“I Don't Owe Anything on My House!” - Sandtown Habitat for Humanity
“I Don't Owe Anything on My House!” - Sandtown Habitat for Humanity
“I Don't Owe Anything on My House!” - Sandtown Habitat for Humanity
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1300 N. Fult<strong>on</strong> Avenue � Baltimore, Maryland 21217 � ph<strong>on</strong>e 410.669.3309 � fax 410.523.3015 � www.sandtownhabitat.org<br />
Spring 2010<br />
“ I D o n’ t O w e A ny t h i n g o n M y H o u s e ! <strong>”</strong><br />
H a b i t a t H o m e o w n e r s R e a l i z i ng Their Dreams Of Paying Off Their Mortgages<br />
On July 2, 1994, Sedalia Lewis cut the ribb<strong>on</strong> across the<br />
door of her newly-rehabbed <strong>Habitat</strong> home and held the<br />
scissors joyfully in the air. Her realized dream of<br />
homeownership had been a l<strong>on</strong>g time in coming.<br />
Selected to be in the <strong>Habitat</strong> program in 1993, she had<br />
faithfully invested her 330 hours of sweat equity<br />
working al<strong>on</strong>gside of other <strong>Habitat</strong> homeowners, staff<br />
and volunteers in demoliti<strong>on</strong>, framing, insulating,<br />
painting and finishing her two-story row home <strong>on</strong><br />
North Stricker Street. And now <strong>on</strong> this day, the ribb<strong>on</strong><br />
cut and keys in hand, she opened the door to her very<br />
own home.<br />
<str<strong>on</strong>g>“I</str<strong>on</strong>g>t felt w<strong>on</strong>derful to get my own home!<strong>”</strong> she<br />
remembers today.<br />
A little over 15 years later, Ms. Sedalia entered the<br />
<strong>Habitat</strong> office <strong>on</strong> February 3, 2010 with a check in her<br />
hand to pay her m<strong>on</strong>thly mortgage payment…her<br />
FINAL mortgage payment! She had paid off her 20year<br />
0-interest mortgage in less than 16 years and would<br />
never have to pay another mortgage payment!<br />
This story will be frequently repeated <strong>for</strong> <strong>Sandtown</strong><br />
<strong>Habitat</strong> homeowner families as our affiliate approaches<br />
the mark of 20 years since completing our first home.<br />
When our work began in 1989, there were more than<br />
1,000 vacant houses in our 72-square-block community<br />
out of 4,200 housing units and a homeownership rate of<br />
less than 20%. The median value of an owner-occupied<br />
house was less than $20,000. Today <strong>Sandtown</strong> <strong>Habitat</strong><br />
has completed 275 homes, and other developers in<br />
c<strong>on</strong>juncti<strong>on</strong> with the City of Baltimore and Enterprise<br />
Community Partners have produced hundreds of<br />
additi<strong>on</strong>al units <strong>for</strong> homeownership. The<br />
homeownership rate has increased substantially, and<br />
homes today in <strong>Sandtown</strong> c<strong>on</strong>sistently appraise <strong>for</strong><br />
more than $100,000. So <strong>for</strong> Sedalia Lewis, this means<br />
that she owns a home in a revitalized neighborhood<br />
with a value more than triple what she paid. <str<strong>on</strong>g>“I</str<strong>on</strong>g>t is so<br />
nice to have this equity and to have no mortgage<br />
payment,<strong>”</strong> she says.<br />
The very first <strong>Sandtown</strong> <strong>Habitat</strong> homebuyer to pay<br />
off her mortgage was Edna Smith. Ms. Edna moved<br />
into her Stricker Street home in May of 1997 and<br />
paid her final mortgage payment in December of<br />
2006. Ms. Edna passed away in May of 2009, and<br />
(Above) After just a little more than 15 years since her first payment,<br />
Sedalia Lewis enters her home feeling great that she paid off her<br />
mortgage two m<strong>on</strong>ths ago! (Below) Sedalia Lewis works <strong>on</strong> her home<br />
during Summer Building Week in 1993.
P a g e 2<br />
S a n d t o w n H a b i t a t f o r H u m a n i t y<br />
“ I D o n’ t O w e A ny t h i n g...<strong>”</strong> - c<strong>on</strong>tinued from fr<strong>on</strong>t page<br />
she was able to leave her home to her family free and<br />
clear.<br />
Joann Fult<strong>on</strong> moved into her home with her two s<strong>on</strong>s<br />
in September of 1991. She paid off her home in<br />
November of 2007. Reflecting back to 1991, she said<br />
“<strong>My</strong> dedicati<strong>on</strong> was great! A lot of people came out to<br />
celebrate with me. It felt like such a blessing! To rent<br />
<strong>for</strong> so many years, never realizing that <strong>on</strong>e day you will<br />
be a homeowner.<strong>”</strong> And now she is living in a home that<br />
she loves, and she owns it. <str<strong>on</strong>g>“I</str<strong>on</strong>g> d<strong>on</strong>’t owe anything <strong>on</strong> my<br />
house!<strong>”</strong><br />
Edna Smith was surrounded by family and love <strong>on</strong> the day of her<br />
house dedicati<strong>on</strong> in May of 1997.<br />
Are you interested in following the most current news at<br />
<strong>Sandtown</strong> <strong>Habitat</strong>? Now you can by becoming a fan <strong>on</strong><br />
Facebook! You can also sign up to receive our m<strong>on</strong>thly<br />
E-News by emailing us at info@sandtownhabitat.org<br />
Join the thousands of people who are already following<br />
the latest pictures and stories from SHH and around the<br />
neighborhood.<br />
(Top) Joann Fult<strong>on</strong> speaks at her dedicati<strong>on</strong> in 1991. (Bottom)<br />
Nearly 19 years have passed, her mortgage payment is g<strong>on</strong>e, and<br />
she enjoys the Spring sunshine in fr<strong>on</strong>t of her home even more!<br />
Welcome, Willie Rooks!<br />
Willie Rooks, <strong>Habitat</strong> homeowner and resident of<br />
<strong>Sandtown</strong> <strong>for</strong> the past 15 years, joined our c<strong>on</strong>structi<strong>on</strong><br />
staff in February. Welcome aboard, Willie!
Major Grants<br />
Black & Decker Corporati<strong>on</strong><br />
City of Baltimore Department of Housing and<br />
Community Development<br />
(funding and vacant houses)<br />
Federal Home Loan Bank of Atlanta<br />
<strong>Habitat</strong> <strong>for</strong> <strong>Humanity</strong> Internati<strong>on</strong>al:<br />
Softwood Lumber Grant<br />
The New York Community Trust<br />
State of Maryland:<br />
Community Investment Tax Credit Program<br />
State of Maryland:<br />
Maryland Af<strong>for</strong>dable Housing Trust<br />
The Skip Viragh Foundati<strong>on</strong><br />
($700,000 matching grant)<br />
18th Annual Summer Building Week Sp<strong>on</strong>sor<br />
Black & Decker Corporati<strong>on</strong><br />
Full <strong>House</strong> Sp<strong>on</strong>sors ($50,000+)<br />
The C<strong>on</strong>gregati<strong>on</strong>al Church of New Canaan, CT<br />
Grace Fellowship Church<br />
Northrop Grumman Corporati<strong>on</strong><br />
<strong>House</strong> Sp<strong>on</strong>sors and Operating Support<br />
($10,000-30,000)<br />
An<strong>on</strong>ymous<br />
The Baltimore Ravens<br />
Bethany United Methodist Church<br />
Central Presbyterian Church<br />
Charles & Rebecca C<strong>on</strong>nor<br />
Columbia Presbyterian Church<br />
Glen Mar United Methodist Church<br />
Johns Hopkins University <strong>Habitat</strong> Campus Chapter<br />
Linden-Linthicum United Methodist Church<br />
Loyola University<br />
PNC Bank<br />
Provident Bank/Skip Johns<strong>on</strong> Charitable Foundati<strong>on</strong><br />
The Rouse Company Foundati<strong>on</strong><br />
St. Thomas Episcopal Church Garris<strong>on</strong> Forest<br />
T. Rowe Price Associates<br />
The Travelers Companies<br />
University of Maryland College Park<br />
<strong>Habitat</strong> Campus Chapter<br />
<strong>House</strong> Partners ($2,000-9,999)<br />
Cathedral Church of the Incarnati<strong>on</strong> (Episcopal)<br />
Chapelgate Presbyterian Church<br />
Church of the Good Shepherd (Episcopal)<br />
Coldwell Banker Cares Foundati<strong>on</strong><br />
Dulaney High School<br />
Jack Evans<br />
Charles & Lynn Freitag<br />
James & Beverly Gorman<br />
Bert & Joan Hash<br />
Johns<strong>on</strong> & Johns<strong>on</strong> Family of Companies<br />
Thomas & Ann Kane<br />
Samuel & Susan MacFarlane<br />
BUILDING PARTNERS 2009<br />
A Project of <strong>Sandtown</strong> <strong>Habitat</strong> <strong>for</strong> <strong>Humanity</strong><br />
in Partnership with the City of Baltimore<br />
R<strong>on</strong> & Carol Mettam<br />
Morgan Stanley<br />
Municipal Employees Credit Uni<strong>on</strong> (MECU)<br />
Rosedale Federal Savings & Loan Associati<strong>on</strong><br />
Sec<strong>on</strong>d Presbyterian Church (TN)<br />
Tows<strong>on</strong> United Methodist Church<br />
T. Rowe Price Associates Foundati<strong>on</strong><br />
University of Maryland Baltimore County<br />
<strong>Habitat</strong> Campus Chapter<br />
Financing<br />
M&T Bank<br />
Municipal Employees Credit Uni<strong>on</strong> (MECU)<br />
Provident Bank<br />
Special Funds<br />
Divinity Lutheran Church Furnace Fund<br />
Mark Gornik proceeds from To Live in Peace<br />
Redeemer Presbyterian Church<br />
Summer Building Week Fund<br />
Additi<strong>on</strong>al Grant Support ($200-1,999)<br />
An<strong>on</strong>ymous<br />
Erik & Jennifer Apinis<br />
The Arborvitae Fund<br />
Assumpti<strong>on</strong> College<br />
Norma Autry<br />
Thomas & Jean August<br />
Frederic Bader<br />
Robert Beardsley<br />
The Brick Companies Foundati<strong>on</strong><br />
Brian Briggs<br />
James Briscoe<br />
Betty Budzik<br />
Betty Carpenter<br />
Patricia Chapman<br />
Chesapeake Surgical<br />
Steve & Teresa Cho<br />
Coca Cola Enterprises Bottling Companies<br />
Alan Collins<br />
Richard & Gail Collins<br />
Scott & Carolyn Corey<br />
Patrick Costigan<br />
Christiana Coyle<br />
Stephen & Amy Dassoulas<br />
Barbara D<strong>on</strong>ohoe<br />
Paula Einaudi<br />
David & Lisa Eisemann<br />
Daniel & Sarah Ellis<br />
J<strong>on</strong>athan & Angel Entner<br />
First and Franklin Presbyterian Church<br />
Carole Frank<br />
Freddie Mac Foundati<strong>on</strong><br />
Eric Frey<br />
Garris<strong>on</strong> Forest School<br />
Lucas Gayk<br />
Sally Gornik<br />
Grace Re<strong>for</strong>med Presbyterian Church<br />
Les Graef & Sally Clayt<strong>on</strong><br />
Michael & Kimberly Gross<br />
James & Susan Handy<br />
Cheryl Hannan<br />
Bart<strong>on</strong> Harvey & Janet Smith<br />
Stephen Held<br />
Daniel Hoffman<br />
Hunt Valley Church<br />
Robert & Diane Hyde<br />
Immaculate Heart of Mary School<br />
Nancy Irving<br />
Henry Jenkins<br />
George J<strong>on</strong>es<br />
Key Technologies<br />
The Kittamaqundi Community<br />
Bayard Koch<br />
Jay & Rebecca Kurtz<br />
Kathleen LaCourse<br />
Benjamin Landrum<br />
Edward & Barbara Lang<br />
Brian Langd<strong>on</strong><br />
Edwin Langrall & Catherine Zomlefer<br />
Michele Lum<br />
David MacFarlane<br />
Mary Marr<br />
Margaret Mauro & Richard Wagner<br />
McCormick and Company<br />
Barbara McElderry<br />
Rita McMullin<br />
Harvey Milhiser<br />
Desirae Moorer<br />
Victor & Ellen Moran<br />
John Murach<br />
Mount Zi<strong>on</strong> Babtist Church<br />
Carroll & Pat Oien<br />
Roger & Norma Olsen<br />
Everett & Darrah Opdahl<br />
Gary Pakulla<br />
Elizabeth Pfeifer<br />
Jerry & M. Ann Pfeifer<br />
Neil & Janet Pryor<br />
Keenan Rice<br />
Barbara Ruble<br />
Laura Ruppatt<br />
Philip & Mary Schiav<strong>on</strong>i<br />
John Schneider<br />
Mari<strong>on</strong> Seabrooks<br />
Sue Ellen Seevers<br />
Sherwood Cabinetmaker<br />
Site Link Wireless<br />
Stephen & Mary Smallman<br />
Maurice Smith & Amanda Yarnell<br />
Jerrell Stamps<br />
Herman Stump<br />
Richard & Brenda Styer<br />
Tows<strong>on</strong> University Episcopal Campus Ministry<br />
Hugh & Miriam Trader
Travelers Foundati<strong>on</strong><br />
Andrew Turnage<br />
Suzy Ulrich<br />
Mark & Kathryn Vaselkiv<br />
Charles & Ruth Walsh<br />
Robert Ward<br />
David & Patty Wheeler<br />
Margaret Wheeler<br />
Charles & Victoria Whitmore<br />
John & Min Yang<br />
In-Kind: Technical<br />
Keith Armstr<strong>on</strong>g<br />
Artisan Title Company<br />
Jack Evans<br />
Charles Freitag Jr.<br />
Mark Lange/Computing@Home<br />
Paul E. Lee & Associates<br />
Harvey Milhiser<br />
D<strong>on</strong> & Sarah Stevens-Rayburn<br />
White<strong>for</strong>d, Taylor & Prest<strong>on</strong><br />
Mel & Nancy Woolsey<br />
In-Kind: C<strong>on</strong>structi<strong>on</strong> Services<br />
Alpha Plumbing Limited<br />
BGE/C<strong>on</strong>stellati<strong>on</strong><br />
Black & Decker Corporati<strong>on</strong>/Dewalt<br />
C-Joy C<strong>on</strong>structi<strong>on</strong> Company<br />
John DiLaura<br />
Les Graef<br />
Charles Horn<br />
James Little<br />
Jim No<strong>on</strong>an<br />
Pers<strong>on</strong>al Electric<br />
Dr. John Wessner<br />
In-Kind: Vehicle<br />
The Michael Group<br />
In-Kind: Support Services<br />
City of Baltimore Bureau of Solid Waste<br />
New S<strong>on</strong>g Family Health Center<br />
In-Kind: Building Materials/Tools<br />
Baltimore Window Factory<br />
Black & Decker Corporati<strong>on</strong>/Dewalt<br />
Bel Air Carpet<br />
Elias Wilf Corporati<strong>on</strong><br />
<strong>Habitat</strong> <strong>for</strong> <strong>Humanity</strong> Internati<strong>on</strong>al<br />
The Home Depot<br />
Kwikset Corporati<strong>on</strong><br />
Lowe’s<br />
Valspar Corporati<strong>on</strong><br />
Whirlpool Corporati<strong>on</strong><br />
In-Kind: ReStore Materials/Tools<br />
Ina Allen<br />
Mahmoud Alsafty<br />
Barbara Baer<br />
Baltimore’s Finest Windows<br />
Al Bankard<br />
Le<strong>on</strong>a Barbaro<br />
Joyce Bauer<br />
Bechtel Corporati<strong>on</strong><br />
Anne Berkowitz<br />
Black & Decker<br />
Michael B<strong>on</strong>aguidi<br />
Kimberly Booher<br />
Winnie Borden<br />
Bowman Sales & Equipment<br />
Erv & Tish Brown<br />
Debra Carr<br />
Jorge & Anne Celaya<br />
Andrew Chaveriat<br />
Gabe & Belinda Chen<br />
Mike Chittenden<br />
Dominick Clem<strong>on</strong>s<br />
Sue Coleman<br />
Dwayne C<strong>on</strong>nolly<br />
Greg C<strong>on</strong>over<br />
Vern<strong>on</strong> Corbin<br />
Crate & Barrel<br />
Julie Davis<br />
Pat Dods<strong>on</strong><br />
Dulaney High School Students<br />
Diane Dwyer<br />
Elias Wilf Corporati<strong>on</strong><br />
Essex Co-op Apartments<br />
John Evans<br />
Ava Floyd<br />
Catherine Forbes & John Patters<strong>on</strong><br />
John Foris<strong>on</strong><br />
Todd Gatliss<br />
Steve Hans<strong>on</strong><br />
Kim Hartman<br />
Carolyn Heffner<br />
Dorothee Heisenberg<br />
Michael Helm<br />
Emily Hoffman<br />
Lucy Holman<br />
Christopher Holter<br />
Laura Holter<br />
The Home Depot (Eldersburg)<br />
Traci Houst<strong>on</strong><br />
Robert Hughes<br />
Tracey Imm<br />
Daniel Jacoby<br />
Tom Jamis<strong>on</strong><br />
Ed Kaczmarek<br />
Jennifer Kearns<br />
George Kostritsky<br />
Jeanne Krauss<br />
Lawrence & Victoria Kupt<strong>on</strong>g<br />
Ed Langrall<br />
Mary Langst<strong>on</strong><br />
Lowe’s (Columbia)<br />
James McCoy<br />
George McGarrity<br />
Alan Meilinggaard<br />
Diane Melia<br />
Frank Miller<br />
Mary Miller<br />
Evelyn Mogren<br />
Elizabeth Morgan<br />
Gregory Murrill<br />
Ashsah O’D<strong>on</strong>ovan<br />
Chris O’Flaherty<br />
Wayne Ols<strong>on</strong><br />
Dave Pantzer<br />
Elizabeth Paternotte<br />
Brian Patrick<br />
Al Picardi<br />
George P<strong>on</strong>ce de Le<strong>on</strong><br />
Hope Porter<br />
Nick Prevas<br />
Melody Ray<br />
Stan Rodbell<br />
Robert Rose<br />
Melissa Russ<br />
Larry Sames<br />
Denise Sample<br />
Michelle Santiago<br />
Richard Sayers<br />
Gail Shawe<br />
Mary Shipp<br />
M<strong>on</strong>ica Siegel<br />
Robert Siegel<br />
Eric Silberhorn<br />
Jeff Smith<br />
Leroy Smith<br />
Campbell Spencer<br />
Megan Stefano<br />
Daniel Stevens<br />
Linda Stough<br />
Nina Strich<br />
Yolanda Takesian<br />
Teragren Flooring<br />
THD At-Home Services<br />
Gary Tibbels<br />
Amy Tich<br />
Sean Triplett<br />
Rebecca Tucker<br />
Richard Wallace<br />
Walmart (Cockeysville)<br />
Glenda Weber<br />
Jackie William<br />
Kennis Williams<br />
Lois Wolf<br />
Jeff & Ann Wolff<br />
Bill Wright<br />
Brian Yearley<br />
In-Kind: ReStore Technical Support<br />
Susan Kamauff<br />
Mark Lange/Computing@Home<br />
D<strong>on</strong> Stevens-Rayburn<br />
Volunteer Lunches (Summer Building Week)<br />
Shar<strong>on</strong> Brockingt<strong>on</strong> and Bakery Express (doughnuts)<br />
Cathedral of the Incarnati<strong>on</strong><br />
D<strong>on</strong>ny Le<strong>on</strong>ard and Bacchus Imports (bottled water)<br />
M&T Bank<br />
Municipal Employees Credit Uni<strong>on</strong> (MECU)<br />
Jim Smith and Subway<br />
Devere Stokes<br />
S<strong>on</strong>ia Street
P a g e 3<br />
Re cent <strong>Sandtown</strong> Habita t <strong>House</strong> Dedica ti<strong>on</strong>s. ..<br />
1705 Baker Street - David DeMar<br />
Sp<strong>on</strong>sor: Grace Fellowship Church<br />
1715 Baker Street - A’D<strong>on</strong>a Harris<strong>on</strong><br />
Sp<strong>on</strong>sor: University of Maryland -<br />
College Park <strong>Habitat</strong> Chapter<br />
1341 N. Fult<strong>on</strong> Avenue - Duane Harris (center)<br />
Sp<strong>on</strong>sors: Glen Mar, Bethany, and Linden-Linthicum<br />
United Methodist Churches<br />
1707 Baker Street - Kelley Williams<br />
Sp<strong>on</strong>sor: Grace Fellowship Church<br />
1606 N. Gilmor Street - Leticia Smith<br />
Sp<strong>on</strong>sor: Northrop Grumman
1300 N. Fult<strong>on</strong> Avenue<br />
Baltimore, MD 21217<br />
. . . l o v i n g G o d , l o v i n g o u r n e i g h b o r s<br />
www.sandtownhabitat.org<br />
“REALIZING OUR DREAMS!<strong>”</strong><br />
19th Annual Summer Building Week<br />
Registrati<strong>on</strong> is Open!<br />
June 21-25, 2010<br />
Sp<strong>on</strong>sored by: Stanley Black & Decker<br />
NONPROFIT ORG.<br />
U.S. POSTAGE<br />
PAID<br />
BALTIMORE MD<br />
PERMIT NO.6436<br />
Address Service Requested<br />
Please visit our website <strong>for</strong> registrati<strong>on</strong> <strong>for</strong>ms and additi<strong>on</strong>al in<strong>for</strong>mati<strong>on</strong>. The deadline <strong>for</strong> registering is May<br />
29th. Volunteers must be at least 18 years old to participate in Summer Building Week.<br />
L<strong>on</strong>g-time SBW sp<strong>on</strong>sor The Black & Decker Corporati<strong>on</strong> recently merged with The Stanley Works. We are<br />
pleased to announce that the combined company known as Stanley Black & Decker is sp<strong>on</strong>soring our 2010<br />
annual summer building week. Our thanks to Stanley Black & Decker!<br />
www.sandtownhabitat.org
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