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Coverage is Excess of All Other Insurance or Healthcare plans in Force

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1. PLEASE FULLY COMPLETE THIS FORM2. ATTACH ITEMIZED BILLS WITH DOCTOR’SDIAGNOSIS3. MAIL TO HEALTH SPECIAL RISK, INC.E-Mail: boyscouts@hsri.comHSR Plaza4100 Medical ParkwayCarrollton, TX 75007-1517Toll Free 866-726-8870Fax 972-512-5820PART 1 - BSA Leader’s StatementTo be completed by BSA LeaderCouncil Name:__________________________________Address:____________________________________________________________________Telephone Number:__________________________________ACE American <strong>Insurance</strong> CompanyCheck One: Varsity Scout Scout Venturer Leader <strong>Other</strong>_________________Check Policy: National EventsTroop, Crew, <strong>or</strong> Team Number 1. Claimant’s Name (Injured/Sick Person) 2. Social Security Number- -5. Claimant’s Address (Street, City, State, Zip Code) and best contact telephone number (<strong>in</strong>clude area code)3. Gender__M __F4. Birthday___ / ___ / ___6. If applicable, parent’s name, address and best contact telephone number (<strong>in</strong>clude area code) 7. E-Mail8. What date did accident happen <strong>or</strong> sickness beg<strong>in</strong>? 9. Nature <strong>of</strong> <strong>in</strong>jury <strong>or</strong> sickness (<strong>in</strong>dicate part <strong>of</strong> body <strong>in</strong>jured – such as broken arm, spra<strong>in</strong>ed ankle, etc.)10. Describe how accident occurred – give details11. Name <strong>of</strong> event <strong>or</strong> activity: Arrow C<strong>or</strong>ps 5 -Ge<strong>or</strong>ge Wash<strong>in</strong>gton & Jefferson National F<strong>or</strong>ests Virg<strong>in</strong>ia13. Signature <strong>of</strong> policyholder representativeX12. Name and title <strong>of</strong> adult leader14. Title 15. DatePART 2 – <strong>Other</strong> <strong>Insurance</strong> StatementDo you/spouse/parent have medical/health care <strong>or</strong> <strong>is</strong> the Claimant enrolled as an <strong>in</strong>dividual, employee <strong>or</strong> dependent member <strong>of</strong> a Health Ma<strong>in</strong>tenanceOrganization (HMO) <strong>or</strong> similar prepaid health care plan, <strong>or</strong> any other type <strong>of</strong> accident/health/sickness plan coverage through your employer <strong>or</strong> other source on you<strong>or</strong> does your son/daughter have health care coverage as a dependent from your previous marriage as mandated <strong>in</strong> a div<strong>or</strong>ce decree? YES NOIf Yes, name <strong>of</strong> <strong>in</strong>surance company _________________________________________________________ Policy #________________________________Name <strong>of</strong> second <strong>in</strong>surance company ____________________________________________________ Policy #________________________________<strong>Coverage</strong> <strong>is</strong> <strong>Excess</strong> <strong>of</strong> <strong>All</strong> <strong>Other</strong> <strong>Insurance</strong> <strong>or</strong> <strong>Healthcare</strong> <strong>plans</strong> <strong>in</strong> F<strong>or</strong>ceTh<strong>is</strong> policy <strong>is</strong> excess to any and all other available source <strong>of</strong> medical <strong>in</strong>surance <strong>or</strong> other healthcare benefits. You mustfile your bills through your primary/personal <strong>in</strong>surance carrier <strong>or</strong> healthcare plan pri<strong>or</strong> to th<strong>is</strong> policy respond<strong>in</strong>g. Whenyour primary <strong>in</strong>surance company <strong>or</strong> healthcare plan processes the charges, they will send you an Explanation <strong>of</strong>Benefits, <strong>or</strong> “EOB.” Please submit copies <strong>of</strong> their Explanation <strong>of</strong> Benefits along with your claim to Health Special R<strong>is</strong>k,Inc. In the event you have no other primary <strong>in</strong>surance <strong>or</strong> healthcare plan, th<strong>is</strong> policy with pay as primary subject to theplan limits and terms.Please read & sign below: I agree that should it be determ<strong>in</strong>ed at a later date there <strong>is</strong> <strong>in</strong>surance (<strong>or</strong> similar), to reimburse HEALTH SPECIALRISK, INC., <strong>or</strong> the <strong>in</strong>surance company to the extent <strong>of</strong> any amount collectible.Signature <strong>of</strong> participant <strong>or</strong> parentXWitnessDateNOTE: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person files an application f<strong>or</strong> <strong>in</strong>surance <strong>or</strong>statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation <strong>or</strong> conceals f<strong>or</strong> the purpose <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any factmaterial thereto commits a fraudulent <strong>in</strong>surance act, which <strong>is</strong> a crime and subjects such person to crim<strong>in</strong>al and civil penalties.A u t h o r i z a t i o n t o p a y b e n e f i t s t o p r o v i d e rI auth<strong>or</strong>ize medical payments to physician <strong>or</strong> supplier f<strong>or</strong> services described on any attached statements enclosed. (If not signed submit pro<strong>of</strong> <strong>of</strong> payment)Signature X_______________________________________________________ DATE _____________________A u t h o r i z a t i o n f o r r e l e a s e o f i n f o r m a t i o nI hereby auth<strong>or</strong>ize any <strong>in</strong>surance company, hospital, physician <strong>or</strong> other person who has attended <strong>or</strong> exam<strong>in</strong>ed the claimant to d<strong>is</strong>close when requested to do so,all <strong>in</strong>f<strong>or</strong>mation with respect to any <strong>in</strong>jury, policy coverage, medical h<strong>is</strong>t<strong>or</strong>y, consultation, prescription <strong>or</strong> treatment, and copies <strong>of</strong> all hospital <strong>or</strong> medical rec<strong>or</strong>ds. Aphotostatic copy <strong>of</strong> th<strong>is</strong> auth<strong>or</strong>ization shall be considered as effective and valid as the <strong>or</strong>ig<strong>in</strong>al.Signature X_______________________________________________________ DATE _____________________BSA Arrow C<strong>or</strong>p 5 Geo. Wash<strong>in</strong>gton & Jefferson NF 2011-9-15ATTACH ITEMIZED BILLS WITH DOCTOR’S DIAGNOSIS


BSA Arrow C<strong>or</strong>p 5 Geo. Wash<strong>in</strong>gton & Jefferson NF 2011-9-15FRAUD STATEMENTSGENERAL: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person files an application f<strong>or</strong> <strong>in</strong>surance <strong>or</strong>statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation <strong>or</strong> conceals f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any fact materialthereto commits a fraudulent <strong>in</strong>surance act.ALASKA, ARKANSAS, IDAHO, INDIANA: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to <strong>in</strong>jure, defraud <strong>or</strong> deceive an <strong>in</strong>surance company files aclaim conta<strong>in</strong><strong>in</strong>g false, <strong>in</strong>complete, <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> guilty <strong>of</strong> a felony.ARIZONA: F<strong>or</strong> your protection Arizona law requires the follow<strong>in</strong>g statement to appear on th<strong>is</strong> f<strong>or</strong>m: Any person who know<strong>in</strong>gly presents a false <strong>or</strong>fraudulent claim f<strong>or</strong> payment <strong>of</strong> a loss <strong>is</strong> subject to crim<strong>in</strong>al and civil penalties.CALIFORNIA: F<strong>or</strong> your protection Calif<strong>or</strong>nia law requires the follow<strong>in</strong>g to appear on th<strong>is</strong> f<strong>or</strong>m: Any person who know<strong>in</strong>gly presents a false <strong>or</strong>fraudulent claim f<strong>or</strong> the payment <strong>of</strong> a loss <strong>is</strong> guilty <strong>of</strong> a crime and may be subject to f<strong>in</strong>es and conf<strong>in</strong>ement <strong>in</strong> state pr<strong>is</strong>on.COLORADO: It <strong>is</strong> unlawful to know<strong>in</strong>gly provide false, <strong>in</strong>complete, <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g facts <strong>or</strong> <strong>in</strong>f<strong>or</strong>mation to an <strong>in</strong>surance company f<strong>or</strong> the purpose <strong>of</strong>defraud<strong>in</strong>g <strong>or</strong> attempt<strong>in</strong>g to defraud the company. Penalties may <strong>in</strong>clude impr<strong>is</strong>onment, f<strong>in</strong>es, denial <strong>of</strong> <strong>in</strong>surance, and civil damages. Any<strong>in</strong>surance company <strong>or</strong> agent <strong>of</strong> an <strong>in</strong>surance company who know<strong>in</strong>gly provides false, <strong>in</strong>complete, <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g facts <strong>or</strong> <strong>in</strong>f<strong>or</strong>mation to apolicyholder <strong>or</strong> claimant f<strong>or</strong> the purpose <strong>of</strong> defraud<strong>in</strong>g <strong>or</strong> attempt<strong>in</strong>g to defraud the policyholder <strong>or</strong> claimant with regard to a settlement <strong>or</strong> awardpayable from <strong>in</strong>surance proceeds shall be rep<strong>or</strong>ted to the Col<strong>or</strong>ado Div<strong>is</strong>ion <strong>of</strong> <strong>Insurance</strong> with<strong>in</strong> the Department <strong>of</strong> Regulat<strong>or</strong>y Agencies.DELAWARE: Any person who know<strong>in</strong>gly, and with <strong>in</strong>tent to <strong>in</strong>jure, defraud <strong>or</strong> deceive any <strong>in</strong>surer, files a statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any false,<strong>in</strong>complete <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> guilty <strong>of</strong> a felony.DISTRICT OF COLUMBIA RESIDENTS: WARNING It <strong>is</strong> a crime to provide false <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation to an <strong>in</strong>surer f<strong>or</strong> the purpose <strong>of</strong>defraud<strong>in</strong>g the <strong>in</strong>surer <strong>or</strong> any other person. Penalties <strong>in</strong>clude impr<strong>is</strong>onment and/<strong>or</strong> f<strong>in</strong>es. In addition, an <strong>in</strong>surer may deny <strong>in</strong>surance benefits iffalse <strong>in</strong>f<strong>or</strong>mation materially related to a claim was provided by the applicant.FLORIDA: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to <strong>in</strong>jure, defraud, <strong>or</strong> deceive any <strong>in</strong>surer files a statement <strong>of</strong> claim <strong>or</strong> an applicationconta<strong>in</strong><strong>in</strong>g any false, <strong>in</strong>complete, <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> guilty <strong>of</strong> a felony <strong>of</strong> the third degree.KENTUCKY: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person files a statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>gany materially false <strong>in</strong>f<strong>or</strong>mation <strong>or</strong> conceals, f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any fact material thereto commits a fraudulent<strong>in</strong>surance act, which <strong>is</strong> a crime.MARYLAND: Any person who, know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person: (1) files an application f<strong>or</strong> <strong>in</strong>surance<strong>or</strong> statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation; <strong>or</strong> (2) conceals f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any factmaterial thereto, commits a fraudulent <strong>in</strong>surance act.MINNESOTA: A person who files a claim with <strong>in</strong>tent to defraud <strong>or</strong> helps commit a fraud aga<strong>in</strong>st an <strong>in</strong>surer <strong>is</strong> guilty <strong>of</strong> a crime.NEW HAMPSHIRE: Any person who, with a purpose to <strong>in</strong>jure, defraud <strong>or</strong> deceive any <strong>in</strong>surance company, files a statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>gany false, <strong>in</strong>complete <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> subject to prosecution and pun<strong>is</strong>hment f<strong>or</strong> <strong>in</strong>surance fraud, as provided <strong>in</strong> RSA 638:20.NEW JERSEY: Any person who know<strong>in</strong>gly files a statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any false <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> subject to crim<strong>in</strong>al and civilpenalties.NEW MEXICO: Any person who know<strong>in</strong>gly presents a false <strong>or</strong> fraudulent claim f<strong>or</strong> payment <strong>of</strong> a loss <strong>or</strong> benefit <strong>or</strong> know<strong>in</strong>gly presents false<strong>in</strong>f<strong>or</strong>mation <strong>in</strong> an application f<strong>or</strong> <strong>in</strong>surance <strong>is</strong> guilty <strong>of</strong> a crime and may be subject to civil f<strong>in</strong>es and crim<strong>in</strong>al penalties.NEW YORK: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person files an application f<strong>or</strong> <strong>in</strong>surance <strong>or</strong>statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation, <strong>or</strong> conceals f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any fact materialthereto, commits a fraudulent <strong>in</strong>surance act, which <strong>is</strong> a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars andthe stated value <strong>of</strong> the claim f<strong>or</strong> each such violation.OHIO: Any person who, with <strong>in</strong>tent to defraud <strong>or</strong> know<strong>in</strong>g that he <strong>is</strong> facilitat<strong>in</strong>g a fraud aga<strong>in</strong>st an <strong>in</strong>surer, submits an application <strong>or</strong> files a claimconta<strong>in</strong><strong>in</strong>g a false <strong>or</strong> deceptive statement <strong>is</strong> guilty <strong>of</strong> <strong>in</strong>surance fraud.OREGON: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person: (1) files an application f<strong>or</strong> <strong>in</strong>surance <strong>or</strong>statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation; <strong>or</strong>, (2) conceals f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any materialfact, may have committed a fraudulent <strong>in</strong>surance act.PENNSYLVANIA: Any person who know<strong>in</strong>gly and with <strong>in</strong>tent to defraud any <strong>in</strong>surance company <strong>or</strong> other person files an application f<strong>or</strong> <strong>in</strong>surance<strong>or</strong> statement <strong>of</strong> claim conta<strong>in</strong><strong>in</strong>g any materially false <strong>in</strong>f<strong>or</strong>mation <strong>or</strong> conceals f<strong>or</strong> the purpose <strong>of</strong> m<strong>is</strong>lead<strong>in</strong>g, <strong>in</strong>f<strong>or</strong>mation concern<strong>in</strong>g any factmaterial thereto commits a fraudulent act, which <strong>is</strong> a crime and subjects such person to crim<strong>in</strong>al and civil penalties.TENNESSEE: It <strong>is</strong> a crime to know<strong>in</strong>gly provide false, <strong>in</strong>complete <strong>or</strong> m<strong>is</strong>lead<strong>in</strong>g <strong>in</strong>f<strong>or</strong>mation to an <strong>in</strong>surance company f<strong>or</strong> the purpose <strong>of</strong> defraud<strong>in</strong>gthe company. Penalties <strong>in</strong>clude impr<strong>is</strong>onment, f<strong>in</strong>es and denial <strong>of</strong> <strong>in</strong>surance benefits.TEXAS: Any person who know<strong>in</strong>gly presents a false <strong>or</strong> fraudulent claim f<strong>or</strong> the payment <strong>of</strong> a loss <strong>is</strong> guilty <strong>of</strong> a crime and may be subject to f<strong>in</strong>esand conf<strong>in</strong>ement <strong>in</strong> state pr<strong>is</strong>on.VIRGINIA: Any person who, with the <strong>in</strong>tent to defraud <strong>or</strong> know<strong>in</strong>g that he <strong>is</strong> facilitat<strong>in</strong>g a fraud aga<strong>in</strong>st an <strong>in</strong>surer, submits an application <strong>or</strong> files aclaim conta<strong>in</strong><strong>in</strong>g a false <strong>or</strong> deceptive statement may have violated state law.


HOW TO SUBMIT A CLAIML<strong>is</strong>ted below are imp<strong>or</strong>tant <strong>in</strong>structions and comments about fil<strong>in</strong>g a claim.YOUR CLAIM FORM1. Th<strong>is</strong> claim f<strong>or</strong>m should be fully complete and submitted with<strong>in</strong> 90 days from the date <strong>of</strong><strong>in</strong>jury. Be sure to answer and complete the section regard<strong>in</strong>g “OTHER INSURANCESTATEMENT”, mark<strong>in</strong>g either yes <strong>or</strong> no and sign<strong>in</strong>g the l<strong>in</strong>e f<strong>or</strong> auth<strong>or</strong>ization so thatHSR and the doct<strong>or</strong>s/hospitals may communicate concern<strong>in</strong>g your claim.Incomplete claim f<strong>or</strong>ms are one <strong>of</strong> the most frequent reasons why claim paymentsare delayed.2. The claim f<strong>or</strong>m must be signed by a policyholder representative (i.e. council, leader).3. Only one claim f<strong>or</strong>m f<strong>or</strong> each accident needs to be submitted.4. Once completed, make a photocopy f<strong>or</strong> your rec<strong>or</strong>ds and mail to the address shownbelow.5. DO NOT assume that anyone else will mail th<strong>is</strong> claim f<strong>or</strong>m to HSR f<strong>or</strong> you.YOUR BILLS1. Please adv<strong>is</strong>e all doct<strong>or</strong>s/hospitals regard<strong>in</strong>g th<strong>is</strong> coverage so they may f<strong>or</strong>ward theiritemized bills to us.2. If you have already been to the doct<strong>or</strong>/hospital and did not know about th<strong>is</strong> coverage,please send all <strong>of</strong> the itemized bills you receive to HSR at the address shown below.3. The bills should <strong>in</strong>clude the name <strong>of</strong> the doct<strong>or</strong>/hospital, their complete mail<strong>in</strong>g address,telephone number, the date you were seen by the doct<strong>or</strong>/hospital, what the doct<strong>or</strong> sawyour f<strong>or</strong> and the specific itemized charges <strong>in</strong>curred.4. If th<strong>is</strong> <strong>in</strong>f<strong>or</strong>mation <strong>is</strong> not on the bill when you send it to us, we will have to contact thedoct<strong>or</strong>/hospital which will delay the review <strong>of</strong> your claim. “Balance Due” statements donot conta<strong>in</strong> sufficient <strong>in</strong>f<strong>or</strong>mation to complete your claim. Mail<strong>in</strong>g HSR “Balance Due”statements will only delay the process<strong>in</strong>g <strong>of</strong> your claim.EXCESS INSURANCEThe policy <strong>is</strong> excess to any other available source <strong>of</strong> medical benefits if the chargesare greater than $300.00. Th<strong>is</strong> means that you must file your bills through your primary, <strong>or</strong>personal, <strong>in</strong>surance carrier pri<strong>or</strong> to th<strong>is</strong> policy respond<strong>in</strong>g. If the total charges are lessthan $300.00, we will pay without the other <strong>in</strong>surance co<strong>or</strong>d<strong>in</strong>ation. When your primary<strong>in</strong>surance company processes the charges, they will send you an Explanation <strong>of</strong> Benefits, <strong>or</strong>“EOB”. You must f<strong>or</strong>ward a copy <strong>of</strong> the Explanation <strong>of</strong> Benefits f<strong>or</strong> EACH CHARGE.If you have any questions, please contact Customer Service from 8:00 AM thru 5:00 PM,Monday – Friday at (866) 726-8870 <strong>or</strong> via e-mail at boyscouts@hsri.com. You may als<strong>of</strong><strong>or</strong>ward any documents by fax to (972) 512-5820.Health Special R<strong>is</strong>k, Inc.4100 Medical ParkwayCarrollton, TX 75007BSA Arrow C<strong>or</strong>p 5 Geo. Wash<strong>in</strong>gton & Jefferson NF 2011-9-15

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