Planning Your Retirement - THE LOCAL GOVERNMENT PENSION ...

Protectionfor yourFamilyWhat benefits willbe paid if I die afterretiring on pension?If you die after retiring onpension, your benefits will nolonger be payable. Your widow,widower, civil partner, cohabitingpartner, next-of-kin or persondealing with your Estate mustimmediately inform the Fund ofyour date of death as otherwisean overpayment could occur.The followingbenefits may thenbe payable:A lump sum death grantA lump sum death grant will bepayable if the death occurs inthe first ten years on pensionand is the amount by which theannual pension multiplied by tenexceeds the pension paid to thedate of death. You should ensurethat you have completed an upto date death grant expressionof wish form so that the Fundmay consider your wishes whenmaking payment of the deathgrant. Forms are available from yourPension Liaison Officer or the Fund.A Survivor’s pensionFollowing your death a survivor’spension will be payable to yourwidow, widower or surviving civil,or nominated cohabiting partner.The survivor’s pension ispayable for the lifetime of yourwidow, widower, civil partner ornominated cohabiting partner.A widow’s pension is basedon 1/160 th of your final yearspensionable pay for each yearof membership. However, if youmarried after your retirement,the widow’s pension will be basedonly on membership you had inthe Scheme since 5 April 1978.40