Takaful: Concept and Model by Atiquzzafar Khan

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Shariah Concerns regarding Wakalah <strong>Model</strong>Wakalah model is free from many objections raised againstMudaraba model but some shariah concerns are still therewhich are as follows:Distribution of surplus among the participants in proportionof their contributions is like a conditional gift(Hiba bis-Sawab) which is not allowed.Provision of Qard-e-Hasan from the Share holders fund incase of deficit is not correct as Wakeel is not a guarantor.
Waqf <strong>Model</strong>
Page 1 and 2: Takaful: Concepts and ModelsByAtiqu
Page 3 and 4: Risk and Insurance:Risk and uncerta
Page 5 and 6: Socio-Economic Benefits of Insuranc
Page 7 and 8: Shariah Position of InsuranceOpinio
Page 9 and 10: Major Arguments AgainstInsuranceAcc
Page 11 and 12: Takaful Pioneers Takaful started so
Page 13 and 14: Other Islamic/ Takaful Legislations
Page 15 and 16: Takaful driversThis movement is dri
Page 17 and 18: Takaful OperatorsThe number of Taka
Page 19 and 20: Takaful Geographical SpreadSouth& E
Page 21 and 22: WORKING OF THE TAKAFULBUSINESS: The
Page 23 and 24: Mudarabah ModelFamily TakafulProfit
Page 25 and 26: In case the Partcipant survivedShou
Page 27 and 28: Shariah Concerns regarding Mudaraba
Page 29: Wakalah ModelGeneral TakafulCOMPANY
Page 33 and 34: Cont… Waqif has right to set the
Page 35 and 36: A Waqf Fund would basically be asep
Page 37 and 38: The Challenges ahead Despite a rema
Page 39 and 40: Future OutlookDespite the remarkabl
Page 41 and 42: New Takaful Frontiers Markets like
Page 43 and 44: Conclusions Despite the challenges

Takaful: Concept and Model by Atiquzzafar Khan

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