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Port Ludlow Voice Page 4 Tulips continued from previous page She has had several photos published recently including one of their cat “Tiger” in the Peninsula Daily News; two photos in Travel Postcards for the Seattle Times, a photo of Hvar Island in Croatia for the feature “Where in the World?” in the November 2011 issue of International Travel News magazine and a weather photo of cloud formation in the July 22, 2011 issue of USA Today. This is her first cover photograph for the Voice. Sunshine and Gardens in Kaua’i, Hawai’i by Eline Lybarger, Contributing Writer View to the valley at Allerton Garden. Courtesy photo Soft perfumed air, gentle breezes, sunshine and beautiful beaches—what plant wouldn’t want to grow here? Kaua’i, the Garden Island, is unlike the other Hawaiian Islands. Formed from a large central volcano, 5,148-foot high Mount Waialeale, its north side is the wettest place on earth. A road runs around the perimeter of the island near the beach. The mountain makes the interior and northeast Na Pali Coast inaccessible except by hiking for days in rugged country or going by boat or plane along the coast. We stayed on the south end of the island in Poipu or “hole in the clouds.” The area is lush and green with less rain and roads going east and west around the island. Road widening around the perimeter of the island caused traffic chaos especially during the morning and evening. Food in restaurants and grocery stores was expensive; alcohol was less expensive than in Washington. We drove through neighborhoods to pick up fruits and flowers from roadside stands frequently “manned” by children. The weekend Farmer’s Markets offer a variety of fresh fruits, vegetables and baked goods. Costco is available. Most of the gardens have varied hours, are not open consistently, or require a reservation so it is best to call for the hours, days open and directions. We found two overthe-top gardens. Our two favorites were Na ’Āina Kai Botanical Garden and Allerton Garden. Na ’Āina Kai has 30 acres with 130 beautifully displayed statues—mostly bronze. The owner carefully chose the site for each statue before purchasing it. There is a romantic garden, whimsical garden and a children’s garden with a 20-foot tall green fountain at the entrance. The rest of the property is planted in different species of teak and mahogany hardwoods, a possible source of agricultural income. A special treat was the baby Albatross; about 18 inches tall, covered in fluffy white feathers and without fear. Even the parents did not move out of our path when we walked towards them. Reservations for this garden are a must; all tours are guided and you are moved between gardens in an open cart. There is a great gift shop. The Allerton Garden contained the botanical collection from a wealthy family. Allerton retired to Kaua’i at age 65. The garden is beside a river on the rugged Na Pali Coast. It takes about 30 minutes by bus to get down a narrow, steep gravel road with vegetation scraping one side and no guardrail on the other side. The original house and sugarcane factory are still there, although it has become a plant research laboratory for commercial and medical properties. There are formal areas with gravityfed fountains and statues, other areas appear to be wild vegetation but are part of the collection. Species include a Tamarind tree with fruit used in chutney and a plant that is used to make Chanel No. 5. The guide was wonderfully informative, but a lot of walking is required. There is also a guesthouse where Jackie Kennedy stayed with her children for a month after John F. Kennedy’s death; the media never found her, a point of pride for the staff. Limahuli Garden and Preserve was disappointing. This National Tropical Botanical Garden is described as a rare gem, located on the far north shore past Princeville where it always rains and the road deteriorates rapidly. At one point water was running across the road with a sign saying, “Water can be dangerous if too deep.” A guided tour of this ancient terraced Taro farm cost $30, but a guide wouldn’t leave the warm, dry information center for less than 10 people. We bought a self-guided tour book for $15 that devoted several pages to each stone and plant, but it was not practical to read while scaling the steep slope in a downpour. There is a lovely orchid garden at The Plantation in Poipu, the site of an old plantation where the original house has been turned into a very good restaurant. A path winds through hanging orchids as well as in the ground. It seemed small but appreciating each flower and the fragrance takes time. Do take time to smell the orchids.
Port Ludlow Voice Page 5 What is a Trust, and Do I Need One? by Amanda Wilson, Estate Planning Attorney Trusts are estate-planning tools that were relatively unheard of before 1960, although they have been in existence since the 1600s. Although they are increasingly popular, few people understand them well or have researched their applications to unique estates. In short, Trusts assist families or individuals in managing and transferring their estates. A Living Trust is created during the estate-holder’s lifetime. Benefits of creating a Living Trust are creating safeguards for periods of incapacity, easing transition when a death occurs and providing tax incentives for estate-holders with substantial estates. In Washington State, a substantial estate is an estate over $2,000,000. A Living Trust is recommended for blended families with children from prior relationships or where each individual brought in substantial personal assets, individuals or couples whose estates is more than $2,000,000 and any estate that has a significant amount of real estate (three or more houses or properties). Anyone can have a Living Trust, but it does require some work by estate-holders up front, and simple estates may not require that work to be done. Alternatively, a Testamentary Trust can be created upon the estate-holder’s death, through the estate-holder’s Last Will and Testament. The main use of a Testamentary Trust is to provide funds to beneficiaries for specific purposes after an estate-holder dies. The funds can be for any number of purposes: education, special needs, pet care or charities to name a few. For a Testamentary Trust, the Last Will and Testament becomes the Trust document naming a Trustee and laying out any Trust provisions. A Testamentary Trust can also provide some tax protections, though not as much as a Living Trust. Because a Testamentary Trust is created after the estate-holder’s death, it contains no provisions to protect the estate during periods of incapacity during the estate holder’s lifetime. Also, Last Will and Testaments that create Testamentary Trusts do not handle the entire estate of a couple, but only the individual’s own portion of the estate. When a Living Trust is created, the estate-holder signs a Trust document and transfers ownership of their assets (real estate, accounts, etc.) into the name of the Living Trust. By transferring their estate during life, the estateholder has more control over the management of their estate, now and after their death. Once transferred into the Living Trust, the Trust Estate is managed by the Trustee, who is named by the original estate-holder(s) and is most often the original estate-holder(s) themselves. A close family member or friend (or a professional who is hired for a fee) is named as the Subsequent Trustee who steps in when the original estate-holder is no longer able to manage the estate because of death or incapacity. Trustees must adhere to rules set out by the original estateholder(s) in the Trust document, which can be amended by the original estate-holder(s) as long as they are able. With a Living Trust, because the estate is transferred during life, the estate-holder’s estate will not pass through a Will, and therefore does not need to go to probate if the estate-holder is conscientious about funding the Trust (transferring all of their estate and any future assets acquired into the Living Trust). However, even with a Living Trust it is necessary to have a simple Will in place, called a pour-over Will, which transfers any overlooked assets into the Living Trust upon the estate-holder’s death. Every estate is unique, so it is beneficial to consult with an estate planning attorney before making estate planning decisions, such as whether it is better for you and your family to have a Trust or Wills. Remember, a Living Trust does not do anything unless the Living Trust owns your estate, so creating one on-line can be a liability. Your attorney can help you update your estate plan and avoid blunders. McHurons Celebrate 70 Years Former residents Clark and Jean McHuron celebrated 70 years of marriage on Tuesday, February 28. Migrating to their favorite place, the Pacific Northwest, in 1993 after many years of seeing the U.S. and the world, they settled in Port Ludlow. They owned the Eagle’s Nest, a 35-foot CHB trawler and welcomed visitors into their home overlooking Puget Sound and the Cascades. The McHurons were actively involved here with church and community. Clark was citizen chairman of a committee that coordinated EMTs and paramedics to better the local emergency response system. Jean spearheaded “Sew What?,” an organization that made countless items for the needy. As children the McHurons grew up on the same street in upstate New York. She became a teacher and he graduated from Syracuse University with post-graduate work at Brown. Throughout the years they lived in Providence, Rhode Island; Washington, D.C.; Denver, Colorado; Wyoming, Alaska and California before settling in Port Ludlow. Active octogenarians, they returned to California in 2004 settling in Davis. They have hosted many family gatherings and frequent the Senior Center where Jean has been an enthusiastic participant of the Memoirs Class documenting their exciting life together. If you asked her what the secret to their marriage is, she would say, “He traveled a lot.” Congratulatory notes can be sent c/o Barbara McHuron, 5302 Vista Point Court, Concord CA 94521.
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