Relocate! Magazine Sep/Oct 2015
In this Issue: Exploring Alaska! We will be running a series of articles on the different cities in Alaska, with Ketchikan being the First City: Ketchikan, Alaska: Beautiful Land, Beautiful People; MOVING? Will Your Credit Sustain You? ; Get Your Rental Security Deposit Back ; Tips for Safer Travels / Traveling with Food Sensitivities ; Ready for a Road Trip?; Boots on the Ground: Relocating via “The Dog” ; Save Money at the Pump ; Steer Clear of Distracted Driving: Safety tips for families on the road.
In this Issue:
Exploring Alaska! We will be running a series of articles on the different cities in Alaska, with Ketchikan being the First City: Ketchikan, Alaska: Beautiful Land, Beautiful People; MOVING? Will Your Credit Sustain You? ; Get Your Rental Security Deposit Back ; Tips for Safer Travels / Traveling with Food Sensitivities ; Ready for a Road Trip?; Boots on the Ground: Relocating via “The Dog” ; Save Money at the Pump ; Steer Clear of Distracted Driving: Safety tips for families on the road.
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Bringing You Destination<br />
Options for Relocation<br />
Exploring<br />
Boots on the Ground<br />
Relocating Via “The Dog”<br />
Volume 1 Issue 1 | <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong>
<strong>Relocate</strong>! <strong>Magazine</strong> is<br />
published by Publish in<br />
Paradise for the purpose of<br />
exploring the United States<br />
of America, our land, our<br />
people, and the opportunities<br />
available to bring you<br />
destination options for<br />
relocation.<br />
25% of all advertising<br />
revenue is donated to New<br />
Beginnings of His Work<br />
Global Ministries, Inc. for the<br />
purpose of helping<br />
individuals and families<br />
relocate, when they have no<br />
means to do so on their own.<br />
© <strong>2015</strong> Publish in Paradise<br />
PublishinParadise.com<br />
For advertising inquiries,<br />
please visit us online at<br />
www.<strong>Relocate</strong>Mag.us<br />
Publisher:<br />
Publish In Paradise<br />
Editor:<br />
Angela J. Richards<br />
relocatemag@my.com<br />
Contributors:<br />
Family Features<br />
Angela J. Richards<br />
From the Editor<br />
The islands and the coast lands are<br />
crowded and expensive. There also<br />
rumblings in the earth, earthquakes,<br />
hurricanes, and other natural disasters<br />
that are causing people to think about<br />
relocation.<br />
Bringing You Destination<br />
Options for Relocation<br />
There is also a spiritual aspect to this. We have heard many<br />
who have said they feel in their spirit they need to move, but<br />
don't know where to move to. We have heard the prophetic<br />
warnings. We are seeing the signs. The map of our beloved<br />
USA is changing, shifting, possibly even re-birthing.<br />
For those of you wondering, "Where do I go?" We hope to<br />
provide options for destinations in your search for relocation<br />
areas. Those options are not just a city, state or area to move<br />
to, but also a glimpse into the lives of those already living in<br />
those areas, business and employment opportunities,<br />
educational opportunities, housing, recreation, and more.<br />
If you are looking to relocate, may <strong>Relocate</strong>!<strong>Magazine</strong> help<br />
be a light unto your path.<br />
Angela<br />
On the cover: Photo of Auke<br />
Lake in Juneau, Alaska.<br />
Photo by Angela J. Richards<br />
for <strong>Relocate</strong>! <strong>Magazine</strong><br />
www.<strong>Relocate</strong>Mag.us<br />
"You will be hearing of wars and rumors of wars. See<br />
that you are not frightened, for those things must take<br />
place, but that is not yet the end. For nation will rise<br />
against nation, and kingdom against kingdom, and in<br />
various places there will be famines and earthquakes.<br />
But all these things are merely the beginning of birth<br />
pangs." Matthew 24:6-8<br />
<strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us
Departments<br />
Explore our Country<br />
Exploring Alaska! We will<br />
be running a series of<br />
articles on the different<br />
cities in Alaska, with<br />
Ketchikan being the First<br />
City.<br />
12 Ketchikan, Alaska:<br />
Beautiful Land, Beautiful<br />
People<br />
Sustainability<br />
16 MOVING? Will Your<br />
Credit Sustain You?<br />
18 Get Your Rental<br />
Security Deposit Back<br />
Preparation<br />
8 Ready for a Road Trip?<br />
On the Move<br />
4 Boots on the Ground:<br />
Relocating via “The Dog”<br />
9 Save Money at the Pump<br />
10 Steer Clear of<br />
Distracted Driving: Safety<br />
tips for families on the road<br />
4<br />
12<br />
8<br />
7 Tips for Safer Travels /<br />
Traveling with Food<br />
Sensitivities<br />
Find us on<br />
Facebook<br />
Follow Us on<br />
Instagram<br />
16<br />
<strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us
Boots on the Ground<br />
Relocating Across<br />
10 States via “The<br />
Dog”<br />
© Angela J. Richards for<br />
<strong>Relocate</strong>! <strong>Magazine</strong><br />
In February of this year every door was<br />
closing on me in a beautiful city that I<br />
was trying to call home, but I ended up<br />
homeless once again. I spent three nights<br />
at KOTS (Keys Overnight Temporary<br />
Shelter) in Key West, Florida before<br />
hopping a Greyhound to go where there<br />
was an open door to me—across the<br />
country in Montana.<br />
Relocating via a bus and going through<br />
10 states was a leap of faith for me. But<br />
taking a leap of faith was not new to me. I<br />
had taken that leap in 2011 when all the<br />
doors were closing for me in Alaska and<br />
the only door open to me was in Key West,<br />
Florida. I followed the leading of the Holy<br />
Spirit and safely relocated across the<br />
country, via a jet with one adult son, one<br />
teenaged son and two dogs.<br />
But now, it was more than three years<br />
later. Within our first year in Key West, we<br />
had to rehome our beloved dogs due to our<br />
struggles with homelessness. My eldest<br />
son decided to stick it out in Key West, and<br />
my youngest son had already moved back<br />
home to Alaska. I had stayed in Key West<br />
knowing my ministry work there wasn’t<br />
finished. But when all the doors began to<br />
close, it was time to leave. I knew that God<br />
would be with me in my relocating to<br />
Montana just like He was in our move to<br />
Florida.<br />
4 | <strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us
were guarded and not very trusting of<br />
others, not very friendly, but as we<br />
journeyed toward Montana people were<br />
more relaxed and friendly with one<br />
another. I heard many discussing their<br />
personal stories with cancer, and sharing<br />
tips in ways to endure the struggle.<br />
My ticket cost less than $300.00, and with<br />
the money I had left I was planning on<br />
using for food. The Holy Spirit was urging<br />
me to save $100 of that, for what I didn’t<br />
know, but I did save out the $100 as I was<br />
led. I brought as much food with me as<br />
possible, including some cheese and boiled<br />
eggs (that was a mistake). Having food<br />
sensitivities makes it difficult to eat out,<br />
so I plan ahead by having as much of my<br />
own foods with me as possible. Besides, it<br />
saves money to carry<br />
your own food.<br />
I was not prepared<br />
for the changes in<br />
the temperatures. I<br />
was being<br />
prompted to bring<br />
my warm coat along<br />
with me, but since<br />
it was buried under<br />
all the other totes in my storage unit, I left<br />
it behind. So I ended up traveling from 80<br />
degree weather all through different<br />
temperatures, including 0 degree temp.,<br />
with a hooded sweatshirt. I should’ve<br />
listened to the still small voice but I didn’t,<br />
and by the end of my journey I paid for it.<br />
While on the bus I found it interesting that<br />
the spiritual climate changed during the<br />
trip as well. While on the East coast people<br />
For those of us without children the travel<br />
was smooth and a good experience;<br />
however, that<br />
was not the case<br />
with the parents,<br />
single or not, who<br />
were traveling on<br />
the bus with<br />
small children—<br />
it was a<br />
challenge. If you<br />
are looking to relocate with children in tow,<br />
I would not recommend the bus—<br />
relocating is stressful enough without the<br />
added stress of trying to keep your children<br />
fed, clean and calm during such an<br />
exciting and exhausting time. If you can,<br />
fly to your destination when you have<br />
children.<br />
As I traveled out of Florida, with each state<br />
we stopped in, I took the opportunity to lay<br />
my “boots on the ground” and pray over<br />
each state. If I know one thing about our<br />
Heavenly Father, it is that He loves ALL<br />
people. Period. So praying over all people<br />
is always encouraged, unless they refuse<br />
prayer, then of course we respect their<br />
choices and move on. We are all on our<br />
own spiritual journeys, and during our<br />
journey we should be at peace with all men<br />
as much as that is possible. Judge not,<br />
and love lots.<br />
See “The Dog” next page…<br />
<strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us | 5
The Dog cont…<br />
During my layover times throughout the<br />
states, many of the bus depots had lockers<br />
one could rent, or even a storage service<br />
for a small fee, where I could store my bags<br />
until my next departure. While on the<br />
Greyhound, the travelers are responsible<br />
for all their luggage, which can be a pain,<br />
so having the storage service and the<br />
lockers is invaluable so you can actually<br />
have some freedom to explore your new<br />
surroundings and meet new people.<br />
When I finally made it to Montana, we had<br />
a very long layover in Butte, which hosts<br />
a small depot that gets closed in between<br />
bus arrivals and departures. And by this<br />
time, traveling through extreme<br />
temperatures with nothing but a hoodie, I<br />
was hosting a fever. I needed rest and real<br />
food. Luckily, God knew what I was going<br />
to need ahead of time, and by listening to<br />
His Spirit and saving out money, my needs<br />
were met.<br />
I got my much needed rest at Eddy’s<br />
Motel—and with a free upgrade to a room<br />
with a mini fridge and microwave. (Room<br />
number 7, no less J.) There is a nice<br />
restaurant next door to Eddy’s Motel where<br />
I grabbed both breakfast and lunch, so I<br />
wouldn’t have to leave the motel. I had all<br />
day to rest and fight off the fever in plenty<br />
of time to catch the last bus to my<br />
destination in Helena, Montana.<br />
Motel room for the day $60<br />
Cab fare to and from the motel $20<br />
Breakfast & lunch while at the motel $20<br />
Total that the Holy Spirit had me<br />
save out $100<br />
This was a journey I will never forget, and<br />
all for good reasons. I learned a lot, I met<br />
a lot of wonderful people in ten different<br />
states, on five different busses, in a total<br />
of four days…and that is priceless. R!<br />
Helena, Montana<br />
6 | <strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us
Tips for Safer Travels:<br />
· Dress for comfort not for success.<br />
· Use a Fanny Pack or comparable to keep<br />
your IDs, wallet, glasses, tissues, etc.<br />
close to you.<br />
· Use a wheeled backpack for added storage<br />
and to give your back a rest.<br />
· Bring a compact sleeping back to use for<br />
extra warmth on a bus.<br />
· Bring a compact coat so you have it available<br />
when needed and can easily stow it in<br />
your backpack when not needed.<br />
· Bring non-perishable foods with you.<br />
· Build up your body’s immunity before<br />
and during your travels—herbs, vitamins,<br />
especially vitamin c.<br />
· Always follow the leading of the Holy<br />
Spirit!<br />
Preparing for Traveling Journeys<br />
when you Have Food Sensitivities<br />
By Angela J. Richards for <strong>Relocate</strong>! <strong>Magazine</strong><br />
Having food allergies changes your<br />
lifestyle. You have to change the way you<br />
eat, the way you shop for food, and where<br />
you go to dine-out. And when it comes to<br />
traveling, it can really pose challenges<br />
with all of those changes.<br />
As a traveler who battles Celiac and<br />
Diabetes, it was a real challenge to find<br />
food that I could eat since I didn’t always<br />
have the luxury of preparing it in a<br />
kitchen. Here are a couple tips that I have<br />
learned during my journey:<br />
● Bring your spices/herbs<br />
with you. If you have a<br />
certain set of herbs/spices<br />
you use to cook with, many<br />
others many not have them<br />
available. Put them in<br />
zippered plastic bags, clearly labeled,<br />
then roll them and put them all in a<br />
quart sized zippered plastic bag for<br />
easy travel.<br />
● Mini plastic containers<br />
make great travel<br />
companions. Even though<br />
glass is all the rage, plastic<br />
is lightweight and usually<br />
shatterproof.<br />
Lucas Oil Stadium is a multi-purpose stadium<br />
in downtown Indianapolis, Indiana.<br />
● Utilize Kitchenettes whenever<br />
possible. When staying at motels I<br />
make sure I have a room with a mini<br />
fridge and a microwave.<br />
Healthy Travels!<br />
<strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us | 7
Ready for a Road Trip Through the USA?<br />
Avoid<br />
breakdowns<br />
with a pretrip<br />
vehicle<br />
check<br />
Photo courtesy of Getty Images<br />
If your upcoming travel plans include a<br />
road trip, the last thing you want is<br />
unexpected car trouble to leave you<br />
stranded at the side of the road. A pre-trip<br />
vehicle check is the best way to ensure that<br />
your car is ready to get you to your<br />
destination.<br />
"Taking steps to have auto repairs<br />
performed before long distance driving will<br />
not only give you peace of mind, but will<br />
also help avoid the inconvenience and<br />
potential safety hazards of breaking down<br />
when you're miles from home," said Rich<br />
White, executive director of the Car Care<br />
Council.<br />
Protect your vehicle and your own safety<br />
by following these recommendations from<br />
the Car Care Council and complete a<br />
thorough pre-trip checklist before hitting<br />
the road:<br />
● Check the brake system and make sure<br />
the battery connection is clean, tight<br />
and corrosion-free.<br />
● Check filters and fluids, including<br />
engine oil, power steering and brake<br />
and transmission, as well as windshield<br />
washer solvent and coolant. Dirty air<br />
filters can waste gas and cause the<br />
engine to lose power.<br />
● Check hoses and belts that can become<br />
cracked, brittle, frayed, loose or show<br />
signs of excessive wear. These are<br />
critical to the proper functioning of the<br />
8 | <strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us
electrical system, air conditioning,<br />
power steering and the cooling system.<br />
● Check the tires, including tire pressure<br />
and tread. Underinflated tires reduce a<br />
vehicle's fuel economy and uneven wear<br />
indicates a need for wheel alignment.<br />
Tires should also be checked for bulges<br />
and bald spots.<br />
● Check that the gas cap is not damaged,<br />
loose or missing to prevent gas from<br />
spilling or evaporating.<br />
You can also make sure your vehicle is<br />
road-trip-ready by taking better care of<br />
your vehicle throughout the year using<br />
tools such as the Car Care Council's free<br />
personalized schedule and email reminder<br />
service, which can help you drive smart,<br />
save money and make informed decisions<br />
about your car.<br />
To access this convenient service, or to<br />
order a copy of the council's Car Care<br />
Guide, which is available electronically or<br />
as a booklet you can store in your glove<br />
box, visit www.carcare.org. R!<br />
Source: Car Care Council | Family Features<br />
Save Money at the Pump<br />
As gas prices continue to drop, motorists<br />
should take advantage of their savings at<br />
the pump and invest it back into their<br />
vehicles. By spending a little now to<br />
increase fuel efficiency, drivers can<br />
multiply fuel savings and save more<br />
money at the pump, according to the Car<br />
Care Council.<br />
Here are a few simple steps for motorists<br />
to be car care aware to improve fuel<br />
efficiency and save money in the long run:<br />
● Engine performance: Keep your car<br />
properly tuned to improve gas mileage<br />
by an average of four percent.<br />
● Tire pressure: Keep tires properly<br />
inflated and improve gas mileage by<br />
up to 3.3 percent.<br />
● Motor oil: Improve gas mileage by 1<br />
to 2 percent by using the grade of<br />
motor oil recommended by the<br />
manufacturer.<br />
● Air filters: Replacing clogged air filters<br />
on older vehicles can improve fuel<br />
economy and will improve<br />
performance and acceleration on all<br />
vehicles.<br />
● Gas cap: Damaged, loose or missing<br />
gas caps allow gas to vaporize into the<br />
air.<br />
For more tips to increase savings and fuel<br />
efficiency for your vehicle, visit<br />
www.carcare.org.<br />
Source: Car Care Council<br />
<strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us | 9
Steer Clear of Distracted Driving<br />
Safety tips for families on<br />
the road<br />
The dangers of distracted<br />
driving affect thousands<br />
of lives each year. Are<br />
you taking the proper steps to<br />
ensure a safe driving<br />
experience for you, your passengers and<br />
others on the road?<br />
According to the National Highway Traffic<br />
Safety Administration (NHTSA), the<br />
numbers are all too real, with 3,154 people<br />
killed in 2013 due to distracted driving on<br />
the road. While many states have adopted<br />
laws to crack down on phone usage behind<br />
the wheel, real change starts at home, with<br />
drivers pledging to adopt simple safety<br />
measures and ensuring family members<br />
also make the commitment.<br />
As advocates for safe driving everywhere,<br />
the car experts at Edmunds.com offer<br />
these tips for safe travels behind the wheel:<br />
Limit the distractions. While it's always<br />
a good idea to have a phone with you in<br />
case of a breakdown or other auto<br />
emergency, keep distractions out of sight<br />
while driving. Turn your phone on silent,<br />
"airplane mode" or off completely before<br />
you enter your vehicle. Placing your phone<br />
in the glove box, the back seat or the trunk<br />
- or even just in a bag - can also keep the<br />
temptation of answering your calls or texts<br />
at bay, so you can focus on the road<br />
instead.<br />
Just drive. Many other activities can also<br />
be distracting in the car, such as eating,<br />
drinking, managing your entertainment or<br />
even putting on makeup. Make sure your<br />
car is used only for getting you from point<br />
A to point B, and save the other activities<br />
for your destination.<br />
Make it a family priority. Discuss the<br />
responsibilities that come with driving a<br />
vehicle and the hazards that accompany<br />
distracted driving. Set rules for your whole<br />
family so teen drivers know that you too<br />
are engaged in creating a safe zone in your<br />
own vehicle. Be a good role model even<br />
before your children are old enough to<br />
drive so they witness only good habits.<br />
Set a reminder for safety. Place a sticky<br />
note on your phone or a photo of a loved<br />
one in a non-obstructive location in your<br />
Photo courtesy of Getty Images<br />
10 | <strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us
car to remind you of your commitment to<br />
safe driving. Tech savvy owners of the<br />
Apple Watch can download the<br />
DrivePromise app created by<br />
Edmunds.com, which is free and allows<br />
users to upload a photo of a loved one. The<br />
app will then detect if the wearer is in a<br />
moving vehicle, bringing up the photo as<br />
a psychological reminder to drive safely.<br />
distracted driving. Safer roads start with<br />
smart, focused driving. For more<br />
information on staying safe on the road,<br />
visit http://www.edmunds.com/carsafety/.<br />
R!<br />
Source: Edmunds.com | Family Features<br />
Don't be a passive passenger. Spreading<br />
the message about safe driving doesn't<br />
stop when you're in the passenger seat. If<br />
you're in the car with an individual using<br />
their phone, ask them to put it down for<br />
their safety and for yours.<br />
Become an advocate for safe driving, and<br />
tell your family, friends, neighbors and<br />
everyone you know about the dangers of<br />
<strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us | 11
Exploring Alaska<br />
Ketchikan: Beautiful Land, Beautiful People<br />
First article in the “Exploring Alaska” series<br />
© Angela J. Richards for <strong>Relocate</strong>! <strong>Magazine</strong><br />
Mountain range seen from the town of Ketchikan,<br />
Alaska’s first city.<br />
When I was 15 my mom married<br />
an Alaskan logger who moved<br />
us from Oregon to The Last<br />
Frontier, where I fell in love with a Tlingit<br />
boy. Although our relationship ended, our<br />
love lives on through our son, Joshua.<br />
Joshua’s paternal family adopted me into<br />
their tribe when I was 16. I am an Alaskan.<br />
I am a Tlingit. I am a Raven.<br />
Since that time Alaska has been my home.<br />
Marilyn “Mom” Wilson a Tlingit Eagle from<br />
the Brown Bear Clan (Teikweidi) from<br />
Angoon, Alaska seen here in the July 4th<br />
Parade in Haines, Alaska.<br />
Alaska is like that. Alaskans are strong,<br />
steadfast people who join together,<br />
persevere and help one another, even in<br />
our darkest hours. Through the darkness<br />
and the many inches of rain here in<br />
Ketchikan, light always shines through.<br />
Photo by Rainy Kasko<br />
“I am an Alaskan. I am a Tlingit. I am a Raven.”<br />
My five children were all born and raised<br />
in Ketchikan—Alaska’s first city. We have<br />
had our share of tragedies and triumphs,<br />
and without our faith and the people in our<br />
community standing strong with us, I don’t<br />
know how we would have survived. But<br />
In 2011 my family was still recovering from<br />
tragedies that hit us in 2010, like they hit<br />
Job—before one had subsided another one<br />
had hit. The final blow was when my<br />
17-year-old daughter was in a terrible car<br />
accident. Thankfully, there was no life lost,<br />
12 | <strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us
“tourist” and seeing<br />
all the new shops, as<br />
well as stopping in to<br />
some long standing<br />
establishments.<br />
but she was seriously injured.<br />
Due to the accident, I lost my<br />
job, we lost our home, and our<br />
family began to crumble.<br />
While we were still doing<br />
our best to survive even a year<br />
after the accident, our family<br />
was facing homelessness<br />
right here in our home town.<br />
I prayed for God to open a<br />
door. The prayer distinctly<br />
was, “I will go anywhere you<br />
provide a home.” He answered<br />
that prayer and we moved<br />
clear across the country to<br />
Key West, Florida. My eldest<br />
and youngest sons and I<br />
relocated via Alaska Airlines<br />
and we began a new journey.<br />
My three other children<br />
remained in Alaska.<br />
At the end of June of this<br />
year, I had the pleasure of<br />
being able to come “home” to<br />
my old stompin’ grounds here<br />
in Ketchikan to spend time<br />
with family. I thoroughly<br />
enjoyed my visit and playing<br />
I walked the<br />
legendary “Married<br />
Man’s Trail” once again, a<br />
trail I used to live on. This<br />
trail, from what I’ve heard,<br />
was the passage married men<br />
would use in order to sneak<br />
over to the infamous Creek<br />
Street–the Red Light District,<br />
back in the day.<br />
During my tourist<br />
adventures I stopped into<br />
some of my favorite spots:<br />
I walked along Creek<br />
Street and had to stop in for<br />
lunch at one of my favorite<br />
restaurants, Good Fortune,<br />
before continuing my stroll.<br />
The new Tongass<br />
Historical Museum has taken<br />
over the old library. I enjoyed<br />
A model of an Alaskan Native clan<br />
house on display at the Tongass<br />
Historical Museum.<br />
Married Man’s Trail can<br />
be found off of Creek<br />
Street.<br />
The infamous Creek<br />
Street is part of the<br />
walking tour in Ketchikan<br />
where one will find<br />
various establishments<br />
and welcoming smiles.<br />
<strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us | 13
My daughter,<br />
Cristina, and I on the<br />
Ward Lake trail.<br />
the self-led tour of “Our Town”<br />
in our local museum.<br />
Not far from Creek Street<br />
is a well known local hot<br />
spot, and a must see and<br />
eat–breakfast always served<br />
in this much loved retro<br />
cafe, the Pioneer Cafe where<br />
my kids and I enjoyed great<br />
food and reminiscing.<br />
After a great meal, be sure<br />
to stop into Ketchi Candies for<br />
a delicious selection of fine<br />
chocolates, they even have<br />
sugar free; Followed up by Rain<br />
Country Nutrition right next<br />
door where you can find a<br />
myriad of things for health and<br />
wellness, as well as items made<br />
specifically for on the go and<br />
travel.<br />
During my visit, I couldn’t wait<br />
to get back out on the trail at<br />
Ward Lake, which I did a few<br />
times with friends and family,<br />
as well as the trails at Settler’s<br />
Cove.<br />
I cannot explain how safe it<br />
feels to be here, to be home<br />
with family and friends. Even<br />
though I was born in California<br />
and raised in Oregon, to me<br />
Alaska is home; Alaska is<br />
FAMILY.<br />
“Even though I was<br />
born in California and<br />
raised in Oregon, to<br />
me Alaska is home;<br />
Alaska is FAMILY.”<br />
When I was “down south” as we<br />
Alaskans call the lower 48<br />
states, and people would learn<br />
of my being from Alaska, their<br />
ears would perk up and they<br />
would want to learn more about<br />
our beautiful state. I was<br />
always happy to tell them that<br />
I don’t miss the weather, but I<br />
miss the people.<br />
Here, the people are real.<br />
Alaskans are people who are<br />
willing to share their lives with<br />
you. If you are hungry, you will<br />
be fed. If you need shelter, they<br />
will open their home to you. I<br />
see this especially amongst my<br />
Alaska Native family.<br />
Whether through blood or<br />
through adoption, if you are of<br />
the Tribes, you are family. And<br />
family here will not leave you<br />
out in the cold. At least that<br />
has not been my experience.<br />
For when we were hungry, they<br />
fed us, and when my children<br />
and I had nowhere to sleep,<br />
they took us into their homes.<br />
Alaskans are like that.
If you’re looking to<br />
relocate outside of the<br />
continental United States;<br />
if you love the wilderness<br />
and clean fresh air and<br />
water, if you’re not afraid of<br />
shoveling snow or playing<br />
in the rain, then you may<br />
find Ketchikan, Alaska to<br />
be home for you as well. R!<br />
My eldest son, Joshua, and I.<br />
<strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us | 15
MOVING?<br />
Will Your Credit<br />
Sustain You?<br />
Up to 80 percent of<br />
Americans still<br />
think owning a<br />
home is part of the<br />
American dream,<br />
according to a recent<br />
Harris Poll. With home<br />
sales reaching the highest pace in nearly<br />
six years, it may be time to finally get<br />
packing.<br />
Don't jump too fast, though.<br />
While new rules have relaxed the credit<br />
standards imposed by Fannie Mae and<br />
Freddie Mac (two of the biggest government<br />
loan guarantors), making it possible for<br />
many young first-time buyers to take the<br />
leap into home ownership, there are some<br />
important considerations to make long<br />
before hiring the movers.<br />
What is a credit score and why does<br />
it matter?<br />
Holding down a steady job, paying your<br />
bills on time, keeping your credit card<br />
balances low and only opening new credit<br />
when absolutely needed are all factors that<br />
go into your credit score. While you may<br />
Photo courtesy of Getty Images<br />
not see a huge difference between 698 and<br />
700, those two points can actually end up<br />
costing thousands of dollars.<br />
"Before applying for any loan, be sure<br />
to check the state of your credit," said Scott<br />
Smith, president of CreditRepair.com.<br />
"Owning a home is a big part of the<br />
American dream, but home loans can be<br />
very complex, and doing all of the proper<br />
research from the beginning, including<br />
completing any necessary credit repair up<br />
front, will make the process that much<br />
simpler."<br />
Resources such as CreditRepair.com<br />
offer a free online credit score estimator to<br />
help check your score. Anything below 620<br />
ranks as poor; 620-699 is fair; 700-749 is<br />
good and anything over 750 is excellent.<br />
16 | <strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us
Home loans and a down payment<br />
While it is possible to buy a home without<br />
a mortgage, most people don't have that<br />
kind of cash. However, you will need at<br />
least 5 to 20 percent of the sale price in<br />
cash in order to qualify for a conventional<br />
loan.<br />
Getting a mortgage can be difficult and<br />
frustrating, even for people with nearperfect<br />
credit. If you find yourself with a<br />
sub-optimal credit score and you are in the<br />
market for a new home, Smith suggests<br />
taking these steps before making a trip to<br />
the bank:<br />
● Give yourself time. Good things do<br />
come to those who wait. Take the time<br />
to repair and build up your credit. It<br />
could save you thousands of dollars<br />
down the road.<br />
For more tips on managing your money or<br />
your credit, visit www.CreditRepair.com.<br />
R!<br />
"Before applying for any<br />
loan, be sure to check<br />
the state of your credit,"<br />
– Scott Smith.<br />
● Get a copy of your credit report. You<br />
are entitled to one free credit report<br />
from each of the three major credit<br />
bureaus each year by law (in some<br />
states, you are entitled to more than<br />
one free report a year).<br />
Source: CreditRepair.com | Family Features<br />
● Analyze your credit report. Carefully<br />
scrutinize your report to identify any<br />
errors that can help boost your score<br />
and request corrections for all<br />
erroneous information.<br />
● Keep all credit card accounts open.<br />
Closing an unused credit card account<br />
can actually negatively affect your<br />
credit. Fifteen percent of your score is<br />
based on credit history.<br />
● Make all payments on time. Payment<br />
history accounts for a whopping 35<br />
percent of your credit score.<br />
<strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us | 17
Tips to Get Your Rental Security Deposit Back<br />
Moving out of an apartment or<br />
rental home is hard work and<br />
often unveils inevitable wearand-tear<br />
from living in the space. What can<br />
be even more challenging is restoring the<br />
space to its original condition in order to<br />
get your security deposit back.<br />
Before paying professional handymen and<br />
cleaning services for repairs, there are<br />
several areas you can address on your own<br />
to help your deposit make its way back into<br />
your wallet.<br />
"Do-it-yourself projects and repairs don't<br />
have to be overwhelming or require paid<br />
professionals," says Brittany Bailey, do-ityourself<br />
and home improvement expert<br />
and blogger behind PrettyHandyGirl.com.<br />
"All it takes is the right tools and a boost<br />
of confidence to DIY your rental to tip-top<br />
condition."<br />
Bailey recommends these easy tips for<br />
repairing minor damages resulting from<br />
moments any renter can relate to:<br />
When odors linger in kitchens and<br />
bathrooms:<br />
● Allow fresh air to circulate through the<br />
space by opening windows for as long<br />
as possible and using exhaust fans<br />
while cleaning.<br />
● Clean garbage disposal blades and<br />
freshen the drain by placing a few<br />
pieces of lemon peels in the garbage<br />
disposal and running water as you turn<br />
it on.<br />
When customizing<br />
and decorating the<br />
space doesn't go as<br />
planned:<br />
● Patch small holes and cracks with 3M<br />
Patch Plus Primer 4-in-1 Applicator. It<br />
combines primer, spackle, a putty knife<br />
and a sanding pad into one simple tool<br />
for DIY-ers of any skill level.<br />
Photo courtesy of Getty Images<br />
18 | <strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us
● Paint walls back to their original color<br />
and use blue painter's tape to avoid<br />
splashing color on your trim and<br />
baseboards.<br />
● Get rid of tough stains by pouring nail<br />
polish remover on a clean white rag and<br />
gently scrubbing surfaces. (Be sure to<br />
test a small area before taking on the<br />
entire surface.)<br />
When get-togethers leave a lasting<br />
impression on surfaces:<br />
● Tackle scuff marks and wall stains<br />
without sprays or cleaners by using an<br />
easy erasing pad and water to gently<br />
buff away dirt and residue from the<br />
walls.<br />
● Lift carpet stains by creating a<br />
homemade cleaner using dishwashing<br />
liquid, white vinegar, water and baking<br />
soda.<br />
When you're ready to close the door and<br />
make new memories in your next home:<br />
● Leave on good terms with the landlord<br />
by taking out trash and cleaning as<br />
much as possible once all your<br />
belongings are packed away.<br />
● Stick around for the move-out<br />
inspection and confirm with the<br />
landlord when you can expect to receive<br />
your security deposit.<br />
When laminate cabinets and<br />
countertops can use a facelift:<br />
● Fill mild scratches and hide blemishes<br />
by using color-matched repair pens.<br />
For more DIY home repair tips, visit<br />
www.3mdiy.com. R!<br />
Source: 3M | Family Features<br />
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Features in the upcoming<br />
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Helena, Montana: Taking Care of<br />
Their Own<br />
Ferry Alaska: Relocation via the<br />
Marine Highway<br />
Exploring Alaska: Juneau, Alaska<br />
…and more<br />
<strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us | 19
20 | <strong>Relocate</strong>! <strong>Magazine</strong> <strong>Sep</strong>/<strong>Oct</strong> <strong>2015</strong> © Publish In Paradise | <strong>Relocate</strong>Mag.us