- Page 4 and 5: 2 Contents Notice of Meeting 3 Sect
- Page 6 and 7: 4 Five Years of Being First
- Page 8 and 9: 6 Branch Network
- Page 10 and 11: 8 Branch Locations
- Page 12 and 13: 10 Board of Directors Standing from
- Page 14 and 15: 12 Group Executive Management THE E
- Page 16 and 17: 14 Chairman’s Report
- Page 18 and 19: 16 Chairman’s Report continued pr
- Page 20 and 21: 18 Chief Executive Officer’s Repo
- Page 22 and 23: 20 Chief Executive Officer’s Repo
- Page 24 and 25: 22 “2007 was another exceedingly
- Page 26 and 27: 24 Management Discussion and Analys
- Page 28 and 29: 26 Management Discussion and Analys
- Page 30 and 31: 28 Management Discussion and Analys
- Page 32 and 33: Strategic Business Units and Functi
- Page 34 and 35: 32 Sharon Brown Managing Director,
- Page 36 and 37: 34 Oliver Jordan Managing Director,
- Page 38 and 39: 36 Tom Crawford Managing Director,
- Page 40 and 41: 38 Milton Brady Managing Director,
- Page 42 and 43: 40 Lloyd Samaroo Managing Director,
- Page 44 and 45: Retail Banking
- Page 46 and 47: Capital Markets
- Page 48 and 49: Corporate Banking
- Page 50 and 51: Wealth Management
- Page 52 and 53:
50 Treasury Sales & Trading
- Page 54 and 55:
52 Pradip Chhadva Managing Director
- Page 56 and 57:
54 Human Resources/Marketing
- Page 58 and 59:
56 Juan M. Corral Managing Director
- Page 60 and 61:
58 Martin Griffiths Chief Risk Offi
- Page 63 and 64:
Financial Statements 2007 61
- Page 65 and 66:
Consolidated Statement of Income Co
- Page 67 and 68:
Consolidated Statement of Changes i
- Page 69 and 70:
Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Notes to the Consolidated Financial
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Proxy Form I/We, the undersigned sh