SCB Costing Guide 1 & 20 - Standard Chartered Bank

Transaction BankingPricing Schedule

TRADE SERVICESTrade Services: ImportsIrrevocable Documentary CreditsOpening commission, balancesof AED 100,000 or equivalentin other currenciesA commission of 0.125% of the creditvalue per month (a minimum of 0.375% forthree months or AED 250, whichever isgreater)For each additional month or part thereofcommission of 0.125% per month of thecredit value is applicableBalance in excess of AED 100,000or equivalent in other currenciesDeferred Payment CreditsDocumentary credit calling forusance drafts, or stipulatedeferred payment termsBack to Back Documentary CreditsA commission of 0.1875% covering avalidity of three monthsFor each additional month or part thereof,commission of 0.0625% per month of thecredit valueIn addition to the opening commission,where documentary credits call forusance drafts, or stipulate deferredpayment terms and where the maturityfalls beyond the expiry date, 0.20% permonth or part thereof, from the date ofexpiry of the credit to the maturity ofthe draft or date of payment is applicableIn any event, a minimum of AED 150 willbe leviedOpening commission within balances A commission of 0.125% of the creditof AED 100,000 or equivalent value per month (a minimum of 0.375%in other currenciesfor three months or AED 600, whichever isgreater) covering a validity of threemonthsFor each additional month or part thereof,commission of 0.125% per month of thecredit value is applicable

Balance in excess of AED 100,000or equivalent in other currenciesA commission of 0.1875% covering avalidity of three monthsFor each additional month or part thereof,commission of 0.0625% per month of thecredit value is applicableCommission is subject to bank and country risk considerationRevolving Documentary CreditsOpening commissionNegotiation and / or reinstatementA minimum of 0.125% of the credit valueper month or part thereof for the entirevalidity of the credit, subject to aminimum of three months or AED 250whichever is greaterA flat fee of AED 100 for eachnegotiation and reinstatementStandby Documentary CreditsOpening commissionA commission of 0.125% of the creditvalue per month or part thereof for theentire validity of the credit, subject to aminimum of three months or AED 250whichever is greaterAmendments to Documentary CreditsIncrease in the amount of credit / Commissions will be charged on the sameextension of the expiry date of the basis as is applicable to the opening ofcredit beyond the initial three month documentary credits, subject to aperiod / or both minimum of AED 150All other amendments AED 150Documentary Import Bills for CollectionCommissionA commission of 0.125% of the bill value,subject to a minimum of AED 250Release of documents free ofA commission of 0.25% of the bill value,payment / returned unpaid or subject to a minimum of AED 250transferred to other banks

Safekeeping chargesAED 200 towards safekeepingcharges on each bill remaining unpaid /unaccepted one month after date ofreceipt or due date of such billsAcceptance of usancecollection documents AED 100Availisation of accepted billsBill settlement chargesA commission of 0.125% per month orpart thereof, subject to a minimumof AED 250USD 10 or equivalent (deducted from theproceeds)Shipping Guarantees / Delivery OrdersOpening commissionCommission on transactionsoutstanding for more than one monthA commission of 0.125% of the invoicevalue, subject to a minimum of AED 100for the first monthAED 100 per month or part thereof isapplicableReceivable ServicesOne time application feeAnnual maintenance feeService chargesUSD 200 / buyerUSD 50 / buyer1% of invoice value flatGeneralDocumentary credits / amendmentsadvised through courier AED 500Pre-advise / amendment advised bya telex or SWIFT AED 100Advised by full telex or SWIFT AED 400Discrepancy fee (on each set ofdocuments received with anydiscrepancy)USD 60 or equivalent will be chargedfrom the proceeds or claimed from thenegotiating bank, as appropriate, exceptwhere charges are for the applicant'saccount

Reimbursement chargesImport / trust receipt financingSafekeeping charges on eachdiscrepant document, pendingacceptance / instructions for morethan two months after receiptService charges for effectingpayment of customs duty on behalfof and under instructions of thecustomerA reimbursement charge of USD 75 orequivalent on each negotiation to bededucted from the proceeds or claimedfrom the negotiating bank as appropriateexcept where charges are for theapplicant's accountAED 25 charged towardsdocumentation costsUSD 50 or equivalent per month or partthereof deducted from the proceeds orclaimed from the negotiating bank, asappropriate, except where charges arefor the applicant's accountAED 25 per billPostal charges AED 25Telex within UAE AED 50Telex outside UAE USD 25Settlement of import transactionsEstablishment / amendment ofthe documentary creditA commission of 0.25% in lieu ofexchange when import transactions aresettled in whole or in part, in the samecurrency as the relative documentsA commission is charged upfront in full atthe time of establishment or amendmentOnce established, no refund of collectedcommission is affectedThe validity of credit commences from thedate of establishment of the documentarycreditAll charges applicable are applicable forindividual documentary creditIf excess drawings such as a variance of+10% are permissible, commission onsuch is levied upfront

Open invoice under trust AED 100receipt financingBills transferred to past due AED 100If letters of credit with non-standard /long texts are issued an additional flatfee of AED 100 will be charged inaddition to issuanceIssuance of credit if creditsCommission as applicable subject toare overdrawn minimum of AED 100Documents drawn under expired Commission as applicable subject toletter of credit upon acceptance of minimum of AED 100discrepancy(ies)Excess drawing AED 150Courier charges AED 200Correspondent bank chargesUSD 15 or equivalent in any other currencyTrade Services : ExportsDocumentary Credits Opened by Other Banks / BranchesPre-advice of documentary creditAdvice of documentary credit /amendment beneficiary being aStandard Chartered customerAdvice of documentary credit /amendment beneficiary NOT beinga Standard Chartered customerAED 100 flat fee for each pre-adviceAED 250 flat fee for each adviceAED 350 flat fee for each adviceUnless charges are for the account of the beneficiary these will be collected from theissuing bankDocuments Under Credits Opened by Other Banks / BranchesDocuments under credits openedby other bank / branchesA commission of 0.125% on the facevalue of the bill subject to a minimum ofAED 200 and subject to bank / countryrisk considerations (if documents are tobe negotiated)

Documents Under Local Credits Opened by Standard CharteredDocuments under local credits A commission of 0.125% on the faceopened by Standard Chartered Bank value of the bill subject to a minimum ofAED 200Confirmation of Documentary Credits Opened by Other Banks / BranchesConfirmation of documentary credits Confirmation of credits is based on theopened by other banks / branches bank / country risk considerations andwill be charged upfront on the facevalue of the credit for each three-monthperiod or part thereof, subject to aminimum of 0.125% or AED 500whichever is greaterSilent confirmation A minimum of 0.125% or AED 500whichever is greaterCommission will be collected from the beneficiary or as per the terms of the credit,whichever is applicableTransfer of Documentary CreditsTransfer of documentary credit A commission of AED 500 where thewithout any amendment / alteration whole of the documentary credit isto to the letter of credittransferredA commission of 0.25% of credit value forfull transfers and transferred value forpartial transfers up to USD 50,000 (orequivalent in other currencies)Transfer of documentary credit with A commission of 0.125 % for excess overamendment / alteration to theUSD 50,000 (or equivalent in otherletter of creditcurrencies) subject to a minimum ofAED 750Transfer of amendmentsTransfer of amendments wheredocumentary credit value is increasedDocument preparationAED 100 flat feeA commission of 0.25% of credit value onthe increased amount where the increaseis up to USD 50,000 (or equivalent in othercurrencies) and commission of 0.125%for excess over USD 50,000 (or equivalentin other currencies) subject to a minimumof AED 750USD 400 per set of invoices

Export Bills Sent for CollectionExport bills sent for collectionA commission of 0.125% of the bill value,subject to a minimum of AED 150Acceptance processed under collection AED 100 flat fee for each collectionAmendments to collection instructionsAED 100 plus costGeneralSettlement of proceeds of exportsbills, whole or in partDiscrepancy feeA commission of 0.25% of bill valuein lieu of exchange where proceeds ofexport bills are settled, in whole or in partin the same foreign currency as therelative documentsUSD 60 for each discrepant documentpresented under a creditPostal charges AED 25Telex within UAE AED 50Telex outside UAE USD 25Packing credits(pre shipment finance)Assignments processed under an L/CBills transferred to past due /returned unpaidAED 500 plus interest as applicableAED 350 flat feeAED 100 flat feeBills released free of payment AED 250Unpaid documents for more thanone month - sight documentsUnpaid documents for more thanone month after maturity - usancedocumentsAED 100 flat feeAED 100 flat feeCourier charges AED 200Correspondent bank chargesUSD 15 or equivalent in any other currency

Bank GuaranteesIssuance of guaranteeAmendments to guaranteesProcessing of non standard /long text guaranteesA commission of 0.125% of guaranteevalue for each month and part thereof,subject to a minimum of 0.375% of theguarantee value or AED 200, whichever isgreaterCommission is charged in advance andwill include any period allowed forpresentation of claimsAmendments to guarantees are chargedon the same basis as is applicable to theoriginal issuance of the guaranteeCommission is charged in advance, forperiods of six months each, whereopen-ended / auto-renewable guaranteesare issuedAED 100 additionalBank to Bank Reimbursements (Correspondent Banks Only)Other banks reimbursementauthorisation held byStandard CharteredHandling feeStructured transactionsUSD 200 flat for each reimbursementAED 100 as applicableAED 500 flat in addition to the usualchargesInvoices and local purchase order A commission of 0.125%, subject to aacceptances discounted minimum of AED 100The correspondent’s bank charges will be levied as applicableAll references to "month" above includes a period of "one month" or part thereof

STRAIGHT2BANKInstallation and Implementation ChargesInstallation charges inclusive of AED 500implementation visitMonthly chargesApprover device chargesTroubleshootingAED 250 per monthAED 250 per approverAED 100 per visitStraight2Bank Cash ManagementTelex transfers (AED outside UAE AED 55and other currencies within &outside UAE)Central bank transfers within UAE AED 35(in AED)Cashier's order AED 20Demand draft AED 25Book transferFreeStraight2Bank Trade ServicesOpening commission ondocumentary creditAmendment of documentary creditA minimum of 0.125% of the creditvalue per month or part thereof forthe entire validity of the credit, subjectto a minimum of 3 months or AED 200whichever is greaterCommissions will be charged on thesame basis as is applicable to theopening of documentary credits,subject to a minimum of AED 100

Issuance of bank guaranteeAmendments of bank guaranteeShipping guarantees openingcommissionNegotiation on import billsA commission of 0.125% of guaranteevalue for each month and part thereof,subject to a minimum of 0.375% of theguarantee value or AED 150, whichever isgreaterCommission is charged in advance andwill include any period allowed forpresentation of claimsAmendments to guarantees are chargedon the same basis as is applicable to theoriginal issuance of the guaranteeCommission is charged in advance, forperiods of six months each, where openended/ auto-renewable guarantees areissuedA commission of 0.125% of the invoicevalue, subject to a minimum of AED 75 forthe 1st monthA flat fee of AED 75 for each negotiationTrade ReportsInformation managerAED 100 per monthCash ReportsMT940 messageMulti bank reportingStatement by fax or S2BAED 200 per monthAED 100 per monthAED 100 per monthLiquidity ManagementCash concentration sweepingand poolingOn line treasuryAED 200 per monthFree

SECURITIES SERVICESEscrow Services - GeneralEscrow Services - generalFee will be quoted based on thecomplexity of the transaction, length of theproject, risk involved and overall bankingrelationshipEscrow Services - Real Estate SectorAccount set-up charges AED 20,000Per unit fee AED 1,000Monthly charges (per unit) AED 100Deal structuring charges0.02% of project valueEngineering chargesAt actual - minimum AED 2,500 per visitSecurities ServicesStandard Chartered provides custodial services to local and non-resident investors -these include the following, as appropriate: settlement, safekeeping,income collection and distribution, corporate action, registrationSafe-custody feeTransaction feeBased on month-end portfolio valueand as agreed with clientsBased on turnover and portfoliosize as agreed with clientsAll out of pocket expenses (inclusive of government levy) will be passed on to clientsat actualThe tariffs specified in this booklet are effective from April 1st 2008 for all Standard Chartered branches inthe UAE. The Bank may amend at any time, without prior notice, its charges, commission or fees andreserves the right to levy additional charges at its sole discretion. Foreign currency fund transfers andbeneficiary charges will be levied where applicable. Tariffs for any service not mentioned in this booklet areavailable on request.

Branch Locations in the UAEDUBAIAl Mankhool Road, Bur Dubai, P.O. Box 999, DubaiTel: +9714 3599550, Fax: +971 4 3526679Opening Hours: Saturday to Wednesday 8.00am to 3.30pm, Thursdays 8.00am to 2.00pmAl Nasr Square, Deira, P.O. Box 1125, DubaiTel: +9714 5085300, Fax: +971 4 2220994Opening Hours: Saturday to Wednesday 8.00am to 3.30pm, Thursdays 8.00am to 2.00pmGold Land Building, Deira, P.O. Box 74000, DubaiTel: +9714 5085350, Fax: +971 4 2254005Opening Hours: Saturday to Wednesday 8.00am to 3.30pm, Thursdays 8.00am to 2.00pmBanks Compound, Jebel Ali Port - Free Zone, P.O. Box 16920, DubaiTel: +9714 5085200, Fax: +971 4 8816670Opening Hours: Saturday to Wednesday 8.00am to 3.30pm, Thursdays 8.00am to 2.00pmEmaar Business Park, Building 3, P.O. Box 103669, DubaiTel +9714 5085255, Fax: +971 4 3914567Opening Hours: Saturday to Wednesday 8.00am to 3.30pm, Thursdays 8.00am to 2.00pmSection BB, P.O Box 999, Dragonmart, DubaiTel +9714 5085260, Fax: +971 4 3687008Opening Hours: Saturday to Wednesday 10.00am to 5.30pm, Thursdays 10.00am to 4.00pmABU DHABIAl Fardan Tower, Hamdan Street, P.O. Box 240, Abu DhabiTel: +9712 6165600, Fax: +971 2 6793553Opening Hours: Saturday to Wednesday 8.00am to 3.30pm, Thursdays 8.00am to 2.00pmAl Mari Building, Al Istiqlal Street, P.O. Box 241, Abu DhabiTel: +971 2 6165400, Fax: +971 2 6213250Opening Hours: Saturday to Wednesday 8.00am to 3.30pm, Thursdays 8.00am to 2.00pmComing Soon: Standard Chartered Financial Centre, Zayed the First Street, P.O. Box 240, Abu DhabiAL AINMain Street near the Clock Tower, P.O.Box 1240, Al AinTel: +9713 7056800, Fax: +971 3 7654824Opening Hours: Saturday to Wednesday 8.00am to 3.30pm, Thursdays 8.00am to 2.00pmSHARJAHAl Borj Avenue, P.O. Box 5, SharjahTel: +9716 5916100, Fax: +971 6 5680604Opening Hours: Saturday to Wednesday 8.00am to 3.30pm, Thursdays 8.00am to 2.00pmSwift (all branches): SCBLAEAD

Standard Chartered BankTransaction Banking:Contact Details & TimingsCashContact number: 600 548282Contact centre timings:8:00 am - 5:00 pm (excluding Thursdays)8:00 am - 3:00 pm (only for Thursdays)Contact number (dialing from outside UAE): +971 4 509 6464Email contact: CMO.Enquiries@ae.standardchartered.comTradeContact number: 600 548282Contact centre timings:8:00 am - 5:00 pm (excluding Thursdays)8:00 am - 3:00 pm (only for Thursdays)Contact number (dialing from outside UAE): +971 4 509 6464Email contact: Trade.UAE@ae.standardchartered.comStraight2BankContact number: 600 548282Contact centre timings:8:00 am - 5:00 pm (excluding Thursdays)8:00 am - 3:00 pm (only for Thursdays)Contact number (dialing from outside UAE): +971 4 509 6464Email contact: CMO.Enquiries@ae.standardchartered.com

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