BUDGETING FOR LIFE AFTER COLLEGE WORKSHEET (1 of 6)
BUDGETING FOR LIFE AFTER COLLEGE WORKSHEET (1 of 6)
BUDGETING FOR LIFE AFTER COLLEGE WORKSHEET (1 of 6)
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<strong>BUDGETING</strong> <strong>FOR</strong> <strong>LIFE</strong> <strong>AFTER</strong> <strong>COLLEGE</strong> <strong>WORKSHEET</strong> (1 <strong>of</strong> 6)ExpensesMonthly AmountPay yourself firstEmergency fund (3 months <strong>of</strong> living expenses)Other savings (car, computer, vacation, etc.)IRA401(k) accountHousingMonthly rent or mortgage paymentCondo/homeowner’s association feesProperty taxes (if not includedin mortgage payment)Utilities (electricity, heat, water)InsuranceHealth insuranceHomeowner’s or renter’s insuranceAuto insuranceLife insuranceDisability insuranceCredit cardsMonthly minimum paymentPayment <strong>of</strong> extra principalStudent LoansMonthly minimum paymentOther loansMonthly minimum payment© 2008 National Endowment for Financial Education. All rights reserved.
<strong>BUDGETING</strong> <strong>FOR</strong> <strong>LIFE</strong> <strong>AFTER</strong> <strong>COLLEGE</strong> <strong>WORKSHEET</strong> (2 <strong>of</strong> 6)ExpensesMonthly AmountMedical expensesDoctor | Dentist <strong>of</strong>fice visit copaysUncovered expensesPrescription drug costs or copaysOver-the-counter medicationsFood and BeveragesGroceriesSodas, snacks, lunch at workEating outDrinksTransportationCar paymentsCar maintenance(oil changes, tires, etc.)GasCar washesParkingTaxisPublic transportationCharitable contributionsTithingDonationsOther© 2008 National Endowment for Financial Education. All rights reserved.
<strong>BUDGETING</strong> <strong>FOR</strong> <strong>LIFE</strong> <strong>AFTER</strong> <strong>COLLEGE</strong> <strong>WORKSHEET</strong> (3 <strong>of</strong> 6)ExpensesMonthly AmountJob-interview tripsHotel (if you pay)Transportation (if you pay)Interview attireFood, etc. (if you pay)ClothingWorkplace attireAll other clothingShoesAccessoriesOtherCommunicationsTelephone (Landline)Cell phonesPDA device (BlackBerry, etc.)OtherComputer expensesHigh-speed Internet accessS<strong>of</strong>tware programs and gamesAdd-ons like CD burners, cords, cameras, etc.Internet service fees (beyond access fees)Digital camera printing fees© 2008 National Endowment for Financial Education. All rights reserved.
<strong>BUDGETING</strong> <strong>FOR</strong> <strong>LIFE</strong> <strong>AFTER</strong> <strong>COLLEGE</strong> <strong>WORKSHEET</strong> (4 <strong>of</strong> 6)ExpensesMonthly AmountBuying a new computerOtherTelevisionCable or satellite TV feesTiVo boxes and monthly feesOtherVacationsHotelsFlights | rail | car costsNew clothesFood, etc.Tickets to shows, sporting events,museumsPet/House sittingOtherEntertainmentMovies (include food, parking)ClubsConcertsSporting eventsHosting partiesOther entertainmentCigarettes, cigarsAlcohol for your houseGoing to barsDownloading music© 2008 National Endowment for Financial Education. All rights reserved.
<strong>BUDGETING</strong> <strong>FOR</strong> <strong>LIFE</strong> <strong>AFTER</strong> <strong>COLLEGE</strong> <strong>WORKSHEET</strong> (5 <strong>of</strong> 6)ExpensesMonthly AmountDownloading moviesDownloading gamesRenting | buying moviesRenting/buying gamesLate fees for rentalsCable on-demand moviesSatellite radio feesOtherPersonal CareHealth club | gym membershipFacialsNailsMassagesHair cuts and/or colorCosmeticsTeeth whitening (including strips)OtherHobbiesGym memberships and club feesWorkout clothesRunning shoes, hiking bootsEquipment rentalsSki pass and gearGolf clubs, Bicycles, other EquipmentOther© 2008 National Endowment for Financial Education. All rights reserved.
<strong>BUDGETING</strong> <strong>FOR</strong> <strong>LIFE</strong> <strong>AFTER</strong> <strong>COLLEGE</strong> <strong>WORKSHEET</strong> (6 <strong>of</strong> 6)ExpensesMonthly AmountPetsFoodVet billsGroomer fees | boarding costsToys and collarsDog walkerRegular medicines (flea/tickpreventative, heart worm medication)Pet insurance premiumOtherGiftsBirthdaysHolidaysBaby showersOthersWeddings (attending)Airfare | transportation costsHotelClothesGiftsFood, etc.OtherTOTAL EXPENSESTOTAL INCOMEWHAT’S LEFT© 2008 National Endowment for Financial Education. All rights reserved.
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