13.07.2015 Views

Patient Information - Marshall Medical Center

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ReferencesInsurance BillingIs <strong>Marshall</strong> contracted with myinsurance?Your <strong>Marshall</strong> representative cannot answerthis question. Insurance companies sell manytypes of policies. <strong>Marshall</strong> may be contractedwith your insurance for some types of policiesand not others. For example, services at <strong>Marshall</strong>may be covered for someone with a PPO policyfrom Acme Insurance, but not for someone withan HMO policy from Acme Insurance. Also, yourinsurance policy may say that some servicesmust be provided at places other than <strong>Marshall</strong>,even if <strong>Marshall</strong> is contracted with your insurance.We do not have information about thepolicy between you and your insurance company.Understanding your insurance is yourresponsibility. Please call the customer servicenumber on your card to verify that <strong>Marshall</strong> is acovered provider for the specific care you needunder your particular insurance policy.In addition, certain insurance companies mayuse the provider networks of other insurancecompanies, and not tell <strong>Marshall</strong>. Therefore,services at <strong>Marshall</strong> may be covered through oneof these networks, even though your insurancedoes not have a contract with <strong>Marshall</strong>.Can I still get my care at <strong>Marshall</strong>,even if my insurance may not coverthe services?We welcome the opportunity to provide youwith excellent health care, regardless of your insurance.You should be aware that you may haveto pay for the services you receive. However, youcan choose to get your health care where youfeel comfortable.<strong>Marshall</strong> vs. Doctor’s ServicesThe care you receive at <strong>Marshall</strong> includes facilityservices, provided by <strong>Marshall</strong>, and may also includeprofessional services, provided by doctors.These doctors are separate from <strong>Marshall</strong> andwill bill you directly.Your insurance may or may not contract witheither <strong>Marshall</strong> or the doctors giving you carewithin <strong>Marshall</strong>. Even if you find that <strong>Marshall</strong>is a contracted provider with your insurance, thedoctor may not be. Verify that both <strong>Marshall</strong> andthe doctor are contracted with your insurance.Doctor’s Services provided within <strong>Marshall</strong> mayinclude some of the following:• Diagnosing, evaluating and managing yourhealth care needs, including emergencyconditions;• Ordering and reviewing your diagnostictests;• Reading and diagnosing your x-ray, CATscan or MRI;• Reviewing and diagnosing your laboratoryand pathology samples;• Supervising the administration of anesthesia;and• Performing surgical and specialized procedures.Some of the doctor groups which provide careat <strong>Marshall</strong> are the <strong>Marshall</strong> Physician ClinicServices, Emergency Physicians <strong>Medical</strong> Group,Placerville Radiology <strong>Medical</strong> Group, and ElDorado Pathology <strong>Medical</strong> Group.www.marshallmedical.org • 21

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