Just 4 Kidz - William Penn Life

william pennLifeThe Official Publicationof William Penn AssociationEditor-in-ChiefGeorge S. Charles, Jr.Associate EditorsRichard W. TothDiane M. TormaEndre CsomanManaging EditorGraphic DesignerJohn E. LovaszNATIONAL OFFICERSNational PresidentGeorge S. Charles, Jr.National V.P.-SecretaryRichard W. TothNational V.P.-TreasurerDiane M. TormaNational V.P.-FraternalEndre CsomanBOARD OF DIRECTORSChairBarbara A. HouseVice ChairsWilliam J. BeroNickolas M. KotikNational DirectorsDennis A. ChobodyAndrew W. McNelisRoger G. NagyKatherine E. NovakJames W. RobertsonRichard E. SarosiAnne Marie SchmidtYour comments are alwayswelcome. Contact us at:William Penn LifeWilliam Penn Association709 Brighton RoadPittsburgh, PA 15233Phone: 1-800-848-7366E-mail: jlovasz@williampennassociation.orgInsideVOLUME 48 • NUMBER 4 • APRIL 201312ContinuedSuccessWPA continues toskillfully manageour members’moneyColumns3 Branching Out4 Moneywise6 Tibor’s Take8 The Hungarian Kitchen11 Our Health Corner16 Just 4 KidzIntroducing Gerry D. Clown& our new children’s pagesDepartments2 For Starters5 Magyar Matters18 Branch News27 Puzzle Contest28 In MemoriamOn the Cover: A bride in traditional Hungarian clothes in Sic (Szék), Transylvania, Romania ©Salajean/Dreamstime.comCover: Illustration ©Can Stock Photo Inc./Clairev • This Page: Illustration ©Alexyndr/Dreamstime.comOfficial publication of the William Penn Association. Published monthly.Office of publication: 709 Brighton Road, Pittsburgh, PA 15233 Phone: (412) 231-2979.Third Class U.S. Postage Paid. Indiana, PA Permit No. 12Unsolicited articles, letters, pictures and other material submitted to the William Penn Life are forwarded at the owner’srisk, and the William Penn Life expressly denies any responsibility for their safekeeping or return. The William Penn Lifereserves the right to edit, revise or reject any article submitted for publication.Postmaster: If undelivered, please send form 3579 to: William Penn Association, 709 Brighton Road, Pittsburgh, PA 15233William Penn Life º April 2013 º 1

For StartersDeadline for WPFAscholarship applicationsis May 31, 2013WPA members interested in applying forgrants from the William Penn Fraternal AssociationScholarship Foundation for the school year2013-2014 must submit their applications orrenewal materials to the Home Office soon. Allfirst-time applications, renewal request lettersand essays must be mailed and postmarked byMay 31, 2013. Applications and letters postmarkedafter that date will not be considered.For more information, a complete list ofeligibility rules and an application form, visit ourwebsite: www.williampennassociation.org.Go to the “Members” section and click on“Learn More” under “William Penn FraternalAssociation Scholarship Foundation, Inc.”Scenic View to hostTri-State Picnic May 18ALL WPA MEMBERS in the Western Pennsylvania/Ohio/West Virginia Tri-State Area are cordially invited tothe Third Annual William Penn Association Tri-State AreaPicnic to be held on Saturday, May 18, from noon to 5:00p.m. at Scenic View in Rockwood, Pa.It promises to be an afternoon of good food and familyfun--fishing, hiking, frisbee, bingo--whatever you mightbe interested in doing. You’re welcome to bring along thematerials and equipment you need for your favorite gamesor activities.We will enjoy hamburgers, hot dogs and kolbász on thegrill. We do ask, however, that each branch attending thepicnic bring side dishes and/or desserts to share. Drinks,plates and silverware will be provided. We will also enjoyan authentic bacon roast over the coals.Please call Endre Csoman at 1-800-848-7366, ext. 136,by May 10 to let us know if you will be coming and howmany people will be attending with you. We look forwardto meeting you and sharing a fun and relaxing time.Notice of Annual Meeting of theWilliam Penn Fraternal AssociationScholarship Foundation, Inc.The next annual meeting of the William Penn FraternalAssociation Scholarship Foundation, Inc., will be heldFriday, July 19, 2013, at 6:00 p.m. at the PittsburghAirport Marriott, 777 Aten Road, Coraopolis, Pa.The meeting will be held in conjunction with the30th Annual WPA Golf Tournament & ScholarshipDays to be held July 19 and 20, 2013, in Midway, Pa.The meeting is open to all members. Any branch orindividual donating a minimum of $100 is also eligibleto vote at the annual meeting. Please make yourdonations payable to William Penn Fraternal AssociationScholarship Foundation, Inc., 709 Brighton Road,Pittsburgh, PA 15233. All contributions, no matterwhat the amount, will be greatly appreciated.Since 1972, our Scholarship Foundation has awarded5,345 grants and 36 essay awards worth a total of$2,325,150. The achievements of our grant recipientscontinually renew our belief that helping today’s youthis vital for the future of our society and our world.Your donations make a difference!William Penn Fraternal AssociationScholarship Foundation, Inc.Financial Statement as of Dec. 31, 2012Balance as of December 31, 2011INCOMEDonationsInvestment IncomeTotal IncomeDISBURSEMENTSScholarship Grants90 Renewals @ $500.0061 New @ $500.00Essay AwardsTotal Scholarship GrantsFundraising & AdministrativeExpenseAccounting ExpenseTotal DisbursementsBalance as of December 31, 2012ASSETSAnnuitiesCertificates of DepositBondsChecking & Money Market AccountsTotal Assets as of December 31, 2012$45,00030,5002,000$ 47,16026,823$77,5004,3743,300$782,455$73,983– 85,174$771,264$695,53250,00024,787945$771,2642 º April 2013 º William Penn Life

Branching Out with Endre CsomanCome bowl with us!THE 2013 WPA ANNUAL BOWLING TOURNAMENT will be held on Fridayand Saturday, May 3 and 4, 2013, in Washington, Pa., just south of Pittsburgh, atthe Meadows Racetrack & Casino. Accommodations for the weekend will be at thenearby DoubleTree by Hilton Hotel Pittsburgh-Meadow Lands. This tournament willbe a fun event for all who attend.On Friday from 4:00 to 8:00 p.m., bowlers and guests are invited to the WPA hospitalityroom located in the Fireside Room on the bottom level of the DoubleTree byHilton Hotel. Come join us for some refreshments and allow us the opportunity to welcomeyou to the tournament. Guests are free to spend the evening enjoying all the excitinggames and amenities of The Meadows. There will be a shuttle from the hotel to the casinoand to the Tanger Outlets shopping center.Because this is a family-friendly event, the bowling alley is on a separate level from the casino,so parents can rest assured that their children are in the bowling area only.Saturday begins with a continental breakfast at 8:00 a.m at The Meadows bowling lanes. The actualtournament will begin at 9:00 a.m. and include pizza and refreshments at 11:00 a.m. The tournament will be a noncompetitiveevent with fun prizes. Each bowler will bowl three games. Prizes will be awarded to the top three bowlersamong men, women and teams.The highlight of the weekend will be the bowling banquet held at the DoubleTree by Hilton Hotel at 1:00 p.m.Hotel accommodations will be at the DoubleTree by Hilton Hotel Pittsburgh-Meadow Lands. Bowlers are responsiblefor making their own hotel reservations. To reserve your room, please contact the DoubleTree at 724-222-6200 and usethe group code “WPA” to receive our special rate of $119 per night (double occupancy). Deadline for hotel reservations isWednesday, April 10, 2013.You can find a bowling registration and banquet reservation form on Page 27 of this issue. All bowling and banquetreservations are due at our Home Office by Friday, April 12, 2013.30 th Annual WPA Golf Tournamentand Scholarship DaysJuly 19-20, 2013 • Quicksilver Golf Club, Midway, PA18-Hole Shotgun Scramble • $15,000 Hole-In-One ContestFriday Night $1,000 Putting Contest • Post-Tournament BarbequeChinese Auction • 50/50 Raffle • Skill Shot ContestsSee next month’s William Penn Life for more info & registration form!William Penn Life º April 2013 º 3

Moneywise with Jeff DeSantesHow to buy life insuranceTHE PERCENTAGE OF AMERICAN households withindividual life insurance policies has dropped to 44%,a 50-year low. We can blame unemployment, confusingproduct ads or the uncertainty of the economy, but manypeople who may really need life insurance are going withoutit.Among the 35 million American households that haveno life insurance, 11 million include children under theage of 18. Of those 11 million, 40% say they’d have troublepaying everyday bills if the breadwinner were to dietoday. That’s according to LIMRA, an insurance industryresearch organization, which based its study on a surveyof 3,766 households.Who should consider coverage? For starters, relativelyyoung breadwinners with mortgages, college tuition orother bills that will require a back-up plan if they are nolonger around to cover them. If you are fortunate enoughto have substantial assets, life insurance can also coverestate taxes for your heirs.Your need for life insurance varies with your age andresponsibilities. It is a very important part of financialplanning. There are several reasons to purchase life insurance.You may need to replace income that would be lostwith the death of a wage earner. You may want to makesure your dependents do not incur significant debt whenyou die. Life insurance may allow them to keep assetsversus selling them to pay outstanding bills or taxes.Here are some tips on buying life insurance:• Make sure you feel confident in your insurance agentand company.• Decide how much you need, for how long, and whatyou can afford to pay.• Learn what kind of policies will provide what youneed and pick one that is best for you.• Do not buy life insurance unless you intend to stickwith your plan. It may be very costly if you quit during theearly years of a policy.Does it make sense to replace your current policy?Think twice before you do, because in many situations, itmay not be to your advantage. Before dropping any inforcepolicy, consider these three things:1. If your health status has changed over the years, youmay no longer be insurable at standard rates.2. Your present policy may have a lower premium ratethan is required on the new policy.3. If you replace one cash-value policy with another, thecash value of the new policy may be relatively small forseveral years and never be as large as that of the originalone.You should ask your insurance agent for a detailed costbreakdown of both policies, including premiums, cash surrendervalues and death benefits. Compare these as well asall features offered by both policies. Make sure that youragent puts all of this information in writing. If you decideto replace your current coverage, make sure that your newpolicy will be in force before you cancel the old one.If you do not have a WPA agent , please call the HomeOffice at 1-800-848-7366, ext. 120. We can assist you infinding an agent who can serve you and your family byoffering a review of your needs, life insurance protection,taxed-deferred annuities, juvenile insurance plans andspecial fraternal benefits.Illustration: © Pictac/Dreamstime.ComMichael SaracinoHarrisburg, PA717-724-8257msaracino@choicefinancialsvcs.comMichael Saracino is the president of ChoiceFinancial Services, a general agent for Ohio NationalFinancial Services and a registered representativeof the O.N. Equity Sales Company. Hefounded Choice Financial Services in 2007 andhas been a licensed insurance agent since 2001.Michael is FINRA registered with security registration6, 7, 63, 65 and 24. He offers serviceswith regard to mutual funds, IRAs, Roth IRAs,limited partnerships, unit investment trusts,CDs, brokerage accounts, asset managementaccounts, college funding and individual bondsand stocks.Michael is also licensed to offer life, disabilityincome, long-term care and health insurance,fixed and variable annuities.He is a member of GAMA - General Agentsand Management Association.Agent Profile4 º April 2013 º William Penn Life

Tibor’s Take with Tibor Check, Jr.Kindred spiritsThe definitions of the term “kindred spirits” are as variedas the regions of Hungary. My topic for this monthconcerns the connections we humans share, whether theybe by blood, religion, nationality, common goals or someinnate subliminal bond.My apa (father) and his longtime friend and best manin his wedding, Sonny Tollas, are perfect examples of kindredspirits. Both fellows are linked by all but one of thefive aforementioned types of connections. At those timeswhen I am privy to their conversations, I am amazed justhow similarly they think when discussing and decipheringmatters of circumstance and resolve. Only once have Iever seen the two differ in ideological thought and conviction.Their combined mental consciousness is so similarthat it appears both are communicating telepathically. Ihave observed this phenomenon countless times. Theycan be across a room from each other, glance at the othermomentarily, then meet hours later and commence with aconversation that seems to have been going on for hours.Such kindred spirits are truly rare.Another type of “kindred spirits“will be experiencedin the future by many from my generation, in particular,those of us who are of American-Hungarian ancestry andwant to know where our past generations came from. Wewill be linked by our desire to know why our ancestorssettled in America, who they married, what town theycame from, whether we have more relatives still in Hungary,and so forth. For some of us, obtaining that informationmay be as simple and easy as a phone call. Unfortunately,for many others, it may be far more difficult, if notimpossible to acquire.In the past year or so, I have discovered long lost relativesthat I never met. The first such discovery happenedright here in America. In fact, it was in Youngstown, Ohio.The other discovery involved relatives in Csót, Hungary.Here is the story of connecting two kindred spirits herein America.A little over a year ago, my brother Endre was playinghis cimbalom at the Youngstown Hungarian HeritageDay. This annual event has been taking place forover a quarter century. Good food, music, history andculture make this a must attend event for the Hungarian-American community in the Tri-State Area. A small ad inthe Vindicator newspaper and an ad for the event on myfamily’s Magyar radio program are all it takes to attracthundreds of Magyars to 2219 Donald Avenue. Each eventis packed with fun and excitement. This particular time,it turned out to be a never-to-forget event for everyone inmy five-member család (family).About an hour into the event, two well-dressed andarticulate ladies approached my brother after he playeda rousing rendition of the Ritka Buza. One of the womenasked him if he was a member of the Check family.“Yes,” he answered, “and my apa is over on the otherside of the room talking to someone. May I ask you why?”Four generations of the Cseh familymeet for the first time at Youngstown’sHungarian Heritage Day.The other woman said, “I think we are cousins ofyours.”My brother immediately summoned my apa to comeover and meet the two “new” relatives.The second woman then said they had seen an articleabout my father in the Youngstown Vindicator when Endreplayed his cimbalom at the Youngstown State UniversityArts Festival this past July. They found out thatour family would be at the Hungarian Heritage Day anddecided to meet us in person.The first woman then introduced herself as Joan Csehand her companion as Debbie Cseh. Their actual surnameswere different, since both were married, but theywere of Cseh lineage.My brother returned to his cimbalom playing and myapa went to a corner of the hall and spent the remainder ofthe event talking with them.Since that first encounter, my apa, Joan, Debbie andthe rest of my family have met several times, exchanginginformation, pictures and family histories from both hereand in Hungary. Many ancestral-related questions haveyet to be answered. Most of those inquiries deal with peopleand events dating back two generations and beyond.If only my apa and cousins would have asked questionswhen the older generations were still here. Still, it is quitereassuring to know there are more Cseh család membersliving here in the U.S.A.The big questions concerning our newly-discoveredcousins remain how the relationships between our predecessorsdissolved away and how are lineages crossed inthe first place.The narrative of my other “long-lost relative discovery”is not quite as dramatic as the first. In this particular case,my parents--through a combination of a little luck, divine6 º April 2013 º William Penn Life

Tibor’s Takeprovidence and the utilization of the Internet--have beenable to connect with our Magyar cousins. We knew wehad relatives in Csót but had no actual link to them.So, now, another story of kindred spirits.My dédanya (great-grandmother) Kadi Cseh wrote toher sisters and relatives in Hungary ever since she came toAmerica in 1913. Upon her passing in 1971, my nagynéni(Aunt) Gena and nagyapa (Grandfather) Cseh continued tocorrespond with the relatives in Csót. At that time, my apaknew of the cousins but took for granted the idea that hisfather and aunt would be there forever, performing thetask of transoceanic communications. But, in 1998, AuntJenny had a massive stroke. She could no longer link withthe Magyar relatives. My nagyapa continued to send messages,but that, too, ended when he passed away suddenlyon Easter of 2004. The vital link of letter writing ceasedto exist as my other aunt, uncle and American cousins hadlittle interest in what was transpiring between the familiesof East and West.The addresses of those loved ones in Csot were eitherlost or thrown away upon the passing of nagyapa Csehand Aunt Gena. As the years went by, my apa would tellmy siblings and I how he regretted not taking the reins ofresponsibility to continue writing to the relatives in VeszpremMegye.When my apa and anya decided to join the WPA Tourin 2012, my apa discovered that on two occasions thetour would be as close as 12 and 40 miles away from hisfamily’s ancestral home. He made a small portfolio of thephotos he had kept of relatives from that small little town.He hoped that arrangements could be made to travel tothe village and look for relatives he had never met. Unfortunately,those arrangements fell through, and the rendezvouswith destiny never materialized.When my apa and anya (mother) returned home fromHungary, my father resolved to somehow connect to hiscousins an ocean away. Initially, my father made littleheadway in finding our long-lost relatives. Without a lastname or an address, he could not find a way to connect.If you doubt that there is a God, what happened nextcould just possibly change your mind.The Cseh család Friday evenings are usually reservedfor planning the play list for our “Souvenirs of Hungary”radio broadcast, which airs at noon on Saturdays. OneFriday night late in October, my brother and I began toprepare for the “1956 Revolution Program.” I retrieved aspecial set of records containing Magyar patriotic songs.As I carefully pulled one record from its sleeve, twoenvelopes fell out. I noticed they were addressed to “Mr.Endre Cseh, [##] Duncan Drive, Poland, Ohio, USA.”Inside one of the envelopes was a karácsonyi (Christmas)greeting card. It had a short message handwritten in Hungarian.It was signed “Olga and Arpad.” There was alsoa name and return address on the back of the envelopefrom someone living on Petőfi Street in Csót, Hungary.In haste, I was about to throw away that old and fadedparchment. I then thought maybe my apa should take agander at it. So, as my brother was about to go upstairswith an armload of records, I handed him the letter andtold him to give it to dad. Within a few seconds, I heardmy apa loudly exclaim: “Where did you get this? I havebeen looking for something like this for weeks!” Needlessto say, there was a lot of joy in the Cseh household thatwindy and rainy pentek (Friday).Those little tattered pieces of paper with just a few linesof neat printing proved to be the vital link necessary tocomplete our discovery of relatives we never met. My apawrote to the address, sending a brief letter in Hungarianinquiring about our relatives. He also sent copies of thepictures once owned by my aunt and grandfather alongwith our email addresses. Low and behold, by the secondweek of November we began to receive, courtesy of theInternet, responses from Cousins Olgi and Zsuzsa. Sincethen, we have sent to each other hundreds of photographs.Letters have been mailed back and forth as well.The speed of the Internet has made the long and arduoustask of connecting to our cousins in Hungary a speedyand comparatively simple realization.My sister and brother now send Facebook messages toour school aged cousins in Csót. Through our communicationswith our unokatestvér (cousins), we have learnedthat the family has recently opened the town’s only cakeand sweet shop, called “Jutka!” I learned the village isnamed after Geza Csót, a military leader. Of course, invitationsto come, visit and stay are in almost every message.I have also learned that dear Aunt Gena sent in excessof 100 photos of the entire extended family fromYoungstown, Detroit and Wisconsin. The relatives in Csóthave a much better account of the Kadi/Cseh family inAmerica than I had ever imagined.There are many lessons to be learned from this processof linking to kindred spirits. Talk to all your relatives.Write down names, addresses and histories of your lovedones. If no one remains to answer questions about yourfamily and the past, ask older friends about departedloved ones that you never met. Historical records inchurches and clubs may also offer a link to your past.Good luck and remember the old adage: “ If you don’tknow where you have been, how will you know whereyou are going?”Eljen a Magyar,Tibor IITibor Check Jr. is a member of Branch 28 Youngstown, Ohio, anda student at the Cleveland-Marshall College of Law. He serves as ahost of the “Souvenirs of Hungary” weekly radio show broadcast onWKTL-90.7 FM in Struthers, Ohio.Let’s hear your takeLet me know how you enjoy my thoughts and viewson growing up Hungarian Style. If you have anyquestions or comments about me or my column,please email me at: silverking1937@yahoo.com, ordrop me a letter in care of the William Penn Association,709 Brighton Road, Pittsburgh, PA 15233.William Penn Life º April 2013 º 7

RECIPESCsirke Paprikás(Paprika Chicken)1 medium onion4 tablespoons shortening3 pounds cut up chickenSalt and black pepper1 tablespoon Hungarian paprika1½ cups water2 tablespoons flour½ pint sour cream8 ounces chicken broth6 ounce can of mushroom capsIn a skillet, brown the onions in meltedshortening. Add chicken, salt, blackpepper and paprika, then brown thechicken. Add the water, then cover thepot and cook until chicken is tender.When chicken is done, add ½ cup morewater and mushrooms, then bring to aboil. Mix the flour with the sour creamuntil smooth and add to chicken broth.Pour this mixture into the pot and stirto make gravy. Serve hot over whiterice or with a side of nokedli.Nokedli2½ cups flour1 cup milk1 tablespoon butter3 finger pinch of salt2 eggsIn a mixing bowl, blend eggs with butter,milk and salt. Add flour a little at a time,always stirring until the mixture is asmooth dough. If too thick, add a littlemore liquid to thin back. Using a spoon,cut portions of the dough against theside of the mixing bowl and drop intoboiling water. When the nokedli float,they are done. Serve immediately or oilslightly and keep warm until dinner time.Kolozsvári Káposzta(Scalloped Pork & Sauerkraut)1 pound ground pork1 tablespoon shortening1 onion, diced1 teaspoon paprika1 teaspoon salt1 cup rice1 small can sauerkraut½ pint sour creamIn a skillet, melt the shortening, thenadd onions and cook until slightlybrown. Add paprika and pork, thenseason with salt. Cook until meat isdone, about one hour. Add water tokeep meat from burning. Cook ricein boiling, salted water. In a casserole,arrange a layer of sauerkraut, rice andmeat. Continue this until all ingredientsare in casserole. Pour sour cream overall. Sprinkle with bread crumbs. Bake in350°F oven for about one hour, untiltop is browned.Töltött Káposzta(Stuffed Cabbage)1 pound ground beef1 pound ground pork1 pound ground veal1 pound pork bones3 eggs2 tablespoons kosher salt2 tablespoons paprika1 teaspoon black pepper1 tablespoon granulated garlic1½ cups uncooked rice1 large onion2 tablespoons lard2 large heads of green cabbage2 large cans of sauerkraut48 ounce can of tomato juiceWith a serving fork stuck into thecore of cabbage, blanch cabbage leavesin boiling, salted water until they wiltaway from head. Cut leaves at stemand put aside to drain. Do this until allthe leaves have been removed fromthe core. Save any cabbage pieces,broken leaves or spines and mix withsauerkraut to add to the pot later whencooking the stuffed cabbage.In a mixing bowl, combine all themeat, spices, eggs and rice. Blend untilmixed well.In a soup pot, sauté the onion andadd pork bones, cooking them for 10minutes to brown them slightly. Coverbones with cabbage pieces and spinestrimmed from the leaves.Taking a leaf in hand, place a tablespoonof the meat mixture onto theleaf and roll up, tucking in the end. Dothis until all the cabbage leaves are used.Place the cabbage rolls into the pot inone layer. Make another layer of cabbagepieces on top of the rolls. Alternatelayers of cabbage rolls and cabbagepieces until the pot is filled. Add thetomato juice and fill pot with water untilcabbage rolls are covered. Cook for 1½hours on low heat or until cabbage rollsare fork-tender and filling is not pink.Serve hot to your guests with acrusty rye bread.Sonkás Tészta(Ham & Noodle Casserole)3 cups medium wide noodles1 tablespoon salt2 tablespoons shorteningor bacon drippings2 cups ground ham¼ stick of butterCook noodles in salted, boiling wateruntil done. Drain and rinse in cold water.Heat noodles in melted shortening(or bacon drippings) and salt to taste.Grease a baking dish. Place in it alternatelayers of the noodles and groundham with the last layer being noodles.More than two cups or ham may beused, according to fondness for ham.Dot the noodles with butter and bakein 300°F oven for one hour. Serve hot.Lecso2 green peppers2 red peppers2 yellow peppers1 large onion, thinly sliced3 cloves garlic, minced3 tablespoons olive oilKosher salt and pepper to taste2 tablespoons Hungarian paprika4 tomatoes skinned, seededand quartered.Cut out tomato cores and drop tomatoesin boiling water for a minute.Remove from water and let cool. Skinshould easily peel away when scrapedwith a paring knife. Cut peppers intostrips and onion into thin slices. In askillet, heat the olive oil and sweat thegarlic and onions. Add paprika and stirwell. Add peppers and cook until theyare limp. Add quartered tomatoes andcook until they become soft. Adjust theseasoning and serve hot to your guests.William Penn Life º April 2013 º 9

TheHKRECIPESDobos TorteFOR CAKE5 large eggs, separatedTwo finger pinch of salt½ cup sugar1/3 cup sugar½ cup pastry flourSweet butter, softened.Chocolate filling (Recipe Below)FOR CHOCOLATE FILLING2-inch piece of vanilla bean¾ cup confectioner’s sugar6 ounces sweet butter, softened3 tablespoons of strong espresso coffee1 whole egg3 ounces semisweet chocolateDIRECTIONS FOR FILLINGSplit vanilla bean and scrape insides intopowdered sugar. Mix sugar with butter,prepared coffee and the whole egg. Beatinto a creamy mixture. Soften the chocolatein a double boiler over hot wateror in a low oven and mix in aboveingredients. Cool the filling in refrigeratorfor 15 minutes before using.DIRECTIONS FOR CAKEPreheat oven to 375°F. Mix the five eggwhites with one tablespoon of ice waterand pinch of salt and whip until stiff.Add the egg yolks one at a time, beatingfor one minute after each addition. Addcup of sugar spoon by spoon, whippingall the time. Using the low speed on anelectric mixer, add flour little by little,making sure it completely blends intothe egg mixture.Line a baking sheet with wax paperor parchment paper. Spread two tablespoonsof butter all over the paper.Pour batter on the baking sheet andtap pan to even out batter. Bake in theoven for 10-12 minutes until goldenbrown.Cut cake into three even pieceseach being 8 inches by 4 inches. Pull offthe paper and cover cake with freshpaper while it is cooling. The new paperwill retain moisture.DIRECTIONS FOR ASSEMBLYChoose the best piece of cake for thetop of the torte. Spread a little sweetbutter on a counter top or marble slaband place the chosen cake layer on it.On a separate tray or work area,spread the chocolate filling on the otherlayers, about 1 /8 inch thick. Put the layerson top of each other and ice thesides of the cake. Do not use up all thechocolate icing. Put rest of filling in apastry bag or leave in bowl.Melt the 1 /3 cup of sugar in a heavyskillet, stirring with a buttered spoonas it cooks over low heat. The sugarwill look like dirty snow. When it turnsinto a walnut-colored shiny liquid, immediatelyremove it from the heat andspoon it directly from the frying panonto the top cake layer on the counter.Score it to intended portion sizes withthe tip of a butter knife. You must workfast because the caramel hardens in lessthan a minute. Be careful not to touchsugar with your bare hands.When caramel is cool, put the topcake layer on top of the rest of the filledlayers. The shiny glaze is the crowningglory of the cake. If you have a pastrybag, use a #6 tip and pipe a decorativeborder of chocolate filling around thetop edge of the torte.Cool the cake in the refrigeratoruntil the filling is firm, about three tofour hours. Slice the cake with a knifedipped in hot water to get clean slices.Plate cakes and serve your guests.Tepertős Pogácsa(Crackling Biscuits)1 pound ground cracklings (tepertő)4 ounces sour cream6 cups flour1 heaping tablespoon of salt2 whole eggs4 ounces dry white wineBlend cracklings, flour and salt in a largebowl. In a separate smaller bowl, mixeggs, wine and cream. Now combineand knead well. Roll to ½-inch thicknessand cut with small cookie cutter orwine glass. Mark top in diamond shapeswith edge of knife. Brush tops withbeaten egg yolks (optional) and bake.Bake at 300°F in a preheated oven for20 minutes or until golden brown.This recipe makes 96 biscuits.24 Hour Pickles2 quarts of spring water1 cup white vinegar½ cup kosher salt¼ cup sugar4 ounces fresh dill7 cloves of garlic, peeled then split.12 cucumbers cut lengthwiseinto 4 slices each.In saucepan, combine water, vinegar,salt and sugar, boil, then cool down. Inthe bottom of a gallon glass or plasticjar, place some of the dill and half of thegarlic cloves. Add the sliced cucumbersto the jar, then add the rest of the garlicand dill. Pour the cooled vinegar waterinto the jar, put on the lid, then refrigeratefor at least 24 hours to blendflavors.Blueberry Cream Cheese Pie8 ounces cream cheese, softened¼ cup granulated sugar¼ cup sour cream½ teaspoon vanilla9-inch baked pie shell3 cups fresh or frozen blueberries½ cup water½ cup granulated sugar2 tablespoons cornstarch1 tablespoon lemon juice3 tablespoons sifted confectioner’ssugarBlend together the cream cheese,¼ cup sugar, sour cream and vanillauntil smooth. Spread evenly into thecooled pie shell. Chill till firm. In asmall saucepan, mash one cup of theblueberries, add water and bring toa boil. Strain and add enough waterto blueberry juice, making one cup.Combine the remaining ½ cup of sugarand the cornstarch. Stir in the blueberryliquid then return to the saucepanand cook, stirring constantly until themixture thickens and bubbles. Removefrom heat, stir in the lemon juice andcool. Place remaining blueberries overthe cream cheese in the pie shell, thenspoon the glaze evenly over the wholepie. Chill for at least two hours. Sliceand serve each piece with a dollop offreshly whipped cream to your guests.10 º April 2013 º William Penn Life

WILLIAM PENN ASSOCIATION2012 ANNUAL STATEMENTFINANCIAL REPORTAn important index of service to members is thetotal amount paid to members. During 2012, the Associationpaid the significant amount of $19,137,000.A summary of these payments to members for thepast two years is as follows:ITEMDeath ClaimsMatured EndowmentsEmergency Cash Surrender BenefitsA & H Supplementary PaymentsAnnuity and Old Age BenefitsExcess Interest on Funds to Members’ Acct.DividendsBenefits to Members20111,861,000107,000441,00070,0008,719,0006,313,000306,000$17,817,000WPA continues to render a truly valuable financialservice to members.In our opinion, the amounts carried in the balancesheets on account of the various actuarial items:(1) are computed in accordance with commonlyaccepted actuarial standards consistently appliedand are fairly stated in accordance with soundactuarial principles;(2) are based on actuarial assumptions which producereserves at least as great as those called forin any contract provision as to reserve basis andmethod, and are in accordance with all othercontract provisions;(3) meet the requirements of the insurance laws andregulations of the Commonwealth of Pennsylvaniaand are at least as great as the minimumaggregate amounts required by the state in whichthis statement is filed;(4) are computed on the basis of assumptions consistentwith those used in computing the correspondingitems in the annual statement of thepreceding year end with any exceptions as notedbelow; and(5) include provision for all actuarial reserves andrelated statement items which ought to beestablished.It is apparent that the officers and directors continuethe skillful management of the members’ moneywhile maintaining very strong safeguards.R. E. Bruce is president of Bruce & Bruce Company.20122,149,000123,000469,00027,0008,846,0007,237,000286,000$19,137,000ASSETSBondsStocksMortgage LoansReal EstateCash and Short-Term InvestmentsCertificate LoansAccrued Investment IncomeElectronic Data Processing Equipment & SoftwarePremiums Due and UncollectedTotal Admitted Assets$273,680,1577,420,630522,644843,0074,771,1561,003,1614,339,5574,61025,080$292,610,002LIABILITIES, SPECIAL RESERVES& SURPLUS CERTIFICATE RESERVESLife, Annuity and Accident & Health Policy ReservesLiability for Deposit-Type ContractsLife and Accident & Health Claim ReservesProvision for Refunds Payable in FollowingCalendar YearPremiums Paid in AdvanceOfficials’ Retirement ProgramInterest Maintenance ReserveGeneral Expenses and Taxes Due or AccruedAsset Valuation ReserveTrust AccountOther LiabilitiesTotal LiabilitiesUnassigned SurplusTotalINCOMEPremiums & Annuity ConsiderationsNet Investment IncomeAmortization of Interest Maintenance ReserveMiscellaneous IncomeTotal IncomeOUTGOLife Benefits Paid, Including DividendsAnnuity and Pension Benefits PaidInterest on Funds to Members’ AccountsIncrease in Aggregate Reserve for Life,Annuity and Accident & Health CertificatesCommissions on Premiums & Annuity ConsiderationsGeneral Operating and Fraternal ExpensesInsurance Taxes, Licenses & FeesTotal Outgo & Reserve IncreaseNet Gain from Operations after Refunds to MembersRECONCILIATIONNet Gain from OperationsRealized Gains/(Losses) (excluding transfers to the IMR)Net Income/(Loss)Unassigned Funds as of 12/31/11Change in Unrealized GainsChange in Nonadmitted AssetsChange in Asset Valuation ReserveChange in Reserves on Account of Valuation BasisUnassigned Funds as of 12/31/12$256,357,0007,122,178116,006310,000488,7621,766,1011,310,52690,8562,038,847660,210565,425$270,825,91121,784,091$292,610,002$57,572,94114,759,581255,55429,684$72,617,760$ 3,054,4118,846,2955,279,54447,915,0001,632,3363,995,943170,311$70,893,840$1,723,920$ 1,723,920131,832$ 1,855,75220,403,627349,581(48,164)(776,705)-----$21,784,091William Penn Life º April 2013 º 13

WPA Tour 2013Székely Land, Budapest & Northern HungarySeptember 11 - 26by Endre CsomanTHE WPA TOUR 2013 will focus on Székely Land (Transylvania).The tour will depart on Wednesday Sept. 11, and include 14 daysand 13 nights in Budapest, Székely Land and northern Hungary. Thedeadline for reservations and complete payment is June 1. We willhave room for a maximum of 30 people on this trip.Travelers will stay in beautiful hotels, ride in an air-conditioned busand have an English-speaking guide. Our guests will enjoy breakfastand one other meal daily. Some mornings will be free for optionalsightseeing tours.Our itinerary is scheduled to include:• Several days exploring Székely Land, with visits to a CalvinistChurch, Torockó’s main square, the Unitarian Church, the Székelykő(Transylvanian Rock) and the Museum of Ethnography;• An excursion to Gyimesbükk for a Csángó feast withkürtőskalács and wine and dancing;• A stay at the Danubius Health Spa Resort, featuring saunas, anindoor swimming pool, steam baths and a wide range of medicaltreatments. This resort is near Lake Bear, the only helio-thermal lakeon the continent which heats up to 50 degrees Celsius due to sunenergy absorbed through the upper, fresh-water layers;• Time at the National Gallop equestrian festival at Heroes’Square. Heroes’ Square will turn into a 6,200-square-meter racetrackwhere horse riders from all over the country show off their fine ridingskills and beautiful horses. The National Gallop is not only a uniqueequestrian festival but also the grandest celebration of Hungarianfood and drinks;• A visit to the famous shopping district near Váci Utca andVörösmarty Square;• Dinner on a Danube River boat cruise;• Free time to explore Budapest;• A stay at a thermal and wellness hotel;• A sightseeing tour of St. Mihály CatholicCathedral;• Free time to explore in Mezőkövesdor Eger;• Dinner at Rózsa Restaurant with Gypsyfolk music and colorful Matyó dances;• AND MORE!In order to keep costs as low as possible, weare adjusting the payment method for this year’stour. Payments for airfare and the land tour willbe separated.Price for the land tour is $1,850 for WPAmembers, and $2,350 for non-members,based on double occupancy. Single occupancyaccommodations are available for an additional$480. This price includes hotel accommodations,14 º April 2013 º William Penn Lifebreakfast and one other meal daily, the Danube River Dinner Cruise,the National Gallop equestrian festival, deluxe motorcoach, Englishspeakingtour guide and all tours and events listed in the final itinerary.Payment for the Land tour should be made payable to “William PennAssociation” and sent to the WPA Home Office. For more informationon the land tour, contact Endre Csoman at 1-800-848-7366, ext.136.Roundtrip airfare will be $1,168 departing from Pittsburgh or$1,255 departing from Detroit. Travelers must pay their airfaredirectly to Hadas Rudy at Discover Africa Agency, 23811 ChagrinBlvd., Suite 105, Beachwood, OH 44122. Questions about airfareand taxes should be addressed to Mrs. Rudy at hadas@discoverafrica.net or by calling 1-866-495-7417. Please make checks for your airfarepayable to “Discover Africa” and write “WPA Hungary Tour” in thememo section with your phone number. Include a copy of the photopage from your passport with your airfare payment.To reserve your space on this exciting tour, complete the formfound on the next page and send it--along with your land tour depositof $1,000 per person--to the WPA Home Office.CORRECTION We failed to mention in last month’sarticle that the land tour price of $1,850 was for WPAmembers only. For non-members, the land tour price is$2,350. If you are interested in becoming a member of WPAin order to qualify for the trip discount and other fraternalbenefits, please call Barbi Tew at 1-800-848-7366, ext. 120 formore information.14 Days & 13 Nights in EuropeFour-Star Hotel AccommodationsBreakfast & One Other Meal Each DayDanube River Dinner CruiseNational Gallop Equestrian FestivalFirst-Class, Air-Conditioned Tour BusEnglish-Speaking Tour GuideDepartures from Pittsburgh & Detroit

withGerry D. ClownHELLO, EVERYONE! My name is GerryD. Clown. Welcome to the first edition ofJust 4 Kidz, our special pages just forour young WPA members. We are goingto have a lot of FUN here! There will bepuzzles, drawings, contests, games andspecial surprises. This month, I’d like youto draw a picture of your family and sendit to me at the WPA Home Office. I’ll sendthe boy or girl who draws my favoritefamily picture a $25 Toys R Us gift card.So, start drawing and good luck!!My Family byFor WPA members ages 12 and under, draw a picture of your family in the space above and send it to meby April 30, 2013. I’ll send the boy or girl who draws my favorite family picture a $25 Toys R Us gift card.Send your drawing, along with your name, address, phone number and email address to:Gerry D. Clown, c/o William Penn Association, 709 Brighton Road, Pittsburgh PA 1523316 º April 2013 º William Penn LifeIllustrations © Can Stock Photo Inc./Clairev

Scrambled WordsHere are 10 words I think of when I think about my family. Can you unscramble the letters and findout what they are? The correct answers can be found on page 23...but no peeking!1. sssrtie2. ymlafi3. drrstegnaapn4. hermot5. salmnai6. uosnsci7. nutsa8. arhfte9. noivcata10. herstborConnect& Color!What’s my friendTippy trying to draw?Connect the dots tofind out! For extrafun, I like to color thefinished drawing.William Penn Life º April 2013 º 17

Branch NewsBranch 10Barton, OHBranch 40Martins Ferry, OHBranch 248Monaville, WVBranch 349Weirton, WVBranch 8164Steubenville, OHby Joyce NicholsonHello from the WPA branches fromBarton, Martins Ferry, Weirton,Steubenville and Monaville!There are many events going onthis year. First of all, don’t forgetthe WPA Annual Bowling Tournamenton May 3 and 4 to be held atthe Meadows Racetrack and Casinoin Washington, Pa. Last year wasgreat fun. I hope to see you there thisyear.Also, save June 2 for the next jointpicnic with the Ohio Valley HungarianClub. It will be at Warren TownshipPark in Yorkville, Ohio, beginningat 1:00 p.m. Bring a covereddish or dessert. The meat will beprovided. There will be a bacon fry,so bring your bacon fork if you haveone and come to enjoy an afternoonof good food and fellowship.Our next meeting will be Sunday,April 28, at 4:00 p.m. at 63 MeadowLane in Winterville, Ohio.I thought I would share with youa discovery that Ken and Deb Toth,son and daughter-in-law of Nickand Teresa Toth, encountered whilevisiting the Dwight D. EisenhowerPresidential Library and Museum inAbilene, Kan., last year.A Gobelin tapestry (pictured above)was displayed in an exhibit entitled“Eisenhower: Agent of Change.” Itwas given to President Eisenhowerby Dr. Ladislaus Jilly in 1957 inappreciation of the U.S. President’sestablishment of the Committee forHungarian Refugee Relief.Eisenhower saw the need for sucha committee as a result of the UnitedStates’ desire to provide for Hungarianswho fled their country duringthe Hungarian Revolution of 1956.18 º April 2013 º William Penn LifeThe committee operated untilMay 1957. During this time, the committeehelped re-settle in the U.S.more than 30,000 Hungarian refugees.The tapestry is a branch-of-thornsdesign surrounding the Hungariancoat of arms and includes thephrases “Freedom for Hungary,”“Pray and work for the liberationfrom slavery” and “Do never forgetthe fight of 1956.”After Eisenhower left office, thetapestry was transferred to the PresidentialMuseum collection in 1959.If you have any news to share,please let me know to include ithere. For information about branchactivities, please call Joyce Nicholsonat 740-264-6238.Branch 14Cleveland, OHby Richard E. SarosiSpring will soon be arriving in Ohio.The flowers are getting ready tomeet the sunshine and show theirbeautiful colors.Branch 14 members recently tookpart in a Join Hands Day project,visiting the City of Maple Heights(Ohio) Community Food PantryThis Gobelin tapestry,on display at the DwightD. Eisenhower PresidentialLIbrary and Museumin Abilene, Kansas, wasgiven to Eisenhower byDr. Ladislaus Jilly in 1957in appreciation for thepresident’s establishmentof the Committeefor Hungarian RefugeeRelief.on Feb. 21. Cannedvegetables, bags of rice,boxes of cereal, pork &beans and soup mixeswere purchased andtaken to the food pantry.It was a humbling experienceto walk in andsee a lot of empty shelfspace. We asked the volunteerswhat other itemsmight be needed at thefood pantry. We were toldthat cake mixes, pancakemixes, condiments (suchas ketchup, mustard, mayonnaiseand maple syrup), peanut butter, jellies,cereals, cooking oils and coffee(regular and instant) are items thatwe sometimes forget about sharing.The volunteers who assisted uswere very grateful for the items thatwe brought, and it made us happyto know that we made a differencein helping those in need. We areplanning future visits and encourageothers to do the same. Hungerknows no calendar. Please rememberyour local food banks throughoutthe year and support thesenon-profit organizations which relyon donations to serve the needs ofthe local communities.Food expiration dates are checked,so do not take expired food items tothe community food banks or pantries.If you won’t eat expired fooditems, don’t expect someone else to.The WPA Bowling Tournamentregistration form can be found onpage 27. Please join us for a funfilledfraternal weekend May 3 and4, when our adult and juvenile memberscan display their bowling skills.Adult bowlers and guests can visitthe nearby Meadows Casino and trytheir luck at the games or visit localattractions. Mark your calendar,

Branch Newsmake your hotel reservations andhave a fun weekend getaway.WPA scholarship eligibility rulesand an application form can be foundon the WPA website. Remember thatall applications, renewal letters andessays must be mailed and postmarkedby May 31, 2013.Many fraternal activities will takeplace in 2013 for our members toenjoy, including:• Branch 14 Join Hands Day projecton Saturday, May 11.• Hungarian Heritage Night atClassic Park in Eastlake, Ohio withthe Lake Erie Captains on Saturday,June 8.• WPA Golf Tournament, July 19and 20 at Quicksilver Country Clubin Midway, Pa.• 75th Anniversary of the HungarianCultural Garden of Cleveland,Saturday, July 20.• WPA Hungarian Heritage Experienceat Scenic View, Aug. 4 to 10.• 12th Annual WPA Picnic-AGreat Fraternal-Fest, Sept. 7. We willhave a bus going from Cleveland tothe picnic. Seating on the bus is limited.Call Branch Coordinator VioletSarosi at 1-440-248-9012 for moreinformation and reservations• WPA Tour 2013 to, Budapest,Székely Land/Transylvania andNorthern Hungary, Sept. 11 to 26.Please check upcoming issues ofthis magazine for updates on all 2013activities.Branch 14 extends our deepestsympathy to those members whorecently lost a loved one.We send get-well wishes to allwho might be feeling under theweather.We are happy to learn that Branch14 member Joan Parete is recoveringfrom her fall. Get-well wishes are beingsent to Dawn Ward, and we wishher the best.Happy birthday and anniversarywishes to all of our branch memberscelebrating an April or May birthdayand/or anniversary.Our next branch meetings willtake place on Wednesday, April 3,and May 1, both at 7:30 pm at theFirst Hungarian Reformed Church,14530 Alexander Road, Walton Hills,Ohio. Adult branch members areencouraged to attend.If you have news to share, you canreach me at RichSaro@att.net or at1-440-248-9012.White Rose Ball honoree and WPA National Vice President-Fraternal Endre Csoman (left), is welcomed to The Rhapsodyrestaurant by its owner, Branch 18 member Steve Szatmari,winner of the Community Service Award presented by theSouthern Wayne County (Mich.) Regional Chamber of Commerce.Branch 18Lincoln Park, MIby Barbara A. HouseGabby and I are home in Michigan.We are so happy to be here. We areborn and raised Michiganers, andwe always will be. Tommy is stayingin Florida until Easter, and then wewill be a family again. I hope youall had a super winter season, but Iknow you are all ready for spring.The White Rose Ball is a wonderfulmemory. Thank you to all theHungarian Arts Club officers foranother wonderful event. Work hasalready begun for next year’s event.We have our first debutante signedup. She is Hannah Csoman. Herfamily has committed to bring herfrom Pennsylvania every Sunday inJanuary for rehearsals. Now, that’sHungarian dedication. Hannah isthe daughter of Joey Csoman andgranddaughter of Arlene and EndreCsoman.Welcome new members Michael,Matthew, Lucas and Kendall Adorjan.Thank you to Michael and LorettaAdorjan and Michael AdorjanJr. They are a lovely family. Lookingforward to seeing you all at Branch18 events.Get-well wishes to Irene Korpak,Michael Adorjan, ArpadAntal, Linda Enyedy,Tillie Balogh, IstvanSchlegel and our AuditorEmeritus DougTruesdell. Also, pleasekeep Julia Danko, wife ofretired National DirectorStephen Danko, in yourprayers. She is ill andnot doing well. Join mein praying for her andher family and all ourmembers who are ill.Congratulationsto Steve and DarleneSzatmari. Steve recentlyreceived the CommunityService Award presentedby the SouthernWayne County RegionalChamber of Commerce.We offer our thanks toDarlene, Steve and Jenniferfor the lovely dinneron Feb. 1. Your food andstaff are second to none.Happy birthday wishes to MikeOberg, Steve Charles, Dora McKinsey,Rose Antal and Endre Csoman.May you all enjoy many more.Remember in your prayersour deceased members and theirfamilies, especially Marie Pribanyec,Helen Toth and Olga M. Hume. Maythey rest in peace.Our branch meetings resumeApril 10 at 7:00 p.m. We meet atthe Hungarian American CulturalCenter on Goddard in Taylor. Pleasejoin us. We will be making plans forthe entire year. Your input is alwayswelcome.Our annual Join Hands Dayproject will be June 1. We planted50 flats of flowers last year. Manyhands make the work a lot easierand faster.Helen Molnar is visiting Florida.She has many family members there.We wish her a super vacation.We hope you plan on joining usat the WPA Annual Bowling Tournament.We have many wonderfulsurprises for you. It’s Derby weekend,also. The lanes are in the casino,adjacent to the hotel. The wholeweekend is planned beautifully foryou. Hope to see you there.Have you sent your deposit forour wonderful European trip? I haveseen the itinerary. It is wonderful. IWilliam Penn Life º April 2013 º 19

Branch Newscan’t wait. This will be my 20th visitto Hungary. Now, that has to tellyou just how wonderful I think it is.Sure hope you plan on joining us.Special hello to Marlene andWally Paige. Thank you for ourlovely visits. I needed that.Hope you all enjoyed a happyEaster. Keep the risen Christ in yourhearts all year long.Happy Spring!Branch 28Youngstown, OHby Kathy NovakHappy Spring! I’m sure we are alllooking forward to seeing sunnydays and all those budding trees andflowers to brighten our days.On March 17, the YoungstownAmerican Hungarian Federationhosted a ceremony to commemoratethe 1848 War of Independence. Theprogram included Leslie Polgarreciting the famous poem, “NemzetiDal”; musical performances by AndrewCheck on the cimbalom, LauraPolgar on the violin and JosephLosconcy on keyboard; and a readingof the life of Louis Kossuth byMaria Schauer.Joining us that afternoon wasNational Vice President-FraternalEndre Csoman. WPA continues tobe a strong supporter of this annualevent, and the Youngstown AmericanHungarian Federation greatlyappreciates this support and thanksWPA whole-heartedly.Special congratulations to TiborCheck Jr. who was recently electedby his peers to serve as the editorin-chiefof The Law Review atCleveland Marshall School of Lawfor the term 2013-2014. This is themost prestigious honor given to alaw student. (President Obama waseditor-in-chief of the Law Review atHarvard.)As editor-in-chief, Tibor is responsiblefor coordinating the staff anddirecting the content of the quarterlypublication. Such journals are usednationwide as reference guides forcourt cases and legal research.Tibor is currently working as aresearch assistant for several professorsand also serves as an intern/lawclerk for a federal judge in Cleveland.Among the debutantes and escorts at this year’s White Rose Ball were Branch 18 membersMarco Marchelletta (back, fourth from left) and Morgan Antal Black (front, third from left).We wish him much continuedsuccess. Everyone is proud of thisWPA member.We also congratulate Tibor’s siblings,Andrew and Elizabeth, bothof whom have made the dean’s listevery semester since starting theirstudies at Cleveland State University.Congratulations to all the winnersof the WPA sales agents’ contest.Hoping all the travelers headingto the “Island Escape” have a wonderfuland safe trip. Enjoy your funin the sun.Looking forward to seeing our fellowmembers in Washington, Pa., onMay 4 for the WPA bowling tournament.I’m sure that if it’s anythinglike last year’s event, everyone willhave a great time.We’re hoping the weather will benice at Scenic View for the Tri-StateArea Picnic on Saturday, May 18.This event is open to all WPA membersin the Pennsylvania, Ohio andWest Virginia tri-state area.Get-well wishes to everyone recuperatingfrom a bad spell of health.Best wishes to all our birthdayand anniversary celebrants.Our thoughts and prayers arewith all those who have recently losta loved one. Special thoughts go outto the family of John Kaluczky whopassed away recently. John was anactive Branch 28 member, havingserved as an officer and delegate tothe General Convention. May he restin peace.If you have any news to share,give me a call at 330-746-7704.Branch 34Pittsburgh, PAby Marguerite McNelisHope everyone had a blessed Easter.Now, it’s time to get ready to bowl!Remember to check out William PennLife to keep up on future fraternalevents.Please take a moment and prayfor all our service men and women,especially those in harm’s way.The Hungarian Reformed Churchin Hazelwood held its annual dinner.The food was delicious, as usual,and the company was very enjoyable.It is good to get together withfriends and acquaintances.Birthday wishes go out to allbranch members celebrating theirbirthdays. May you all have many,many more.If you have any news you wouldlike to share, please contact AndyMcNelis at 412-421-6031. For informationabout WPA life insuranceand annuity policies, please contactBranch Coordinator Maria Bistey at412-431-6035.Branch 51Passaic, NJby Christine BaldygaOn Feb. 2, members of Branch 51attended the Schwaben Ball. Juvenilemembers Amanda, Bethann andCatherine Baldyga danced in theAufmarsch, a traditional Germandance. It was a very enjoyable eve-20 º April 2013 º William Penn Life

Branch NewsMembers of Branch 51 prepare to deliver donated food items to FatherEnglish Center Food Pantry.Branch 51 members, Bethann, Catherine and Amanda Baldygadanced in the German Aufmarsch at the Schwaben Ball.ning with German music and food.On March 10, a Mass was celebratedat St. Stephen’s Church inPassaic, N.J., for the deceased membersof Branch 51. Later that day,members of the branch participatedin a food drive. The food collectedwas donated to the Father EnglishCenter Food Pantry, a Catholic charityagency in the Diocese of Paterson.On March 15, the Hungarian flagwas to be raised at the Clifton CityHall to commemorate the HungarianRevolution of 1848, which grewinto a war for independence.Branch 129Columbus, OHby Debbie LewisWell, spring is finally here. We hopewe will have great weather for thewhole month of April.We would like to welcome ournewest branch members: AmeliaDawson, Scarlett Mets, Martha andViolet Williams and Lane McVity.Our next meeting will be heldon Tuesday, April 2, at 4:30 p.m.This meeting was rescheduled fromMarch 5 due to the weather. It willbe at Plank’s Cafe, 743 Parsons Ave.Don’t forget to register for theWPA Annual Bowling Tournamentto be held on May 3 and 4. Hotelreservations are due by April 10 andbowling/banquet reservations aredue by April 12. This is a fun-filledweekend.On April 14 there will be a Soup& Learn Program at the HungarianReformed Church, 365 WoodrowAve., Columbus. After the 10:00 a.m.church service, soup will be servedbeginning at 11:15 a.m. The programbegins at approximately 11:40a.m. The topic will be “Budapest inPoetry & Prose,” presented by OSUProfessor Agi Risko and 12 friendsin Hungarian with English translations.There will be no May programdue to Mother’s Day.Also at the church, on Saturday,April 27 at 10:30 a.m., there will bea book review on the book Meus Insomnium:My Dream - My Nightmareby Karl Jeney. Afterwards, you willbe able to meet the author, and therewill be a discussion on a possiblebus trip to Kentucky.We congratulate all those celebratingbirthdays, anniversaries andadditions to their families.Get-well wishes to all who havebeen ill or hospitalized. Hope allhave a speedy recovery.We also extend our sinceresympathy to all who have recentlylost a loved one, especially branchmember Mary Finta on the loss ofher husband, Andrew; the familyof Anne Joseph; the family of AlexMeszaros; and branch members Lisaand Kyle Way on the loss of theirfather and grandfather, Ralph Boso.For all your life insurance andannuity needs, please contact ArpadSibrik at 614-231-8024 or DebbieLewis at 614-875-9968.If you have any news you wouldlike to share, please contact DebbieLewis, at 614-875-9968 or e-mailDAL9968@aol.com.Branch 226McKeesport, PAby Judit BorsayWe wish a happy birthday to allBranch 226 members born in April,as well as a happy anniversary tothe happy couples out there!Our branch will host its first meetand-greetevent for our members onSunday, April 21, at 3:00 p.m. at theFree Hungarian Reformed Churchof McKeesport’s social hall. We havea relaxing afternoon planned withlight refreshments, so bring youractivity ideas and together we canactivate all of our members. Moreinfo will be sent out to individualmembers. Please call Branch CoordinatorMalvene Heyz at 412-751-1898 and make your reservations byMonday, April 8.More good news about ouryoung people: Kathryn Makay (amember of the WPA Magyar FolkDancers) and Branch 226 membersShelby Harris and Rylee Heyz wentto another National CheerleadingCompetition in Washington, D.C.,with their squad from HotCheer AllStars in Elizabeth, Pa. Their teamwon first place for the second year ina row!We are planning on attendingWilliam Penn Life º April 2013 º 21

Branch Newsthe annual Tri-State Area Picnic atScenic View on Saturday, May 18.We hope to see you there.Please call Branch CoordinatorMalvene Heyz at 412-751-1898 tonotify her of address changes or ifsomeone has passed away.We hope you and your familieshad a blessed Easter.Branch 249Dayton, OHby Mark SchmidtSpring is really in the air now; flowersare blooming, trees are budding,people are sneezing, but who cares?Spring is here!Dayton Magyars had a busyMarch with many events and lotsof food. Both the local Hungarianchurches celebrated HungarianIndependence Day. The meals andentertainment at St. Stephens CatholicChurch and Old Troy Pike CommunityChurch were delicious, funand very well attended. Thank youto all the church ladies who keep thedelicious Hungarian recipes alive.I hope all had a blessed Easter.This is a special time for families.April springs two events on us.First is a Dayton Dragons baseballgame on April 17. Branch 249is sponsoring the second annualHungarian Day at Fifth Third Field.Twenty members will attend thegame in one of the suites. Hotdogs,hamburgers and sodas are includedwith the ticket. The seats filled up soquickly this year that next year wewill arrange for the party deck for 50members.On April 27, we celebrate the 50thanniversary of the Magyar Club ofDayton. There will be a special DinnerDance at Kossuth Hall with deliciousChicken Paprikas at 6:00 p.m.and dancing at 8:00 p.m. to music byGeorge Batyi and the Gypsy StringsOrchestra with Alex Udvary oncimbalom. Only buffet dinners areavailable, but why would you wantto miss the music and dancing? TheDayton Hungarian Festival Dancerswill perform at 7:30 pm. BYOB.Set-ups provided. Pastries will beavailable for an additional cost.There also will be door prizes andraffles. Call Irene Fulop-Heckmanfor reservations at 937-298-8457.22 º April 2013 º William Penn LifeMark your May calendars forseveral events:• Join Hands Day will be May11. We will meet at 9:00 a.m. at StStephens Catholic Church.•“The Sound of Music” at LaComedia dinner theater trip will beMay 16.• The Dayton World A’Fair willbe May 17 to 19 at the Dayton ConventionCenter. Hungary will have abooth, and volunteers are very muchappreciated. Call Andy Dobo at 937-426-4714.• And, don’t forget Mother’s Day,May 12.Happy birthday and happy anniversaryto all those who are celebratingthis month. We wish you manymore.We wish those who are sick aspeedy recovery and extend ourcondolences to those who have hada loved one pass away recently.Please call Michele Daley-LaFlame at 937-278-5970 or AnneMarie and Mark Schmidt at 937-667-1211 for your life insurancequestions. Branch 249 members whohave news can contact me atamschmidt@msn.com or 937-667-1211.Photo (c) Antonprado/Dreamstime.comBranch 296Springdale, PAby Mary A. Kelly-LovaszWelcome back to our regularlyscheduled meetings, Branch 296ers!The following dates are a listingof our upcoming meetings for 2013:April 11, May 9, Sept. 12, Oct. 10 andNov. 14. Remember, we meet onthe second Thursday of the monthat 7:00 p.m. at King’s Restaurant inNew Kensington, and we are alwayslooking forward to seeing you.A date to rememberDeadline for submissions to ourmagazine is the 10th day of eachmonth. If you have any questions,please contact John E. Lovasz tollfreeat 1-800-848-7366, ext. 135.jlovasz@williampennassociation.org.If you have any news that youwould like to share with our branch,contact me at makelly367@verizon.netor at 724-274-5318.Noreen Fritz is our local agentwho can assist you with any of yourlife insurance and annuities needs.You may email her at noreenbunny.fritz@verizon.net or call her at 412-821-1837.Branch 352Coraopolis, PAby Dora S. McKinseySpring is here. We made it throughanother cold winter. We all lookforward to this season of renewal.I hope all of you had a veryblessed Easter spent with loved ones.This is the time of the year whenwe look forward to all the fraternalevents coming up. The first eventis our bowling tournament, whichpromises to be a fun time, at TheMeadows Racetrack and Casino inWashington, Pa. We are again havinga juvenile bowling event for theyoung ones. Even if you don’t enjoygambling, there is a great outlet mallacross from the casino. Nearby isSarris Candy Co. with its charmingice cream parlor and retail outlet.Reservations need to be made nowif you are planning to attend thetournament.Our golf tournament is being heldJuly 19 to 20, 2013, at QuicksilverGolf Club in Midway, Pa. The Fridaynight golfer reception is being heldat the Pittsburgh Airport Marriottin Coraopolis, Pa., on July 19. Therewill also be a miniature golf tournamentheld at Scally’s Golf Center inCoraopolis for those too young togolf in the regular golf tournament.Make your plans to attend thisfun-filled fraternal weekend. Moredetails will be printed in a futureissue of William Penn Life.The Tri-State Area Picnic isplanned for Saturday, May 18, atScenic View, beginning at noon.This is the third year WPA has sponsoreda picnic for those branches inand around the tri-state area. If youare planning to attend, please bringa covered dish to share. The picnicwill last until 5:00 p.m. Come andenjoy good food and fellowship.

Branch NewsHappy birthday to all thosecelebrating a birthday in April. Mayyou have many more and may all ofthem be healthy.Our condolences to anyone whohas lost a loved one recently.Remember, if you have any newsyou would like to share, or if youhave any insurance questions, pleasecontact me at 412-319-7116 or byemail at dmckinsey@hotmail.com.Branch 800Altoona, PAby Dave GreinerOur members are dealing withsome sorrow after the mother ofBranch Vice President Dan Greinerand Branch Secretary Dave Greinerlost her battle with cancer. RosellaGreiner was 88. The branch extendsits sympathy to both officers.Our branch members approved amotion to continue our annual donationto the state correctional institutionin Huntingdon for the purchaseof religious items and supplies tomeet the inmates’ spiritual needs.Well, Daylight Savings Time is ineffect, spring has arrived and MarchMadness will soon be over. Branch800 hopes all members had a joyousand happy Easter.Baseball season is here, and ourarea is fortunate to have the AltoonaCurve, the Double A affiliate of thePittsburgh Pirates, in our backyard.We’re looking forward to attendinggames and sharing fellowship.Our branch is preparing for our50-year member recognition ceremonyto be held during our Maymeeting. There will be a special luncheonand presentation of 50-yearmembership awards.We hope everyone is enjoyingspring and wish all mothers an earlyhappy Mothers Day.Our branch is making a $50 donationto the local food bank, SisterPaula and the St. Vincent de PaulSociety to start off 2013.For all your life insurance needs,please contact Bob Jones. If you haveany news you’d like to share, pleasecontact Dave Greiner.Branch 8114Clarion, PAby Noreen Fritz, FIC, LUTCF (in Pittsburgh)Spring is in the air, and God’s loveis everywhere. We hope God blessedyou with a happy Easter and that Hewill continue to bless you and yourfamily all year long.The entire William Penn Associationextends its deepest sympathyto the family and friends ofDon Schmader. They lost a lovinghusband, father, grandfather, greatgrandfatherand friend. My memoriesof Mr. Schmader will alwaysbe of his kindness and concern thatall of his family members becomemembers of William Penn Association.He faithfully attended all thebranch meetings, always comingup with ideas for how Branch 8114could grow. In 2009, he receivedhis 50-year member pin at a branchmeeting that he actually promptedme to plan. My deepest sympathy tothe Schmader family.We extend a belated “HappyBirthday” to Branch 8114 memberswho celebrated birthdays in March:Megan Ochs, Nathan Beckwith,Amanda Beckwith, Briggs Beckwith,Doris Cherico, Ed Groner, MaryAnn Groner, Christopher Paul, MaryLou Delaney, Patrick Aaron, ChaseMedford, Victor Cherico, VanceSlike, James Amato, Bridget Bagileo,Elizabeth Kindel, Maximilian Bagileo,Pete Chernicky, John Gatesman,John Judy, Kevin Rhoads, MichaelTroese, Samantha Rhoads, LloydPontzer, William Schmader, PeteChernicky and Marjorie Hargenrader.Wishing your birthday and everyday be filled with sunshine, laughter,love and cheer.A special hello to Ron Kopas andEd Steiner.If you have any questions concerninglife insurance, annuities,IRA transfers or direct rollovers, orif there is any other way that I canbe of service to you or your family,please do not hesitate to contact meat 412-821-1837 or by email atnoreenbunny.fritz@verizon.net.SCRAMBLED WORDS answers, from Page 17: (1) Sisters; (2) Family; (3) Grandparents;(4) Mother; (5) Animals; (6) Cousins; (7) Aunts; (8) Father; (9) Vacation; (10) Brothers.?Are yourbeneficiariesup to date?That’s a question you may nothave asked yourself very often, ifever. But, it’s one you should askyourself at least once a year.We can’t stress enough theimportance of regularly checkingthe beneficiaries listed on yourlife insurance certificates. It isthe only way to ensure that thepeople you want to receive thebenefits of your life insurance arethe ones who will receive it.Think about the changes thathave occurred in your life sinceyou purchased your life insurance.Getting married, havingchildren, losing a loved one,getting remarried--all these lifechanges affect your responsibilities.In some states, divorce maymake your beneficiaries null andvoid. Do the beneficiaries currentlylisted on your life insurancecertificates reflect such changes?If you think you need to updatethe beneficiaries listed on yourcertificates--either primary orsecondary beneficiaries--contactyour WPA representative. Or, callour Home Office toll-free at1-800-848-7366.William Penn Life º April 2013 º 23

WPAAnnualBowlingTournamentA Fun Weekendfor the Entire FamilyMembers and friends of WPA are invited to joinus for a weekend of family fun during our AnnualBowling Tournament, Friday and Saturday, May 3and 4, at The Meadows Racetrack & Casino in Washington,Pa., just south of Pittsburgh.While folks of all ages are welcome, we would especiallylove to see more older teens and young adults participate.So, take note: All members and non-members ages 16to 25 can bowl FREE! That includes three games of bowlingplus a continental breakfast...at no charge!In addition, all children and teens up to age 15 can bowlfor only $5 and all adults ages 26 and above can bowl forjust $20. Again, that price includes three games and a continentalbreakfast.After the adult and juvenile bowling events are concluded,all members and guests are welcome to share in abanquet, beginning at approximately 1:00 p.m. Saturday. Theprice of the buffet is as follows:• $30 for all adults ages 16 to 25;• $30 for adult life benefit members ages 26 and above;• $40 for non-members ages 26 and above;• $10 for all teens ages 12 to 15;• Free for all children ages 11 and under.Accommodations will be at the DoubleTree by HiltonHotel Pittsburgh-Meadow Lands, which is within walkingdistance of the casino. WPA’s special room rate for theweekend is $119 per night (double occupancy). For roomreservations, call the DoubleTree at 724-222-6200 or goonline at www.pittsburghmeadowlands.doubletree.com. Usethe group code “WPA” to ensure you receive our specialrate. Deadline for hotel reservations is 3:00 p.m., Wednesday,April 10.As bowlers and guests arrive Friday, May 3, they arewelcome to visit at the Fireside Room in the DoubleTreeby Hilton where they can enjoy soft drinks and pastries.Everyone will be free to spend the evening enjoying all theexciting games and amenities of The Meadows or shoppingat the nearby Tanger Outlets.Bowling will be held Saturday, May 4, at MeadowsLanes, a state-of-the-art bowling facility located within TheMeadows, beginning at approximately 9:00 a.m. Bowlersare welcome to arrive at the lanes at 8:00 a.m. to enjoy acontinental breakfast. Once bowling starts, bowlers are alsoinvited to enjoy an open bar.Once again, this year’s tournament will be a non-competitiveevent with all the focus to be placed on having FUN!Members and guests ages 16 and above are invited toparticipate in the adult event. In this event, four bowlerswill be assigned to each lane. Each bowler will bowl three(3) games. Prizes will be awarded to the top three bowlersamong both men and women and to the top three teams.Bowlers will also have the chance to win some specialprizes during the event. Anyone bowling a perfect 300 gameduring the event will win a $2,000 five-year WPA annuity.There will also be a Lucky Strike Contest. During each ofthe three games, the names of one man and one womanbowler will be randomly selected. If either bowls a strikeduring the frame after their name is announced, he or shewill win $25. If neither wins, the prize will be added to thenext game. Plus, there will be a special 50/50 raffle.Children and teens ages 15 and under are invited to participatein their own special Juvenile Fun Event. Our youngbowlers will bowl on lanes separate from the adults and willenjoy pizza and soft drinks.The number of adult bowlers will be limited to 80, soplease register as soon as possible.24 º April 2013 º William Penn Life

2013 WPA Annual Bowling TournamentMay 3-4, 2013, Washington, PABOWLING REGISTRATION & BANQUET RESERVATIONSCONTACT PERSON:ADDRESS:CONTACT INFORMATIONPHONE: ( ) EMAIL:ADULT BOWLERS (AGES 16 & ABOVE)NAMEWPA MEMBER?1.2.3.4.5.67.8.YESYESYESYESYESYESYESYESNONONONONONONONOFEES & COSTSPLEASE NOTE: Prices for bowling do NOT include banquet.Adult BowlersAges 26 & Above .... $ 20.00 x ___ = $_________Adult BowlersAges 16 - 25.....FREE x ___ = _________ N/AJuvenile BowlersAges 15 and Under ...... $ 5.00 x ___ = $_________Banquet GuestsAges 16 - 25 .... $ 30.00 x ___ = $_________Banquet GuestsWPA Adult Life BenefitMembers Ages 26 & Above .... $ 30.00 x ___ = $_________NAME1.2.3.4.NON-BOWLING BANQUET GUESTS(CIRCLE ADULT OR JUVENILE)ADULT / JUVENILEADULT / JUVENILEADULT / JUVENILEADULT / JUVENILEBanquet GuestsNon-membersAges 26 & Above .... $ 40.00 x ___ = $_________Juvenile Banquet GuestsAges 12 - 15 .... $ 10.00 x ___ = $_________Juvenile Banquet GuestsAges 11 and Under.....FREE x ___ = _________N/ATOTAL FEES & COSTS ............................$_________JUVENILE BOWLERS (AGES 15 & UNDER)NAME AGE WPA MEMBER?1.YES NO2.YES NO3.YES NO4.YES NOMake check payable to “William Penn Association”Mail completed form & check to:Bowling CommitteeWilliam Penn Association709 Brighton RoadPittsburgh, PA 15233HOTEL ACCOMMODATIONS INFORMATIONHotel accommodations will be at the DoubleTree by Hilton Hotel Pittsburgh-Meadow Lands. All bowlers and guestsare responsible for making their own hotel reservations. To reserve your room(s), call the hotel at 724-222-6200, or goonline at www.pittsburghmeadowlands.doubletree.com. Use the group code “WPA” to receive our special rate of $119 pernight (double occupancy). DEADLINE FOR HOTEL RESERVATIONS IS 3:00 P.M., WEDNESDAY, APRIL 10, 2013.All bowling & banquet reservations must be receivedat the Home Office by April 12, 2013William Penn Life º April 2013 º 25

Welcome To Our Fraternal FamilyJONAH P. BAVERSOBranch 89 Homestead, PAOLESIA G. BENEDICTBranch 28 Youngstown, OHREGAN B. DANKOVICHBranch 28 Youngstown, OHSARAH J. DANKOVICHBranch 28, Youngstown, OHAMELIA G. DAWSONBranch 129 Columbus, OHCECILIA F. LUCIANOBranch 189 Alliance, OHSABRINA A. LUCIANOBranch 189 Alliance, OHBRANDON A. PALOMAKIBranch 28 Youngstown, OHDEVAN T. PALOMAKIBranch 28 Youngstown, OHJAIDEN E. PALOMAKIBranch 28 Youngstown, OHSYDNEY G. SEELMANBranch 189 Alliance, OHASHLYN F. TREMBLAYBranch 525 Los Angeles, CAIf you have a child who recently joined the WPA, send us his or her photo.We will publish it in an upcoming issue so all our members can welcome your childinto our WPA Fraternal Family. All photos will be published as soon as possible.26 º April 2013 º William Penn Life

In MemoriamDONALD F. SCHMADERCLARION, PA -- Themembers of Branch 8114were saddened by the recentdeath of Branch AuditingCommittee memberDonald F. Schmader.Mr. Schmader, 87, passedaway Feb. 12, 2013.He was born Dec. 21,1925, inLucinda,Pa., the sonof the lateJoseph andGeraldine(Fascenmyer)Schmader.He was an activemember of WPA and theformer Catholic Knightsof St. George. He servedas recording secretary ofthe former CKSG Branch114 beginning in 1961 andas branch president in1965. He continued to attendbranch meetings andfunctions for nearly fivedecades after that.He began his 40-yearcareer in banking atMarine Midland Bank ofWestern New York whilestudying finance at theUniversity of Buffalo. Hemoved to Clarion to workfor Citizens Trust Company.He retired from FirstSeneca Bank in 1987.He was a member ofImmaculate ConceptionChurch in Clarion. Hewas a member of Knightsof Columbus Council No.7459 and 4th Degree AssemblyNo. 0982.He was a past memberof the Federal ReserveBoard of Governors, pastboard member of theClarion Hospital, pastdirector of the ClarionChamber of Commerce,member of American LegionPost 66 and partnerin Monarch Lumber Co.In additon to hisparents, he was precededin death by a daughter,Christine Wells;two brothers, Cyril andBernard; an infant sister,Kathleen; and an infantgrandson, Kyle Gates.He is survived by hisloving wife of 65 years,the former F. LouiseWolbert; five daughters,Donna (Frank) Lebda,Diane (Gary) Rhoads,Deborah (Gary) Faller,Cynthia (Gerry) Gatesand Susan (Cahill) Jones;16 grandchildren; ninegreat-grandchildren; twobrothers, Richard (Lyn)and Bill (Millie); and asister, Patricia McFarland.A Mass of Christianburial was celebrated Feb.16, 2013, at ImmaculateConception Church inClarion. Interment was inImmaculate ConceptionCemetery.May he rest in peace.We ask you to pray forthe eternal rest of Mr.Schmader and all our recentlydeparted memberslisted below:FEBRUARY 20130001 BRIDGEPORT, CTJoseph BabasickJerome R. Belair, Jr.Gary Lee BoundyGilbert W. Saucier0010 BARTON, OHIrma Matis0013 TRENTON, NJAnna E. Marozsan0014 CLEVELAND, OHTheresa TuroseCharles W. Williamson0015 CHICAGO, ILTricia DiVirgilioMary Kozarits0018 LINCOLN PARK, MIOlga M. HumeMarie G. PribanyecHelen Toth0023 POCAHANTAS, WVErnest KishWilliam Varga0024 CHICAGO, ILWilliam J. Judy0027 TOLEDO, OHRobert J. CiaciuchIrene Katko0028 YOUNGSTOWN, OHJohn KaluczkyLouis A. Kish, Jr.0048 NEW YORK, NYEsther HilzCatrina L. Thomas0059 WINDBER, PAJohn Washko, Jr.0071 DUQUESNE, PAAlbert J. Asmonga0076 PHILADELPHIA, PAAnna Bernath0088 RURAL VALLEY, PABertha Neilson0089 HOMESTEAD, PAEarl R. Hemminger III0129 COLUMBUS, OHJulia Laszlo0132 SOUTH BEND, INRose CooleyHelen D. KnaverIrene M. Toth0216 NORTHAMPTON, PAMary Rockas0226 McKEESPORT, PABernard GirhinyAlexander J. Roka0248 MONAVILLE, WVLettie Brescoach0310 LYNCH, KYAndrew Sorke0352 CORAOPOLIS, PABernice V. McClure0525 LOS ANGELES, CAAnna Majoros0590 CAPE CORAL, FLJoel H. Lovett0705 MAYVILLE, WIDorothy J. Seeley0723 WORCESTER, MAErnest J. CormierDenise A. Jolly0725 SPRINGFIELD, MAJean MartinArthur H. Savage8019 PITTSBURGH, PALillian A. Schmidt8020 McKEES ROCKS, PAMary Kwiatkowski8075 WILKES-BARRE, PARita M. Rosar8114 CLARION, PADonald F. SchmaderRecent DonationsWPFAScholarshipFoundationDonations ThroughPremium PaymentsFEBRUARY 2013Branch - Donor - Amount8 - Clarence H. Showalter - $5.0013 - Maryann Nichols-Elliott - $6.0013 - Joseph A. Mrazik - $15.0013 - Jennie Gabor - $5.0014 - Joseph A. Zupan - $20.0018 - Robert J. Swek - $0.0518 - Benjamin A. Dear - $3.0018 - Rebecca K. Dear - $3.0019 - Mary Jane Nagy - $1.0026 - Lex Prindle Sr. - $5.0028 - Maria E. Schauer - $5.0028 - Mary P. Balash - $0.6128 - Debra A. Lowery - $5.0028 - Michael A. Janovick - $3.0034 - Jeffrey A. Worrall - $5.0059 - Margaret I. Martin - $2.0089 - Eric J.Berger - $10.00189 - Kim A. Vanderkar - $15.00189 - Michael G. Stoffer Jr. - $5.00226 - Timothy R. Holtzman - $1.40226 - Carol S. Burlikowski - $5.00226 - Robert W. Serena - $5.00296 - Vincent Perry - $27.94336 - Charles S. Johns - $4.21336 - Patricia A. Mitterlehner - $3.99352 - John P. McKinsey Jr. - $1.32352 - Dora S. McKinsey - $1.02352 - Justin L. McKinsey - $1.34352 - Kaitlyn R. Macie - $25.00525 - Tibor T. Marton - $5.42720 - Loretta M. Mahoney - $2.00723 - Ryan E. Godbout - $1.008075 - Christopher Phillips - $5.00TOTAL for Month = $203.30Additional DonationsFEBRUARY 2013Donor - AmountAnna Marie & Paul Varga - $20.00From the estate ofMarie G. Pribanyec - $1,646.15Ticket sale proceedsfrom the performanceby Mária Majda Guessous - $49.00WPA Cookbook Sales - $65.00TOTAL for Month = $1,780.15Donations In MemoriamFEBRUARY 2013Donor - Amount(In Memory of)M/M Thomas F. House - $25.00(Anna Stoltz)Elsie H. Radvany - $100.00(Dorothy Radvany, Sister-in-Law)Br. 18 Lincoln Park, MI - $125.00(Deceased Members DorothyKayko, Margaret Hopp & MaryBatyik)Br. 51 Passaic, NJ - $25.00(Frank J. Radvany)TOTAL for Month = $275.0028 º April 2013 º William Penn Life

Inside this issue:The Hungarian Kitchen shares 10 recipesto celebrate 10 years…PAGE 8.Actuary’s Report for 2012…PAGE 12.The premiere of our children’s sectionwith Gerry D. Clown…PAGE 16.PRSRT STDUS PostagePAIDPERMIT #12INDIANA, PAWilliam Penn Fraternal Association Scholarship FoundationTree of KnowledgeHelping our young members meet the challenges of modern educational economics requiresgreat effort by all our members and friends. Towards this end, the WPFA Scholarship Foundationhas created the Tree of Knowledge. The Tree is mounted in the second floor foyer ofthe WPA Home Office. Those making donations through this program will be recognizedwith individual “leaves” on the tree, which can be used to honor and remember loved ones.Donations are being accepted at three levels: Gold ($1,000), Silver ($500) and Bronze ($250).Those wishing to purchase a leaf may use the form below. Please help our tree “grow” andallow us to continue to assist young members reach their educational and professional dreams.Our Newest LeavesWe thank the following for being the latest to donate to our Tree of Knowledge:In Honor of MyBeloved Family MembersRichard E. Sarosi(Gold Level)In Memory ofRose MalenaAndrew Lukacs(Gold Level)I want to help the Tree of Knowledge grow. Please accept my tax-deductible contribution of:m $1,000 - Gold Level m $500 - Silver Level m $250 - Bronze LevelName:Address:Telephone:Email:Leaf Inscription - Maximum of 4 lines with 20 characters per line (including blank spaces):Line 1:Line 2:Line 3:Line 4:Please make checks payable to “William Penn Fraternal Association Scholarship Foundation, Inc.” and mail to:William Penn Fraternal Association Scholarship Foundation, Inc.709 Brighton Road, Pittsburgh, PA 15233-1821