1.6 EMV Personalization - Mühlbauer Group
1.6 EMV Personalization - Mühlbauer Group
1.6 EMV Personalization - Mühlbauer Group
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<strong>EMV</strong> / Banking Cards - OverviewTypes of <strong>EMV</strong> card security levels / authentication:► SDA (static data authentication): standard security level► DDA (dynamic data authentication): higher security level, usingchip internal cryptographic moduleDifferent operating systems suitable for <strong>EMV</strong> applications:► Standardized solutions: MULTOS, JAVA Card (Global Platform)► Proprietary solutions: Individually designed <strong>EMV</strong> – OS (“Mask”)Different card applications:► <strong>EMV</strong> applications: Visa, MasterCard, etc.► Other applications: variety of payment applications2012 – Mühlbauer <strong>Group</strong>P.3