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Table B.4 – continued from previous pageVariable Coeff. Std. Err.Scotland*Age 77-78 -4,608.543 ** 1,590.241Scotland*Age 79 or more -1,368.487 1,511.510Female -1,223.714 * 656.170Non-white -19,334.660 *** 3,219.229Region of residence - Reference: North-EastNorth West and Merseyside -2,384.082 1,515.982Yorkshire and the Humber -3,238.604 ** 1,430.937East Midlands -3,569.108 2,757.149West Midlands 7,322.136 *** 1,669.790Eastern -10,529.940 8,755.342London 10,844.400 12,112.490South East -5,083.357 9,582.496South West -3,420.024 5,930.897Wales -4,631.413 2,755.588Civil status - Reference: DivorcedMarried 13,453.090 *** 3,284.651Couple 15,774.340 *** 1,951.999Single 6,445.221 *** 1,587.139Widowed 8,014.914 *** 970.426Separated 1,922.860 1,493.557Education - Reference: edu70–12 -6,274.213 * 3,049.96113–15 -12,438.570 *** 1,449.51616–18 7,813.867 *** 2,277.16819–21 19,611.370 *** 2,059.25522–23 20,400.890 *** 2,637.86624–27 14,857.240 *** 2,198.641Education of the spouse - Reference: Single0–12 1,538.354 1,923.13813–15 10,585.710 ** 4,544.81116–18 25,107.180 *** 6,481.88919–21 33,188.570 *** 6,968.23922–23 30,432.280 *** 7,020.76824–27 23,242.640 *** 5,182.13228 and above 15,506.690 ** 5,174.090Presence of kids

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