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OLEAN TIMES HERALD fRIDAy, october 19, 2012 PAGE 1<br />

Kate Day Sager/olean times Herald<br />

Jim Baker, a master weaver at the McKean County Historical Society’s Old Jail Museum in Smethport, Pa., demonstrates<br />

weaving on a loom he built several years ago.<br />

Smethport man’s craft<br />

manages to loom large<br />

By Kate Day Sager<br />

Olean Times Herald<br />

SMETHPORT, Pa. —<br />

When Jim Baker<br />

returned home from<br />

the U.S. Army Air<br />

Forces following World War<br />

II, he became interested in<br />

his mother’s weaving skills<br />

and decided to take a shot at<br />

learning the craft.<br />

Mr. Baker not only<br />

learned how to weave on<br />

a loom, but mastered all<br />

aspects <strong>of</strong> the craft. Now,<br />

60 years later, he is actively<br />

serving as master weaver<br />

for the McKean County<br />

Historical Society’s Old Jail<br />

Museum on King Street in<br />

Smethport.<br />

During a tour <strong>of</strong> his work<br />

areas on the second floor<br />

and basement <strong>of</strong> the museum,<br />

Mr. Baker spoke <strong>of</strong> how<br />

the craft not only is enjoyable<br />

for him but literally<br />

keeps him going because <strong>of</strong><br />

its physical aspects. His routine<br />

at the museum includes<br />

climbing a steep set <strong>of</strong> steps<br />

to the second floor where<br />

the looms are located, and<br />

back down two flights to<br />

the basement where he<br />

uses sewing and cutting<br />

machines to cut strips <strong>of</strong><br />

denim for his rag rugs.<br />

“I’m 93. I got to be doing<br />

something. I can’t sit still,”<br />

Mr. Baker said after climbing<br />

up to the second floor <strong>of</strong><br />

the old jail where the Loom<br />

Room is located. An iron<br />

door with bars is found at<br />

the bottom <strong>of</strong> the staircase.<br />

The Loom Room is located<br />

in what had once housed<br />

the women’s jail cells when<br />

the facility served as the<br />

McKean County Jail. The<br />

room has nine barred windows<br />

and a corrugated<br />

metal ceiling.<br />

The sunlit room, which<br />

once contained four separate<br />

cells for imprisoned<br />

women, provides plenty <strong>of</strong><br />

light for weaving. Mr. Baker<br />

said he requested the room<br />

for weaving for that reason.<br />

Mr. Baker said he began<br />

weaving for the historical<br />

association when it <strong>was</strong><br />

located in the basement<br />

<strong>of</strong> the McKean County<br />

Courthouse close to 20 years<br />

ago. His late wife, Carolyn,<br />

had worked at the museum<br />

and encouraged him to<br />

work on the loom and spinning<br />

wheel at the facility.<br />

When the museum<br />

moved to the old jail in<br />

2003, Mr. Baker, who is<br />

now a board member, made<br />

sure a weaving room and<br />

an antique loom from the<br />

Hudson River region would<br />

be included. Later, an ash<br />

loom made by Mr. Baker<br />

<strong>was</strong> added to the room.<br />

He noted he has made<br />

other large and small looms,<br />

and repaired a number <strong>of</strong><br />

the items.<br />

Mr. Baker said he <strong>was</strong><br />

intrigued by weaving after<br />

watching his mother work<br />

on a loom at their home following<br />

his military service<br />

in the Pacific Theater. He<br />

continued on with the craft<br />

after marrying and raising<br />

two sons with his wife.<br />

Over the years, he<br />

worked in the oil fields as<br />

a roustabout and pumper,<br />

and later worked for Airco<br />

Spears in Bradford. That<br />

<strong>was</strong> followed by work as a<br />

driver with the Intermediate<br />

Unit 9, which serves school<br />

districts in the region.<br />

After he <strong>was</strong> laid <strong>of</strong>f<br />

from that job, he concentrated<br />

on weaving at his home.<br />

He also took spinning and<br />

weaving classes to improve<br />

his craft.<br />

While he regularly makes<br />

rag rugs out <strong>of</strong> denim strips<br />

Please see LOOM, page 2<br />

Here are the five<br />

biggest money<br />

mistakes retirees<br />

frequently make<br />

Avoid these pitfalls and you won’t<br />

<strong>com</strong>promise your financial future<br />

By David Pitt<br />

AP Personal Finance Writer<br />

Live long and prosper.<br />

We should all be so lucky<br />

to fulfill this blessing made<br />

popular in the television<br />

series “Star Trek.” For<br />

retirees to maintain their<br />

desired lifestyle without<br />

a paycheck, possibly for<br />

decades, they need have a<br />

solid financial plan. They<br />

also need to steer clear <strong>of</strong><br />

serious mistakes that could<br />

AARP warns: Beware<br />

when buying energy<br />

in deregulated sector<br />

New Yorkers are paying<br />

some <strong>of</strong> the highest electricity<br />

prices in the nation,<br />

with the costs making up<br />

a considerable and everincreasing<br />

portion <strong>of</strong> household<br />

budgets.<br />

In particular, older consumers<br />

are vulnerable to<br />

increases in energy prices.<br />

Although they consume<br />

approximately the same<br />

amount <strong>of</strong> energy their<br />

younger counterparts do,<br />

older adults spend a higher<br />

percentage <strong>of</strong> their in<strong>com</strong>e<br />

on residential energy costs.<br />

AARP is very concerned<br />

about <strong>recent</strong> media reports<br />

<strong>of</strong> data showing New<br />

York residential customers<br />

who bought energy from<br />

energy service <strong>com</strong>panies<br />

(ESCOs) paid $413 more for<br />

electricity and $235 more<br />

for natural gas over the<br />

past two years, on average,<br />

<strong>com</strong>pared with what they<br />

<strong>com</strong>promise their future<br />

in<strong>com</strong>e.<br />

Here’s a look at some<br />

<strong>com</strong>mon pitfalls retirees<br />

encounter and ways to<br />

step around them to avoid<br />

financial disaster.<br />

HELPING CHILDREN<br />

TOO MUCH<br />

® Problem: Retirees<br />

with children or grandchildren<br />

are <strong>of</strong>ten too willing<br />

See RETIREES, page 3<br />

would have paid National<br />

Grid, said Marilyn Pinsky,<br />

AARP’s New York president.<br />

ESCOs are alternative<br />

suppliers <strong>of</strong> natural gas and<br />

electricity that consumers<br />

contract with, <strong>of</strong>tentimes<br />

with the promise <strong>of</strong> lower<br />

prices.<br />

“On behalf <strong>of</strong> our 2.7<br />

million members in New<br />

York, we sincerely hope this<br />

is not a widespread occurrence<br />

affecting customers<br />

<strong>of</strong> electric and gas service<br />

in other parts <strong>of</strong> the state.<br />

AARP is re<strong>com</strong>mending<br />

our members in New York<br />

be extremely cautious when<br />

switching to an ESCO for<br />

their gas and/or electric<br />

service. Consumers should<br />

always take care to <strong>com</strong>pare<br />

rate plans. However,<br />

until the New York Public<br />

Service Commission (PSC)<br />

See ENERGY, page 2


PAGE 2 frIdAy, friday, OctOber 19, 2012 OLEAN TIMES HErALd<br />

RETIREES<br />

Continued from page 1<br />

to help out financially; sometimes at the risk<br />

<strong>of</strong> their own well-being. Even though many<br />

baby boomers worked to put themselves<br />

through college and the experience developed<br />

good financial skills, they don’t want<br />

their kids to struggle as much, says Wayne<br />

Copelin, president <strong>of</strong> Copelin Financial<br />

Advisors in Sugar Land, Texas.<br />

If you try to tell parents that it’s a mistake<br />

to bail adult children out <strong>of</strong> credit card debt<br />

or help them with other financial mistakes,<br />

they get very mad, says Copelin. “They just<br />

won’t hear that.”<br />

® Solution: Don’t underestimate your<br />

longevity. Make sure you have enough<br />

money to last the rest <strong>of</strong> your life by laying<br />

out a financial plan. With a plan in hand,<br />

you can then determine how much you can<br />

afford to spend on children and grandchildren.<br />

If you don’t take this step, you could<br />

very well run out <strong>of</strong> money and need to turn<br />

to your children for help.<br />

Also be very careful about co-signing<br />

loans because any default or late payments<br />

can hurt your credit rating. What’s more,<br />

be aware that significant gifts could be considered<br />

taxable — this year’s limit is up to<br />

$13,000. Read the IRS rules at: http://tinyurl.<br />

<strong>com</strong>/4uncnxx .<br />

UNDERESTIMATING<br />

HEALTH CARE COSTS<br />

® Problem: One <strong>of</strong> the biggest pitfalls<br />

facing the retirees <strong>of</strong> the next few decades<br />

is unanticipated and unplanned health care<br />

costs.<br />

According to various experts, a healthy<br />

couple in their mid-60s will need around<br />

$300,000 to cover health care in retirement.<br />

A couple in their mid-50s should plan on<br />

spending around $500,000 in out-<strong>of</strong>-pocket<br />

health care costs.<br />

Most retirees will not have saved anywhere<br />

near that amount. The average 401(k)<br />

account balance for 55-year-old workers<br />

contributing for at least 10 years is $234,000,<br />

according to Fidelity Investments.<br />

® Solution: One way to be prepared is<br />

to purchase long-term health care insurance,<br />

which can help cover the cost <strong>of</strong> home care<br />

or nursing home care, should the need arise.<br />

Couples in their 50s and in good health likely<br />

can buy a policy for an annual premium <strong>of</strong><br />

around $2,500 if they shop for the best rates.<br />

Waiting until their 60s to buy is expensive<br />

with premiums rising to as much as $4,000 to<br />

$5,000 a year.<br />

To look at options for long-term care planning,<br />

check out this site provided by the federal<br />

government: http://www.longtermcare.<br />

gov/LTC/Main_Site/index.aspx .<br />

TAKING SOCIAL SECURITY<br />

BENEFITS TOO SOON<br />

® Problem: No one knows exactly how<br />

long they’ll live and these days it’s very <strong>com</strong>-<br />

ENERGY<br />

Continued from page 1<br />

has had a chance to examine<br />

this apparent price discrepancy<br />

in the marketplace, consumers<br />

should exercise extra<br />

diligence when evaluating<br />

gas and electric rate plans,”<br />

she said.<br />

Furthermore, “We believe<br />

the PSC should, at a minimum,<br />

provide more effective<br />

tools to allow consumers<br />

to make price <strong>com</strong>parisons<br />

between ESCOs and their<br />

local utility <strong>com</strong>pany so they<br />

can gauge how much money<br />

they may or may not save if<br />

they switch service providers,”<br />

she said. In addition,<br />

“We suggest re-examining<br />

their Power to Choose web-<br />

Meals on Wheels<br />

gets high marks,<br />

survey indicates<br />

Did you know that over<br />

500 Meals on Wheels are<br />

delivered weekdays throughout<br />

Cattaraugus County?<br />

Did you know more<br />

than 150 older adults enjoy<br />

meals at the county’s Senior<br />

Wellness and Nutrition<br />

(SWAN) sites?<br />

According to a <strong>recent</strong> satisfaction<br />

survey conducted<br />

by the Cattaraugus County<br />

Department <strong>of</strong> the Aging’s<br />

Senior Nutrition Program,<br />

meal recipients and congregate<br />

diners continue to<br />

be highly pleased with the<br />

quality <strong>of</strong> the meals.<br />

In August, surveys were<br />

sent out to all Meals on<br />

Wheels recipients and congregate<br />

diners at the SWAN<br />

sites. The survey return/<br />

response rate <strong>was</strong> 56 percent,<br />

Please see MEALS, page 3<br />

site and instituting a bill calculator<br />

that allows for price<br />

<strong>com</strong>parisons.”<br />

According to a <strong>recent</strong><br />

AARP survey <strong>of</strong> New<br />

Yorkers who are 50-plus,<br />

over 40 percent said they<br />

found it “difficult” to pay<br />

their utility bill, with 18<br />

percent finding it “very difficult.”<br />

Across the nation and<br />

in New York, AARP has a<br />

long history <strong>of</strong> advocating<br />

for residential ratepayers,<br />

including supporting laws<br />

mon to outlive our own expectations. About<br />

one in four 65-year-olds today will live past<br />

90. One in 10 will live past 95. It’s difficult to<br />

know how much to set aside for retirement.<br />

It’s equally difficult to know whether to take<br />

Social Security as soon as one is eligible or<br />

wait a few years and get a fatter check.<br />

® Solution: A worker at the full retirement<br />

age <strong>of</strong> 66 will be entitled to a monthly<br />

Social Security benefit <strong>of</strong> $1,000. That’s<br />

reduced to $750 a month if benefits begin at<br />

62, the earliest one can begin to draw checks.<br />

However, the same worker waiting until age<br />

70 will get $1,320 a month.<br />

Deciding when to take benefits depends<br />

on age, health, how long you’ll keep working,<br />

how much is saved and other factors.<br />

The Social Security Administration <strong>of</strong>fers a<br />

benefits calculator at: http://www.ssa.gov/<br />

oact/anypia/index.html.<br />

FAILING TO ASK<br />

FOR GUIDANCE<br />

® Problem: Trying to handle retirement<br />

savings and investments without help.<br />

® Solution: Many retirees and those<br />

nearing retirement who manage their own<br />

money <strong>of</strong>ten micromanage their accounts by<br />

watching the market’s movement every day.<br />

They tend to pull money out when they get<br />

scared and keep it out until too late, missing<br />

any chance for recovery when the market<br />

picks up. This happened to millions <strong>of</strong> retirement<br />

savers as the market collapsed in 2008.<br />

Many 401(k) accountholders lost a third <strong>of</strong><br />

their money.<br />

The reverse is also true as many put their<br />

investments on auto pilot.<br />

A financial planner can help make sure<br />

a portfolio is properly diversified and that<br />

risk is adequately reduced as retirement<br />

approaches. With such low interest rates<br />

today, it’s difficult to make any money in<br />

cash investments, so a strategy <strong>of</strong> using<br />

bonds with varying maturities, mixing in<br />

dividend paying stocks, and looking at<br />

newly designed annuity products are important.<br />

INVESTING TOO<br />

CONSERVATIVELY<br />

® Problem: Retirees want to protect their<br />

savings from losses, but also need to be sure<br />

their money is working for them. Investment<br />

returns are a vital part <strong>of</strong> their balance sheet.<br />

® Solution: Retirement can last for<br />

decades. It’s important to recognize that<br />

inflation will cause expenses to rise over<br />

time, all while retirees are living on a fixed<br />

in<strong>com</strong>e. Also it’s a mistake to assume that<br />

total expenses will decline in retirement.<br />

With more leisure time, expenses can rise,<br />

and medical costs will certainly increase.<br />

This means that it would be a mistake<br />

for retirees to invest solely in fixed-in<strong>com</strong>e<br />

securities. Instead they need to continue to<br />

maintain a diversified portfolio, with a strategy<br />

that gradually limits their risk <strong>of</strong> losses<br />

as they get older.<br />

that provide consumer protection<br />

to ESCO customers<br />

and, more <strong>recent</strong>ly, supporting<br />

the ESCO Bill <strong>of</strong> Rights<br />

law in New York.<br />

AARP strongly believes<br />

that consumer options and<br />

<strong>com</strong>petition will make for a<br />

stronger and more transparent<br />

ESCO marketplace in<br />

New York, but consumers<br />

must be empowered with<br />

information so that they can<br />

make informed choices for<br />

themselves and their households,<br />

Ms. Pinsky said.<br />

Kate day Sager/Olean times Herald<br />

Jim Baker is shown cutting strips <strong>of</strong> denim that are used in the weaving <strong>of</strong> denim rugs at<br />

the Old Jail Museum.<br />

LOOM<br />

Continued from page 1<br />

cut from old jeans, he also<br />

has woven rugs, placemats<br />

and scarves out <strong>of</strong> plastic<br />

bread wrappers, T-shirts,<br />

sweatshirts and wool.<br />

He has special pride for<br />

a rug that he hand-carded,<br />

spun and wove by using<br />

a Navaho saddle blanket<br />

weave. He weaves as many<br />

as 60 to 70 rugs a year,<br />

either at his home or in the<br />

museum.<br />

He has taught classes in<br />

the past and is always available<br />

to <strong>of</strong>fer help to other<br />

weavers.<br />

Museum volunteer<br />

Marjorie Windsor said she<br />

and the other staff appreciate<br />

Mr. Baker and his talents.<br />

“What he does is a lost<br />

art,” Mrs. Windsor said. “We<br />

do have a couple <strong>of</strong> women<br />

trying to learn this and he’s<br />

a good teacher.”<br />

Eileen McKean, president<br />

<strong>of</strong> the historical association,<br />

said Mr. Baker also <strong>was</strong><br />

recognized by the Weaver’s<br />

Journal for his skills as a<br />

master weaver.<br />

“He’s taught so many<br />

people, not just from the<br />

United States, but from<br />

other countries,” Mrs.<br />

McKean said. “He works<br />

with the young and old.<br />

He’s the main pillar <strong>of</strong> this<br />

place — not only in his mannerisms,<br />

but his talent.”<br />

For more information on<br />

Mr. Baker or the museum,<br />

which is open through the<br />

end <strong>of</strong> October for tours, call<br />

the facility at (814) 887-5142<br />

or visit online at www.mchsmuseum.org.<br />

(Contact reporter Kate Day<br />

Sager at kates_th@yahoo.<strong>com</strong>)


OLEAN TIMES HERALD fRIDAy, october 19, 2012 PAGE 3<br />

Wrinkles <strong>of</strong> Wisdom Original pOetry and prOse by seniOr citizens frOm the twin tiers<br />

By Joan Pettit<br />

A lot <strong>of</strong> thing bother me:<br />

® Like when parents let their noisy,<br />

bratty kids run around at a restaurant when<br />

you are trying to enjoy your meal that cost<br />

you too much to begin with.<br />

® They keep taking from the working<br />

man to help pay for benefits that go to illegal<br />

aliens who don’t work. I mean, hello,<br />

what part <strong>of</strong> illegal don’t they understand?<br />

Then they go take a vote and raise their<br />

own wages and benefits.<br />

® I hate getting a cold sore about the<br />

time I’m going to do something special like<br />

going to the doctor or the grocery store.<br />

They seem to last forever and you know<br />

everyone is staring at you.<br />

® I get very upset with people who look<br />

me in the eye and lie to me, thinking I am<br />

too dumb to realize it.<br />

® I don’t like listening to parents who<br />

say they aren’t going to make their kids<br />

go to church. They are going to wait until<br />

the kids are <strong>of</strong> age and let them make their<br />

own decision. They won’t go then even if<br />

they would like to. They are the same kids<br />

that will grow up and say they aren’t going<br />

to make their kids go to church ... blah,<br />

blah, blah.<br />

By Betty Lundberg<br />

Ever since I <strong>was</strong> a little girl<br />

I’ve liked naps. After lunch, I<br />

took as many books as I could<br />

carry and went to bed.<br />

I read, slipped books under<br />

by pillow and went to sleep<br />

dreaming <strong>of</strong> my favorite characters.<br />

Unlike my friends, I liked<br />

naps in kindergarten. I curled<br />

meals<br />

Continued from page 2<br />

and the surveys boasted the<br />

following positive feedback<br />

percentages (indicating the<br />

response listed <strong>was</strong> either<br />

satisfied “all <strong>of</strong> the time” or<br />

“most <strong>of</strong> the time”):<br />

® Are you satisfied with<br />

the way the food tastes? 85<br />

percent;<br />

® Are you satisfied with<br />

the way the food smells?<br />

92 percent;<br />

® Are you satisfied with<br />

the appearance <strong>of</strong> the meal?<br />

91 percent;<br />

® Are you satisfied with<br />

the variety <strong>of</strong> meals served?<br />

81 percent; and<br />

® Are you satisfied with<br />

the temperature <strong>of</strong> the food?<br />

89 percent.<br />

Depending on their location,<br />

some Meals on Wheels<br />

recipients receive chilled<br />

or frozen meals, and when<br />

asked if they are satisfied<br />

with these meals, the positive<br />

feedback percentage<br />

<strong>was</strong> 85 percent.<br />

Comments recorded<br />

on the surveys frequently<br />

included statements such<br />

as, “I enjoy all my meals.”<br />

“They always taste good.”<br />

“We really appreciate these<br />

meals.”<br />

Meal recipients and diners<br />

were also given the<br />

opportunity to voice their<br />

opinions about the meals<br />

being <strong>of</strong>fered in the up<strong>com</strong>ing<br />

menu cycle, which<br />

includes the months <strong>of</strong><br />

October, November and<br />

December.<br />

The survey listed 17<br />

menu entrees and survey<br />

participants were asked<br />

to rank the entrees. After<br />

review <strong>of</strong> the results,<br />

low-ranking entrees were<br />

removed from the up<strong>com</strong>ing<br />

menu cycle and/or<br />

substituted. This shows that<br />

the menus are consumer<br />

driven said <strong>of</strong>ficials from<br />

the Cattaraugus County<br />

Department <strong>of</strong> Aging.<br />

The Meals on Wheels<br />

program in Cattaraugus<br />

Things That Bug Me<br />

County is operated by the<br />

Department <strong>of</strong> the Aging.<br />

Meals are delivered to<br />

elderly, frail, homebound<br />

seniors by a core <strong>of</strong> volunteers,<br />

many <strong>of</strong> whom have<br />

been delivering meals for<br />

years.<br />

Meals on Wheels volunteers<br />

are needed all<br />

across Cattaraugus County,<br />

but especially in Olean,<br />

Allegany, and Salamanca.<br />

It takes just over an hour <strong>of</strong><br />

your day to deliver between<br />

® I don’t like listening to people I don’t<br />

know talking on their cell phones. Do they<br />

think I’m deaf?<br />

® It disturbs me with some <strong>of</strong> our<br />

young kids who spend most <strong>of</strong> their time<br />

lounging on a couch with the television,<br />

video games or cell phones and <strong>com</strong>plain<br />

there is nothing to do. So go clean your<br />

room. My kids used to hate to hear that but<br />

they quit <strong>com</strong>plaining to me. These kids<br />

probably don’t know how to clean their<br />

own rooms or even make their own beds.<br />

® I really hate it when people say they<br />

don’t visit friends or relatives at a nursing<br />

home or go to the visitations at funeral parlors<br />

because it makes them un<strong>com</strong>fortable.<br />

Do they all think we go because it is a lot<br />

<strong>of</strong> fun? We do it because <strong>of</strong> our love and<br />

respect for the friend, relative or surviving<br />

friends or family members.<br />

® I don’t like going into a restaurant or<br />

store and having whoever waits on me call<br />

me honey or sweetie, like I <strong>was</strong> a child.<br />

® And I really have to laugh at parents<br />

who say their kids wouldn’t do this or that.<br />

I thought that about my kids a long time<br />

ago, too, but keep finding out to this day<br />

how wrong I <strong>was</strong>.<br />

® I feel sad for the parents that let their<br />

little girls wear those teeny, little bikini<br />

on my rug next to my friend,<br />

Helen, and whispered about<br />

books. Sometimes our teacher<br />

separated us for whispering.<br />

Fast forward to the busy<br />

years <strong>of</strong> mothering a daughter<br />

and son. I wel<strong>com</strong>ed nap time.<br />

While they napped, I read,<br />

sewed, and talked to other<br />

young mothers.<br />

As our children grew older,<br />

their friends outgrew naps, but<br />

Naps<br />

10 and 15 meals to frail,<br />

vulnerable adults, possibly<br />

living right next door.<br />

If you, a family member<br />

or even a neighbor has<br />

been touched by Meals on<br />

Wheels, consider volunteering,<br />

said county <strong>of</strong>ficials.<br />

Contact the Department <strong>of</strong><br />

the Aging at (716) 373-8032<br />

or 800-462-2901 and ask for<br />

David Rodkey, RSVP coordinator,<br />

or Lisa Swaciak,<br />

home-delivered meal coordinator.<br />

not in this yellow house.<br />

For one hour, they were on<br />

their bed with a book, doll or<br />

truck. I set the stove timer, and<br />

confess there were afternoons I<br />

reset it so I could read another<br />

chapter or finish my sewing<br />

project.<br />

During my working-outsidethe-home<br />

years, I <strong>of</strong>ten thought<br />

about naps. I especially longed<br />

for a nap on long winter after-<br />

bathing suits. What are they thinking <strong>of</strong>?<br />

® And don’t you wonder if little kids<br />

think their parents are silly when they tell<br />

them they had better behave by the time<br />

they count to 10? Or how about this one?<br />

“Just wait until your father gets home.”<br />

You just have to know when to say no.<br />

Even little kids know what it means but get<br />

mixed signals about when they have to pay<br />

attention to it.<br />

® And how about when you’re sick and<br />

laying on the couch — I mean feeling lowdown,<br />

mean-dog rotten with a big scabby<br />

sore — and someone <strong>com</strong>es tripping in and<br />

with a big smile asks you how you feel.<br />

Don’t you just want to throw something at<br />

them?<br />

® Or how about when they say you<br />

don’t look a day older. A day older than<br />

what? Do they think I don’t own a mirror?<br />

® And some <strong>of</strong> you young folks — and<br />

some not so young — please pull up your<br />

pants. I don’t want to look at your behind<br />

or your belly button, either, even if it does<br />

have a gaudy ring in it.<br />

® This is just the tip <strong>of</strong> the iceberg.<br />

Better not really get me going. I am 80<br />

years old and feeling a little bit crabby<br />

today. So don’t bug me.<br />

(Joan Pettit lives in Bolivar.)<br />

noons.<br />

I knew retirement would<br />

<strong>com</strong>e and naps were a part <strong>of</strong><br />

retirement.<br />

Now that I’m retired, I<br />

wel<strong>com</strong>e a nap almost every<br />

afternoon. After lunch I curl up<br />

under the afghan my mother<br />

crocheted, sleep and wake<br />

refreshed.<br />

(Betty Lundberg lives in Olean.)<br />

AARP<br />

Foundation<br />

Tax-Aide<br />

program seeks<br />

volunteers<br />

NEW YORK — AARP<br />

Foundation Tax-Aide,<br />

the nation’s largest<br />

free, volunteer-run tax<br />

preparation and assistance<br />

service, is seeking<br />

volunteers across the<br />

state to help New York<br />

taxpayers who are seeking<br />

assistance preparing<br />

and filing their 2012 tax<br />

returns.<br />

Volunteers do not<br />

need to be an AARP<br />

member or retiree to<br />

participate. AARP<br />

Foundation Tax-Aide<br />

volunteers receive free<br />

tax training and are<br />

reimbursed on a limited<br />

basis for qualified program-related<br />

expenses.<br />

They help taxpayers at<br />

sites around the state,<br />

learning new skills while<br />

giving back to countless<br />

<strong>com</strong>munities.<br />

“This year, we’ve<br />

assisted thousands <strong>of</strong><br />

people in preparing and<br />

filing their tax returns,”<br />

said Marilyn Pinsky,<br />

AARP’s state president.<br />

“We could not do it without<br />

our volunteers, who<br />

make an indelible mark<br />

on the <strong>com</strong>munities they<br />

help.”<br />

Last year, more than<br />

1,800 Tax-Aide volunteers<br />

helped over 113,000<br />

taxpayers across the<br />

state. They join the more<br />

than 35,000 Tax-Aide volunteers<br />

across the country,<br />

helping millions <strong>of</strong><br />

taxpayers each year.<br />

For more information<br />

on how you can join the<br />

AARP Foundation Tax-<br />

Aide team, go online at<br />

www.aarp.org/tavolunteer8.<br />

AARP Foundation<br />

Tax-Aide is <strong>of</strong>fered in<br />

conjunction with the IRS.


PAGE 4 friday, OctOber 19, 2012 OLEaN TiMES HEraLd<br />

Associated Press<br />

In this Aug. 31 photo, a couple strolls through a<br />

park by the harbor in Camden, Maine. The small<br />

coastal town is <strong>of</strong>ten cited in lists <strong>of</strong> best retirement<br />

places to move for people interested in<br />

cooler climates.<br />

Some retirees<br />

are heading to<br />

unconventional<br />

destinations<br />

By Clarke Canfield<br />

Associated Press<br />

CAMDEN, Maine — When Peg Davis <strong>was</strong><br />

ready to find a retirement <strong>com</strong>munity to<br />

move to, she looked north — not south<br />

— for a place to spend her later years.<br />

Rather than set her sights on Florida, Arizona<br />

or some other warm-weather locale, she packed<br />

up and moved from Big Flats, N.Y., to the small<br />

coastal Maine town <strong>of</strong> Camden.<br />

Davis, 73, <strong>was</strong> in search <strong>of</strong> the slow pace <strong>of</strong> a<br />

small town with natural beauty, cultural opportunities<br />

and “a sense <strong>of</strong> place.” She hasn’t been<br />

disappointed since arriving in 2010.<br />

“I wouldn’t go south <strong>of</strong> Pennsylvania,” said<br />

Davis, who vacationed here for years before<br />

making the move. “My mind operates like a<br />

Mainer. It doesn’t operate like people who<br />

escape to Southern <strong>com</strong>fort.”<br />

The idea <strong>of</strong> people who uproot and move<br />

when they retire conjures up images <strong>of</strong> warm,<br />

sunny Florida or Arizona. But some <strong>of</strong> the older<br />

members <strong>of</strong> the baby boom generation, the 78<br />

million Americans born between 1946 and 1964,<br />

are looking elsewhere, and a number <strong>of</strong> towns in<br />

cooler climates from Maine to Washington have<br />

be<strong>com</strong>e popular retirement destinations.<br />

Camden is frequently cited in lists <strong>of</strong> best<br />

places for retirees. Others that have merited<br />

mention include Asheville, N.C.; Ruidoso,<br />

N.M.; Durango, Colo.; the San Juan Islands in<br />

Washington’s Puget Sound; St. George, Utah;<br />

Medford, Ore.; Coeur d’Alene, Idaho; Kalispell,<br />

Mont.; and towns along lakes Superior and<br />

Michigan in northern Michigan.<br />

“Boomers and retirees these days are considering<br />

a much wider range <strong>of</strong> destinations<br />

for retirement, <strong>of</strong>ten choosing states that don’t<br />

<strong>com</strong>monly <strong>com</strong>e to mind, such as Maine and<br />

Montana,” said Mary Lu Abbott, editor <strong>of</strong> Where<br />

to Retire magazine. “Yes, the Sun Belt remains<br />

popular, but many people prefer a four-season<br />

climate and enjoy the changing <strong>of</strong> seasons. They<br />

seek towns that are safe and have active, appealing<br />

downtowns and good hospitals nearby, and<br />

increasingly they’re looking for places with a<br />

lower cost <strong>of</strong> living and lower overall tax rate.”<br />

Maine doesn’t have a low in<strong>com</strong>e tax rate<br />

and housing prices are high in Camden. But the<br />

town fits the bill in most other regards, drawing<br />

more and more retirees over the years, many<br />

<strong>of</strong> whom have some previous connection to the<br />

town, spending summers or vacations in the<br />

area.<br />

Camden, with a population <strong>of</strong> 4,850, has<br />

a picturesque harbor that is home to historic<br />

windjammers in summer and fall. Nestled at the<br />

base <strong>of</strong> the Camden Hills, the town has its own<br />

ski mountain. The downtown has stores and<br />

restaurants that are locally owned. Crime is low<br />

and in<strong>com</strong>es and education levels are high.<br />

In 1990, about 33 percent <strong>of</strong> residents were 55<br />

and older, according to the U.S. Census Bureau.<br />

By 2010, nearly half were 55 and over. By last<br />

count, Camden has more people in their 60s<br />

than in their 20s and 30s <strong>com</strong>bined.<br />

Camden’s median age is 53, which is old even<br />

by Maine standards. The Pine Tree State, with<br />

the nation’s oldest residents, has a median age<br />

<strong>of</strong> 42.7 years.<br />

Smaller, far-flung places aren’t for all retirees,<br />

<strong>of</strong> course.<br />

For a time, it <strong>was</strong> a flash mob scene at Olean Center Mall.<br />

By Stacy Lockwood<br />

OLEAN — On Sept. 21,<br />

the Olean Center Mall <strong>was</strong><br />

a mob scene. — a flash mob<br />

scene, that is.<br />

The Cattaraugus County<br />

<strong>Falls</strong> Prevention Coalition<br />

held a falls <strong>prevention</strong><br />

<strong>awareness</strong> event to raise<br />

<strong>awareness</strong> <strong>of</strong> the incidence<br />

<strong>of</strong> falls in older adults and<br />

to provide education on falls<br />

<strong>prevention</strong>.<br />

Approximately 50 people<br />

attended the event and were<br />

given the opportunity to<br />

learn creative and effective<br />

ways to reduce their risk <strong>of</strong><br />

falls.<br />

The highlight <strong>of</strong> the<br />

event <strong>was</strong> a Tai Chi “flash<br />

mob,” which <strong>was</strong> led<br />

by Stacy Lockwood <strong>of</strong><br />

the Cattaraugus County<br />

Department <strong>of</strong> the Aging<br />

and Sharon Noecker <strong>of</strong><br />

Healthy Community<br />

Alliance.<br />

Seniors from Total Senior<br />

Care, The Linwood Center,<br />

the Springville Concord<br />

Elder Network (SCENe),<br />

and members <strong>of</strong> the public<br />

were part <strong>of</strong> the flash mob<br />

experience, with help from<br />

WPIG’s mascot, The Big Pig,<br />

who also participated in<br />

the five-minute, low-impact<br />

activity.<br />

According to the Centers<br />

for Disease Control and<br />

Prevention’s National<br />

Center for Injury Prevention<br />

and Control:<br />

® One out <strong>of</strong> three adults<br />

age 65 and older falls each<br />

year;<br />

® Among adults age 65<br />

and older, falls are the leading<br />

cause <strong>of</strong> injury death.<br />

They are also the most <strong>com</strong>mon<br />

cause <strong>of</strong> nonfatal injuries<br />

and hospital admissions<br />

for trauma; and<br />

® Many people who fall,<br />

even if they are not injured,<br />

develop a fear <strong>of</strong> falling.<br />

This fear may cause them to<br />

limit their activities, which<br />

leads to reduced mobility<br />

and loss <strong>of</strong> physical fitness,<br />

which in turn further<br />

increases their risk <strong>of</strong> falling.<br />

The <strong>Falls</strong> Prevention<br />

Coalition <strong>focus</strong>es on four<br />

specific areas to reduce fall<br />

risk, represented by the<br />

acronym MAVE:<br />

® Medication review<br />

and management —<br />

Medications are reviewed to<br />

identify those that can cause<br />

side effects or interactions<br />

such as dizziness or drowsiness;<br />

® Assessment <strong>of</strong> home<br />

safety — The home environment<br />

is reviewed to identify<br />

tripping hazards, improve<br />

lighting, and install grab<br />

bars and railings as needed;<br />

® Vision evaluation<br />

— Seniors are encouraged to<br />

have their vision checked by<br />

an eye doctor at least once a<br />

year and update their eyeglasses;<br />

and<br />

® Exercise — Exercises<br />

that <strong>focus</strong> on leg strength<br />

and improving balance are<br />

especially helpful for seniors<br />

at risk for falls. The <strong>Falls</strong><br />

Prevention Coalition members<br />

provide Tai Chi instruction<br />

because Tai Chi <strong>focus</strong>es<br />

on strength and balance.<br />

Since the formation <strong>of</strong><br />

the coalition in 2010, its<br />

members have conducted<br />

81 home safety assessments<br />

for county seniors. Of the 81<br />

assessments conducted, 218<br />

fall hazards were identified<br />

and 155 hazards were targeted<br />

for change.<br />

In addition to identifying<br />

potential fall hazards in<br />

homes, the coalition team<br />

members have provided<br />

education to senior groups<br />

and area pr<strong>of</strong>essionals, and<br />

introduced Tai Chi to area<br />

seniors as a low-impact<br />

way <strong>of</strong> improving balance<br />

and strength in an effort to<br />

reduce falls.<br />

If you would like more<br />

information regarding the<br />

<strong>Falls</strong> Prevention Program,<br />

contact Stacy Lockwood<br />

at the Cattaraugus County<br />

Department <strong>of</strong> the Aging by<br />

calling 373-8032 or 1-800-<br />

462-2904.<br />

The Cattaraugus County<br />

<strong>Falls</strong> Prevention Coalition<br />

formed in 2010 to identify<br />

Photo submitted<br />

<strong>Falls</strong> <strong>prevention</strong> <strong>awareness</strong> <strong>was</strong> <strong>focus</strong><br />

<strong>of</strong> <strong>recent</strong> event at Olean Center Mall<br />

seniors at most risk for falls<br />

and to provide education<br />

and tools for <strong>prevention</strong>.<br />

The coalition consists <strong>of</strong><br />

members from the following<br />

organizations: Cattaraugus<br />

County Community<br />

Action Inc.; Cattaraugus<br />

County Department <strong>of</strong><br />

the Aging; Cattaraugus<br />

County Department <strong>of</strong><br />

Health; Cattaraugus<br />

County Department <strong>of</strong><br />

Social Services; Healthy<br />

Community Alliance;<br />

Interfaith Caregivers; Total<br />

Senior Care; and Upper<br />

Allegheny Health System.<br />

(Stacy Lockwood is with<br />

the Cattaraugus County<br />

Department <strong>of</strong> the Aging.)

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