Investor Presentation - Public Bank | PBeBank.com

Robust Financial PositionTotal assets 235.4 226.3 4.0%Gross loans and advancesOf which:Domestic loans and advancesOverseas loans and advancesDeposits from customersOf which:RM’ bilDomestic core customer depositsJun 2011 Dec 2010 Change167.2154.213.0188.3137.9156.5143.812.7176.9129.46.8%7.2%1.6%6.5%6.5%Shareholders’ funds 13.8 13.0 6.1%Net assets per share (RM) 3.95 3.72 6.2%Net loans to deposits (LD) ratio (%) 87.3 87.1 0.2%Assets:• Assets expansion driven by strongloan and deposit growthLoan:• Domestic loan growth is stronger at7.2% (annualised 14.5%) for 1H 2011• Overseas loan see a marginalincrease of only 1.6% partly due thenegative impact of the forextranslation of overseas loansresulting from strengthening of RMagainst USDDeposit:• Deposit growth of 6.5% (annualised12.9%), supported by the strongdomestic core customer depositgrowth of 6.5% (annualised 13.0%).Equity:• Shareholders’ fund increased toRM13.8 billion29Investor Presentation