Mobile Phone Insurance - The Co-operative Bank

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UK & European Motor Breakdown Cover18 UK & European Motor Breakdown CoverPolicy documentSignificant features and benefitsThis section outlines the main features and benefits of cover:Roadside AssistanceRoadside assistance ¼ mile or more away from Your Home address including a tow for up to 10 miles and taxi fares for up to 20 miles if Your Vehicle cannot be fixed.RecoveryAs per Roadside plus recovery for up to 8 people and Your Vehicle to any single destination within the UK.At HomeAs per Roadside plus breakdown assistance at Your Home or within ¼ mile of Your Home address.Onward TravelReplacement car for up to 1 day whilst Your Vehicle is fixed, or, if this is not possible, overnight accommodation or an alternative form of transport will be provided.European Motoring AssistanceIn the event of a Breakdown of Your Vehicle on its way to a destination abroad, or whilst abroad, Your Vehicle will be fixed at the roadside by a contractor or recovered to a local garagefor repair or, if this is not possible, overnight accommodation or an alternative form of transport will be provided.Significant and unusual exclusions or limitationsThis section outlines the main exclusions, limitations and conditions of cover. Please also read the general exclusions and the vehicle specifications which apply to the Vehicle.Exclusions and limitations applicable to UK coverThe following are not covered by this Policy, for full details please refer to the Policy Exclusions section of your terms and conditions booklet:• Recovery, At Home and Onward Travel services are not available until 24 hours after commencement of the Policy.• Replacing tyres or windows.• Missing or broken keys. We will try to arrange the services of a locksmith but You will have to pay for them.• The cost of ferry crossings, road toll and congestion charges.• Contaminated fuel problems. We will arrange for the Vehicle to be taken to a local garage for assistance, but You will have to pay for the work carried out.• Labour at any garage to which the Vehicle is taken.Exclusions and limitations applicable to European Motoring AssistanceThere is an overall limit of £2,500 per Claim applied to Claims relating to the European Motoring Assistance level of cover.
Service in the UK en routeProductRoadside AssistanceUK & European Motor Breakdown Cover 19LimitationRepair at the roadside or recovery to the nearest garage capable of performing repairsor home.Journey Continuation Replacement vehicle to a maximum of £750Service while abroadBenefitRoadside AssistanceLimitationRepair at the roadside or recovery to the nearest garage capable of performing repairs.Spare parts dispatchAdditional accommodation expenses£30 per person per day.Journey continuation or return homeMaximum of 14 days car hire or second class rail fare.Replacement driverVehicle break-in, emergency repair £175Accidental damage to or loss of tent£30 per person per day.Urgent message relay serviceVehicle repatriation to United KingdomCustoms claims indemnityLimited to the value of the vehicle being contained within UK Glass’s guide or otherappropriate industry standard used by RAC.UK & European Motor Breakdown CoverService after return homeBenefitLimitationCollection of vehicle left abroad for repair £600
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Page 13 and 14: FraudWe do not tolerate any aspect
Page 15 and 16: How we handle your personal informa
Page 17: Policy summaryThis policy summary i
Page 21 and 22: Financial Services Compensation Sch
Page 23 and 24: If We cannot repair the Vehicle at
Page 25 and 26: What is Not covered• Other charge
Page 27 and 28: Orb) Journey continuation or return
Page 29 and 30: Accidental damage to or loss of ten
Page 31 and 32: Service providersUnless the service
Page 33 and 34: 16. Any claim which You have made s
Page 35 and 36: • to reflect decisions or recomme
Page 37: Please call 03457 212 212 if you wo

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