanish in<br />
the Stock Market?<br />
Don’t kiss your hard-earned retirement dollars<br />
goodbye. Instead, roll them over to a <strong>Catholic</strong> <strong>Life</strong><br />
Annuity or IRA and watch them grow! We’re safe,<br />
strong and secure.<br />
3.50<br />
%*<br />
APY<br />
*Includes Current Yield + 1.00% First Year Additional Interest<br />
For Information Call Your Local Agent or the Home Office at:<br />
1-800-262-2548<br />
7/12<br />
*Interest rates are subject to change & vary by plan.<br />
The minimum interest rate guaranteed is 1.75%.<br />
Annuities • IRAs • 401(k) Rollovers<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 15
Congratulations<br />
to our<br />
All American<br />
Scholars<br />
Each year, <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> awards 35 scholarships worth $1,000 each to graduating high school seniors who<br />
have gone above and beyond in their civic duties and made a difference in their communities.<br />
The All American Scholar Award was designed to offset tuition costs for young <strong>Catholic</strong> <strong>Life</strong> members attending<br />
an accredited college or university in the fall semester immediately following their senior year of high school. This<br />
award recognizes those special individuals who have dedicated their valuable time and efforts to helping others while<br />
remaining devoted to their academic studies, and <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong> strives to reward this high degree of selfless<br />
commitment.<br />
In <strong>2012</strong>, the following students received an All American Scholar Award:<br />
Kyndal Bippert<br />
Floresville TX<br />
Alysson Bluhm<br />
Hobson TX<br />
Heath Farrell<br />
Houston TX<br />
Kalla Gaertner<br />
Moulton TX<br />
Caleb Green<br />
San Antonio TX<br />
Hunter Haas<br />
Bellaire TX<br />
Reggie Halfmann<br />
Garden City TX<br />
Troy Halfmann<br />
San Angelo TX<br />
Karlynn Hartman<br />
Umbarger TX<br />
Sarah Hermes<br />
Victoria TX<br />
Brooke Hoelscher<br />
Temple TX<br />
Stewart Hohensee<br />
Paint Rock TX<br />
Lauren Howes<br />
Adkins TX<br />
Kaitlyn Jarzombek<br />
Falls City TX<br />
Kali Kocian<br />
Shiner TX<br />
16 | cliu.com
Eli Kresta<br />
El Campo TX<br />
Alyson Lyssy<br />
Midland TX<br />
Scott Lyssy<br />
Falls City TX<br />
Samantha Moore<br />
Cedar Creek TX<br />
Abbey Multer<br />
Rowena TX<br />
Cole Mund<br />
Needville TX<br />
Margaret O'Neil<br />
Columbus TX<br />
Brittany Palmer<br />
San Antonio TX<br />
Ashley Pesek<br />
Needville TX<br />
Dylan Reiley<br />
League City TX<br />
Kelsey Ricketson<br />
Midland TX<br />
Riley Rychetsky<br />
Robstown TX<br />
Brittney Schreiber<br />
Windthorst TX<br />
Kimberlyn Schwartz<br />
San Angelo TX<br />
Dava Smetana<br />
Eola TX<br />
Emily Thompson<br />
Houston TX<br />
Hannah Treptow<br />
Hallettsville TX<br />
Lucas Veitenheimer<br />
Windthorst TX<br />
Harlee Vieth<br />
Windthorst TX<br />
Mary Wolf<br />
Windthorst TX<br />
We would like to thank all of the students who applied this year, and commend all of the<br />
scholarship winners on their outstanding personal achievements!<br />
To apply for the 2013 All American Scholar Award, please view the criteria and application online at cliu.com or contact<br />
the Communications Department at (800) 292-2548. The deadline for the upcoming academic year is March 1, 2013.<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 17
JOIN HANDS DAY is a national day of service designed to encourage youth and adults<br />
to work together on a project that benefits the community.<br />
Sixty-six volunteers from <strong>Catholic</strong><br />
<strong>Life</strong> <strong>Insurance</strong> and the San Antonio<br />
community teamed up for the Annual<br />
Clean-Up Day at Casa de Padres<br />
Retirement Center for Priests on<br />
Saturday, May 5, <strong>2012</strong>. The event was<br />
held in celebration of JOIN HANDS<br />
DAY, a national day of service<br />
designed to bring youth and adults<br />
together working on projects that<br />
benefit the community.<br />
Fifty-one Branches and approximately<br />
750 adults and youth gave back to<br />
their local communities in a variety of<br />
projects for Join Hands Day.<br />
"Giving back to the communities<br />
through these kinds of projects is<br />
what makes <strong>Catholic</strong> <strong>Life</strong> such a<br />
special organization," said President<br />
Belz. "I'm proud of the way that our<br />
members reach out to make their<br />
local communities better places to<br />
live."<br />
The event began at 10 a.m. with a<br />
prayer, and then all of the volunteers<br />
went to work. They washed windows<br />
and sprayed screens, raked and<br />
hauled the leaves, performed weedeating,<br />
trimmed bushes and tree<br />
limbs, swept porches, and cleaned<br />
out gutters while visiting with the<br />
retired priests in residenc. Everyone<br />
was served a delicious picnic for<br />
lunch, including grilled hamburgers<br />
and hotdogs, chips, cookies, and cold<br />
drinks.<br />
Youth and adult volunteers in<br />
attendance included: Home Office<br />
employees and their families,<br />
members of the Southwest San<br />
Antonio, Pecan Valley, Northwest San<br />
Antonio, Selma-Converse, St. Hedwig<br />
and Northeast San Antonio branches<br />
of <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>, as well as<br />
youth volunteers from Rolling Hills<br />
Academy and Holy Cross.<br />
18 | cliu.com<br />
Casa de Padres<br />
<strong>Catholic</strong> <strong>Life</strong> volunteers work<br />
together to rake and bag leaves.<br />
Left to Right: Branch volunteer Janet<br />
Biediger, Northeast San Antonio<br />
Branch President Tom Stuebben, and<br />
Director Gladys Haecker.<br />
Msgr. John Wagner leads the volunteers<br />
in prayer before breaking for lunch.<br />
The cooks prepare a delicious lunch of<br />
grilled hotdogs and hamburgers for all of the<br />
volunteers to enjoy after working hard in the<br />
morning.<br />
Home Office volunteer Betty de la Garza gets<br />
help from a couple of youth volunteers to<br />
pick up a pile of leaves.<br />
Local school volunteers team up to<br />
help with the window washing.
The New Braunfels Branch partners up with the Cub Scouts<br />
to plant trees and foliage at St. Joseph's Chapel in Schertz,<br />
TX. The Branch was able to get dirt, mulch and stone donated<br />
by Brookstone Ranch, and Maldonado's Nursery gave them a<br />
large discount on the plants.<br />
Stonewall Branch volunteers give a Rosary ring with a<br />
card of the mysteries to each mother attending Mass for<br />
Mother's Day.<br />
St. Ann’s CCD student volunteers and members of the<br />
Kosciusko Branch work together to prepare gift bags for the<br />
senior citizens who attended the Senior Citizen Mass and<br />
Lunch in April.<br />
Members of<br />
the Dallas<br />
Branch<br />
teamed up<br />
with fathers<br />
and sons on<br />
a clean-up<br />
project for Mt.<br />
St. Michael’s<br />
School in<br />
Dallas.<br />
The Pleasanton Branch partners with Leming-Verdi 4-H<br />
members, who assembled 50 gift bags that were later<br />
presented to residents of the Argent Court Assisted<br />
Living Facility in Jourdanton, Texas.<br />
The CCE Edge Group and Frelsburg Branch<br />
volunteers present all mothers with a flower after<br />
each Mass that took place during Mother’s Day<br />
weekend. The flowers are a special gift for the<br />
mothers to receive from the children of the parish.<br />
The Weimar Branch partners with St. Michael’s<br />
School volunteers to help clean up after the Spring<br />
Festival at the Veteran’s Hall grounds. Branch<br />
members work together with the youth volunteers<br />
to get the job done quickly and successfully.<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 19
The Ballinger Branch, along with volunteers from the Society<br />
of Our Lady of Guadalupe and St. Mary’s Youth Group,<br />
provide refreshments to approximately 175 Christians who<br />
participated in the 3-mile walk from The Cross to St. Mary’s<br />
Church on Good Friday.<br />
The Wall Branch and local CCD students gather at St.<br />
Ambrose Parish Hall to assemble activity bags that will<br />
benefit the children in the Shannon Women & Children’s<br />
Hospital in San Angelo, Texas.<br />
San Angelo Branch volunteers spend one day cleaning the<br />
wooden fence at the Carmelite Monastery, and the second<br />
day spraying sealant on both sides of the fence. The fence<br />
is approximately 1100 feet long and 8 feet high. The Branch<br />
partnered with the Girl Scouts to complete the project.<br />
The Poth Branch is assisted by volunteers from the Knights of<br />
Columbus, Junior <strong>Catholic</strong> Daughters, altar servers and CCD<br />
students to clean up the Blessed Sacrament Cemetery.<br />
The Pep Branch is joined by<br />
volunteers from the St. Michael’s<br />
Youth Group to move church items<br />
and furniture to the parish hall while<br />
the church building is remodeled.<br />
20 | cliu.com<br />
The Victoria Branch is joined by Boy<br />
Scout Troop #364 and Inez Cub Scout<br />
Troop #101 to help organize donations<br />
to the Food Bank of Victoria. They<br />
bagged rice and beans, as well as<br />
cleaned and checked the donated food<br />
items; a monetary donation was also<br />
made to the Food Bank by the Branch.<br />
The La Coste-Devine Branch partnered with<br />
youth volunteers from the Our Lady of Grace<br />
Youth Group to plant a new oak tree next to the<br />
barbeque pits on the parish grounds. The tree is<br />
meant to create more shade for the future.
The Pilot Point Branch and St. Thomas CCD students host a food drive<br />
for the Shepherds Storehouse, a faith-based organization that ministers<br />
to needy families and indigents in the community.<br />
Lutheran and <strong>Catholic</strong> youth, Wild<br />
Ministries and Headwater 4-H youth<br />
volunteers work alongside Harper<br />
Branch Officers to collect food for the<br />
local Help Center.<br />
The Taylor Branch and volunteers from St. Mary’s Youth Club<br />
give a flower to each mother attending St. Mary’s <strong>Catholic</strong><br />
Church during Mother’s Day. They also gave flowers to<br />
parishioners who wanted them for homebound mothers.<br />
The Rowena Branch, along with the students and teachers<br />
from the 6th Grade CCD class, work together to improve<br />
the St. Joseph <strong>Catholic</strong> Cemetery. The volunteers cleaned<br />
the graves, planted new flowers, and watered the grass.<br />
Burlington-Cameron Branch Officers, St. Ann’s church<br />
members, Rosebud & Burlington CCD students lend their<br />
hands to clean and mow Mr. Paquach’s yard. They were all<br />
very proud of the results at the project’s end.<br />
On Mother’s Day, the Hallettsville Branch and Junior <strong>Catholic</strong><br />
Daughters handed out coronation flowers during the 8 o’clock<br />
Mass at Sacred Heart <strong>Catholic</strong> Church.<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 21
The North Central San Antonio Branch and youth volunteers<br />
from the Blessed Sacrament <strong>Life</strong> Teen Group work together to<br />
clean up the flower beds surrounding the Blessed Sacrament<br />
Church. They improved the look of the church grounds and<br />
planted roses and begonias.<br />
The Fredericksburg Branch and St. Mary’s youth<br />
volunteers help the “Standard Stars” Relay for <strong>Life</strong><br />
team raise money for the American Cancer Society, by<br />
collecting donations for a Garage Sale.<br />
For their Join Hands Day project, the St. Benedict Branch enlisted<br />
the help from the St. Jerome Girl Scout Troop #2531 to clean up<br />
St. Jerome <strong>Catholic</strong> Cemetery. They removed seasonal flower<br />
arrangements, as well as any flowers that were faded or dead, trimmed<br />
trees, shrubs, and grass, cleaned tombstones, hauled off trash, and<br />
placed flowers in the center of the cemetery. The volunteers enjoyed<br />
refreshments after the project was completed.<br />
The Mary Queen Friendswood Girl<br />
Scouts assemble bags of toiletry<br />
items for the Bay Area Branch to<br />
present to The Bridge, a group<br />
that helps the poor and homeless.<br />
The bags contained toothpaste,<br />
toothbrushes, shampoo, wash cloths,<br />
deodorant, soap and soap dishes.<br />
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Bay Area Branch Officers Joe Dominguez,<br />
Michael Carr, and Mary Dominguez present<br />
hygiene kits for the Galveston County<br />
Women’s Resource and Crisis Center to the<br />
center’s Project Director, Samantha Coats<br />
(pictured second from the right).
Branches in Action<br />
The Pep Branch sponsors the Relay for <strong>Life</strong> event, held on May 4th<br />
in Levelland, Texas. The Branch made a donation to “The Breakfast<br />
Club” so that they may purchase items for sale at the event. All of the<br />
proceeds benefitted the American Cancer Society.<br />
The Shiner Branch makes a donation to the Boy Scouts for<br />
flags to be placed on all gravestones at the cemeteries in<br />
honor of Flag Day. The Branch assisted the scouts with this<br />
project to celebrate Join Hands Day.<br />
Officers of the Cestohowa Branch present the American<br />
Flag to members of VFW Post 8885 of Poth, Texas. The<br />
presentation kicked off Memorial Day ceremonies at the<br />
Nativity of the Blessed Virgin Mary Parish Annual Picnic,<br />
held to honor all veterans in the community.<br />
The Fredericksburg Branch purchased flags for<br />
St. Mary’s new Parish Center in celebration of<br />
Flag Day. Branch Officers took the opportunity at<br />
the annual social to present these flags to Msgr.<br />
Enda McKenna, the pastor.<br />
The Slaton Branch presents a donation to Msgr. Rendon<br />
during their annual Branch Social. The donation will be<br />
used in the “Living Stones Pathway and Plaza” to be<br />
blessed by Bishop Placido Rodriguez during the parish’s<br />
100th anniversary the last weekend of June.<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 23
Rowena Branch Officers Werner Halfmann and Stanley<br />
Schniers present First Holy Communion Books for the<br />
children who received their First Communion at St.<br />
Joseph<br />
Pleasanton Branch members were invited to bring donations<br />
of canned goods, school supplies, and other non-perishables<br />
to the annual social. The donations are given to the Christian<br />
Alliance Ministry and “Stuff the Bus” to benefit needy families<br />
in the community.<br />
Amanda and Henry LeCompte of the North Central<br />
Houston Branch present both a Texas and a U.S. Flag to<br />
Yolanda Alsup, president of PTO and Margaret Morgan,<br />
principal of St. Anne’s <strong>Catholic</strong> school.<br />
The St. Benedict Branch makes a U.S. Flag presentation<br />
to St. Gerard High School. The Student Council President,<br />
Branch President Tom Pawlik, Secretary-Treasurer Elaine<br />
Engelhardt, Dorothy Pawlik and Principal Peter Rivera are<br />
pictured.<br />
The High Hill-Schulenburg Branch presents a U.S. Flag<br />
to Father Tim Kosler, the pastor of St. Rose parish in<br />
Schulenburg. The Flag will be flown at the St. Rose<br />
Cemetery, where the Branch sponsors a flood light so that<br />
the Flag may be displayed at night.<br />
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Branches in Action<br />
On June 12, Officers of the Richmond-Rosenberg<br />
Branch presented the U.S. Flag to Mr. Juan Azya,<br />
Administrator of the SPJST Nursing Home. Mr. Azya<br />
was happy to receive the new Flag, which will replace<br />
the weathered Flag that is currently flown at the<br />
nursing home.<br />
Dave Halle, the president of the South Louisiana Branch,<br />
presents a sponsorship check to their seminarian, Mr.<br />
Michael DeBlanc, at the annual Branch Social in April.<br />
The Hereford Branch makes a donation to restore<br />
the bells in St. Anthony’s <strong>Catholic</strong> Church.<br />
The D’Hanis Branch treats the altar servers of Holy Cross<br />
Church and Immaculate Heart of Mary Mission Church to a<br />
special lunch in February. Father Stiles joined the servers,<br />
leading the prayer both before and after the meal.<br />
After morning Mass, the Officers of the<br />
Harper Branch hosted a breakfast for the<br />
St. Anthony Parish and Branch members.<br />
The breakfast consisted of donuts, coffee,<br />
orange juice, apple juice, and milk. They also<br />
presented information on the products and<br />
services offered by <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong>.<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 25
Branches in Action<br />
The Windthorst Branch lends their support and<br />
sponsorship for the community Easter Egg Hunt,<br />
which was organized by the St. Mary’s Youth<br />
Group. Sixty-four children participated in the hunt.<br />
Grandparents, parents and other family members<br />
snapped photos and cheered on the children.<br />
Pecan Valley Branch President Jim Persyn and his fellow Officers<br />
present a donation to the principal of St. Margaret Mary School in<br />
San Antonio, Texas. The donation was given so that the school could<br />
apply it to any project where it would be most useful.<br />
The Temple Branch hosts a Hospitality Social for<br />
parishioners after Mass in February.<br />
The students from the St. Louis Parish receive the<br />
Eucharist for the first time, and each Communicant was<br />
presented with a rosary by Francis Lutz, representing the<br />
Castroville Branch.<br />
Agent Larry Lenzen and General Agent David Walker present a<br />
donation to Mt. St. Michael’s “Camp Jesus” on behalf of the Dallas<br />
Branch. The funds will be used to buy craft supplies, shirts & hats<br />
for the children.<br />
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Say Cheese!<br />
“Say Cheese” this summer with these four delectable recipes<br />
featuring various types of fromage. From appetizers to desserts,<br />
these recipes are all about the cheese!<br />
Cheese Cake Heaven<br />
3 (8 oz.) packages of cream cheese, softened<br />
2 cups granulated sugar<br />
1½ tsp. vanilla extract<br />
2 (8 oz.) cans refrigerated crescent roll dough<br />
½ cup melted butter or margarine<br />
1½ tsp. ground cinnamon<br />
1 cup pecans (pieces)<br />
Preheat oven to 350 degrees. In a medium<br />
bowl, beat or hand mix the softened cream<br />
cheese, 1½ cups sugar and the vanilla extract<br />
until smooth. Set aside the unused ½ cup<br />
sugar for later us.<br />
Carefully unroll one can of the refrigerated<br />
crescent dough and press into the bottom of<br />
the greased or sprayed 9 x 13 inch glass or<br />
metal pan, covering the entire pan area trying<br />
to keep the dough from separating. Press back<br />
together any separated seams.<br />
Evenly spread the entire cream cheese mixture<br />
on the dough, spreading the mixture to the<br />
edges of the pan. Cover the cream cheese<br />
mixture with the remaining unrolled sheet of<br />
dough. Press the dough to the edges of the<br />
pan so that all of the cheese cake mixture is<br />
covered. Pour the melted butter evenly over<br />
the top layer of the dough.<br />
In separate small bowl, mix the remaining ½<br />
cup of sugar with the cinnamon. Sprinkle this<br />
mixture evenly over the melted butter, then<br />
top with the pecans pieces.<br />
Bake uncovered on middle rack for<br />
approximately 45 minutes or until the dough<br />
has risen and turned a golden brown.<br />
Cool completely (this will take several hours).<br />
Cut into 1” to 2” squares. Keep refrigerated<br />
until time to serve and refrigerate any<br />
leftovers.<br />
Wayne Watson<br />
Pleasanton, Texas<br />
Cheesy Hamburger Casserole<br />
1 lb. ground beef<br />
½ cup chopped onion<br />
¼ cup chopped green pepper<br />
Salt and pepper to taste<br />
1 (10.5 oz.) can cream of chicken or<br />
mushroom soup<br />
1 cup shredded Velveeta cheese<br />
2-3 cups Tater Tots or Hashbrown<br />
potatoes<br />
Shredded Cheddar cheese<br />
Brown ground beef with onion and green<br />
pepper. Add soup and Velveeta cheese.<br />
Mix together. Stir in potatoes. Put in 2<br />
quart casserole. Sprinkle Cheddar cheese<br />
on top. Bake at 350 degrees for 30 to 40<br />
minutes.<br />
Barbara Grahmann<br />
Hallettsville, Texas<br />
Cheesy Vegetable Soup<br />
6 cups water<br />
1 pkg. (30 oz.) frozen shredded hash<br />
brown potatoes<br />
1 pkg. (16 oz.) frozen Californiablend<br />
vegetables<br />
4 tsp. chicken bouillon granules<br />
1 lb. processed cheese Velveeta, cubed<br />
2 cans (10 ¾ oz. each) condensed cream<br />
of mushroom soup, undiluted<br />
1 cup milk<br />
In a large kettle, bring water to a boil. Add<br />
hash browns, vegetables, and bouillon<br />
granules. Reduce heat, cover and simmer<br />
for 10 minutes or until vegetables are<br />
tender. Stir in the cheese, soup and milk.<br />
Cook and stir until cheese is melted.<br />
Serve immediately or cool.<br />
Yields: 14 servings.<br />
Rose Breaux<br />
Port Neches, Texas<br />
in the<br />
KITCHEN<br />
Cream Cheese &<br />
Sausage Roll<br />
1 can crescent rolls<br />
1 (8 oz.) cream cheese<br />
1 roll of Jimmy Dean’s<br />
breakfast sausage<br />
Cook sausage and add<br />
8oz of cream cheese. Stir<br />
together until cream<br />
cheese melts. Set aside and<br />
roll out crescent roll on<br />
cookie sheet. Press all the<br />
edges together and mush<br />
seams to make a larger<br />
rectangle. Pour sausage<br />
mixture into center of<br />
rectangle. Lift sides over<br />
the mixture to make a loaf.<br />
Bake at the temp and time<br />
of crescent roll.<br />
Serve.<br />
Amber Sladecek<br />
Jarrell, Texas<br />
We Need Your<br />
Favorite Recipes!<br />
Send us your favorite recipes. If we use your recipe, we’ll send<br />
you $15 and a <strong>Catholic</strong> <strong>Life</strong> apron. You may send your recipes to:<br />
In the Kitchen, c/o <strong>Catholic</strong> <strong>Life</strong> <strong>Insurance</strong><br />
P.O. Box 659527, San Antonio, TX 78265<br />
<strong>Catholic</strong> <strong>Life</strong> Magazine | 27
P.O. Box 659527<br />
San Antonio, TX 78265-9527<br />
Periodical<br />
Paid At<br />
San Antonio, Texas<br />
LIFE INSURANCE AGENTS<br />
New for<br />
<strong>2012</strong><br />
Wilbert Jost Lynette Vyvjala Charlotte Grobe<br />
If you or anyone you know is an experienced life insurance agent or a self motivated individual looking to make a career change or supplement<br />
income, WE WANT YOU! We’re expanding our operations and must hire new agents. As part of our <strong>2012</strong> recruitment campaign we are offering<br />
a reward of up to $1000 for new agent referrals who contract with us prior to December 31, <strong>2012</strong>, and yes, you as a member may refer yourself.<br />
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and benefits including:<br />
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Be Affiliated With Top Agents Like These!<br />
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work from home<br />
◆ Reward and Recognition<br />
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◆ Living and Fraternal Benefits<br />
For More Information, Call Dawn Fanfelle, Recruiting Director 1-800-262-2548 ext. 168<br />
*See program guidelines for details.<br />
Guidelines subject to change. 7/12