MIX Annual Report FY 2010 - Microfinance Information Exchange

IN-DEPTH DATA ANALYSISUsing the data collected in FY 2010, MIX analystsconducted in-depth analysis of the state of themicrofinance industry in specific countries and regionsas well as addressed leading industry topics. This analysiswas published in 24 country and regional reports.Additionally, MIX’s lead researcher, Adrian Gonzalez,addressed some of the industry’s most burning questionsin MIX’s Data Briefs:••Consumption, Commercial or Mortgage Loans: Doesit Matter for MFIs in Latin America? MIX Data BriefNo. 3, September 2009. With data on the diverse LatinAmerica microfinance market, this paper exploresthe specific combinations of credit types offered byMFIs (commercial, consumption, microenterprise andmortgages) and the role they play in determining anMFI’s performance.••Analyzing Microcredit Interest Rates: A Review of theMethodology Proposed by Mohammed Yunus: MIXData Brief No. 4, March 2010. This data brief examinesthe effect that interest rates charged on microcredithas on the performance of microfinance institutions.••Is Microfinance Growing Too Fast? MIX Data BriefNo. 5, June 2010. This paper quantifies the points atwhich the level of growth appears to overstretch MFIresources and at which portfolio quality begins todecline for any higher growth level that is essentialin understanding the trade-offs between growth andportfolio quality.••Microfinance Funders Profiles - A Short Guide forYoung and Small Institutions Still Looking for aMatch: MIX Data Brief No. 6, June 2010. This paperfocuses on those MFIs that presumably have moredifficulty getting funding; they can generally bedescribed as younger, smaller, less profitable, andhaving lower portfolio quality than the typicalinstitution. By concentrating on this group of MFIs,this report seeks to answer questions like: Who lendsto young MFIs? What types of lenders fund institutionswith higher credit risk? Where are smaller MFIssourcing their on-lending funds?FUTURE PLANS FOR MIX DATA COLLECTIONIn July 2010, MIX will launch a new feature on MIX Marketthat will allow users to view the funding landscape of morethan 850 individual MFIs from more than 85 countries.The funding structure database will feature informationabout the types of lenders, amounts outstanding,and costs and terms of loans. MIX will also expand itscollection of interim data to include a larger number ofmicrofinance institutions and expand its data coverageof various markets around the world. In the future, MIXMarket will feature country briefings that will provideusers with succinct analysis and updates on microfinancein the biggest and most sought after markets aroundthe globe. Briefings appear alongside our quantitativedata and draw on the breadth of MIX’s up-to-date MFIdata and our sector expertise. Through these briefings,readers will get a snapshot of the microfinance market,supply and demand, funding for microfinance, andMFI performance. Finally, MIX will update its diamondranking system for MFIs to reflect additional informationsubmitted such as social performance and fundingstructure information.