guidelines were reviewed - Ministry of Agriculture

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9.3 Documentation required (include but not limited tothefollowing)• Farmers will complete application forms available throughNDB.• Certified true copy of Omang.• Proof of accessibility to land (e.g. Landboard fieldcertificate, Lease Agreement, or Letter of approval to useland from the Land owner).• Quotations for items required.• Crop production schedule showing past hectarageplanted, yield and expected hectarage to be planted.• Current payslip where farmer wants to pay throughmonthly deductions from salary (list of required supportingdocuments is enclosed on application forms and will be asper advice from the Bank officials, during submission andassessment of loan proposal).9.4 Farmer’s ContractThe farmer will be required to sign a contract with NDB, whichincludes the following:• Offer letter• Standard terms and loan conditions• Deed of Cession over farm produce• Certificate of IndebtednessThe Spouse will be expected to sign the letter of consent to theapplication for the advance.9.5 DisbursementOnce the application has been approved and loan contract signed,the Bank will disburse funds to the client through one of the11 ISPAAD GUIDELINES
following modes:• Electronic Funds transfer into the farmer’s account• Issue Cheque• Or disburse directly to the Suppliers if need be.As a matter of principle, all the loans should conform to the Bank’snormal lending requirements.9.6 Procedures for acquisition of services from theAgricultural Service CentreThe following procedure would apply in providing machinery andassociated implements to farmers:-9.6.1 Farmers should register with the Extension Officerand will be served on a first come first served basis.Priority will be given to fenced fields.9.6.2 Machinery and associated implements will only beused on destumped fields and fields free from stones.9.6.3 All services provided as well as machinery andimplements for hire will be paid for in advance.9.6.4 Hiring of implements will be charged a fee asindicated in the attached table.9.6.5 The maximum time that a hired item shall remainwith the farmer is two (2) days or forty eight (48)hours thereafter a penalty fee shall be charged foreveryday the implement remains with the farmer.Farmers may be denied access to ASC implements ifthey do not cooperate.9.6.6 The farmer would be responsible for the safe custodyand proper handling of the implements during thehire period. In the case of negligence the farmerwill be charged for the repairs of the implements,ISPAAD GUIDELINES 12
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Page 4 and 5: and their contractors should fill i
Page 6 and 7: Fencing is a critical element to im
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