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BSA Arrow C<strong>or</strong>p 5 Geo. Wash<strong>in</strong>gton & Jefferson NF 2011-9-15FRAUD STATEMENTSGENERAL: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person files an application f<strong>or</strong> <strong>in</strong>surance <strong>or</strong>statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation <strong>or</strong> conceals f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any fact materialthereto commits a fraudulent <strong>in</strong>surance act.ALASKA, ARKANSAS, IDAHO, INDIANA: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to <strong>in</strong>jure, defraud <strong>or</strong> deceive an <strong>in</strong>surance company files aclaim conta<strong>in</strong><strong>in</strong>g false, <strong>in</strong>complete, <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> guilty <strong>of</strong> a felony.ARIZONA: F<strong>or</strong> your protection Arizona law requires the follow<strong>in</strong>g statement to appear on th<strong>is</strong> f<strong>or</strong>m: Any person who know<strong>in</strong>gly presents a false <strong>or</strong>fraudulent claim f<strong>or</strong> payment <strong>of</strong> a loss <strong>is</strong> subject to crim<strong>in</strong>al and civil penalties.CALIFORNIA: F<strong>or</strong> your protection Calif<strong>or</strong>nia law requires the follow<strong>in</strong>g to appear on th<strong>is</strong> f<strong>or</strong>m: Any person who know<strong>in</strong>gly presents a false <strong>or</strong>fraudulent claim f<strong>or</strong> the payment <strong>of</strong> a loss <strong>is</strong> guilty <strong>of</strong> a crime and may be subject to f<strong>in</strong>es and conf<strong>in</strong>ement <strong>in</strong> state pr<strong>is</strong>on.COLORADO: It <strong>is</strong> unlawful to know<strong>in</strong>gly provide false, <strong>in</strong>complete, <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g facts <strong>or</strong> <strong>in</strong>f<strong>or</strong>mation to an <strong>in</strong>surance company f<strong>or</strong> the purpose <strong>of</strong>defraud<strong>in</strong>g <strong>or</strong> attempt<strong>in</strong>g to defraud the company. Penalties may <strong>in</strong>clude impr<strong>is</strong>onment, f<strong>in</strong>es, denial <strong>of</strong> <strong>in</strong>surance, and civil damages. Any<strong>in</strong>surance company <strong>or</strong> agent <strong>of</strong> an <strong>in</strong>surance company who know<strong>in</strong>gly provides false, <strong>in</strong>complete, <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g facts <strong>or</strong> <strong>in</strong>f<strong>or</strong>mation to apolicyholder <strong>or</strong> claimant f<strong>or</strong> the purpose <strong>of</strong> defraud<strong>in</strong>g <strong>or</strong> attempt<strong>in</strong>g to defraud the policyholder <strong>or</strong> claimant with regard to a settlement <strong>or</strong> awardpayable from <strong>in</strong>surance proceeds shall be rep<strong>or</strong>ted to the Col<strong>or</strong>ado Div<strong>is</strong>ion <strong>of</strong> <strong>Insurance</strong> with<strong>in</strong> the Department <strong>of</strong> Regulat<strong>or</strong>y Agencies.DELAWARE: Any person who know<strong>in</strong>gly, and with <strong>in</strong>tent to <strong>in</strong>jure, defraud <strong>or</strong> deceive any <strong>in</strong>surer, files a statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any false,<strong>in</strong>complete <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> guilty <strong>of</strong> a felony.DISTRICT OF COLUMBIA RESIDENTS: WARNING It <strong>is</strong> a crime to provide false <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation to an <strong>in</strong>surer f<strong>or</strong> the purpose <strong>of</strong>defraud<strong>in</strong>g the <strong>in</strong>surer <strong>or</strong> any other person. Penalties <strong>in</strong>clude impr<strong>is</strong>onment and/<strong>or</strong> f<strong>in</strong>es. In addition, an <strong>in</strong>surer may deny <strong>in</strong>surance benefits iffalse <strong>in</strong>f<strong>or</strong>mation materially related to a claim was provided by the applicant.FLORIDA: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to <strong>in</strong>jure, defraud, <strong>or</strong> deceive any <strong>in</strong>surer files a statement <strong>of</strong> claim <strong>or</strong> an applicationconta<strong>in</strong><strong>in</strong>g any false, <strong>in</strong>complete, <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> guilty <strong>of</strong> a felony <strong>of</strong> the third degree.KENTUCKY: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person files a statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>gany materially false <strong>in</strong>f<strong>or</strong>mation <strong>or</strong> conceals, f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any fact material thereto commits a fraudulent<strong>in</strong>surance act, which <strong>is</strong> a crime.MARYLAND: Any person who, know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person: (1) files an application f<strong>or</strong> <strong>in</strong>surance<strong>or</strong> statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation; <strong>or</strong> (2) conceals f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any factmaterial thereto, commits a fraudulent <strong>in</strong>surance act.MINNESOTA: A person who files a claim with <strong>in</strong>tent to defraud <strong>or</strong> helps commit a fraud aga<strong>in</strong>st an <strong>in</strong>surer <strong>is</strong> guilty <strong>of</strong> a crime.NEW HAMPSHIRE: Any person who, with a purpose to <strong>in</strong>jure, defraud <strong>or</strong> deceive any <strong>in</strong>surance company, files a statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>gany false, <strong>in</strong>complete <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> subject to prosecution and pun<strong>is</strong>hment f<strong>or</strong> <strong>in</strong>surance fraud, as provided <strong>in</strong> RSA 638:20.NEW JERSEY: Any person who know<strong>in</strong>gly files a statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any false <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> subject to crim<strong>in</strong>al and civilpenalties.NEW MEXICO: Any person who know<strong>in</strong>gly presents a false <strong>or</strong> fraudulent claim f<strong>or</strong> payment <strong>of</strong> a loss <strong>or</strong> benefit <strong>or</strong> know<strong>in</strong>gly presents false<strong>in</strong>f<strong>or</strong>mation <strong>in</strong> an application f<strong>or</strong> <strong>in</strong>surance <strong>is</strong> guilty <strong>of</strong> a crime and may be subject to civil f<strong>in</strong>es and crim<strong>in</strong>al penalties.NEW YORK: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person files an application f<strong>or</strong> <strong>in</strong>surance <strong>or</strong>statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation, <strong>or</strong> conceals f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any fact materialthereto, commits a fraudulent <strong>in</strong>surance act, which <strong>is</strong> a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars andthe stated value <strong>of</strong> the claim f<strong>or</strong> each such violation.OHIO: Any person who, with <strong>in</strong>tent to defraud <strong>or</strong> know<strong>in</strong>g that he <strong>is</strong> facilitat<strong>in</strong>g a fraud aga<strong>in</strong>st an <strong>in</strong>surer, submits an application <strong>or</strong> files a claimconta<strong>in</strong><strong>in</strong>g a false <strong>or</strong> deceptive statement <strong>is</strong> guilty <strong>of</strong> <strong>in</strong>surance fraud.OREGON: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person: (1) files an application f<strong>or</strong> <strong>in</strong>surance <strong>or</strong>statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation; <strong>or</strong>, (2) conceals f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any materialfact, may have committed a fraudulent <strong>in</strong>surance act.PENNSYLVANIA: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person files an application f<strong>or</strong> <strong>in</strong>surance<strong>or</strong> statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation <strong>or</strong> conceals f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any factmaterial thereto commits a fraudulent act, which <strong>is</strong> a crime and subjects such person to crim<strong>in</strong>al and civil penalties.TENNESSEE: It <strong>is</strong> a crime to know<strong>in</strong>gly provide false, <strong>in</strong>complete <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation to an <strong>in</strong>surance company f<strong>or</strong> the purpose <strong>of</strong> defraud<strong>in</strong>gthe company. Penalties <strong>in</strong>clude impr<strong>is</strong>onment, f<strong>in</strong>es and denial <strong>of</strong> <strong>in</strong>surance benefits.TEXAS: Any person who know<strong>in</strong>gly presents a false <strong>or</strong> fraudulent claim f<strong>or</strong> the payment <strong>of</strong> a loss <strong>is</strong> guilty <strong>of</strong> a crime and may be subject to f<strong>in</strong>esand conf<strong>in</strong>ement <strong>in</strong> state pr<strong>is</strong>on.VIRGINIA: Any person who, with the <strong>in</strong>tent to defraud <strong>or</strong> know<strong>in</strong>g that he <strong>is</strong> facilitat<strong>in</strong>g a fraud aga<strong>in</strong>st an <strong>in</strong>surer, submits an application <strong>or</strong> files aclaim conta<strong>in</strong><strong>in</strong>g a false <strong>or</strong> deceptive statement may have violated state law.

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