Greater Iowa Credit Union Schedule of Fees

Greater Iowa Credit Union Schedule of Fees(effective June 2012)SAVINGS (SHARE) ACCOUNTS BLUE GREEN/BRONZE SILVER GOLDExcessive withdrawals (in excess of six permonth)Dormant account (6 months) (Regular shareaccounts with less than a $100 balance,with no activity for the preceding 6 months,no other account relationships, and age 18or older shall be subject to a monthly fee)HIGH-YIELD MONEY MARKETFREE FREE FREE FREE$10 per month $10 per month $10 per month $10 per monthExcessive withdrawals (in excess of six permonth) *$5 per withdrawal andtransfer$5 per withdrawal andtransfer$5 per withdrawal andtransfer$5 per withdrawal andtransferMinimum balance not met * $10 per month $10 per month $10 per month $10 per monthCHECKING (SHARE DRAFT)Excessive withdrawals (applicable only toS3 Classic Share draft and includes: drafts,checks, pre authorized payments, cashwithdrawals, ATM/POS withdrawals andcheck withdrawals per month)Minimum balance not met (premiumchecking) *Minimum balance not met (prestigechecking) *Temporary checks (first booklet oftemp checks free for new checkingaccounts)$0.50 per withdrawalfor each in excess of15$0.50 per withdrawalfor each in excess of15$0.50 per withdrawalfor each in excess of15$0.50 per withdrawalfor each in excess of15$5 per month $5 per month $5 per month $5 per month$10 per month $10 per month $10 per month $10 per month$2 per 10 plus tax $2 per 10 plus tax $2 per 10 plus tax $2 per 10 plus taxIRAOutgoing IRA transfer (does not apply totransfers initiated through Greater Iowa)$25 plus tax $25 plus tax $25 plus tax $25 plus taxOVERDRAFT & NSF CHARGESOverdraft transfers from share account $3 plus tax /transfer $3 plus tax /transfer FREE FREEReturned share draft item $29 each item $29 each item $29 each item - 1stoccurrence “forgivenupon member request”$29 each item - 1stoccurrence “forgivenupon member request”Returned ACH $29 each item $29 each item $29 each item - 1stoccurrence “forgivenupon member request”$29 each item - 1stoccurrence “forgivenupon member request”Privileged Courtesy Pay / Overdraft $25 each item $25 each item $25 each item - 1stoccurrence “forgivenupon member request”$25 each item - 1stoccurrence “forgivenupon member request”Overdraft transfer from line of credit (systemgenerated)ONLINE BANKING$3 plus tax /transfer $3 plus tax /transfer $3 plus tax /transfer $3 plus tax /transferHome banking FREE FREE FREE FREEBill Payment FREE FREE FREE FREEeStatements FREE FREE FREE FREECHECK ISSUECorporate checks (second party checks) $5 each $5 each $5 each (1 check free/day)Money orders ($1,000 limit) $2 each $2 each FREE FREEForeign draft check issuance $10 each $10 each FREE FREE$5 each (2 checksfree/day)Check printingPrices vary withquantity, style anddesignPrices vary withquantity, style anddesign1 free box of customchecks per year2 free boxes of customchecks per year* Indicates fee waived for members ages 55 and older.

ATM/DEBIT CARDNew/replacement debit or ATM card $4 plus tax $4 plus tax $4 plus tax $4 plus taxATM/Debit overdrawn $25/item $25/item $25 each item - 1stoccurrence “forgivenupon member request”Fees at non-Greater Iowa ATMs (Note:ATMs not owned by Greater Iowa mayassess a surcharge fee)Replacement card rush deliveryFREE FREE FREE FREE$5 plus third-partycharges$5 plus third-partycharges$5 plus third-partycharges$25 each item - 1stand 2nd occurrences“forgiven upon memberrequest”$5 plus third-partychargesDebit card overdraft transfer $3 plus tax/transfer $3 plus tax/transfer FREE FREEWIRE TRANSFERSOutgoing domestic $15 $15 $15 $15Incoming domestic FREE FREE FREE FREEOutgoing international $35 $35 $35 $35Incoming international FREE FREE FREE FREEVIGO money remittance Varies by destination Varies by destination Varies by destination Varies by destinationSAFE DEPOSIT FEES (annual fee unless noted)3”X 5” box $12 $12 $12 $123”X 10” box $20 $20 $20 $205”X 5” box $25 $25 $25 $254”X 10” box $28 $28 $28 $285”X 10” box $30 $30 $30 $3010”X 10” box $60 $60 $60 $60Lock change $35 $35 $35 $35Drilling of boxMember assessedactual costMember assessedactual costMember assessedactual costMember assessedactual costGENERAL SERVICESStop payment request (check and ACH) $25 plus tax $25 plus tax $25 plus tax $25 plus taxAccount reconciliation (3-month history $20 plus tax/hour $20 plus tax/hour $20 plus tax/hour $20 plus tax/hourmaximum)Research $20 plus tax/hour $20 plus tax/hour $20 plus tax/hour $20 plus tax/hourClosure (within two months) $25 $25 $25 $25Conversion (first conversion fee waived) $10 $10 $10 $10Account histories $2 plus tax $2 plus tax FREE FREEVISA® gift card $3 $3 $3 FREELetters of verification $5 $5 FREE FREEReturned mail $5 $5 $5 $5Statement copy $2 plus tax $2 plus tax FREE FREECheck copy (free via online banking) $3 plus tax/item $2 plus tax/item $1 plus tax/item FREEUnreadable routing and/or account number $10 plus tax $10 plus tax $10 plus tax $10 plus taxon checks not purchased from GreaterIowaCollection (items presented for payment $25 $25 $25 $25directly to the drawer’s financial institution)Foreign item collection (fee applies to thecollection of checks deposited from foreignbanks)$7 $7 $7 $7Coin counting5% of total, waived forminors5% of total, waivedfor minors; FREE forBronze membersSignature guarantee $25 $20 $15 FREETax levy/garnishment$35 plus third partyfees$35 plus third partyfees$35 plus third partyfees$35 plus third partyfeesTellerPhone FREE FREE FREE FREEMember cashing non-member check $5 ($500 limit) FREE FREE FREEwithout compensating balance in accountCorporate check lost/stolen (must wait 90 $50 $50 $50 $50days)Convenience pay $20 $20 $20 $20NON-MEMBER FEESCorporate checks (replace a personal$10check or cash with corporate check)Money orders ($1,000 limit)$5 eachCoin counting10% waived for minorsFREEFREE