Talking to Teens about Money - Seminar Lesson ... - Consumer Action
Talking to Teens about Money - Seminar Lesson ... - Consumer Action
Talking to Teens about Money - Seminar Lesson ... - Consumer Action
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
A <strong>Money</strong>Wi$e TrainingWeekly Spending Evaluation (Take-Home Worksheet)Jot down everything you spend for one week and then evaluate the resultsusing this weekly expense worksheet.Weekly expensesFood (lunch, snacks)Public transportation (buses, subway)Car (gas, upkeep, loan payments, insurance)Entertainment (movies, games, magazines, CDs)Computer (software, games, DVDs, music downloads)Communications (phone, cell phone, Internet service provider)GiftsClothesSavingsTotal weekly expenses 1Weekly incomeAllowanceEarningsGiftsOtherTotal weekly income 2Subtract weekly expenses from weekly income (2 - 1)The Bot<strong>to</strong>m LineQuestions <strong>to</strong> ask yourself <strong>about</strong> the weekly spending evaluation:• Is the “bot<strong>to</strong>m line” a positive (plus) or negative (minus) figure?• Did your income—from an allowance or working—cover what you spent?• Are there any areas that can be trimmed?• Which of the expenditures are “needs” and which are “wants”?“<strong>Talking</strong> <strong>to</strong> <strong>Teens</strong> About <strong>Money</strong>” — <strong>Money</strong>Wi$e <strong>Lesson</strong> Plan Page 26 of 27