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OLEAN TIMES HERALD fRIDAy, october 19, 2012 PAGE 1<br />
Kate Day Sager/olean times Herald<br />
Jim Baker, a master weaver at the McKean County Historical Society’s Old Jail Museum in Smethport, Pa., demonstrates<br />
weaving on a loom he built several years ago.<br />
Smethport man’s craft<br />
manages to loom large<br />
By Kate Day Sager<br />
Olean Times Herald<br />
SMETHPORT, Pa. —<br />
When Jim Baker<br />
returned home from<br />
the U.S. Army Air<br />
Forces following World War<br />
II, he became interested in<br />
his mother’s weaving skills<br />
and decided to take a shot at<br />
learning the craft.<br />
Mr. Baker not only<br />
learned how to weave on<br />
a loom, but mastered all<br />
aspects <strong>of</strong> the craft. Now,<br />
60 years later, he is actively<br />
serving as master weaver<br />
for the McKean County<br />
Historical Society’s Old Jail<br />
Museum on King Street in<br />
Smethport.<br />
During a tour <strong>of</strong> his work<br />
areas on the second floor<br />
and basement <strong>of</strong> the museum,<br />
Mr. Baker spoke <strong>of</strong> how<br />
the craft not only is enjoyable<br />
for him but literally<br />
keeps him going because <strong>of</strong><br />
its physical aspects. His routine<br />
at the museum includes<br />
climbing a steep set <strong>of</strong> steps<br />
to the second floor where<br />
the looms are located, and<br />
back down two flights to<br />
the basement where he<br />
uses sewing and cutting<br />
machines to cut strips <strong>of</strong><br />
denim for his rag rugs.<br />
“I’m 93. I got to be doing<br />
something. I can’t sit still,”<br />
Mr. Baker said after climbing<br />
up to the second floor <strong>of</strong><br />
the old jail where the Loom<br />
Room is located. An iron<br />
door with bars is found at<br />
the bottom <strong>of</strong> the staircase.<br />
The Loom Room is located<br />
in what had once housed<br />
the women’s jail cells when<br />
the facility served as the<br />
McKean County Jail. The<br />
room has nine barred windows<br />
and a corrugated<br />
metal ceiling.<br />
The sunlit room, which<br />
once contained four separate<br />
cells for imprisoned<br />
women, provides plenty <strong>of</strong><br />
light for weaving. Mr. Baker<br />
said he requested the room<br />
for weaving for that reason.<br />
Mr. Baker said he began<br />
weaving for the historical<br />
association when it <strong>was</strong><br />
located in the basement<br />
<strong>of</strong> the McKean County<br />
Courthouse close to 20 years<br />
ago. His late wife, Carolyn,<br />
had worked at the museum<br />
and encouraged him to<br />
work on the loom and spinning<br />
wheel at the facility.<br />
When the museum<br />
moved to the old jail in<br />
2003, Mr. Baker, who is<br />
now a board member, made<br />
sure a weaving room and<br />
an antique loom from the<br />
Hudson River region would<br />
be included. Later, an ash<br />
loom made by Mr. Baker<br />
<strong>was</strong> added to the room.<br />
He noted he has made<br />
other large and small looms,<br />
and repaired a number <strong>of</strong><br />
the items.<br />
Mr. Baker said he <strong>was</strong><br />
intrigued by weaving after<br />
watching his mother work<br />
on a loom at their home following<br />
his military service<br />
in the Pacific Theater. He<br />
continued on with the craft<br />
after marrying and raising<br />
two sons with his wife.<br />
Over the years, he<br />
worked in the oil fields as<br />
a roustabout and pumper,<br />
and later worked for Airco<br />
Spears in Bradford. That<br />
<strong>was</strong> followed by work as a<br />
driver with the Intermediate<br />
Unit 9, which serves school<br />
districts in the region.<br />
After he <strong>was</strong> laid <strong>of</strong>f<br />
from that job, he concentrated<br />
on weaving at his home.<br />
He also took spinning and<br />
weaving classes to improve<br />
his craft.<br />
While he regularly makes<br />
rag rugs out <strong>of</strong> denim strips<br />
Please see LOOM, page 2<br />
Here are the five<br />
biggest money<br />
mistakes retirees<br />
frequently make<br />
Avoid these pitfalls and you won’t<br />
<strong>com</strong>promise your financial future<br />
By David Pitt<br />
AP Personal Finance Writer<br />
Live long and prosper.<br />
We should all be so lucky<br />
to fulfill this blessing made<br />
popular in the television<br />
series “Star Trek.” For<br />
retirees to maintain their<br />
desired lifestyle without<br />
a paycheck, possibly for<br />
decades, they need have a<br />
solid financial plan. They<br />
also need to steer clear <strong>of</strong><br />
serious mistakes that could<br />
AARP warns: Beware<br />
when buying energy<br />
in deregulated sector<br />
New Yorkers are paying<br />
some <strong>of</strong> the highest electricity<br />
prices in the nation,<br />
with the costs making up<br />
a considerable and everincreasing<br />
portion <strong>of</strong> household<br />
budgets.<br />
In particular, older consumers<br />
are vulnerable to<br />
increases in energy prices.<br />
Although they consume<br />
approximately the same<br />
amount <strong>of</strong> energy their<br />
younger counterparts do,<br />
older adults spend a higher<br />
percentage <strong>of</strong> their in<strong>com</strong>e<br />
on residential energy costs.<br />
AARP is very concerned<br />
about <strong>recent</strong> media reports<br />
<strong>of</strong> data showing New<br />
York residential customers<br />
who bought energy from<br />
energy service <strong>com</strong>panies<br />
(ESCOs) paid $413 more for<br />
electricity and $235 more<br />
for natural gas over the<br />
past two years, on average,<br />
<strong>com</strong>pared with what they<br />
<strong>com</strong>promise their future<br />
in<strong>com</strong>e.<br />
Here’s a look at some<br />
<strong>com</strong>mon pitfalls retirees<br />
encounter and ways to<br />
step around them to avoid<br />
financial disaster.<br />
HELPING CHILDREN<br />
TOO MUCH<br />
® Problem: Retirees<br />
with children or grandchildren<br />
are <strong>of</strong>ten too willing<br />
See RETIREES, page 3<br />
would have paid National<br />
Grid, said Marilyn Pinsky,<br />
AARP’s New York president.<br />
ESCOs are alternative<br />
suppliers <strong>of</strong> natural gas and<br />
electricity that consumers<br />
contract with, <strong>of</strong>tentimes<br />
with the promise <strong>of</strong> lower<br />
prices.<br />
“On behalf <strong>of</strong> our 2.7<br />
million members in New<br />
York, we sincerely hope this<br />
is not a widespread occurrence<br />
affecting customers<br />
<strong>of</strong> electric and gas service<br />
in other parts <strong>of</strong> the state.<br />
AARP is re<strong>com</strong>mending<br />
our members in New York<br />
be extremely cautious when<br />
switching to an ESCO for<br />
their gas and/or electric<br />
service. Consumers should<br />
always take care to <strong>com</strong>pare<br />
rate plans. However,<br />
until the New York Public<br />
Service Commission (PSC)<br />
See ENERGY, page 2
PAGE 2 frIdAy, friday, OctOber 19, 2012 OLEAN TIMES HErALd<br />
RETIREES<br />
Continued from page 1<br />
to help out financially; sometimes at the risk<br />
<strong>of</strong> their own well-being. Even though many<br />
baby boomers worked to put themselves<br />
through college and the experience developed<br />
good financial skills, they don’t want<br />
their kids to struggle as much, says Wayne<br />
Copelin, president <strong>of</strong> Copelin Financial<br />
Advisors in Sugar Land, Texas.<br />
If you try to tell parents that it’s a mistake<br />
to bail adult children out <strong>of</strong> credit card debt<br />
or help them with other financial mistakes,<br />
they get very mad, says Copelin. “They just<br />
won’t hear that.”<br />
® Solution: Don’t underestimate your<br />
longevity. Make sure you have enough<br />
money to last the rest <strong>of</strong> your life by laying<br />
out a financial plan. With a plan in hand,<br />
you can then determine how much you can<br />
afford to spend on children and grandchildren.<br />
If you don’t take this step, you could<br />
very well run out <strong>of</strong> money and need to turn<br />
to your children for help.<br />
Also be very careful about co-signing<br />
loans because any default or late payments<br />
can hurt your credit rating. What’s more,<br />
be aware that significant gifts could be considered<br />
taxable — this year’s limit is up to<br />
$13,000. Read the IRS rules at: http://tinyurl.<br />
<strong>com</strong>/4uncnxx .<br />
UNDERESTIMATING<br />
HEALTH CARE COSTS<br />
® Problem: One <strong>of</strong> the biggest pitfalls<br />
facing the retirees <strong>of</strong> the next few decades<br />
is unanticipated and unplanned health care<br />
costs.<br />
According to various experts, a healthy<br />
couple in their mid-60s will need around<br />
$300,000 to cover health care in retirement.<br />
A couple in their mid-50s should plan on<br />
spending around $500,000 in out-<strong>of</strong>-pocket<br />
health care costs.<br />
Most retirees will not have saved anywhere<br />
near that amount. The average 401(k)<br />
account balance for 55-year-old workers<br />
contributing for at least 10 years is $234,000,<br />
according to Fidelity Investments.<br />
® Solution: One way to be prepared is<br />
to purchase long-term health care insurance,<br />
which can help cover the cost <strong>of</strong> home care<br />
or nursing home care, should the need arise.<br />
Couples in their 50s and in good health likely<br />
can buy a policy for an annual premium <strong>of</strong><br />
around $2,500 if they shop for the best rates.<br />
Waiting until their 60s to buy is expensive<br />
with premiums rising to as much as $4,000 to<br />
$5,000 a year.<br />
To look at options for long-term care planning,<br />
check out this site provided by the federal<br />
government: http://www.longtermcare.<br />
gov/LTC/Main_Site/index.aspx .<br />
TAKING SOCIAL SECURITY<br />
BENEFITS TOO SOON<br />
® Problem: No one knows exactly how<br />
long they’ll live and these days it’s very <strong>com</strong>-<br />
ENERGY<br />
Continued from page 1<br />
has had a chance to examine<br />
this apparent price discrepancy<br />
in the marketplace, consumers<br />
should exercise extra<br />
diligence when evaluating<br />
gas and electric rate plans,”<br />
she said.<br />
Furthermore, “We believe<br />
the PSC should, at a minimum,<br />
provide more effective<br />
tools to allow consumers<br />
to make price <strong>com</strong>parisons<br />
between ESCOs and their<br />
local utility <strong>com</strong>pany so they<br />
can gauge how much money<br />
they may or may not save if<br />
they switch service providers,”<br />
she said. In addition,<br />
“We suggest re-examining<br />
their Power to Choose web-<br />
Meals on Wheels<br />
gets high marks,<br />
survey indicates<br />
Did you know that over<br />
500 Meals on Wheels are<br />
delivered weekdays throughout<br />
Cattaraugus County?<br />
Did you know more<br />
than 150 older adults enjoy<br />
meals at the county’s Senior<br />
Wellness and Nutrition<br />
(SWAN) sites?<br />
According to a <strong>recent</strong> satisfaction<br />
survey conducted<br />
by the Cattaraugus County<br />
Department <strong>of</strong> the Aging’s<br />
Senior Nutrition Program,<br />
meal recipients and congregate<br />
diners continue to<br />
be highly pleased with the<br />
quality <strong>of</strong> the meals.<br />
In August, surveys were<br />
sent out to all Meals on<br />
Wheels recipients and congregate<br />
diners at the SWAN<br />
sites. The survey return/<br />
response rate <strong>was</strong> 56 percent,<br />
Please see MEALS, page 3<br />
site and instituting a bill calculator<br />
that allows for price<br />
<strong>com</strong>parisons.”<br />
According to a <strong>recent</strong><br />
AARP survey <strong>of</strong> New<br />
Yorkers who are 50-plus,<br />
over 40 percent said they<br />
found it “difficult” to pay<br />
their utility bill, with 18<br />
percent finding it “very difficult.”<br />
Across the nation and<br />
in New York, AARP has a<br />
long history <strong>of</strong> advocating<br />
for residential ratepayers,<br />
including supporting laws<br />
mon to outlive our own expectations. About<br />
one in four 65-year-olds today will live past<br />
90. One in 10 will live past 95. It’s difficult to<br />
know how much to set aside for retirement.<br />
It’s equally difficult to know whether to take<br />
Social Security as soon as one is eligible or<br />
wait a few years and get a fatter check.<br />
® Solution: A worker at the full retirement<br />
age <strong>of</strong> 66 will be entitled to a monthly<br />
Social Security benefit <strong>of</strong> $1,000. That’s<br />
reduced to $750 a month if benefits begin at<br />
62, the earliest one can begin to draw checks.<br />
However, the same worker waiting until age<br />
70 will get $1,320 a month.<br />
Deciding when to take benefits depends<br />
on age, health, how long you’ll keep working,<br />
how much is saved and other factors.<br />
The Social Security Administration <strong>of</strong>fers a<br />
benefits calculator at: http://www.ssa.gov/<br />
oact/anypia/index.html.<br />
FAILING TO ASK<br />
FOR GUIDANCE<br />
® Problem: Trying to handle retirement<br />
savings and investments without help.<br />
® Solution: Many retirees and those<br />
nearing retirement who manage their own<br />
money <strong>of</strong>ten micromanage their accounts by<br />
watching the market’s movement every day.<br />
They tend to pull money out when they get<br />
scared and keep it out until too late, missing<br />
any chance for recovery when the market<br />
picks up. This happened to millions <strong>of</strong> retirement<br />
savers as the market collapsed in 2008.<br />
Many 401(k) accountholders lost a third <strong>of</strong><br />
their money.<br />
The reverse is also true as many put their<br />
investments on auto pilot.<br />
A financial planner can help make sure<br />
a portfolio is properly diversified and that<br />
risk is adequately reduced as retirement<br />
approaches. With such low interest rates<br />
today, it’s difficult to make any money in<br />
cash investments, so a strategy <strong>of</strong> using<br />
bonds with varying maturities, mixing in<br />
dividend paying stocks, and looking at<br />
newly designed annuity products are important.<br />
INVESTING TOO<br />
CONSERVATIVELY<br />
® Problem: Retirees want to protect their<br />
savings from losses, but also need to be sure<br />
their money is working for them. Investment<br />
returns are a vital part <strong>of</strong> their balance sheet.<br />
® Solution: Retirement can last for<br />
decades. It’s important to recognize that<br />
inflation will cause expenses to rise over<br />
time, all while retirees are living on a fixed<br />
in<strong>com</strong>e. Also it’s a mistake to assume that<br />
total expenses will decline in retirement.<br />
With more leisure time, expenses can rise,<br />
and medical costs will certainly increase.<br />
This means that it would be a mistake<br />
for retirees to invest solely in fixed-in<strong>com</strong>e<br />
securities. Instead they need to continue to<br />
maintain a diversified portfolio, with a strategy<br />
that gradually limits their risk <strong>of</strong> losses<br />
as they get older.<br />
that provide consumer protection<br />
to ESCO customers<br />
and, more <strong>recent</strong>ly, supporting<br />
the ESCO Bill <strong>of</strong> Rights<br />
law in New York.<br />
AARP strongly believes<br />
that consumer options and<br />
<strong>com</strong>petition will make for a<br />
stronger and more transparent<br />
ESCO marketplace in<br />
New York, but consumers<br />
must be empowered with<br />
information so that they can<br />
make informed choices for<br />
themselves and their households,<br />
Ms. Pinsky said.<br />
Kate day Sager/Olean times Herald<br />
Jim Baker is shown cutting strips <strong>of</strong> denim that are used in the weaving <strong>of</strong> denim rugs at<br />
the Old Jail Museum.<br />
LOOM<br />
Continued from page 1<br />
cut from old jeans, he also<br />
has woven rugs, placemats<br />
and scarves out <strong>of</strong> plastic<br />
bread wrappers, T-shirts,<br />
sweatshirts and wool.<br />
He has special pride for<br />
a rug that he hand-carded,<br />
spun and wove by using<br />
a Navaho saddle blanket<br />
weave. He weaves as many<br />
as 60 to 70 rugs a year,<br />
either at his home or in the<br />
museum.<br />
He has taught classes in<br />
the past and is always available<br />
to <strong>of</strong>fer help to other<br />
weavers.<br />
Museum volunteer<br />
Marjorie Windsor said she<br />
and the other staff appreciate<br />
Mr. Baker and his talents.<br />
“What he does is a lost<br />
art,” Mrs. Windsor said. “We<br />
do have a couple <strong>of</strong> women<br />
trying to learn this and he’s<br />
a good teacher.”<br />
Eileen McKean, president<br />
<strong>of</strong> the historical association,<br />
said Mr. Baker also <strong>was</strong><br />
recognized by the Weaver’s<br />
Journal for his skills as a<br />
master weaver.<br />
“He’s taught so many<br />
people, not just from the<br />
United States, but from<br />
other countries,” Mrs.<br />
McKean said. “He works<br />
with the young and old.<br />
He’s the main pillar <strong>of</strong> this<br />
place — not only in his mannerisms,<br />
but his talent.”<br />
For more information on<br />
Mr. Baker or the museum,<br />
which is open through the<br />
end <strong>of</strong> October for tours, call<br />
the facility at (814) 887-5142<br />
or visit online at www.mchsmuseum.org.<br />
(Contact reporter Kate Day<br />
Sager at kates_th@yahoo.<strong>com</strong>)
OLEAN TIMES HERALD fRIDAy, october 19, 2012 PAGE 3<br />
Wrinkles <strong>of</strong> Wisdom Original pOetry and prOse by seniOr citizens frOm the twin tiers<br />
By Joan Pettit<br />
A lot <strong>of</strong> thing bother me:<br />
® Like when parents let their noisy,<br />
bratty kids run around at a restaurant when<br />
you are trying to enjoy your meal that cost<br />
you too much to begin with.<br />
® They keep taking from the working<br />
man to help pay for benefits that go to illegal<br />
aliens who don’t work. I mean, hello,<br />
what part <strong>of</strong> illegal don’t they understand?<br />
Then they go take a vote and raise their<br />
own wages and benefits.<br />
® I hate getting a cold sore about the<br />
time I’m going to do something special like<br />
going to the doctor or the grocery store.<br />
They seem to last forever and you know<br />
everyone is staring at you.<br />
® I get very upset with people who look<br />
me in the eye and lie to me, thinking I am<br />
too dumb to realize it.<br />
® I don’t like listening to parents who<br />
say they aren’t going to make their kids<br />
go to church. They are going to wait until<br />
the kids are <strong>of</strong> age and let them make their<br />
own decision. They won’t go then even if<br />
they would like to. They are the same kids<br />
that will grow up and say they aren’t going<br />
to make their kids go to church ... blah,<br />
blah, blah.<br />
By Betty Lundberg<br />
Ever since I <strong>was</strong> a little girl<br />
I’ve liked naps. After lunch, I<br />
took as many books as I could<br />
carry and went to bed.<br />
I read, slipped books under<br />
by pillow and went to sleep<br />
dreaming <strong>of</strong> my favorite characters.<br />
Unlike my friends, I liked<br />
naps in kindergarten. I curled<br />
meals<br />
Continued from page 2<br />
and the surveys boasted the<br />
following positive feedback<br />
percentages (indicating the<br />
response listed <strong>was</strong> either<br />
satisfied “all <strong>of</strong> the time” or<br />
“most <strong>of</strong> the time”):<br />
® Are you satisfied with<br />
the way the food tastes? 85<br />
percent;<br />
® Are you satisfied with<br />
the way the food smells?<br />
92 percent;<br />
® Are you satisfied with<br />
the appearance <strong>of</strong> the meal?<br />
91 percent;<br />
® Are you satisfied with<br />
the variety <strong>of</strong> meals served?<br />
81 percent; and<br />
® Are you satisfied with<br />
the temperature <strong>of</strong> the food?<br />
89 percent.<br />
Depending on their location,<br />
some Meals on Wheels<br />
recipients receive chilled<br />
or frozen meals, and when<br />
asked if they are satisfied<br />
with these meals, the positive<br />
feedback percentage<br />
<strong>was</strong> 85 percent.<br />
Comments recorded<br />
on the surveys frequently<br />
included statements such<br />
as, “I enjoy all my meals.”<br />
“They always taste good.”<br />
“We really appreciate these<br />
meals.”<br />
Meal recipients and diners<br />
were also given the<br />
opportunity to voice their<br />
opinions about the meals<br />
being <strong>of</strong>fered in the up<strong>com</strong>ing<br />
menu cycle, which<br />
includes the months <strong>of</strong><br />
October, November and<br />
December.<br />
The survey listed 17<br />
menu entrees and survey<br />
participants were asked<br />
to rank the entrees. After<br />
review <strong>of</strong> the results,<br />
low-ranking entrees were<br />
removed from the up<strong>com</strong>ing<br />
menu cycle and/or<br />
substituted. This shows that<br />
the menus are consumer<br />
driven said <strong>of</strong>ficials from<br />
the Cattaraugus County<br />
Department <strong>of</strong> Aging.<br />
The Meals on Wheels<br />
program in Cattaraugus<br />
Things That Bug Me<br />
County is operated by the<br />
Department <strong>of</strong> the Aging.<br />
Meals are delivered to<br />
elderly, frail, homebound<br />
seniors by a core <strong>of</strong> volunteers,<br />
many <strong>of</strong> whom have<br />
been delivering meals for<br />
years.<br />
Meals on Wheels volunteers<br />
are needed all<br />
across Cattaraugus County,<br />
but especially in Olean,<br />
Allegany, and Salamanca.<br />
It takes just over an hour <strong>of</strong><br />
your day to deliver between<br />
® I don’t like listening to people I don’t<br />
know talking on their cell phones. Do they<br />
think I’m deaf?<br />
® It disturbs me with some <strong>of</strong> our<br />
young kids who spend most <strong>of</strong> their time<br />
lounging on a couch with the television,<br />
video games or cell phones and <strong>com</strong>plain<br />
there is nothing to do. So go clean your<br />
room. My kids used to hate to hear that but<br />
they quit <strong>com</strong>plaining to me. These kids<br />
probably don’t know how to clean their<br />
own rooms or even make their own beds.<br />
® I really hate it when people say they<br />
don’t visit friends or relatives at a nursing<br />
home or go to the visitations at funeral parlors<br />
because it makes them un<strong>com</strong>fortable.<br />
Do they all think we go because it is a lot<br />
<strong>of</strong> fun? We do it because <strong>of</strong> our love and<br />
respect for the friend, relative or surviving<br />
friends or family members.<br />
® I don’t like going into a restaurant or<br />
store and having whoever waits on me call<br />
me honey or sweetie, like I <strong>was</strong> a child.<br />
® And I really have to laugh at parents<br />
who say their kids wouldn’t do this or that.<br />
I thought that about my kids a long time<br />
ago, too, but keep finding out to this day<br />
how wrong I <strong>was</strong>.<br />
® I feel sad for the parents that let their<br />
little girls wear those teeny, little bikini<br />
on my rug next to my friend,<br />
Helen, and whispered about<br />
books. Sometimes our teacher<br />
separated us for whispering.<br />
Fast forward to the busy<br />
years <strong>of</strong> mothering a daughter<br />
and son. I wel<strong>com</strong>ed nap time.<br />
While they napped, I read,<br />
sewed, and talked to other<br />
young mothers.<br />
As our children grew older,<br />
their friends outgrew naps, but<br />
Naps<br />
10 and 15 meals to frail,<br />
vulnerable adults, possibly<br />
living right next door.<br />
If you, a family member<br />
or even a neighbor has<br />
been touched by Meals on<br />
Wheels, consider volunteering,<br />
said county <strong>of</strong>ficials.<br />
Contact the Department <strong>of</strong><br />
the Aging at (716) 373-8032<br />
or 800-462-2901 and ask for<br />
David Rodkey, RSVP coordinator,<br />
or Lisa Swaciak,<br />
home-delivered meal coordinator.<br />
not in this yellow house.<br />
For one hour, they were on<br />
their bed with a book, doll or<br />
truck. I set the stove timer, and<br />
confess there were afternoons I<br />
reset it so I could read another<br />
chapter or finish my sewing<br />
project.<br />
During my working-outsidethe-home<br />
years, I <strong>of</strong>ten thought<br />
about naps. I especially longed<br />
for a nap on long winter after-<br />
bathing suits. What are they thinking <strong>of</strong>?<br />
® And don’t you wonder if little kids<br />
think their parents are silly when they tell<br />
them they had better behave by the time<br />
they count to 10? Or how about this one?<br />
“Just wait until your father gets home.”<br />
You just have to know when to say no.<br />
Even little kids know what it means but get<br />
mixed signals about when they have to pay<br />
attention to it.<br />
® And how about when you’re sick and<br />
laying on the couch — I mean feeling lowdown,<br />
mean-dog rotten with a big scabby<br />
sore — and someone <strong>com</strong>es tripping in and<br />
with a big smile asks you how you feel.<br />
Don’t you just want to throw something at<br />
them?<br />
® Or how about when they say you<br />
don’t look a day older. A day older than<br />
what? Do they think I don’t own a mirror?<br />
® And some <strong>of</strong> you young folks — and<br />
some not so young — please pull up your<br />
pants. I don’t want to look at your behind<br />
or your belly button, either, even if it does<br />
have a gaudy ring in it.<br />
® This is just the tip <strong>of</strong> the iceberg.<br />
Better not really get me going. I am 80<br />
years old and feeling a little bit crabby<br />
today. So don’t bug me.<br />
(Joan Pettit lives in Bolivar.)<br />
noons.<br />
I knew retirement would<br />
<strong>com</strong>e and naps were a part <strong>of</strong><br />
retirement.<br />
Now that I’m retired, I<br />
wel<strong>com</strong>e a nap almost every<br />
afternoon. After lunch I curl up<br />
under the afghan my mother<br />
crocheted, sleep and wake<br />
refreshed.<br />
(Betty Lundberg lives in Olean.)<br />
AARP<br />
Foundation<br />
Tax-Aide<br />
program seeks<br />
volunteers<br />
NEW YORK — AARP<br />
Foundation Tax-Aide,<br />
the nation’s largest<br />
free, volunteer-run tax<br />
preparation and assistance<br />
service, is seeking<br />
volunteers across the<br />
state to help New York<br />
taxpayers who are seeking<br />
assistance preparing<br />
and filing their 2012 tax<br />
returns.<br />
Volunteers do not<br />
need to be an AARP<br />
member or retiree to<br />
participate. AARP<br />
Foundation Tax-Aide<br />
volunteers receive free<br />
tax training and are<br />
reimbursed on a limited<br />
basis for qualified program-related<br />
expenses.<br />
They help taxpayers at<br />
sites around the state,<br />
learning new skills while<br />
giving back to countless<br />
<strong>com</strong>munities.<br />
“This year, we’ve<br />
assisted thousands <strong>of</strong><br />
people in preparing and<br />
filing their tax returns,”<br />
said Marilyn Pinsky,<br />
AARP’s state president.<br />
“We could not do it without<br />
our volunteers, who<br />
make an indelible mark<br />
on the <strong>com</strong>munities they<br />
help.”<br />
Last year, more than<br />
1,800 Tax-Aide volunteers<br />
helped over 113,000<br />
taxpayers across the<br />
state. They join the more<br />
than 35,000 Tax-Aide volunteers<br />
across the country,<br />
helping millions <strong>of</strong><br />
taxpayers each year.<br />
For more information<br />
on how you can join the<br />
AARP Foundation Tax-<br />
Aide team, go online at<br />
www.aarp.org/tavolunteer8.<br />
AARP Foundation<br />
Tax-Aide is <strong>of</strong>fered in<br />
conjunction with the IRS.
PAGE 4 friday, OctOber 19, 2012 OLEaN TiMES HEraLd<br />
Associated Press<br />
In this Aug. 31 photo, a couple strolls through a<br />
park by the harbor in Camden, Maine. The small<br />
coastal town is <strong>of</strong>ten cited in lists <strong>of</strong> best retirement<br />
places to move for people interested in<br />
cooler climates.<br />
Some retirees<br />
are heading to<br />
unconventional<br />
destinations<br />
By Clarke Canfield<br />
Associated Press<br />
CAMDEN, Maine — When Peg Davis <strong>was</strong><br />
ready to find a retirement <strong>com</strong>munity to<br />
move to, she looked north — not south<br />
— for a place to spend her later years.<br />
Rather than set her sights on Florida, Arizona<br />
or some other warm-weather locale, she packed<br />
up and moved from Big Flats, N.Y., to the small<br />
coastal Maine town <strong>of</strong> Camden.<br />
Davis, 73, <strong>was</strong> in search <strong>of</strong> the slow pace <strong>of</strong> a<br />
small town with natural beauty, cultural opportunities<br />
and “a sense <strong>of</strong> place.” She hasn’t been<br />
disappointed since arriving in 2010.<br />
“I wouldn’t go south <strong>of</strong> Pennsylvania,” said<br />
Davis, who vacationed here for years before<br />
making the move. “My mind operates like a<br />
Mainer. It doesn’t operate like people who<br />
escape to Southern <strong>com</strong>fort.”<br />
The idea <strong>of</strong> people who uproot and move<br />
when they retire conjures up images <strong>of</strong> warm,<br />
sunny Florida or Arizona. But some <strong>of</strong> the older<br />
members <strong>of</strong> the baby boom generation, the 78<br />
million Americans born between 1946 and 1964,<br />
are looking elsewhere, and a number <strong>of</strong> towns in<br />
cooler climates from Maine to Washington have<br />
be<strong>com</strong>e popular retirement destinations.<br />
Camden is frequently cited in lists <strong>of</strong> best<br />
places for retirees. Others that have merited<br />
mention include Asheville, N.C.; Ruidoso,<br />
N.M.; Durango, Colo.; the San Juan Islands in<br />
Washington’s Puget Sound; St. George, Utah;<br />
Medford, Ore.; Coeur d’Alene, Idaho; Kalispell,<br />
Mont.; and towns along lakes Superior and<br />
Michigan in northern Michigan.<br />
“Boomers and retirees these days are considering<br />
a much wider range <strong>of</strong> destinations<br />
for retirement, <strong>of</strong>ten choosing states that don’t<br />
<strong>com</strong>monly <strong>com</strong>e to mind, such as Maine and<br />
Montana,” said Mary Lu Abbott, editor <strong>of</strong> Where<br />
to Retire magazine. “Yes, the Sun Belt remains<br />
popular, but many people prefer a four-season<br />
climate and enjoy the changing <strong>of</strong> seasons. They<br />
seek towns that are safe and have active, appealing<br />
downtowns and good hospitals nearby, and<br />
increasingly they’re looking for places with a<br />
lower cost <strong>of</strong> living and lower overall tax rate.”<br />
Maine doesn’t have a low in<strong>com</strong>e tax rate<br />
and housing prices are high in Camden. But the<br />
town fits the bill in most other regards, drawing<br />
more and more retirees over the years, many<br />
<strong>of</strong> whom have some previous connection to the<br />
town, spending summers or vacations in the<br />
area.<br />
Camden, with a population <strong>of</strong> 4,850, has<br />
a picturesque harbor that is home to historic<br />
windjammers in summer and fall. Nestled at the<br />
base <strong>of</strong> the Camden Hills, the town has its own<br />
ski mountain. The downtown has stores and<br />
restaurants that are locally owned. Crime is low<br />
and in<strong>com</strong>es and education levels are high.<br />
In 1990, about 33 percent <strong>of</strong> residents were 55<br />
and older, according to the U.S. Census Bureau.<br />
By 2010, nearly half were 55 and over. By last<br />
count, Camden has more people in their 60s<br />
than in their 20s and 30s <strong>com</strong>bined.<br />
Camden’s median age is 53, which is old even<br />
by Maine standards. The Pine Tree State, with<br />
the nation’s oldest residents, has a median age<br />
<strong>of</strong> 42.7 years.<br />
Smaller, far-flung places aren’t for all retirees,<br />
<strong>of</strong> course.<br />
For a time, it <strong>was</strong> a flash mob scene at Olean Center Mall.<br />
By Stacy Lockwood<br />
OLEAN — On Sept. 21,<br />
the Olean Center Mall <strong>was</strong><br />
a mob scene. — a flash mob<br />
scene, that is.<br />
The Cattaraugus County<br />
<strong>Falls</strong> Prevention Coalition<br />
held a falls <strong>prevention</strong><br />
<strong>awareness</strong> event to raise<br />
<strong>awareness</strong> <strong>of</strong> the incidence<br />
<strong>of</strong> falls in older adults and<br />
to provide education on falls<br />
<strong>prevention</strong>.<br />
Approximately 50 people<br />
attended the event and were<br />
given the opportunity to<br />
learn creative and effective<br />
ways to reduce their risk <strong>of</strong><br />
falls.<br />
The highlight <strong>of</strong> the<br />
event <strong>was</strong> a Tai Chi “flash<br />
mob,” which <strong>was</strong> led<br />
by Stacy Lockwood <strong>of</strong><br />
the Cattaraugus County<br />
Department <strong>of</strong> the Aging<br />
and Sharon Noecker <strong>of</strong><br />
Healthy Community<br />
Alliance.<br />
Seniors from Total Senior<br />
Care, The Linwood Center,<br />
the Springville Concord<br />
Elder Network (SCENe),<br />
and members <strong>of</strong> the public<br />
were part <strong>of</strong> the flash mob<br />
experience, with help from<br />
WPIG’s mascot, The Big Pig,<br />
who also participated in<br />
the five-minute, low-impact<br />
activity.<br />
According to the Centers<br />
for Disease Control and<br />
Prevention’s National<br />
Center for Injury Prevention<br />
and Control:<br />
® One out <strong>of</strong> three adults<br />
age 65 and older falls each<br />
year;<br />
® Among adults age 65<br />
and older, falls are the leading<br />
cause <strong>of</strong> injury death.<br />
They are also the most <strong>com</strong>mon<br />
cause <strong>of</strong> nonfatal injuries<br />
and hospital admissions<br />
for trauma; and<br />
® Many people who fall,<br />
even if they are not injured,<br />
develop a fear <strong>of</strong> falling.<br />
This fear may cause them to<br />
limit their activities, which<br />
leads to reduced mobility<br />
and loss <strong>of</strong> physical fitness,<br />
which in turn further<br />
increases their risk <strong>of</strong> falling.<br />
The <strong>Falls</strong> Prevention<br />
Coalition <strong>focus</strong>es on four<br />
specific areas to reduce fall<br />
risk, represented by the<br />
acronym MAVE:<br />
® Medication review<br />
and management —<br />
Medications are reviewed to<br />
identify those that can cause<br />
side effects or interactions<br />
such as dizziness or drowsiness;<br />
® Assessment <strong>of</strong> home<br />
safety — The home environment<br />
is reviewed to identify<br />
tripping hazards, improve<br />
lighting, and install grab<br />
bars and railings as needed;<br />
® Vision evaluation<br />
— Seniors are encouraged to<br />
have their vision checked by<br />
an eye doctor at least once a<br />
year and update their eyeglasses;<br />
and<br />
® Exercise — Exercises<br />
that <strong>focus</strong> on leg strength<br />
and improving balance are<br />
especially helpful for seniors<br />
at risk for falls. The <strong>Falls</strong><br />
Prevention Coalition members<br />
provide Tai Chi instruction<br />
because Tai Chi <strong>focus</strong>es<br />
on strength and balance.<br />
Since the formation <strong>of</strong><br />
the coalition in 2010, its<br />
members have conducted<br />
81 home safety assessments<br />
for county seniors. Of the 81<br />
assessments conducted, 218<br />
fall hazards were identified<br />
and 155 hazards were targeted<br />
for change.<br />
In addition to identifying<br />
potential fall hazards in<br />
homes, the coalition team<br />
members have provided<br />
education to senior groups<br />
and area pr<strong>of</strong>essionals, and<br />
introduced Tai Chi to area<br />
seniors as a low-impact<br />
way <strong>of</strong> improving balance<br />
and strength in an effort to<br />
reduce falls.<br />
If you would like more<br />
information regarding the<br />
<strong>Falls</strong> Prevention Program,<br />
contact Stacy Lockwood<br />
at the Cattaraugus County<br />
Department <strong>of</strong> the Aging by<br />
calling 373-8032 or 1-800-<br />
462-2904.<br />
The Cattaraugus County<br />
<strong>Falls</strong> Prevention Coalition<br />
formed in 2010 to identify<br />
Photo submitted<br />
<strong>Falls</strong> <strong>prevention</strong> <strong>awareness</strong> <strong>was</strong> <strong>focus</strong><br />
<strong>of</strong> <strong>recent</strong> event at Olean Center Mall<br />
seniors at most risk for falls<br />
and to provide education<br />
and tools for <strong>prevention</strong>.<br />
The coalition consists <strong>of</strong><br />
members from the following<br />
organizations: Cattaraugus<br />
County Community<br />
Action Inc.; Cattaraugus<br />
County Department <strong>of</strong><br />
the Aging; Cattaraugus<br />
County Department <strong>of</strong><br />
Health; Cattaraugus<br />
County Department <strong>of</strong><br />
Social Services; Healthy<br />
Community Alliance;<br />
Interfaith Caregivers; Total<br />
Senior Care; and Upper<br />
Allegheny Health System.<br />
(Stacy Lockwood is with<br />
the Cattaraugus County<br />
Department <strong>of</strong> the Aging.)