Welcome to Northrop Grumman - Benefits Online

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Northrop Grumman Savings Plan —Employee Contributions• You may contribute between 1%and 75% of eligible compensationin 1% increments• Tax-deferred and/or after-taxcontributions• Age 50 catch-up contributions• If you are considered a highlycompensated employee, yourcontributions may be limited in asubsequent yearInvestment options• Retirement Path Portfolios• Core investment funds• Schwab Personal ChoiceRetirement Account®30
Northrop Grumman Savings Plan —FeaturesLoans• Up to two loans at one time• Maximum of $50,000Payment OptionsOther features• Partial distributions• Total lump sum• Company match (dependingon business unit)• 100% immediate vesting incompany-matching andbasic contributions• Daily valuation31
Page 2 and 3: Today’s Agenda• Northrop Grumma
Page 4 and 5: Who Is Eligible?• Most employees
Page 6 and 7: How the Plan Works• You choose th
Page 8 and 9: Anthem Blue Cross PPO Options• Th
Page 10 and 11: EPO and HMO Options• An EPO works
Page 12 and 13: Prescription Drug Coverage in the P
Page 14 and 15: Anthem CDHP Plan Year AmountsEmploy
Page 16 and 17: Tobacco Cessation ProgramFree & Cle
Page 18 and 19: Dental Plan Options• Three Delta
Page 20 and 21: Vision Plan Option• Northrop Grum
Page 22 and 23: Automatic FSA Claims Reimbursement
Page 24 and 25: Long-Term Disability (LTD) Benefits
Page 26 and 27: Evidence of Insurability (EOI) forL
Page 28 and 29: Beneficiary Designations• You mus
Page 32 and 33: 2009 Savings Contribution LimitsYou
Page 34 and 35: Path 1 ─ Retirement Path Portfoli
Page 36 and 37: Automatic Enrollment• If you have
Page 38 and 39: Northrop Grumman Pension Program
Page 40 and 41: Calculating Your Monthly Pay-Based
Page 42 and 43: Pension Program Resources andTools
Page 44 and 45: Enrolling is Easy• Go to Benefits
Page 46 and 47: New Hire Enrollment Page46
Page 48 and 49: My Benefits Access -Registration as
Page 50 and 51: My Benefits Access - Enrollment Ste
Page 52 and 53: My Benefits Access - Enrolling in M
Page 54: Questions?54

Welcome to Northrop Grumman - Benefits Online

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