OWn COURSE - USAA

usaa programs that make the most of your future now4 BudgettoolsTo help you manage your moneyand protect your things, takeadvantage of these four USAAfinancial tools:1. A free checking account, whichmeans no monthly service fee andfree ATM access anywhere in theworld. USAA refunds up to $15 amonth in fees other banks chargeto use their ATMs. 12. Access your account informationanytime on your mobile phone. Youcan view your balances and payyour credit card bill when you useUSAA’s Web BillPay®.3. A low-rate credit card with noannual fee and your choice offree rewards, such as cash,merchandise, or travel.4. Renters insurance for as littleas $10 a month to protect $2,500worth of your things if they arestolen or damaged. 2For details on these tools,go to usaa.com/U25.Free GASBy checking out USAA’s Car BuyingService, you have a chance to win1,000 gallons of gas. To enter thecontest, go to the Car Buying Serviceat usaa.com/auto, click on “learnmore,” and fill out the entry form.You don’t have to buy anything toenter or win.Besides getting a chance to winfree gas at usaa.com/auto, you’llGetting engaged?If an engagement ring is on your holiday gift list,first shop online at USAA where you can create adiamond ring to fit your budget. As your budgetincreases later, you can upgrade the diamondthrough a special USAA program.To learn how to choose a diamondand create your ring online, go to usaa.com/u25.notice the following benefits to findinga new or used car with USAA:>Design your new car with a selection ofcolors, options, and incentives.>Read expert reviews and view photos fromall angles. You also can see side-by-side costcomparisons with other vehicles.>Find out how much it’s worth by usingthe trade-in-value estimator.Photography by istock photo and punchstock¹Free ATMs: USAA does not charge a fee for the first 10 ATM withdrawals and refunds up to $15 in other banks’ ATM usage fees each month. Currency conversion charges may apply when using ATMs outsidethe U.S.) ²Countrywide average price for policyholders who have $2,500 personal property coverage, $100,000 liability coverage, and $5,000 medical payments coverage as of February 2008. Rates vary bylocation and risk. Rates are subject to change.Renters insurance provided by United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, andUSAA Texas Lloyds Company, USAA Limited (Europe). San Antonio, TX. Each company has sole financial responsibility for its own products. Merchandise and Alliance services provided through USAA AllianceServices, L.L.C. Credit cards provided by USAA Savings Bank, other bank products by USAA Federal Savings Bank, both Member FDIC..22U.25winter2008U.25winter2008 .23