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Mirror Image Section - About United Utilities

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<strong>About</strong> this GuideThis Guide tells you about the <strong>Mirror</strong> <strong>Image</strong> section of the<strong>United</strong> <strong>Utilities</strong> Pension Scheme (UUPS) and is intended as aneasy reference to all the provisions of this section of UUPS.Nothing in the Guide, however, can overridethe legal position which is set out in theTrust Deed and Rules, copies of which areheld by your employer and available foryour inspection.Some of the words and phrases used havespecial meanings that are set out in theGlossary of terms at the back of the Guide.Where these appear in the text they are shownin bold print.The Guide reflects UUPS Trust Deed andRules as at 8 June 1998 and subsequentamendments up to and including 30 May2002. It is applicable to employees whotransferred from the Water <strong>Mirror</strong> <strong>Image</strong>Pension Scheme on or after 1 April 1998.December 2002The Company and the Trustee are not allowedby the Financial Services and Markets Act,2000 to advise you whether a particularpension plan is appropriate for you, or whichchoice you should make.Keep this Guide in a safe place –you or your next of kin may need to use it.<strong>United</strong> <strong>Utilities</strong> Pension Scheme Members’ Guide 1

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