AIK Banka Nis - ProMoney

AIK BANKAUSPEH POREDIMO SA NAJBOLJIMAWE COMPARE THE SUCCESS WITH THE BESTDoma}a, banka renomiranih srpskih privrednika, AIKBANKA NI[, sebe i svoje poslovne partnere izgra|uje jo{ od1976. godine kada je AGROINDUSTRIJSKO-KOMERCIJALNABANKA AIK BANKA AD NI[ formirana kao Interna bankaAgroindustrijskog kombinata NI[.Finance Central Europe je AIK BANKU AD NI[ proglasiokapitalno najja~om bankom u Srbiji i Crnoj Goriza 2003. i 2004. godinu. Prema zvani~nim podacimaza 2004. godinu, AIK BANKA AD NI[ je ostvarila najve}idobitak u bankarskom sektoru Srbije od 25,2 milionaEUR, i najve}u stopu prinosa na imovinu ROA 12,12%.Poslovnu autonomnost pru`a kapital od 125,6 milionaEUR i aktiva od oko 207,5 miliona EUR, temelj likvidnosti inezavisnosti od depozitnih izvora, a istovremeno i sigurnostiza iste.Domestic bank, AIK BANKA NIS, the bank of renownedSerbian tradesmen, has created itself and its business partnerssince 1976. when AGROINDUSTRIJSKO KOMERCIJAL-NA BANKA AIK BANKA AD NIS was created as an Internalbank of Agroindustrial combine NIS.The business autonomy is given by the capital of 125,6 millionEUR and the assets of around 207,5 million EUR, the foundationof liquidity and independence from deposit sources, andthe safety for the above mentioned at the same time.Finance Central Europe proclaimed AIK BANKA ADNIS to be capitally the strongest bank in Serbia andMontenegro in 2003. and 2004. According to official datafor the year 2004. AIK BANKA AD NIS realized the biggestprofit of 25,2 million EUR in a bank sector of Serbia,and the biggest income property rate ROA 12,12%.35

AIK BANKAIK BANKA neguje imid` banke svojih akcionara i depozitara,nastoji i uspeva da svoje poslovanje optimalno organizuje,po{tuju}i ekonomske kriterijume produktivnosti i profitabilnosti.Tako ova banka sa 173 zaposlena radnika, pri ~emu jeoko 80% sa visokom stru~nom spremom, ostvaruje najve}iprihod i najmanji rashod po zaposlenom radniku na nivoubankarskog sektora Srbije. Prva je jo{ 1997. godine isplatilasvojim akcionarima dividendu, a optimalni balans raspodeledobitka za ulaganje u razvoj i isplatu dividende akcionarima~ini da vrednost akcija AIK BANKE AD NI[ na tr`i{tu stalnoraste.AIK BANKA je po svim doma}im i me|unarodnim standardimaprofitabilna banka ~istog, zdravog bilansa, {topotvr|uje izve{taj revizorske ku}e DELOITTE&TOUCHE.AIK BANKA cherishes the image of a bank of its stockholdersand deposit holders, strives and manages to organize itsbusiness optimally, obeying economic criteria of productivityand profitability. In this way, this bank with 173 employees,among which around 80% are with the university-level specialist`straining, accomplishes the highest income and thelowest expense per an employee of a bank sector level ofSerbia. It was the first one to pay off the dividend to its stockholdersin 1997., and the optimal balance of distribution ofprofit for development investment and paying off the dividendto its stockholders makes that the value of stocks ofAIK BANKA AD NIS increases on market all the time.AIK BANKA is, according to all domestic and internationalstandards a profitable bank of a clean, healthy balance,which is confirmed by a report of a revision house DELOITTE& TOUCHE.Najnovije priznanje AIK BANCI kao najboljoj banciu Srbiji dodeljeno je krajem aprila 2005. godine uprojektu “Put ka vrhu - biramo najbolje u oblastiprivrednog i dru{tvenog `ivota”.The latest acknowledgment to AIK BANKA as thebest bank in Serbia is given at the end of April 2005.in the project “ The way to the top - we choose thebest in the field of economic and public life”.^injenica je da AIK BANKA razvija originalne proizvode poprincipu profitabilnosti, te je u proteklom periodu njenoposlovanje bilo usredsre|eno na rad sa privredom. Krajem2002. godine na~injen je radikalni zaokret u poslovnoj politici,Banka se pribli`ava i sektoru stanovni{tva deluju}istrate{ki u dva smera: {irenjem mre`e filijala i ekspozitura uNi{u, Beogradu, Novom Sadu, Kragujevcu, ^a~ku, Somboru,Zrenjaninu, Subotici, Kru{evcu, Pirotu, Vranju, Be~eju,Vrbasu, Pan~evu i drugim mestima u Srbiji, i afirmi{u}i elektronskoposlovanje po principu 24x7, kori{}enje kartica ibankomata. Prva transakcija u Srbiji nacionalnom DinaCardkreditnom karticom obavljena je kreditnom karticom koju jeizdala AIK BANKA. Dinarski i devizni, kreditni, garancijski idepozitni poslovi, poslovi specijalnih aran`mana, konsaltingposlovi, poslovi sa hartijama od vrednosti, sefovi za dragocenosti,platne kartice koje u sebi inkorporiraju sve napredpomenute, proizvodi su AIK BANKE koje ona nudi svojim klijentima.Svakodnevno {irenje baze klijenata AIK BANKE jesvakako parametar uspona i podsticaj za dalji rast i razvoj.It is the fact that AIK BANKA develops original productsaccording to profitability, so that in the last period its businessdealing was concentrated on business with the economy.At the end of 2002. a radical turning point was made ina business politics. The bank brings itself closer to the sectorof population dealing strategically into two directions: spreadingthe net of branch offices in Nis, Belgrade, Novi Sad,Kragujevac, Cacak, Sombor,Zrenjanin, Subotica, Krusevac,Pirot, Vranje, Becej,Vrbas, Pancevo and other places in Serbia; and affirming the electronic business activity according to24x7 principle, the using of cards and cash dispensers. Thefirst transaction in Serbia with the national DinaCard creditcard was carried out with the credit card issued by AIKBANKA. Dinar and foreign exchange works, credit, guaranteeand deposit works, works of special arrangements, consultingworks, works with valuable papers, safe-deposit boxes,pay cards that incorporate all before mentioned, they are allproducts of AIK BANKA which it offers to its clients. Everydayspreading of a client base of AIK BANKA is certainly theparameter of a rise and the stimulus for further growth anddevelopment.36www.aikbanka.co.yu