Annual report 2010 - Tryg

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<strong>Tryg</strong> relies on its capital baseand financial strength for the Groupto assume risks from customers.
Capital management andrisk management
Page 2 and 3: ContentsManagement’s reportSideAb
Page 4 and 5: Our values | We create peace of min
Page 6 and 7: PrefaceOur 2010 performance was aff
Page 8 and 9: Mikael Olufsen: The Supervisory Boa
Page 10 and 11: Financial highlights and key ratios
Page 12 and 13: Highlights of 2010MarchJanuaryThe r
Page 14 and 15: Tryg focuses on a commonunderstandi
Page 16 and 17: StrategyTryg’s vision is to be pe
Page 18 and 19: KPI (Key Performance Indicators)Tur
Page 20 and 21: The insurance industryThe Nordic in
Page 22 and 23: Customers and productsBeing one of
Page 24 and 25: OutlookOutlook for the medium termT
Page 26 and 27: Good risk selection, low costsand f
Page 28 and 29: The Group’s financial performance
Page 30 and 31: Example of lean at TrygDepartment B
Page 32 and 33: Private NordicRead about a new coop
Page 34 and 35: Norway of DKK 163m and DKK 260m res
Page 36 and 37: les increased. The premium increase
Page 38 and 39: Read about new initiatives for corp
Page 40 and 41: Investment activitiesTryg discounts
Page 42 and 43: companies often structure their act
Page 46 and 47: Capital management and profit distr
Page 48 and 49: Subordinated loansAmount Maturity R
Page 50 and 51: The chart headed Insurance developm
Page 52 and 53: Provisions for claims a) (gross)Exp
Page 55 and 56: Tryg’s managers must createstrong
Page 57 and 58: Tina SnejbjergBill-Owe JohansenJohn
Page 59 and 60: Kjerstin FyllingenGroup Executive V
Page 61 and 62: See Tryg’s Statutory report on co
Page 63 and 64: goals for the years ahead. In 2010,
Page 65 and 66: The Chairman of the Supervisory Boa
Page 67 and 68: is reported annually to the Supervi
Page 69 and 70: was DKK 12.1bn including OTC transa
Page 71 and 72: Tryg A/S | Annual report 2010 | 69
Page 73 and 74: Contents - AccountsAccounts 2010Pag
Page 75 and 76: Independent auditor’s reportTo th
Page 77 and 78: Statement of comprehensive incomeDK
Page 79 and 80: Statement of financial positionDKKm
Page 81 and 82: Statement of changes in equityPropo
Page 83 and 84: Notes1 Accounting policiesThe conso
Page 85 and 86: NotesOn initial recognition assets
Page 87 and 88: NotesAssets held under operating le
Page 89 and 90: NotesInvestment propertyProperties
Page 91 and 92: NotesOther assetsOther assets inclu
Page 93 and 94: NotesIncome tax and deferred taxThe
Page 95 and 96:
NotesDKKm 2009 20105 Insurance oper
Page 97 and 98:
NotesTOTAL NUMBERSFAIR VALUETotalfa
Page 99 and 100:
Notes5 Employee shares2010Tryg did
Page 101 and 102:
NotesPrivate Commercial CorporateDK
Page 103 and 104:
NotesMotorMarine, aviationMotor TPL
Page 105 and 106:
NotesDKKm 2009 20109 TaxTax on prof
Page 107 and 108:
NotesDKKm11 Intangible assets (cont
Page 109 and 110:
NotesOperating Owner-occup- Assets
Page 111 and 112:
NotesDKKm 2009 201014 Investments i
Page 113 and 114:
NotesDKKm Bonds Shares Property Tot
Page 115 and 116:
NotesDKKm Properties Bonds Shares I
Page 117 and 118:
NotesDKKm 2009 201016 Reinsurer’s
Page 119 and 120:
NotesDKKm20 Subordinated loan capit
Page 121 and 122:
NotesDKKm21 Provisions for claims -
Page 123 and 124:
NotesExpected cashflowCarryingamoun
Page 125 and 126:
NotesDKKm 2009 201022 Pensions and
Page 127 and 128:
NotesDKKm 2009 201024 Other provisi
Page 129 and 130:
NotesDKKm29 Acquisition of subsidia
Page 131 and 132:
NotesDKKm 2009 201030 Related parti
Page 133 and 134:
Statement of financial position (pa
Page 135 and 136:
Notes (parent company)DKKm 2009 201
Page 137 and 138:
Page 139 and 140:
Page 141 and 142:
Geographical segmentsDKKm 2006 2007
Page 143 and 144:
GlossaryThe financial highlights an
Page 145 and 146:
DisclaimerCertain statements in thi
Page 148:
Tryg A/SKlausdalsbrovej 6012750 Bal
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Annual report 2010 - Tryg

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