Thanks to You - Communities of Abilene Federal Credit Union

Spring 2011 Member-Owner Newsletterit!Ur:300.orgleneBetter BANKING begins with MEMBERSHIPIf you can drive it, we can help you buy itcheaper and easier!Present your CoAFCU Preferred Buyer’s Club (PBC) card (below) ata participating dealership and APPLY AND CLOSE YOUR NEW ORUSED VEHICLE LOAN ON THE SPOT! You don’t even have toleave the dealership to get our great-rate financing. The dealership’s financemanager will take your application and process your CoAFCU vehicle loan allright there - on the spot!óLow, No-Haggle Pricingó.25%APR Discount on CoAFCU Ratesó“On the Spot” CoAFCU Financing✯ Arrow Ford, Arrow Chrysler/Jeep✯Arrow MitsubishiPARTICIPATING DEALERSHIPS in Abilene, Texas:✯ Lawrence Hall óArrow Chevrolet/Cadillac/Pontiac/FordBuick/GMC/Lincoln/Mercury/MazdaóArrow Jeep/ Mitsubishi✯Lawrence Hall óLawrence - Anson Hall Chevrolet/Cadillac✯ Lithia Honda óLawrence of Abilene Hall Pontiac/Buick/GMC✯Lithia Toyota óLawrence of Abilene Hall Lincoln/Mercury/Mazda✯Max’s Kawasaki, óLithia Honda, Honda Yamaha, of Polaris Abilene✯McGavock Nissan óLithia of Abilene Toyota of Abilene✯Saturn of Abilene óMax’s Kawasaki, Honda, Yamaha, Polaris✯Star Dodge óMcGavock - Hyundai of Abilene Nissan of Abilene✯West Texas óStar Ford - Anson Dodge-Hyundai of AbileneóSterling VolkswagonóJerry’s CampersEQUAL HOUSINGPARTICIPATINGLENDERDEALERSHIPS in the Big Country (everywhere else):óLawrence Hall Chevrolet/Buick/Pontiac/GMCóWest Texas FordóBlake Fulenwider Chrysler, Dodge, JeepóHanner Chevrolet, Pontiac, GMC TrucksóHanner RV CenteróFranklin’s Big Country RV OutletóFamily RV CenteróHood King FordóStanley Ford/MercuryóStanley Ford, EastlandCommunities of ABILENE Federal Credit UnionBOARD OF DIRECTORSGerald Garrett............ChairmanLena Moore................DirectorCarl Johnson...............Vice Chairman Bob Sayer....................DirectorJamie Villegas.............Secretary/Treasurer Diane Schmahl...........DirectorBill Toornburg ............DirectorSUPERVISORY COMMITTEEKen Simonton............. ChairmanPaulette Whitaker...... MemberLily Lewis.....................SecretaryBarney Johnson.......... MemberADDRESS FOR CORRESPONDENCE,DEPOSITS AND LOAN PAYMENTS3661 N. 6th Street, Abilene, TX 79603-5644E-MAIL: CU@CoAFCU.orgONLINE: WWW.CoAFCU.orgMAIN TELEPHONE SWITCHBOARD(325) 691-2300 or (800) 535-2157Hours Monday – Friday 8:30am to 5:30pmAPPLY FOR A LOAN 24/7 (866) 292-7675DELINQUENCY OFFICE (325) 691-2320COMMUNITIES OF ABILENEFEDERAL CREDIT UNIONDOWNTOWN BRANCH3661 N. 6th Street, Abilene, TX 79603-5644(325) 673-0069 FaxLobby HoursMonday – Friday 9:00am to 5:30pmSaturday: ClosedDrive-Thru HoursMonday – Friday: 7:30am to 6:00pmSaturday: 8:30am to 1:00pmDYESS AIR FORCE BASE BRANCH341 Avenue C, Dyess AFB, TX 79607(325) 692-9571 FaxLobby & Drive-Thru HoursMonday - Friday: 9:00am to 5:00pmSaturday: ClosedMAX TELEPHONE TELLER - 24 hours, 7 days(325) 691-2301 or (800) 231-3328LOST/STOLEN DEBIT OR CREDIT CARDSVisa Debit Card (800) 754-4128MasterCard Credit Card (800) 442-4757ABA/ROUTING AND TRANSIT NUMBER311380859CALENDAR OF EVENTSMay 5................................... Annual Meeting6:30 Registration; 7:00 call to orderMay 28-30............................... Memorial DayClosed (Sat. - Mon.)July 2-4............................ Independence DayClosed (Sat. - Mon.)Follow us on Facebook & Twitter!Thanks to YouREAD IT TODAY!Big Brothers Big Sisters Receive Largest Donation inAgency's History from Communities of Abilene FederalCredit UnionWe would like to send a heartfelt thank you to all the members that skipped a loan payment and donated thispast holiday season. Thanks to you, Big Brothers Big Sisters (BBBS) received its largest donation everSaturday, January 22, 2011.With your support we were able to present BBBS with a check for $32,060. That means 32 more children inBig Brothers Big Sisters can come off the waiting list. Big Brothers Big Sisters is a charitable organization thatmatches children with role models. These funds will be used in many areas of the Big Brothers Big Sistersprogram.Communities of Abilene Federal Credit Union’s “Skip-a-Loan Payment” program allowed members who had aloan to skip a payment in November and December if they made a donation of $10 to BBBS throughCommunities of Abilene Federal Credit Union. Many members donated even though they didn’t have a loan.We thank you for helping BBBS make a positive impact in the life of a child.

2011 AnnualMembership MeetingDate: May 5, 2011, ThursdayTime: 6:30 pm registration / 7:00 pm call toorderLocation: McMurry University in theCampus Center, Mabee Room,South 14th and Sayles, Abilene TX79605RegularShareSavingsRoyal StashChristmasClubAmericaSavesTerm ShareCertificatesSavings Rates and Discount TicketsRate*APY**$25-Up .35% .35%$25-Up$1.00-UpNo minimum3 Month6 Month12 Month18 Month24 MonthPlus.35% .35%1.00% 1.00%.65% .65%.40% .40%.50% .50%.70% .70%.90% .90%1.00% 1.00%1 ratebump upOption*All Rates are subject to change at any time. Rates are effective as of 04/01/2011.**Annual Percentage Yield.Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period and are notguaranteed. Dividends are determined at the discretion of the Credit Union and may change at any time. Contact the credit union for furtherinformation about applicable fees and terms.Your savings at the credit union are federally insured up to $250,000 by the National Credit Union Administration. $500 minimum and maintainedbalance to earn dividends on Term Share Certificates. A penalty may be imposed for withdrawals before maturity. $25 minimum and maintainedbalance for Share Savings and Royal Stash. $1 minimum for Christmas Club.CoAFCU Board of Directors voting: whenthere is only one nominee for each positionto be filled, elections will not be conductedby ballot and there will be no nominationsfrom the floor.Absentee Ballot Vote - If you requested your absentee ballotbefore the April 4, 2011 deadline, the CoAFCU SupervisoryCommittee must receive your official absentee ballot voteno later than May 3, 2011.In-person Ballots at the Annual Meeting - Ballots will beavailable upon registration at the Annual Meeting on Thursday,May 5, 2011.CoAFCU Member Voter Eligibility - Voters must be primaryaccount owners, 15 years of age and older and in good standingwith the Credit Union.DoDoyouyouuseuseourourwebsite?website?GoGoonlineonlinetoday...today...CoAFCU.orgGreatGreatONLINEONLINEservicesservicesavailableavailable24/724/7• BankingBankingwithwitheStatementsE-Statements• BillBillPaymentPaymentServicesServices• MasterCardMasterCardAccessAccess• Up-to-DateUp-to-DateLoanLoanSpecialsSpecials• Membership ApplicationLoan & Savings Calculators• Loans & Mortgages - FastLoans & Mortgages - Fast andand easy application.