Welcome to Northrop Grumman - Benefits Online

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Path 1 ─ Retirement Path Portfolios• Five investment options– Target Retirement Path– 2010 Retirement Path– 2020 Retirement Path– 2030 Retirement Path– 2040 Retirement PathFor participants who are retiredor approaching retirementFor participants who arebeginning their careers• You select a portfolio based on your expectedretirement date (typically age 65)• Each portfolio is well diversified and designed to meetyour investment goals prior to and beyond retirement• As you get closer to your expected retirement date, theinvestment manager adjusts the portfolio mix tomaximize return for the level of risk appropriateat each life stage34
Path 2 – Build and Monitor Your OwnPortfolio• Core Investment Funds– Stable Value Fund– U.S. Fixed Income Fund– Balanced Fund– U.S. Equity Fund– International Equity Fund– Small Cap Fund– Emerging Markets Equity Fund– Northrop Grumman Fund• Schwab PersonalChoice RetirementAccount® (PCRA)– Self-directedbrokerage account– Invest among aselection of more than3,200 mutual fundsand individualsecurities (e.g., stocksand bonds)35
Page 2 and 3: Today’s Agenda• Northrop Grumma
Page 4 and 5: Who Is Eligible?• Most employees
Page 6 and 7: How the Plan Works• You choose th
Page 8 and 9: Anthem Blue Cross PPO Options• Th
Page 10 and 11: EPO and HMO Options• An EPO works
Page 12 and 13: Prescription Drug Coverage in the P
Page 14 and 15: Anthem CDHP Plan Year AmountsEmploy
Page 16 and 17: Tobacco Cessation ProgramFree & Cle
Page 18 and 19: Dental Plan Options• Three Delta
Page 20 and 21: Vision Plan Option• Northrop Grum
Page 22 and 23: Automatic FSA Claims Reimbursement
Page 24 and 25: Long-Term Disability (LTD) Benefits
Page 26 and 27: Evidence of Insurability (EOI) forL
Page 28 and 29: Beneficiary Designations• You mus
Page 30 and 31: Northrop Grumman Savings Plan —Em
Page 32 and 33: 2009 Savings Contribution LimitsYou
Page 36 and 37: Automatic Enrollment• If you have
Page 38 and 39: Northrop Grumman Pension Program
Page 40 and 41: Calculating Your Monthly Pay-Based
Page 42 and 43: Pension Program Resources andTools
Page 44 and 45: Enrolling is Easy• Go to Benefits
Page 46 and 47: New Hire Enrollment Page46
Page 48 and 49: My Benefits Access -Registration as
Page 50 and 51: My Benefits Access - Enrollment Ste
Page 52 and 53: My Benefits Access - Enrolling in M
Page 54: Questions?54

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