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Data Protection and ConsentData Protection.For the purposes of the Data Protection Act 1998, its amendments and statutory instruments, theData Controller in relation to any personal data you supply is the Motor Insurers’ Bureau (MIB).Information Use.Information you supply may be used for the purposes of claim(s) administration by the MIB, itsmember insurers and agents. Your information may also be used for crime prevention, research andstatistical purposes.Non-sensitive personal information such as addresses, which is provided to us about you, and othersnamed in your claim, may be used by us and other companies, if you or others named in your claimapply for other financial services including credit and insurance. This information may also be used fordebt tracing and the prevention of crimes like fraud and money laundering.The MIB and insurers pass information to the Claims and Underwriting Exchange Register (CUE), runby Insurance Database Services Ltd (IDS Ltd) and the Motor Insurance Anti-Fraud and TheftRegister, run by the Association of British Insurers (ABI). The MIB and the Motor Insurers’ InformationCentre (MIIC) may search the Motor Insurance Database (MID) to ascertain relevant policyinformation. Furthermore, in assessing any claims made, the MIB or its agents may undertake checksagainst publicly available information (such as electoral roll, county court judgments, bankruptcyorders or repossessions) and CUE Registers. Information may also be shared with insurers eitherdirectly or via those acting for the insurer (such as loss adjusters or investigators).Consent for Sensitive Data UseIn order to assess or administer claims, the MIB may need to collect data which the Data ProtectionAct defines as sensitive (such as medical history or criminal convictions). By proceeding with thisapplication you will signify your consent to such information being processed by the MIB, its memberinsurers or its agents, as outlined above.Data Subject’s right to informationIn the case of personal data, on payment of the appropriate fee, you have, with limited exceptions, theright to access and if necessary rectify information held about you. Again, by payment of theappropriate fee, persons with a valid claim in respect of a road traffic accident (including citizens ofother countries) may also obtain relevant information which is held on the MID. You can find out moreabout this from your insurer, or at www.miic.org.ukMIB 184(9.8.00)
NOTES FOR THE ASSISTANCE OF CLAIMANTSPlease detach and retain for future referenceThe following notes appear in question and answer form and deal with the questions that are mostcommonly asked. These notes do not replace or modify the Agreement and claimants are advisedthat it is essential that they read the Agreement carefully.More information about MIB and the Agreements is available from MIB’s website at www.mib.org.uk orthat of the Department for Transport (DfT) at www.dft.gov.uk.Q What is the Motor Insurers’ Bureau?A The Motor Insurers’ Bureau (MIB) is an independent organisation, authorised by the Department forTransport to compensate the victims of negligent uninsured motorists.Q Where does the money come from?A Honest motorists automatically contribute part of their premiums to meet claims paid by MIB each year.Q What is the “Uninsured Drivers’ Agreement”?AThis Agreement between the Secretary of State for Transport and the MIB sets out the circumstances in which claims willbe paid. Whilst the Agreement requires that a judgment be obtained in the Civil Court against the uninsured motorist, theMIB will wherever possible try to reach a settlement by agreement as opposed to insisting on a judgment being obtained.Copies of the Agreements can be obtained from the Stationery Office or large bookstores for a small fee, or downloadedfrom MIB’s website or those of the Stationery Office or the Department for Transport.Q When should I claim on the MIB?A Before approaching the MIB you should have made reasonable enquiries to try and discover if themotorist who has caused the accident is uninsured. Those enquiries will include but not necessarilybe limited to:a Contacting the motorist.b If you have the registration number of the offending vehicle, asking your own insurer oryour solicitor to search the Motor Insurance Database for insurance information. Solicitorshave a special facility to do this via a website at www.midis.org.uk (where a MIDIS search ismade, please enter the enquiry case number on the front of this form).c Obtaining details of the registered keeper from DVLA at Swansea and contacting him.d Making a formal request to the police. Section 154 of the Road Traffic Act 1988 makes it anoffence for a person against whom a claim is made to withhold details of insurers.Q How do I obtain any legal advice that I may need?A If you have legal expense insurance (often supplied with other insurance policies or financialproducts, or even under credit card agreements) your legal expense insurer will direct you to asolicitor.Alternatively, advice can be obtained from a Citizen’s Advice Bureau or a solicitor, who can generallyoffer a variety of arrangements for funding legal action.If you have no legal expense insurance you can take advantage of a free legal expense schemeset up by the MIB with the FirstAssist Group Ltd, from its office at:Bowling MillDean Clough Office ParkHalifaxHX3 5JATel 08457 125357 (calls charged at local rate)The scheme can provide you with cover for:a your opponent’s/MIB’s costs and the costs of your solicitor up to a total figure of£100,000
Page 1: MIDIS enquiry case no________MIB Re
Page 5 and 6: QAQAHow long will my claim take?Thi
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Page 9 and 10: C. (Continued)Have you taken out an
Page 11 and 12: I. OTHER VEHICLES INVOLVEDReg No:Ma

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