06 CHILDREN’S SAVINGSMany grandparentsare in the fortunateposition of havinga little spare cashavailable for theirgrandchildren’s future– often in contrast tothe parents, who areusually concernedwith more immediatedemands on theirmoney. We talk tomembers who haveinvested in theirgrandchildren’s futurefinancial securityThe nextgenerationPhotography: Jonathan Turner“He’ll need it for startingout in his own life”Joan Lowe, a member from the Halifax area,puts away money every month into her threeyear-oldgrandson Finlay’s Ethical Child TrustFund with <strong>Foresters</strong>.“With the cost of living only getting moreexpensive, it’s so important to think of a child’s future.The fact that the money I invest is locked away untilFinlay turns 18 means he’ll get it when he may needit the most, when he’s starting out in his own life.”
CompETITIoN 07Joan, in fact, has nine grandchildren and onegreat-grandchild, and she puts money away everymonth into each of their <strong>Foresters</strong> savingsaccounts. “I’d like to think that they’llspend it on university or somethinguseful, but in the end it’s up tothem,” she says.There’s another grandchildon the way, due in June, soit looks like Joan will bepretty busy for years to come– an extremely dedicated<strong>Foresters</strong> grandparent!“I hope the moneywill go towardsuniversity”David Watkins’sgranddaughter Mirandahas recently celebratedher ninth birthday, and herdoting grandpa has highhopes for her.Each month Davidcontributes to Miranda’schild savings account with<strong>Foresters</strong>, and she will receivethe lump sum when she turns18. “There’s no doubt it willbe an expensive time for herwhen she reaches <strong>this</strong> age,and I hope the money willhelp towards her going touniversity,” says David.“I chose to open Mirandaa savings account with<strong>Foresters</strong> because I havealways been pleased with myown <strong>Foresters</strong> accounts. Andthe fact that the <strong>Society</strong> couldalso possibly help with itsEducational Award fund isan added comfort,” he adds.“Miranda really is the appleof my eye, and it means a lotto invest as much as I can inher future.”Invest in the futureFind out more about how oursavings accounts can give children amore secure financial future08000 214 523www.forestersfriendlysociety.co.ukSee the directory on page 30WIN!A luxurious two-night stayfor two at Holbeck GhyllCountry House Hotel,overlooking Lake WindermereHolbeck Ghyll Country House Hotel is one ofthe Lake District’s finest luxury hotels, boastingbreathtaking views over Lake Windermere andthe Lakeland Fells.The hotel insists on the highest levels ofcomfort and service to ensure everyone’s stay isas memorable as possible. Each room featuresEgyptian cotton sheets, satellite TV and DVD/CD players, while its michelin star restaurantis recognised as one of the best in the country,ranked 23rd in the UK Good Food Guide. And, forthose who want a bit of pampering, a range oftreatments are available in its relaxing health spa.We’re offering you the chance to win a fabuloustwo-night break for two at <strong>this</strong> wonderful hotel,including dinner in the restaurant on each evening.You can choose to stay from Sunday to Thursdayinclusive, excluding bank holidays and before 31stoctober 2010, subject to availability.All you have to do to be in with a chance is visitthe hotel’s website at www.holbeckghyll.comto answer <strong>this</strong> question: For how many years hasHolbeck Ghyll retained its Michelin star?Send in your answer, along with your contactdetails, by 31st May to ‘<strong>Foresters</strong> Lake Districthotel competition’, Specialist, Clifton Heights,Triangle West, Bristol BS8 1EJ or email us attheforester@forestersfriendlysociety.co.uk.See the back page for full terms and conditions.www.holbeckghyll.comwww.chicretreats.com