Improved Reliability of Retail & Commercial Payments Information

Harmonisation meeting participantsMr. Nolan Adarve, HK HSBCMr. Jaap Bakker, NL Interpay Nederland BVMr. Robert Blair, US JP Morgan Chase (Co­Chair)Ms. Martine Brachet, FR Société GénéraleMr. John Broxis, EU EBAMs. Susan Colles, US Bank of AmericaMr. Luc Crahaij, NL INGMr. Vincent De Santis, US The Clearing HouseMr. Thomas Egner, DE Commerzbank AGMr. Ian Ellis, GB BACS Payments Schemes LtdMr. Peter Guldentops TWISTMs. Makoto Hasegawa, JP Mizuho Corporate BankMs. Deb Hjortland, US Federal Reserve Bank ofMinneapolisMr. Ulf­Jorgen Kjellman, SESEB Merchant BankingMr. Bryan Kirkpatrick, US Bank of New YorkMr. Arndt Koester SAPMr. Stig Korsgaard, DK Danish Bankers AssociationMr. Jorma Kostia, FI Nordea BankMr. Knut Kvalhaim, NO Bankenes StandardiseringskontorMs. Olivia Laplane, EPC Caisse Nat. des Caisses d’EpargneMr. Joël Le Dentu, FR Natexis Banques PopulairesMr. Stuart Newman, GB Barclays Bank plcsMr. Joe Pawelczyk, US The Clearing HouseMs. Stella Pétiot, FR Société GénéraleMr. Owen Philp, AU ANZMs. Antje Rauch, DE Dresdner BankMr. Craig Ross, US Wells FargoMr. Leonard Schwartz, US ABN Amro N.V. (Chairman)Mr. Pascal Spittler, CH IKEA Handels AGMr. Gianfranco Tabasso, EACT FMS GroupMr. Paul Tack, BEDexia BankMr. Mark Tigas, US IFXMs. Kim Trinh, EUECBMs. Susan Valentine, US Federal Reserve Bank of NYMr. Luca Vanini, ITUniCreditoMr. Eric Veronneau, EU Natexis Banques PopulairesMr. Tom Versteeg, NL Rabobank NederlandMr. James Whittle, GB APACSMr. Frank ZhangOracleThrough e­mail:Mr. Josef Votava, AT StuzzaMr. Andrew Rudd, EU EuroclearMr. Veikko Virtanen, FI Sampo Bank PlcMr. Raffi Basmadjan, FR France TelecomMr. Giovanni Carchesio, EU Banca d’ItaliaMr. David Connelly, US OAGIMr. Owen Jones, ZA First Rand Bank LtdMs. Pilar Claveria, FR Banco PopularMr. Angelo Bulato, CH Crédit SuisseMr. Markus Kortmann, FI NokiaMr. Richard Jones, GB Voca Ltd.Mr. Mark Sutton, GB HSBCMr. Pip Evans, GBBarclays Bank PlcMr. Joachim Geisler, AT StuzzaMr. Nathan Rogers, US AFP (Dow Jones)Slide 29