PHOTO: Michael Metzger, Michael Metzger & Staff, Inc. - Events.org

Here. There. Everywhere!The best bank aroundis also the most convenient.We know that the number one reason you chose a bank is convenience.That is why we have so many locations to serve you – most just minutes fromyour front door. In fact, we have more combined locations and ATMs than anyother bank in the area – national or local!All of these locations also mean that you have more of those friendlyhometown banking employees to help you if you can’t use our ATMs.And by the way, as a member of the STAR ® sf Network, you’ll havesurcharge free banking at any STAR ® sf ATM... 738 in Illinois alone!Now that’s convenience... that's Highland Park Bank & Trust andBank of Highwood-Ft. Sheridan.Bank LocationsSTAR ® sf Surcharge free ATM locationsThe First andOnly CheckingAccount You’llEver Need!• Interest bearing checking whereyour rate increases with yourbalance. Earn up to 3.10% APY 1 !• No minimum deposit to open, nomonthly service charges 2• Free online banking,telebanking and online bill pay• Best CD rate guarantee –we’ll meet any rate in townStop by today and see one of our personal bankers.They’re ready to show you why SingleSolution Checking is theonly checking account you’ll ever need!Member FDIC• Access to over 500 STAR ® sfsurcharge FREE ATM locationsin the Chicagoland area• Free Visa ® credit card 3 and noextra-fee STAR ® sf ATM card orVisa ® debit card 4• Your first 150 checks are free• Free imaged checks withCheckManager Plus ®1. APY is Annual Percentage Yield. Tiered variable interest rates based on account balance. $0-799 = 0.00% APY, $800-1,999 = 0.25% APY, $2,000-9,999 = 1.00% APY, $10,000-49,999 = 2.00% APY,$50,000-99,999 = 2.75% APY, $100,000+ = 3.10% APY. See bank for details. APY is accurate as of1/1/07. Rates are variable and subject to change. 2. No service charges if a minimum balance of$400 is maintained. If account balance falls below $400, a $10 monthly service charge will apply.Fees may reduce earnings. 3. Pending application approval, requires usage. 4. Fees may beimposed by other ATM owners.Highland Park1949 St. Johns Ave.847-432-9988Drive-Thru1949 St. Johns Ave.Lake Forest(Main Bank)727N.BankLn.847-234-2882Drive-Thru/Walk-Up780N.BankLn.www.highlandparkbank.comRavinia643 Roger Williams Ave.847-266-0300West Lake Forest810 S. Waukegan Rd.847-615-4080Drive-Thru/Walk-Up911 S. Telegraph Rd.©2007 Highland Park Bank & Trust and Bank of Highwood-Fort SheridanHighwood -Fort Sheridan507 Sheridan Rd.847-266-7600Drive-Thru/Walk-Up507 Sheridan Rd.Lake Bluff103E.ScrantonAve.847-615-4060Drive-Thru103E.ScrantonAve.www.bankofhwfs.com